Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-14,737 |
|
| Missouri Total |
100.00% |
3,812,798 |
$101,315,087 |
$102,239,760 |
$213 |
$51,619,501 |
$61,942,309 |
60.59% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
1,380 |
$1,583,516 |
$1,583,416 |
$0 |
$4,665,006 |
$4,082,314 |
257.82% |
| Missouri Total |
100.00% |
515,026 |
$1,336,336,044 |
$1,340,023,596 |
$0 |
$1,108,766,762 |
$1,140,808,007 |
85.13% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.78% |
2,297 |
$270,144 |
$0 |
$94,613 |
$17,066 |
35.02% |
| Missouri Total |
100.00% |
477,643 |
$34,553,971 |
$43,284 |
$15,962,140 |
$3,100,164 |
46.19% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
43 |
$1,964,364 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
106,559 |
$758,951,112 |
$0 |
$215,137,062 |
$0 |
28.35% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
600 |
$56,023 |
$56,023 |
$0 |
$76,811 |
$76,811 |
137.11% |
| Missouri Total |
100.00% |
1,158,172 |
$228,531,900 |
$227,368,945 |
$28,467 |
$151,603,491 |
$309,579,612 |
136.16% |
Group Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
32 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
6,414 |
$96,677,488 |
$0 |
$14,885,329 |
$0 |
15.40% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
146 |
$9,541 |
$9,541 |
$0 |
$2,002 |
$3,004 |
31.49% |
| Missouri Total |
100.00% |
9,482,211 |
$150,748,936 |
$150,704,720 |
$0 |
$62,675,376 |
$61,233,285 |
40.63% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.65% |
515 |
$3,823,701 |
$0 |
$4,031,831 |
$0 |
105.44% |
| Missouri Total |
100.00% |
267,534 |
$589,733,120 |
$554,174 |
$1,383,275,797 |
$0 |
234.56% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.82% |
1,071 |
$220,666 |
$213,185 |
$0 |
$139,070 |
$172,425 |
80.88% |
| Missouri Total |
100.00% |
250,308 |
$26,834,784 |
$29,838,665 |
$0 |
$12,930,771 |
$11,626,995 |
38.97% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
724 |
$129,375 |
$0 |
$7,494 |
$98,914 |
5.79% |
| Missouri Total |
100.00% |
3,096,295 |
$376,714,634 |
$1,296,566 |
$397,857,704 |
$154,105,306 |
105.61% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.74% |
1,702 |
$858,025 |
$0 |
$108,291 |
$234,238 |
12.62% |
| Missouri Total |
100.00% |
73,961 |
$31,283,999 |
$25,564 |
$30,446,603 |
$7,725,610 |
97.32% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
32 |
$8,014 |
$0 |
$1,264,403 |
$0 |
15,777.43% |
| Missouri Total |
100.00% |
131,483 |
$551,621,191 |
$4,359,578 |
$489,854,581 |
$0 |
88.80% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.79% |
201 |
$366,091 |
$0 |
$23,617 |
$1,216 |
6.45% |
| Missouri Total |
100.00% |
11,115 |
$20,486,416 |
$3,748 |
$20,592,546 |
$7,441,124 |
100.52% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.42% |
101 |
$204,734 |
$1,874 |
$1,647,906 |
$19,608 |
805.82% |
| Missouri Total |
100.00% |
74,096 |
$48,687,415 |
$75,575 |
$79,016,263 |
$1,723,593 |
162.29% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
1,323 |
$75,775 |
$76,865 |
$0 |
$405 |
$913 |
1.19% |
| Missouri Total |
100.00% |
589,261 |
$43,749,097 |
$43,869,645 |
$0 |
$18,631,600 |
$20,020,395 |
45.64% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
132 |
$265,777 |
$271,968 |
$0 |
$299,891 |
$366,991 |
134.94% |
| Missouri Total |
100.00% |
179,692 |
$322,885,920 |
$319,913,653 |
$3 |
$223,475,978 |
$215,428,857 |
67.34% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
27.12% |
12,704 |
$1,099,827 |
$0 |
$404,683 |
$82,419 |
36.80% |
| Missouri Total |
100.00% |
54,744 |
$4,054,966 |
$0 |
$2,669,454 |
$412,886 |
65.83% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
40 |
$0 |
$0 |
$526,267 |
$0 |
|
| Missouri Total |
100.00% |
45,677 |
$100,971,117 |
$101,959 |
$66,680,404 |
$0 |
66.04% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
41 |
$20,438 |
$20,561 |
$0 |
$32,601 |
$-3,528 |
-17.16% |
| Missouri Total |
100.00% |
145,217 |
$85,801,427 |
$87,912,057 |
$1,572,791 |
$51,589,954 |
$61,528,374 |
69.99% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.52% |
22 |
$1,664,494 |
$0 |
$3,479 |
$0 |
0.21% |
| Missouri Total |
100.00% |
28,165 |
$321,080,132 |
$0 |
$69,014,616 |
$0 |
21.49% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.56% |
861 |
$246,543 |
$0 |
$132,433 |
$1,986 |
53.72% |
| Missouri Total |
100.00% |
42,664 |
$9,615,705 |
$179,856 |
$8,308,272 |
$424,740 |
86.40% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
55 |
$44,497 |
$44,824 |
$0 |
$77,470 |
$78,901 |
176.02% |
| Missouri Total |
100.00% |
164,410 |
$324,518,087 |
$326,964,025 |
$0 |
$238,360,551 |
$240,450,847 |
73.54% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.40% |
1,836 |
$16,928,774 |
$0 |
$5,599,395 |
$0 |
33.08% |
| Missouri Total |
100.00% |
344,720 |
$1,212,579,611 |
$849,961 |
$1,133,952,482 |
$0 |
93.52% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
20.59% |
3,969 |
$579,605 |
$622,943 |
$0 |
$243,031 |
$301,322 |
48.37% |
| Missouri Total |
100.00% |
16,496 |
$2,814,702 |
$2,649,362 |
$0 |
$1,098,982 |
$818,046 |
30.88% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
697 |
$150,241 |
$150,143 |
$0 |
$178,359 |
$319,957 |
213.10% |
| Missouri Total |
100.00% |
220,147 |
$51,162,276 |
$52,122,674 |
$0 |
$25,486,371 |
$27,790,296 |
53.32% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
6,658 |
$816,262 |
$0 |
$228,390 |
$321,508 |
27.98% |
| Missouri Total |
100.00% |
733,500 |
$346,852,356 |
$8,750,340 |
$259,159,296 |
$116,833,543 |
74.72% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.34% |
3,084 |
$1,690,072 |
$0 |
$1,208,938 |
$254,499 |
71.53% |
| Missouri Total |
100.00% |
443,699 |
$504,117,494 |
$5,165,009 |
$348,497,145 |
$44,044,631 |
69.13% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
22 |
$6,500 |
$0 |
$776,974 |
$0 |
11,953.45% |
| Missouri Total |
100.00% |
186,006 |
$1,048,332,179 |
$47,621,403 |
$827,719,273 |
$0 |
78.96% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
565 |
$531,583 |
$0 |
$158,718 |
$105,113 |
29.86% |
| Missouri Total |
100.00% |
131,760 |
$264,276,576 |
$3,668,394 |
$353,997,068 |
$29,943,706 |
133.95% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.53% |
46,431 |
$3,736,550 |
$62,791 |
$3,105,730 |
$245,669 |
84.80% |
| Missouri Total |
100.00% |
2,159,798 |
$701,647,462 |
$308,194,063 |
$1,237,629,495 |
$61,494,557 |
176.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
9,414 |
$3,006,079 |
$3,049,469 |
$0 |
$5,714,646 |
$5,384,373 |
176.57% |
| Missouri Total |
100.00% |
19,163,590 |
$4,740,626,481 |
$4,736,978,690 |
$1,646,924 |
$3,444,966,965 |
$3,686,629,220 |
77.83% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
3,197 |
$1,869,746 |
$1,862,165 |
$0 |
$4,882,889 |
$4,319,817 |
231.98% |
| Missouri Total |
100.00% |
17,483,371 |
$3,695,172,901 |
$3,705,281,883 |
$57,862 |
$2,790,711,236 |
$3,011,485,171 |
81.28% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
5,647 |
$7,624,448 |
$1,874 |
$7,178,155 |
$371,042 |
94.17% |
| Missouri Total |
100.00% |
4,551,531 |
$3,375,832,231 |
$6,360,207 |
$3,171,102,415 |
$174,222,232 |
93.94% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
6,217 |
$1,136,333 |
$1,187,304 |
$0 |
$831,757 |
$1,064,556 |
89.66% |
| Missouri Total |
100.00% |
1,680,219 |
$1,045,453,580 |
$1,031,696,807 |
$1,589,062 |
$654,255,729 |
$675,144,049 |
65.44% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.54% |
72,223 |
$26,720,605 |
$62,791 |
$12,145,007 |
$1,011,194 |
45.69% |
| Missouri Total |
100.00% |
4,244,892 |
$4,981,733,225 |
$374,531,162 |
$4,855,471,916 |
$253,154,063 |
97.47% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.41% |
77,870 |
$34,345,053 |
$64,665 |
$19,323,162 |
$1,382,236 |
56.45% |
| Missouri Total |
100.00% |
8,796,423 |
$8,357,565,456 |
$380,891,369 |
$8,026,574,331 |
$427,376,295 |
96.04% |