Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$-106 |
$477 |
$0 |
$0 |
$-40,552 |
-8,501.47% |
| Missouri Total |
100.00% |
3,112,785 |
$96,313,011 |
$96,004,545 |
$103,738 |
$49,204,603 |
$51,379,533 |
53.52% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
1,348 |
$1,394,341 |
$1,394,126 |
$0 |
$2,819,459 |
$3,041,362 |
218.16% |
| Missouri Total |
100.00% |
388,370 |
$990,361,626 |
$991,633,986 |
$0 |
$858,201,657 |
$874,822,148 |
88.22% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.63% |
2,590 |
$1,232,666 |
$0 |
$88,724 |
$18,540 |
7.20% |
| Missouri Total |
100.00% |
540,054 |
$33,920,188 |
$33,742 |
$18,191,182 |
$2,987,583 |
53.63% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
29 |
$918,683 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
93,950 |
$779,182,519 |
$0 |
$259,816,261 |
$0 |
33.34% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
586 |
$60,357 |
$60,348 |
$0 |
$33,961 |
$36,977 |
61.27% |
| Missouri Total |
100.00% |
1,120,380 |
$216,398,030 |
$216,750,400 |
$37,513 |
$147,429,402 |
$174,125,247 |
80.33% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
160 |
$11,057 |
$10,076 |
$0 |
$2,337 |
$3,082 |
30.59% |
| Missouri Total |
100.00% |
6,264,867 |
$189,400,158 |
$189,152,886 |
$0 |
$46,587,157 |
$50,775,087 |
26.84% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.54% |
538 |
$4,329,851 |
$0 |
$3,534,545 |
$0 |
81.63% |
| Missouri Total |
100.00% |
258,386 |
$799,869,908 |
$558,916 |
$597,706,268 |
$0 |
74.73% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.68% |
1,159 |
$201,546 |
$234,596 |
$0 |
$113,700 |
$99,734 |
42.51% |
| Missouri Total |
100.00% |
334,847 |
$29,558,218 |
$31,473,169 |
$0 |
$14,588,023 |
$13,987,422 |
44.44% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
2,339 |
$90,320 |
$0 |
$10,191 |
$90,178 |
11.28% |
| Missouri Total |
100.00% |
3,195,709 |
$340,509,430 |
$2,662,813 |
$375,549,371 |
$154,098,346 |
110.29% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.67% |
1,442 |
$951,024 |
$0 |
$-642 |
$148,971 |
-0.07% |
| Missouri Total |
100.00% |
76,541 |
$35,587,319 |
$233,826 |
$25,201,675 |
$8,748,218 |
70.82% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
28 |
$31,000 |
$0 |
$38,135 |
$0 |
123.02% |
| Missouri Total |
100.00% |
124,648 |
$545,078,706 |
$4,492,924 |
$383,649,710 |
$0 |
70.38% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.86% |
185 |
$341,833 |
$0 |
$0 |
$886 |
0.00% |
| Missouri Total |
100.00% |
10,246 |
$39,853,535 |
$5,399 |
$15,457,657 |
$7,657,888 |
38.79% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.75% |
208 |
$360,582 |
$538 |
$297,258 |
$62,413 |
82.59% |
| Missouri Total |
100.00% |
69,115 |
$47,766,867 |
$72,074 |
$159,350,495 |
$2,656,326 |
333.60% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
1,151 |
$79,863 |
$79,587 |
$0 |
$1,084 |
$496 |
0.62% |
| Missouri Total |
100.00% |
778,791 |
$40,880,088 |
$40,573,682 |
$175 |
$18,717,124 |
$19,492,689 |
48.04% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
276 |
$318,944 |
$334,312 |
$0 |
$229,156 |
$200,336 |
59.92% |
| Missouri Total |
100.00% |
182,728 |
$303,237,042 |
$296,093,330 |
$709 |
$206,151,024 |
$205,452,502 |
69.39% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
9.28% |
13,011 |
$305,871 |
$0 |
$352,111 |
$82,570 |
115.12% |
| Missouri Total |
100.00% |
51,054 |
$3,297,476 |
$0 |
$2,866,583 |
$338,627 |
86.93% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
23 |
$0 |
$0 |
$70,073 |
$0 |
|
| Missouri Total |
100.00% |
41,975 |
$96,881,454 |
$277,219 |
$48,101,602 |
$0 |
49.65% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
44 |
$22,231 |
$21,859 |
$0 |
$11,478 |
$-57 |
-0.26% |
| Missouri Total |
100.00% |
136,980 |
$82,139,891 |
$82,487,795 |
$1,259,941 |
$46,835,397 |
$53,586,832 |
64.96% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.75% |
984 |
$281,452 |
$0 |
$26,344 |
$2,180 |
9.36% |
| Missouri Total |
100.00% |
44,896 |
$10,223,158 |
$190,529 |
$7,853,757 |
$419,043 |
76.82% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
57 |
$43,047 |
$44,111 |
$0 |
$88,088 |
$97,693 |
221.47% |
| Missouri Total |
100.00% |
192,204 |
$323,256,706 |
$336,472,253 |
$0 |
$241,760,172 |
$240,258,015 |
71.41% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.31% |
1,567 |
$15,795,301 |
$0 |
$2,666,671 |
$0 |
16.88% |
| Missouri Total |
100.00% |
343,929 |
$1,208,751,601 |
$1,418,229 |
$1,005,859,160 |
$0 |
83.21% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
25.63% |
4,183 |
$709,525 |
$614,752 |
$0 |
$201,415 |
$176,673 |
28.74% |
| Missouri Total |
100.00% |
17,480 |
$2,768,712 |
$3,707,915 |
$-28 |
$1,562,445 |
$1,451,410 |
39.14% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
487 |
$157,525 |
$156,596 |
$0 |
$92,027 |
$102,498 |
65.45% |
| Missouri Total |
100.00% |
217,469 |
$49,088,053 |
$48,694,411 |
$0 |
$23,964,793 |
$25,558,105 |
52.49% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
7,405 |
$648,499 |
$0 |
$160,152 |
$229,008 |
24.70% |
| Missouri Total |
100.00% |
694,064 |
$347,382,114 |
$9,263,420 |
$212,249,288 |
$108,608,536 |
61.10% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
3,347 |
$1,746,822 |
$0 |
$834,861 |
$258,861 |
47.79% |
| Missouri Total |
100.00% |
453,561 |
$552,152,498 |
$4,442,311 |
$479,281,007 |
$45,190,056 |
86.80% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
23 |
$10,063 |
$0 |
$95,699 |
$0 |
951.00% |
| Missouri Total |
100.00% |
168,180 |
$1,114,587,077 |
$52,713,101 |
$702,024,508 |
$0 |
62.99% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
594 |
$558,921 |
$0 |
$51,271 |
$104,395 |
9.17% |
| Missouri Total |
100.00% |
132,383 |
$266,155,970 |
$3,393,872 |
$298,729,942 |
$32,498,044 |
112.24% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.53% |
47,634 |
$3,996,527 |
$66,062 |
$4,960,773 |
$320,606 |
125.78% |
| Missouri Total |
100.00% |
2,254,309 |
$760,946,118 |
$311,864,185 |
$860,216,353 |
$58,567,813 |
113.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
9,451 |
$2,998,330 |
$2,950,840 |
$0 |
$3,592,705 |
$3,718,242 |
126.01% |
| Missouri Total |
100.00% |
15,325,488 |
$4,295,618,608 |
$4,290,144,267 |
$1,485,559 |
$3,002,308,121 |
$3,208,218,965 |
74.78% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
3,253 |
$1,667,195 |
$1,699,623 |
$0 |
$2,969,457 |
$3,140,603 |
184.78% |
| Missouri Total |
100.00% |
13,467,585 |
$3,292,621,915 |
$3,288,067,459 |
$208,057 |
$2,379,030,650 |
$2,553,729,227 |
77.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
7,359 |
$8,255,959 |
$538 |
$3,968,211 |
$320,988 |
48.07% |
| Missouri Total |
100.00% |
4,689,528 |
$3,414,637,016 |
$8,065,165 |
$2,380,137,400 |
$176,276,564 |
69.70% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
6,198 |
$1,331,135 |
$1,251,217 |
$0 |
$623,248 |
$577,639 |
46.17% |
| Missouri Total |
100.00% |
1,857,903 |
$1,002,996,693 |
$1,002,076,808 |
$1,277,502 |
$623,277,471 |
$654,489,738 |
65.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.45% |
74,588 |
$23,343,456 |
$66,062 |
$9,217,955 |
$997,620 |
39.77% |
| Missouri Total |
100.00% |
4,285,396 |
$5,150,758,634 |
$383,562,866 |
$4,123,058,017 |
$245,622,119 |
80.05% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
81,947 |
$31,599,415 |
$66,600 |
$13,186,166 |
$1,318,608 |
41.94% |
| Missouri Total |
100.00% |
8,974,924 |
$8,565,395,650 |
$391,628,031 |
$6,503,195,417 |
$421,898,683 |
75.92% |