Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
369 |
$3,622 |
$-218,561 |
$0 |
$0 |
$-1,165,291 |
533.17% |
| Missouri Total |
100.00% |
2,219,297 |
$87,537,941 |
$88,045,683 |
$119,142 |
$42,280,493 |
$43,315,043 |
49.20% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
1,336 |
$1,049,845 |
$1,093,221 |
$0 |
$2,664,225 |
$2,474,967 |
226.39% |
| Missouri Total |
100.00% |
534,239 |
$901,961,338 |
$887,285,267 |
$241,601 |
$761,010,294 |
$770,559,414 |
86.84% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.99% |
2,923 |
$308,967 |
$0 |
$251,488 |
$17,732 |
81.40% |
| Missouri Total |
100.00% |
492,360 |
$31,327,282 |
$11,355 |
$22,656,984 |
$3,288,536 |
72.32% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.22% |
16 |
$1,981,878 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
152,845 |
$912,652,486 |
$0 |
$238,901,277 |
$0 |
26.18% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
576 |
$59,464 |
$61,920 |
$0 |
$27,969 |
$25,129 |
40.58% |
| Missouri Total |
100.00% |
966,905 |
$207,926,823 |
$208,768,671 |
$12,202 |
$139,285,242 |
$148,519,747 |
71.14% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
177 |
$14,469 |
$14,419 |
$0 |
$3,737 |
$3,932 |
27.27% |
| Missouri Total |
100.00% |
2,355,746 |
$149,430,834 |
$149,659,814 |
$0 |
$36,410,456 |
$40,099,664 |
26.79% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.92% |
535 |
$10,744,742 |
$0 |
$1,385,163 |
$0 |
12.89% |
| Missouri Total |
100.00% |
359,034 |
$560,615,173 |
$706,082 |
$731,466,554 |
$0 |
130.48% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.74% |
1,346 |
$221,821 |
$209,741 |
$0 |
$107,771 |
$54,047 |
25.77% |
| Missouri Total |
100.00% |
303,968 |
$29,986,007 |
$35,416,213 |
$0 |
$16,617,563 |
$14,050,157 |
39.67% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
716 |
$17,254 |
$0 |
$51,170 |
$45,170 |
296.57% |
| Missouri Total |
100.00% |
2,776,226 |
$346,465,528 |
$3,769,039 |
$348,268,875 |
$137,313,054 |
100.52% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.76% |
1,133 |
$640,823 |
$0 |
$-87,053 |
$148,971 |
-13.58% |
| Missouri Total |
100.00% |
73,657 |
$84,220,414 |
$114,261 |
$22,705,391 |
$6,921,320 |
26.96% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
10 |
$84,353 |
$0 |
$469,151 |
$0 |
556.18% |
| Missouri Total |
100.00% |
141,274 |
$510,198,110 |
$4,824,799 |
$312,627,270 |
$0 |
61.28% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.59% |
67 |
$924,060 |
$0 |
$-3,000 |
$33,382 |
-0.32% |
| Missouri Total |
100.00% |
93,520 |
$58,182,769 |
$58,983 |
$199,755,503 |
$3,849,361 |
343.32% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
728 |
$78,215 |
$78,560 |
$0 |
$2,306 |
$1,133 |
1.44% |
| Missouri Total |
100.00% |
749,548 |
$36,397,695 |
$36,884,388 |
$42,620 |
$16,185,204 |
$18,620,803 |
50.48% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
352 |
$454,143 |
$456,147 |
$0 |
$346,939 |
$209,456 |
45.92% |
| Missouri Total |
100.00% |
176,477 |
$283,208,114 |
$283,113,051 |
$720 |
$188,257,721 |
$183,924,523 |
64.97% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
29.56% |
13,261 |
$1,045,690 |
$0 |
$267,804 |
$80,446 |
25.61% |
| Missouri Total |
100.00% |
56,736 |
$3,536,919 |
$0 |
$2,241,861 |
$371,158 |
63.38% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$206,354 |
$0 |
|
| Missouri Total |
100.00% |
42,871 |
$102,610,655 |
$498,456 |
$39,995,760 |
$0 |
38.98% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
50 |
$23,614 |
$23,636 |
$0 |
$10,799 |
$-85,273 |
-360.78% |
| Missouri Total |
100.00% |
125,665 |
$75,424,426 |
$76,643,511 |
$1,128,031 |
$44,821,395 |
$54,384,423 |
70.96% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.03% |
1,114 |
$320,504 |
$0 |
$172,303 |
$2,300 |
53.76% |
| Missouri Total |
100.00% |
49,423 |
$10,595,166 |
$194,172 |
$7,331,969 |
$408,046 |
69.20% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
63 |
$51,313 |
$51,539 |
$0 |
$76,061 |
$76,395 |
148.23% |
| Missouri Total |
100.00% |
205,175 |
$341,322,625 |
$341,769,460 |
$0 |
$231,360,020 |
$229,580,797 |
67.17% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.63% |
892 |
$20,678,319 |
$0 |
$1,204,847 |
$0 |
5.83% |
| Missouri Total |
100.00% |
323,194 |
$1,266,302,842 |
$1,915,121 |
$823,503,089 |
$0 |
65.03% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
16.18% |
4,177 |
$588,500 |
$650,882 |
$0 |
$222,369 |
$167,726 |
25.77% |
| Missouri Total |
100.00% |
21,967 |
$3,637,584 |
$4,579,964 |
$0 |
$1,481,337 |
$1,548,296 |
33.81% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.37% |
453 |
$162,917 |
$163,636 |
$0 |
$43,748 |
$-173,508 |
-106.03% |
| Missouri Total |
100.00% |
217,565 |
$44,329,413 |
$45,000,689 |
$0 |
$21,077,976 |
$23,153,492 |
51.45% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
7,622 |
$875,849 |
$0 |
$186,550 |
$213,628 |
21.30% |
| Missouri Total |
100.00% |
682,356 |
$311,467,903 |
$10,173,738 |
$184,996,306 |
$93,566,603 |
59.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.36% |
3,869 |
$1,782,691 |
$0 |
$990,297 |
$258,685 |
55.55% |
| Missouri Total |
100.00% |
458,295 |
$491,131,691 |
$6,524,954 |
$331,504,239 |
$43,493,081 |
67.50% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
39 |
$330 |
$0 |
$25,835 |
$0 |
7,828.79% |
| Missouri Total |
100.00% |
197,351 |
$1,104,621,663 |
$59,360,346 |
$565,750,142 |
$0 |
51.22% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
727 |
$594,639 |
$0 |
$156,437 |
$93,187 |
26.31% |
| Missouri Total |
100.00% |
128,966 |
$281,526,177 |
$2,295,915 |
$171,943,996 |
$30,931,951 |
61.08% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.56% |
48,897 |
$4,045,603 |
$68,856 |
$5,599,447 |
$349,377 |
140.11% |
| Missouri Total |
100.00% |
2,308,146 |
$719,119,352 |
$323,220,961 |
$797,276,767 |
$66,887,681 |
110.87% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
9,627 |
$2,707,923 |
$2,585,140 |
$0 |
$3,505,924 |
$1,588,713 |
61.46% |
| Missouri Total |
100.00% |
10,342,971 |
$3,852,900,654 |
$3,820,337,190 |
$1,631,763 |
$2,664,219,455 |
$2,730,742,332 |
71.48% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
3,804 |
$1,349,221 |
$1,160,740 |
$0 |
$2,803,702 |
$1,392,784 |
119.99% |
| Missouri Total |
100.00% |
8,540,410 |
$2,878,594,040 |
$2,850,934,447 |
$443,521 |
$2,086,264,285 |
$2,118,878,045 |
74.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.46% |
5,400 |
$14,702,077 |
$0 |
$2,066,919 |
$245,255 |
14.06% |
| Missouri Total |
100.00% |
4,461,154 |
$3,210,980,742 |
$9,512,580 |
$2,151,672,191 |
$158,266,535 |
67.01% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
5,823 |
$1,358,702 |
$1,424,400 |
$0 |
$702,222 |
$195,929 |
13.76% |
| Missouri Total |
100.00% |
1,802,561 |
$974,306,614 |
$969,402,743 |
$1,188,242 |
$577,955,170 |
$611,864,287 |
63.12% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.60% |
76,421 |
$29,343,625 |
$68,856 |
$8,809,874 |
$997,623 |
30.26% |
| Missouri Total |
100.00% |
4,330,504 |
$4,930,506,696 |
$404,183,765 |
$3,349,037,869 |
$235,658,520 |
67.92% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.54% |
81,821 |
$44,045,702 |
$68,856 |
$10,876,793 |
$1,242,878 |
24.85% |
| Missouri Total |
100.00% |
8,791,658 |
$8,141,487,438 |
$413,696,345 |
$5,500,710,060 |
$393,925,055 |
67.56% |