Company Name:
AMERICAN NATIONAL INSURANCE COMPANYCompany Address:
1201 Louisiana Street
Houston, TX 77002Mailing Address:
2450 South Shore Blvd.
League City, TX 77573Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1915-08-08
| Line |
Authorized Date |
| Accident and Health |
1915-08-08 |
| Life, annuities and endowments |
1915-08-08 |
| Variable Contracts |
1915-08-08 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.75% |
30,523 |
$691,693 |
$843,769 |
$0 |
$0 |
$438,719 |
52.00% |
| Missouri Total |
100.00% |
3,539,057 |
$91,771,927 |
$89,672,796 |
$117,637 |
$39,383,932 |
$40,287,027 |
44.93% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
544 |
$389,591 |
$475,248 |
$0 |
$2,356,611 |
$2,486,171 |
523.13% |
| Missouri Total |
100.00% |
488,927 |
$741,460,138 |
$751,469,005 |
$26,259 |
$666,406,437 |
$684,576,990 |
91.10% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.07% |
3,301 |
$348,288 |
$0 |
$184,380 |
$26,441 |
52.94% |
| Missouri Total |
100.00% |
571,829 |
$32,514,714 |
$31,793 |
$23,174,177 |
$3,555,940 |
71.27% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
19 |
$294,343 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
105,517 |
$852,055,259 |
$0 |
$400,275,113 |
$0 |
46.98% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
544 |
$47,035 |
$57,376 |
$0 |
$61,848 |
$56,887 |
99.15% |
| Missouri Total |
100.00% |
1,121,219 |
$192,153,221 |
$191,368,220 |
$90,133 |
$128,429,494 |
$149,185,996 |
77.96% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
114 |
$13,830 |
$16,871 |
$0 |
$3,945 |
$2,427 |
14.39% |
| Missouri Total |
100.00% |
2,072,120 |
$135,963,695 |
$135,998,052 |
$0 |
$34,596,673 |
$34,114,750 |
25.08% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
363 |
$214,749 |
$0 |
$1,912,443 |
$0 |
890.55% |
| Missouri Total |
100.00% |
238,241 |
$608,524,892 |
$2,324,553 |
$737,808,792 |
$0 |
121.25% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.70% |
1,124 |
$242,694 |
$243,265 |
$0 |
$143,061 |
$119,125 |
48.97% |
| Missouri Total |
100.00% |
273,486 |
$34,498,114 |
$39,702,980 |
$0 |
$18,162,858 |
$17,319,562 |
43.62% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
845 |
$15,361 |
$0 |
$63,000 |
$0 |
410.13% |
| Missouri Total |
100.00% |
2,936,221 |
$320,918,890 |
$4,138,916 |
$367,675,046 |
$141,808,184 |
114.57% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.07% |
786 |
$409,327 |
$0 |
$-91,991 |
$99,120 |
-22.47% |
| Missouri Total |
100.00% |
84,392 |
$38,246,367 |
$62,270 |
$58,441,328 |
$6,730,611 |
152.80% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
12 |
$389,895 |
$0 |
$48,919 |
$0 |
12.55% |
| Missouri Total |
100.00% |
118,562 |
$327,358,573 |
$4,857,544 |
$268,234,268 |
$0 |
81.94% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.75% |
10 |
$1,264,653 |
$0 |
$80,820 |
$28,101 |
6.39% |
| Missouri Total |
100.00% |
302,978 |
$72,219,558 |
$78,323 |
$101,223,887 |
$15,513,101 |
140.16% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
730 |
$72,449 |
$72,475 |
$0 |
$408 |
$417 |
0.58% |
| Missouri Total |
100.00% |
720,793 |
$36,941,318 |
$37,593,334 |
$69,386 |
$16,209,065 |
$13,838,188 |
36.81% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
502 |
$521,826 |
$522,017 |
$0 |
$537,311 |
$548,722 |
105.12% |
| Missouri Total |
100.00% |
134,059 |
$274,523,129 |
$251,790,790 |
$900 |
$153,511,303 |
$150,274,960 |
59.68% |
Individual Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
12.29% |
14,524 |
$1,017,310 |
$0 |
$348,654 |
$77,231 |
34.27% |
| Missouri Total |
100.00% |
78,580 |
$8,279,028 |
$6,441 |
$3,618,201 |
$625,968 |
43.70% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
23 |
$26,509 |
$26,512 |
$0 |
$0 |
$-318 |
-1.20% |
| Missouri Total |
100.00% |
120,632 |
$73,743,463 |
$74,347,831 |
$885,489 |
$40,622,002 |
$46,478,692 |
62.52% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.33% |
1,194 |
$347,121 |
$0 |
$141,945 |
$2,364 |
40.89% |
| Missouri Total |
100.00% |
50,166 |
$10,412,824 |
$201,132 |
$7,480,188 |
$384,382 |
71.84% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
71 |
$54,391 |
$54,411 |
$0 |
$66,176 |
$67,581 |
124.20% |
| Missouri Total |
100.00% |
212,606 |
$345,606,684 |
$330,545,314 |
$0 |
$231,877,466 |
$231,864,683 |
70.15% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
740 |
$4,403,700 |
$0 |
$1,093,992 |
$0 |
24.84% |
| Missouri Total |
100.00% |
327,452 |
$1,554,696,964 |
$1,965,701 |
$872,194,110 |
$0 |
56.10% |
Individual Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.94% |
4,944 |
$531,135 |
$632,484 |
$0 |
$320,843 |
$267,163 |
42.24% |
| Missouri Total |
100.00% |
36,731 |
$7,658,075 |
$7,038,315 |
$0 |
$2,767,692 |
$2,311,143 |
32.84% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
449 |
$125,722 |
$125,768 |
$0 |
$361,924 |
$369,610 |
293.88% |
| Missouri Total |
100.00% |
203,506 |
$40,683,172 |
$40,117,806 |
$0 |
$19,847,306 |
$20,449,849 |
50.97% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.32% |
7,863 |
$843,565 |
$0 |
$198,258 |
$295,712 |
23.50% |
| Missouri Total |
100.00% |
639,132 |
$264,255,937 |
$15,404,195 |
$191,261,162 |
$78,732,455 |
72.38% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.36% |
3,770 |
$1,678,842 |
$0 |
$1,062,950 |
$258,960 |
63.31% |
| Missouri Total |
100.00% |
467,687 |
$464,925,509 |
$5,035,888 |
$359,544,541 |
$43,737,708 |
77.33% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
28 |
$58,995 |
$0 |
$96,740 |
$0 |
163.98% |
| Missouri Total |
100.00% |
157,964 |
$892,245,719 |
$64,575,284 |
$460,158,691 |
$0 |
51.57% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.28% |
729 |
$726,980 |
$0 |
$34,874 |
$86,837 |
4.80% |
| Missouri Total |
100.00% |
140,081 |
$263,942,909 |
$9,623,305 |
$153,198,805 |
$31,949,923 |
58.04% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.52% |
50,902 |
$4,112,923 |
$62,128 |
$6,211,495 |
$268,270 |
152.53% |
| Missouri Total |
100.00% |
2,380,404 |
$784,548,602 |
$316,967,016 |
$834,005,699 |
$71,613,753 |
106.30% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
39,568 |
$2,716,875 |
$3,070,196 |
$0 |
$3,852,127 |
$4,356,504 |
141.90% |
| Missouri Total |
100.00% |
11,124,230 |
$3,437,512,087 |
$3,402,649,266 |
$1,704,541 |
$2,420,886,841 |
$2,480,088,525 |
72.89% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
32,849 |
$1,384,843 |
$1,636,529 |
$0 |
$2,565,465 |
$3,103,329 |
189.63% |
| Missouri Total |
100.00% |
9,384,360 |
$2,485,290,187 |
$2,498,336,485 |
$680,104 |
$1,889,711,298 |
$1,926,618,671 |
77.12% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.10% |
5,336 |
$2,936,616 |
$0 |
$2,197,571 |
$153,662 |
74.83% |
| Missouri Total |
100.00% |
4,699,608 |
$2,977,339,620 |
$11,519,949 |
$2,217,753,985 |
$170,948,806 |
74.49% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
6,719 |
$1,332,032 |
$1,433,667 |
$0 |
$1,286,662 |
$1,253,175 |
87.41% |
| Missouri Total |
100.00% |
1,739,870 |
$952,221,900 |
$904,312,781 |
$1,024,437 |
$531,175,543 |
$553,469,854 |
61.20% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.27% |
79,750 |
$13,189,436 |
$62,128 |
$9,188,908 |
$989,374 |
70.14% |
| Missouri Total |
100.00% |
4,371,622 |
$4,933,582,492 |
$414,340,097 |
$3,334,801,658 |
$227,044,189 |
67.59% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
85,086 |
$16,126,052 |
$62,128 |
$11,386,479 |
$1,143,036 |
70.99% |
| Missouri Total |
100.00% |
9,071,230 |
$7,910,922,112 |
$425,860,046 |
$5,552,555,643 |
$397,992,995 |
70.19% |