Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
1,512 |
$1,878,694 |
$3,730,335 |
$0 |
$5,020,849 |
$5,474,174 |
146.75% |
| Missouri Total |
100.00% |
662,523 |
$1,957,296,360 |
$1,969,128,831 |
$0 |
$1,613,528,243 |
$1,603,626,587 |
81.44% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.63% |
1,904 |
$175,693 |
$0 |
$94,870 |
$14,426 |
54.00% |
| Missouri Total |
100.00% |
369,157 |
$28,058,128 |
$29,790 |
$16,504,778 |
$2,548,256 |
58.82% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
34 |
$459,602 |
$0 |
$1,135,721 |
$0 |
247.11% |
| Missouri Total |
100.00% |
137,071 |
$638,626,738 |
$0 |
$176,877,540 |
$0 |
27.70% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
670 |
$28,079 |
$34,420 |
$0 |
$56,944 |
$56,944 |
165.44% |
| Missouri Total |
100.00% |
1,266,752 |
$256,309,616 |
$254,915,092 |
$101,841 |
$184,783,260 |
$196,034,771 |
76.90% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.34% |
38 |
$49,481 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
7,043 |
$14,724,952 |
$0 |
$41,748,247 |
$0 |
283.52% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
183 |
$8,465 |
$8,465 |
$0 |
$1,532 |
$2,147 |
25.36% |
| Missouri Total |
100.00% |
3,668,323 |
$189,102,059 |
$189,147,382 |
$0 |
$89,172,031 |
$87,528,860 |
46.28% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.40% |
375 |
$3,105,657 |
$0 |
$3,387,356 |
$0 |
109.07% |
| Missouri Total |
100.00% |
347,603 |
$784,092,407 |
$8,208,130 |
$690,989,009 |
$0 |
88.13% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.50% |
852 |
$113,229 |
$11,018 |
$0 |
$55,808 |
$20,696 |
187.84% |
| Missouri Total |
100.00% |
197,425 |
$22,594,850 |
$25,065,395 |
$0 |
$9,111,668 |
$7,503,831 |
29.94% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
1,059 |
$240,682 |
$0 |
$199,863 |
$138,179 |
83.04% |
| Missouri Total |
100.00% |
2,937,935 |
$441,547,932 |
$1,921,557 |
$389,417,306 |
$196,767,469 |
88.19% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.53% |
2,015 |
$976,834 |
$0 |
$811,002 |
$291,400 |
83.02% |
| Missouri Total |
100.00% |
70,289 |
$27,685,127 |
$59,145 |
$43,898,383 |
$7,191,344 |
158.56% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
38 |
$1,447,837 |
$0 |
$974,036 |
$0 |
67.28% |
| Missouri Total |
100.00% |
82,454 |
$897,918,963 |
$0 |
$747,341,043 |
$0 |
83.23% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.20% |
242 |
$458,427 |
$0 |
$59,715 |
$1,615 |
13.03% |
| Missouri Total |
100.00% |
14,330 |
$20,806,062 |
$6,875 |
$68,233,492 |
$9,999,936 |
327.95% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.64% |
197 |
$218,550 |
$6,795 |
$580,972 |
$22,022 |
268.94% |
| Missouri Total |
100.00% |
88,436 |
$34,361,533 |
$269,837 |
$143,596,796 |
$1,604,005 |
417.90% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
878 |
$54,611 |
$54,435 |
$0 |
$1,401 |
$1,716 |
3.15% |
| Missouri Total |
100.00% |
581,728 |
$55,364,139 |
$56,011,512 |
$0 |
$25,146,994 |
$24,885,905 |
44.43% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
67 |
$145,398 |
$144,059 |
$0 |
$141,282 |
$120,917 |
83.94% |
| Missouri Total |
100.00% |
167,382 |
$370,646,228 |
$370,337,030 |
$2,300 |
$269,723,548 |
$264,857,277 |
71.52% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
56.46% |
10,246 |
$873,489 |
$0 |
$294,984 |
$71,722 |
33.77% |
| Missouri Total |
100.00% |
21,115 |
$1,547,031 |
$0 |
$1,128,422 |
$135,274 |
72.94% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
31 |
$0 |
$0 |
$817,231 |
$0 |
|
| Missouri Total |
100.00% |
34,734 |
$82,238,597 |
$114,856 |
$48,286,363 |
$0 |
58.71% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
34 |
$18,176 |
$18,193 |
$0 |
$23,080 |
$69,719 |
383.22% |
| Missouri Total |
100.00% |
154,304 |
$98,855,646 |
$99,404,881 |
$3,529,493 |
$54,171,917 |
$62,204,792 |
62.58% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
11 |
$815,984 |
$0 |
$246,865 |
$0 |
30.25% |
| Missouri Total |
100.00% |
46,958 |
$435,444,489 |
$0 |
$211,062,150 |
$0 |
48.47% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.83% |
1,114 |
$162,013 |
$0 |
$118,349 |
$1,508 |
73.05% |
| Missouri Total |
100.00% |
58,230 |
$8,864,756 |
$29,669 |
$7,687,584 |
$617,390 |
86.72% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
35 |
$30,681 |
$30,795 |
$0 |
$61,005 |
$54,753 |
177.80% |
| Missouri Total |
100.00% |
167,168 |
$332,402,036 |
$336,104,792 |
$147 |
$251,031,533 |
$246,271,450 |
73.27% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.00% |
2,188 |
$32,608,323 |
$0 |
$13,458,544 |
$0 |
41.27% |
| Missouri Total |
100.00% |
279,053 |
$1,631,861,118 |
$51,748,396 |
$1,466,679,173 |
$0 |
89.88% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
35.99% |
2,883 |
$383,145 |
$37,282 |
$0 |
$211,111 |
$78,287 |
209.99% |
| Missouri Total |
100.00% |
8,491 |
$1,064,566 |
$688,431 |
$0 |
$630,085 |
$-162,685 |
-23.63% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
571 |
$122,123 |
$122,040 |
$0 |
$344,398 |
$307,433 |
251.91% |
| Missouri Total |
100.00% |
239,225 |
$61,270,452 |
$61,653,241 |
$0 |
$29,411,244 |
$31,827,291 |
51.62% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
2,593 |
$1,096,420 |
$0 |
$777,506 |
$393,642 |
70.91% |
| Missouri Total |
100.00% |
765,781 |
$395,958,904 |
$8,651,368 |
$290,161,126 |
$154,906,413 |
73.28% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.71% |
3,502 |
$3,576,015 |
$0 |
$1,545,421 |
$270,122 |
43.22% |
| Missouri Total |
100.00% |
417,017 |
$506,318,432 |
$4,688,405 |
$538,538,821 |
$47,011,494 |
106.36% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
11 |
$5,000 |
$0 |
$133,393 |
$0 |
2,667.86% |
| Missouri Total |
100.00% |
152,016 |
$1,543,627,079 |
$710,225 |
$1,082,655,878 |
$0 |
70.14% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
460 |
$376,997 |
$0 |
$214,372 |
$123,650 |
56.86% |
| Missouri Total |
100.00% |
123,749 |
$277,320,633 |
$6,038,403 |
$206,589,636 |
$29,136,155 |
74.49% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.44% |
44,257 |
$3,282,583 |
$70,153 |
$5,221,183 |
$255,388 |
161.19% |
| Missouri Total |
100.00% |
1,919,642 |
$748,386,360 |
$338,046,133 |
$736,372,964 |
$59,266,757 |
98.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
7,685 |
$2,782,601 |
$4,191,042 |
$0 |
$5,917,410 |
$6,186,786 |
147.62% |
| Missouri Total |
100.00% |
14,659,481 |
$6,922,016,805 |
$6,923,691,877 |
$3,843,365 |
$5,312,904,301 |
$5,378,359,740 |
77.68% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
3,217 |
$2,028,467 |
$3,784,238 |
$0 |
$5,135,133 |
$5,553,961 |
146.77% |
| Missouri Total |
100.00% |
12,534,552 |
$4,930,311,792 |
$4,938,575,867 |
$180,165 |
$3,845,987,952 |
$3,880,443,746 |
78.57% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
5,902 |
$7,132,763 |
$6,795 |
$7,243,535 |
$467,642 |
101.65% |
| Missouri Total |
100.00% |
4,279,291 |
$3,835,498,700 |
$10,857,272 |
$2,877,637,120 |
$218,222,847 |
75.03% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
4,468 |
$754,134 |
$406,804 |
$0 |
$782,277 |
$632,825 |
155.56% |
| Missouri Total |
100.00% |
2,124,929 |
$1,991,705,013 |
$1,985,116,010 |
$3,663,200 |
$1,466,916,349 |
$1,497,915,994 |
75.46% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.70% |
64,413 |
$42,796,824 |
$70,153 |
$22,827,848 |
$1,116,032 |
53.50% |
| Missouri Total |
100.00% |
3,872,877 |
$6,092,339,866 |
$410,027,588 |
$4,978,545,607 |
$291,073,483 |
81.72% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.50% |
70,315 |
$49,929,587 |
$76,948 |
$30,071,383 |
$1,583,674 |
60.38% |
| Missouri Total |
100.00% |
8,152,168 |
$9,927,838,566 |
$420,884,860 |
$7,856,182,727 |
$509,296,330 |
79.13% |