Company Name:
FAMILY HERITAGE LIFE INSURANCE COMPANY OF AMERICACompany Address:
6001 East Royalton Road, Suite 200
Cleveland, OH 44147-3529Mailing Address:
PO Box 470608
Cleveland, OH 44147-3529Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1993-07-12
| Line |
Authorized Date |
| Accident and Health |
1993-07-12 |
| Life, annuities and endowments |
2007-01-30 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
73 |
$21,360 |
$21,424 |
$0 |
$2,600 |
$3,060 |
14.28% |
| Missouri Total |
100.00% |
5,208,643 |
$132,394,047 |
$130,978,218 |
$440,537 |
$67,054,609 |
$72,981,639 |
55.72% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
57 |
$4,651 |
$4,665 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
4,357,437 |
$292,629,027 |
$293,361,043 |
$9,142 |
$171,878,579 |
$173,056,541 |
58.99% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
171 |
$50,459 |
$50,610 |
$0 |
$6,269 |
$7,378 |
14.58% |
| Missouri Total |
100.00% |
272,973 |
$48,261,311 |
$48,618,447 |
$0 |
$20,864,279 |
$19,052,765 |
39.19% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.23% |
10,508 |
$3,230,189 |
$3,230,896 |
$0 |
$598,111 |
$597,588 |
18.50% |
| Missouri Total |
100.00% |
1,066,748 |
$61,809,439 |
$61,547,822 |
$0 |
$25,013,410 |
$23,499,289 |
38.18% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.90% |
7,298 |
$903,597 |
$903,795 |
$0 |
$139,727 |
$143,044 |
15.83% |
| Missouri Total |
100.00% |
179,902 |
$99,994,389 |
$99,710,204 |
$2,133 |
$46,310,118 |
$46,694,767 |
46.83% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.97% |
21,597 |
$6,998,805 |
$7,000,336 |
$0 |
$1,577,648 |
$1,568,184 |
22.40% |
| Missouri Total |
100.00% |
292,970 |
$117,325,459 |
$117,630,336 |
$2,972 |
$58,613,643 |
$59,359,363 |
50.46% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
496 |
$150,779 |
$0 |
$63,808 |
$14,855,000 |
42.32% |
| Missouri Total |
100.00% |
1,487,227 |
$865,446,822 |
$261,908,869 |
$1,026,942,514 |
$1,502,034,372 |
118.66% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
39,704 |
$11,209,061 |
$11,211,726 |
$0 |
$2,324,355 |
$2,319,254 |
20.69% |
| Missouri Total |
100.00% |
18,996,233 |
$12,159,223,075 |
$12,118,138,424 |
$13,998,881 |
$9,873,450,917 |
$9,928,870,548 |
81.93% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
301 |
$76,470 |
$76,699 |
$0 |
$8,869 |
$10,438 |
13.61% |
| Missouri Total |
100.00% |
15,015,732 |
$7,412,104,907 |
$7,372,968,918 |
$2,219,915 |
$6,047,915,454 |
$6,045,389,440 |
81.99% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
39,403 |
$11,132,591 |
$11,135,027 |
$0 |
$2,315,486 |
$2,308,816 |
20.73% |
| Missouri Total |
100.00% |
3,980,501 |
$4,747,118,168 |
$4,745,169,506 |
$11,778,966 |
$3,825,535,463 |
$3,883,481,108 |
81.84% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
496 |
$150,779 |
$0 |
$63,808 |
$14,855,000 |
42.32% |
| Missouri Total |
100.00% |
3,514,998 |
$9,858,960,504 |
$320,597,395 |
$8,939,381,209 |
$7,371,798,263 |
90.67% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
496 |
$150,779 |
$0 |
$63,808 |
$14,855,000 |
42.32% |
| Missouri Total |
100.00% |
7,152,340 |
$14,353,754,266 |
$335,273,559 |
$13,397,451,256 |
$11,545,866,117 |
93.34% |