Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
1,507 |
$2,204,532 |
$1,109,186 |
$0 |
$5,109,522 |
$5,251,194 |
473.43% |
| Missouri Total |
100.00% |
663,158 |
$2,055,332,127 |
$2,050,451,124 |
$0 |
$1,775,423,333 |
$1,775,691,917 |
86.60% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.62% |
1,630 |
$124,359 |
$0 |
$94,228 |
$12,003 |
75.77% |
| Missouri Total |
100.00% |
320,222 |
$20,030,083 |
$0 |
$13,839,317 |
$2,038,785 |
69.09% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
25 |
$648,034 |
$0 |
$255,889 |
$0 |
39.49% |
| Missouri Total |
100.00% |
110,469 |
$438,035,129 |
$0 |
$223,147,429 |
$0 |
50.94% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
668 |
$32,037 |
$32,087 |
$0 |
$75,893 |
$75,893 |
236.52% |
| Missouri Total |
100.00% |
1,373,925 |
$258,760,883 |
$256,420,533 |
$117,532 |
$176,556,410 |
$189,010,903 |
73.71% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.68% |
31 |
$1,146,905 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
6,685 |
$20,181,148 |
$0 |
$23,140,567 |
$0 |
114.66% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$754 |
$754 |
$0 |
$124 |
$124 |
16.45% |
| Missouri Total |
100.00% |
1,719,031 |
$155,451,272 |
$154,976,542 |
$841 |
$95,511,750 |
$90,523,451 |
58.41% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.84% |
356 |
$4,435,784 |
$0 |
$2,272,925 |
$0 |
51.24% |
| Missouri Total |
100.00% |
312,317 |
$526,376,668 |
$1,467,933 |
$523,939,409 |
$0 |
99.54% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.47% |
749 |
$74,010 |
$117,724 |
$0 |
$40,045 |
$31,622 |
26.86% |
| Missouri Total |
100.00% |
168,117 |
$15,692,268 |
$20,885,202 |
$0 |
$8,600,798 |
$7,332,032 |
35.11% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
1,062 |
$251,389 |
$0 |
$119,784 |
$139,487 |
47.65% |
| Missouri Total |
100.00% |
3,138,717 |
$455,540,029 |
$1,468,996 |
$489,986,143 |
$188,427,507 |
107.56% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.87% |
2,106 |
$1,080,610 |
$0 |
$1,195,390 |
$292,018 |
110.62% |
| Missouri Total |
100.00% |
63,158 |
$27,944,222 |
$57,450 |
$81,431,567 |
$5,840,091 |
291.41% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
31 |
$840,537 |
$0 |
$884,288 |
$0 |
105.21% |
| Missouri Total |
100.00% |
80,586 |
$547,337,447 |
$1,946 |
$511,661,999 |
$0 |
93.48% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.91% |
234 |
$345,520 |
$0 |
$6,436 |
$2,208 |
1.86% |
| Missouri Total |
100.00% |
16,671 |
$18,108,043 |
$11,903 |
$60,643,235 |
$11,240,393 |
334.90% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.55% |
178 |
$183,210 |
$7,353 |
$1,203,360 |
$16,862 |
660.83% |
| Missouri Total |
100.00% |
137,859 |
$33,265,813 |
$20,515 |
$256,477,980 |
$1,706,914 |
771.00% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
806 |
$49,969 |
$50,055 |
$0 |
$0 |
$-459 |
-0.92% |
| Missouri Total |
100.00% |
693,929 |
$56,765,950 |
$56,974,426 |
$0 |
$25,067,281 |
$23,358,519 |
41.00% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
60 |
$130,907 |
$130,144 |
$0 |
$140,969 |
$98,848 |
75.95% |
| Missouri Total |
100.00% |
174,200 |
$383,719,171 |
$379,322,658 |
$3,516 |
$277,709,956 |
$268,794,687 |
70.86% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
48.99% |
8,871 |
$618,268 |
$0 |
$292,994 |
$60,739 |
47.39% |
| Missouri Total |
100.00% |
19,381 |
$1,261,983 |
$0 |
$924,148 |
$115,517 |
73.23% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
34 |
$0 |
$0 |
$1,030,987 |
$0 |
|
| Missouri Total |
100.00% |
36,738 |
$91,432,950 |
$97,555 |
$34,187,288 |
$0 |
37.39% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
30 |
$18,093 |
$18,111 |
$0 |
$42,047 |
$38,722 |
213.80% |
| Missouri Total |
100.00% |
136,747 |
$100,114,890 |
$100,166,356 |
$4,890,450 |
$58,330,893 |
$68,256,699 |
68.14% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
10 |
$285,638 |
$0 |
$120,027 |
$0 |
42.02% |
| Missouri Total |
100.00% |
54,205 |
$560,333,304 |
$0 |
$299,230,120 |
$0 |
53.40% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.58% |
1,035 |
$138,586 |
$0 |
$165,401 |
$1,299 |
119.35% |
| Missouri Total |
100.00% |
59,639 |
$8,757,712 |
$43,061 |
$6,806,522 |
$315,529 |
77.72% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
29 |
$28,392 |
$29,865 |
$0 |
$72,969 |
$76,554 |
256.33% |
| Missouri Total |
100.00% |
163,368 |
$344,897,933 |
$342,799,172 |
$209 |
$264,372,317 |
$267,428,929 |
78.01% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.23% |
2,661 |
$41,873,491 |
$0 |
$12,042,718 |
$0 |
28.76% |
| Missouri Total |
100.00% |
284,596 |
$1,881,745,967 |
$26,323,356 |
$1,193,717,953 |
$0 |
63.44% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
21.01% |
2,536 |
$250,435 |
$398,345 |
$0 |
$151,481 |
$119,615 |
30.03% |
| Missouri Total |
100.00% |
11,689 |
$1,192,049 |
$1,857,447 |
$0 |
$731,047 |
$656,310 |
35.33% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
506 |
$132,769 |
$131,625 |
$0 |
$528,077 |
$526,742 |
400.18% |
| Missouri Total |
100.00% |
246,211 |
$65,348,248 |
$65,173,053 |
$0 |
$29,873,193 |
$32,790,176 |
50.31% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.29% |
2,575 |
$1,218,840 |
$0 |
$544,151 |
$439,268 |
44.64% |
| Missouri Total |
100.00% |
779,743 |
$423,071,586 |
$8,376,438 |
$304,322,036 |
$163,806,914 |
71.93% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.42% |
3,310 |
$2,226,310 |
$0 |
$1,117,455 |
$265,665 |
50.19% |
| Missouri Total |
100.00% |
417,910 |
$536,202,703 |
$4,796,339 |
$501,958,628 |
$48,295,031 |
93.61% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
10 |
$0 |
$0 |
$41,926 |
$0 |
|
| Missouri Total |
100.00% |
184,099 |
$1,582,794,395 |
$656,824 |
$889,922,798 |
$0 |
56.22% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
417 |
$348,172 |
$0 |
$231,396 |
$116,712 |
66.46% |
| Missouri Total |
100.00% |
112,566 |
$240,292,022 |
$6,092,383 |
$179,561,163 |
$24,990,022 |
74.73% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.40% |
42,930 |
$3,162,377 |
$66,879 |
$2,524,609 |
$249,669 |
81.95% |
| Missouri Total |
100.00% |
1,884,316 |
$799,312,076 |
$307,533,931 |
$774,801,316 |
$60,890,331 |
96.93% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
6,891 |
$2,921,898 |
$2,017,896 |
$0 |
$6,161,127 |
$6,218,855 |
308.19% |
| Missouri Total |
100.00% |
12,713,587 |
$7,312,311,563 |
$7,274,695,579 |
$5,294,698 |
$5,673,688,510 |
$5,715,495,860 |
78.57% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
2,924 |
$2,311,333 |
$1,259,751 |
$0 |
$5,225,584 |
$5,358,833 |
425.39% |
| Missouri Total |
100.00% |
10,514,539 |
$5,121,340,548 |
$5,112,068,597 |
$209,111 |
$4,073,597,987 |
$4,087,892,605 |
79.97% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
5,653 |
$9,056,348 |
$7,353 |
$6,032,300 |
$462,578 |
66.69% |
| Missouri Total |
100.00% |
4,644,293 |
$3,067,810,984 |
$3,318,043 |
$2,619,191,596 |
$209,371,137 |
85.38% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
3,967 |
$610,565 |
$758,145 |
$0 |
$935,543 |
$860,022 |
113.44% |
| Missouri Total |
100.00% |
2,199,048 |
$2,190,971,015 |
$2,162,626,982 |
$5,085,587 |
$1,600,090,523 |
$1,627,603,255 |
75.26% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.79% |
61,853 |
$49,871,682 |
$66,879 |
$18,111,664 |
$1,133,352 |
36.45% |
| Missouri Total |
100.00% |
3,897,052 |
$6,338,128,203 |
$353,920,026 |
$4,496,127,439 |
$298,413,344 |
70.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.63% |
67,506 |
$58,928,030 |
$74,232 |
$24,143,964 |
$1,595,930 |
41.10% |
| Missouri Total |
100.00% |
8,541,345 |
$9,405,939,187 |
$357,238,069 |
$7,115,319,035 |
$507,784,481 |
75.65% |