Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
1,415 |
$1,654,485 |
$822,055 |
$0 |
$4,447,386 |
$4,440,262 |
540.14% |
| Missouri Total |
100.00% |
643,144 |
$1,734,986,043 |
$1,732,987,386 |
$0 |
$1,460,725,710 |
$1,475,263,750 |
85.13% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.84% |
2,117 |
$292,034 |
$0 |
$87,164 |
$16,797 |
29.85% |
| Missouri Total |
100.00% |
424,444 |
$34,865,411 |
$14,676 |
$16,000,567 |
$3,064,700 |
45.89% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.06% |
41 |
$407,495 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
118,669 |
$632,677,212 |
$0 |
$236,549,654 |
$0 |
37.39% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
639 |
$57,824 |
$57,824 |
$0 |
$78,701 |
$78,701 |
136.10% |
| Missouri Total |
100.00% |
1,305,895 |
$258,280,702 |
$254,581,547 |
$101,709 |
$182,501,605 |
$193,562,759 |
76.03% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.75% |
39 |
$516,886 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
7,265 |
$18,796,075 |
$0 |
$21,419,128 |
$0 |
113.96% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
176 |
$8,909 |
$8,909 |
$0 |
$3,547 |
$4,235 |
47.54% |
| Missouri Total |
100.00% |
3,809,557 |
$190,462,502 |
$190,165,792 |
$0 |
$83,562,105 |
$88,246,389 |
46.40% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
404 |
$1,570,852 |
$0 |
$5,083,911 |
$0 |
323.64% |
| Missouri Total |
100.00% |
307,281 |
$520,287,792 |
$6,621,363 |
$519,994,112 |
$0 |
99.94% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.53% |
937 |
$137,651 |
$159,996 |
$0 |
$88,175 |
$54,426 |
34.02% |
| Missouri Total |
100.00% |
222,699 |
$26,096,861 |
$27,714,654 |
$0 |
$9,907,171 |
$8,112,531 |
29.27% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
225 |
$170,087 |
$0 |
$123,553 |
$75,797 |
72.64% |
| Missouri Total |
100.00% |
3,033,190 |
$431,403,454 |
$1,514,546 |
$359,258,987 |
$163,667,408 |
83.28% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.41% |
1,956 |
$1,309,321 |
$0 |
$126,498 |
$283,442 |
9.66% |
| Missouri Total |
100.00% |
68,502 |
$29,674,076 |
$54,621 |
$29,573,775 |
$6,626,277 |
99.66% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
39 |
$1,874,428 |
$0 |
$628,373 |
$0 |
33.52% |
| Missouri Total |
100.00% |
71,189 |
$882,713,398 |
$37,202 |
$718,594,840 |
$0 |
81.41% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.38% |
249 |
$535,917 |
$0 |
$43,834 |
$2,211 |
8.18% |
| Missouri Total |
100.00% |
13,094 |
$140,088,224 |
$7,434 |
$20,329,605 |
$9,310,374 |
14.51% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.68% |
207 |
$213,062 |
$5,492 |
$296,351 |
$22,046 |
141.67% |
| Missouri Total |
100.00% |
95,371 |
$31,286,221 |
$75,377 |
$238,746,197 |
$1,466,770 |
763.10% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
971 |
$59,181 |
$57,518 |
$0 |
$1,253 |
$554 |
0.96% |
| Missouri Total |
100.00% |
616,596 |
$52,708,199 |
$53,124,343 |
$0 |
$23,629,140 |
$25,479,816 |
47.96% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
75 |
$185,732 |
$193,031 |
$0 |
$173,080 |
$168,004 |
87.03% |
| Missouri Total |
100.00% |
173,241 |
$355,794,204 |
$347,742,236 |
$2,882 |
$252,338,433 |
$255,724,919 |
73.54% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
57.86% |
11,112 |
$1,035,392 |
$0 |
$291,810 |
$76,521 |
28.18% |
| Missouri Total |
100.00% |
24,306 |
$1,789,474 |
$0 |
$1,088,251 |
$162,552 |
60.81% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
32 |
$0 |
$0 |
$832,907 |
$0 |
|
| Missouri Total |
100.00% |
32,744 |
$96,311,198 |
$84,040 |
$52,897,047 |
$0 |
54.92% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
35 |
$18,822 |
$18,829 |
$0 |
$4,795 |
$33,880 |
179.94% |
| Missouri Total |
100.00% |
149,113 |
$93,938,858 |
$94,168,754 |
$2,594,517 |
$51,194,651 |
$67,333,637 |
71.50% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
15 |
$1,129,738 |
$0 |
$90,420 |
$0 |
8.00% |
| Missouri Total |
100.00% |
50,318 |
$428,750,802 |
$0 |
$154,362,112 |
$0 |
36.00% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.78% |
1,194 |
$183,463 |
$0 |
$210,962 |
$1,671 |
114.99% |
| Missouri Total |
100.00% |
45,412 |
$23,472,241 |
$34,632 |
$9,939,838 |
$452,660 |
42.35% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
39 |
$38,494 |
$39,486 |
$0 |
$86,645 |
$83,078 |
210.40% |
| Missouri Total |
100.00% |
165,130 |
$324,879,304 |
$321,465,021 |
$73 |
$243,883,414 |
$260,428,319 |
81.01% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.43% |
1,994 |
$15,392,709 |
$0 |
$7,351,279 |
$0 |
47.76% |
| Missouri Total |
100.00% |
293,952 |
$1,079,427,402 |
$53,486,559 |
$1,560,890,843 |
$0 |
144.60% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.46% |
3,365 |
$488,035 |
$535,639 |
$0 |
$137,915 |
$85,127 |
15.89% |
| Missouri Total |
100.00% |
10,437 |
$1,917,224 |
$2,355,926 |
$0 |
$915,888 |
$571,587 |
24.26% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
590 |
$129,330 |
$128,275 |
$0 |
$338,556 |
$452,217 |
352.54% |
| Missouri Total |
100.00% |
235,491 |
$58,375,685 |
$58,639,713 |
$0 |
$27,492,436 |
$31,366,646 |
53.49% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
2,527 |
$972,876 |
$0 |
$213,675 |
$342,097 |
21.96% |
| Missouri Total |
100.00% |
829,589 |
$425,122,250 |
$9,199,275 |
$261,285,814 |
$140,263,956 |
61.46% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
3,658 |
$1,890,202 |
$0 |
$2,286,722 |
$257,397 |
120.98% |
| Missouri Total |
100.00% |
422,599 |
$515,700,108 |
$4,735,773 |
$341,779,305 |
$45,677,065 |
66.27% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
15 |
$5,000 |
$0 |
$242,638 |
$0 |
4,852.76% |
| Missouri Total |
100.00% |
182,592 |
$1,522,786,782 |
$641,646 |
$1,225,527,244 |
$0 |
80.48% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.17% |
497 |
$424,441 |
$0 |
$208,514 |
$116,446 |
49.13% |
| Missouri Total |
100.00% |
123,971 |
$247,583,451 |
$3,803,419 |
$187,770,718 |
$28,005,945 |
75.84% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.51% |
45,676 |
$3,542,234 |
$68,638 |
$3,863,003 |
$271,207 |
110.99% |
| Missouri Total |
100.00% |
1,998,651 |
$694,747,666 |
$319,678,240 |
$790,985,364 |
$65,232,265 |
113.85% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
8,242 |
$2,778,463 |
$2,021,562 |
$0 |
$5,360,053 |
$5,400,484 |
267.14% |
| Missouri Total |
100.00% |
14,781,584 |
$6,321,663,058 |
$6,300,472,351 |
$2,820,494 |
$4,786,573,315 |
$4,914,517,495 |
78.00% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
3,167 |
$1,858,869 |
$1,048,784 |
$0 |
$4,617,809 |
$4,577,624 |
436.47% |
| Missouri Total |
100.00% |
12,774,038 |
$4,634,501,331 |
$4,620,799,459 |
$149,561 |
$3,599,832,396 |
$3,659,809,895 |
79.20% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
5,277 |
$6,890,082 |
$5,492 |
$6,389,684 |
$400,293 |
92.82% |
| Missouri Total |
100.00% |
4,359,952 |
$3,626,575,837 |
$8,758,448 |
$2,828,770,502 |
$184,260,052 |
78.00% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
5,075 |
$919,594 |
$972,778 |
$0 |
$742,244 |
$822,860 |
84.59% |
| Missouri Total |
100.00% |
2,007,546 |
$1,687,161,727 |
$1,679,672,892 |
$2,670,933 |
$1,186,740,919 |
$1,254,707,600 |
74.70% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.44% |
66,720 |
$24,576,055 |
$68,638 |
$15,591,930 |
$1,065,339 |
63.72% |
| Missouri Total |
100.00% |
4,065,686 |
$5,607,840,555 |
$391,663,711 |
$5,099,613,817 |
$279,794,443 |
90.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.34% |
71,997 |
$31,466,137 |
$74,130 |
$21,981,614 |
$1,465,632 |
70.09% |
| Missouri Total |
100.00% |
8,425,638 |
$9,234,416,392 |
$400,422,159 |
$7,928,384,319 |
$464,054,495 |
85.86% |