ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $16,250.00 $-230,818.00 0.00%
Missouri Total 100.00% $27,325,168 $26,941,354 $15,695,916 $14,622,663 54.28%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.68% $1,266,596.00 $1,188,145.00 $47,994.00 $-169,608.00 -14.28%
Missouri Total 100.00% $18,955,228 $18,287,187 $5,291,031 $3,594,129 19.65%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.35% $48,762.00 $58,965.00 $8,316.00 $27,203.00 46.13%
Missouri Total 100.00% $3,620,651 $3,312,173 $891,750 $582,766 17.59%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.74% $1,183,112.00 $1,253,688.00 $894,709.00 $856,581.00 68.32%
Missouri Total 100.00% $67,973,411 $67,092,775 $49,185,497 $49,373,363 73.59%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.91% $446,220.00 $472,671.00 $486,506.00 $483,535.00 102.30%
Missouri Total 100.00% $48,805,511 $49,307,255 $48,995,508 $50,364,145 102.14%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.02% $7,357,782.00 $7,185,701.00 $3,547,065.00 $2,531,558.00 35.23%
Missouri Total 100.00% $243,315,390 $242,282,062 $131,212,252 $157,399,677 64.97%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $22,996.00 $22,325.00 $821,209.00 $792,368.00 3,549.24%
Missouri Total 100.00% $65,314,047 $62,637,287 $38,905,581 $46,438,542 74.14%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.44% $396,299.00 $362,492.00 $14,276.00 $11,783.00 3.25%
Missouri Total 100.00% $8,935,290 $8,845,547 $11,944,181 $16,319,151 184.49%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.31% $817,661.00 $760,656.00 $210,000.00 $315,260.00 41.45%
Missouri Total 100.00% $18,985,703 $18,979,158 $13,430,615 $13,989,339 73.71%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.48% $4,592,523.00 $4,546,476.00 $13,616,495.00 $16,276,796.00 358.01%
Missouri Total 100.00% $132,096,980 $132,862,854 $534,785,776 $914,391,979 688.22%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.81% $5,060,013.00 $4,270,481.00 $5,572,741.00 $10,153,410.00 237.76%
Missouri Total 100.00% $623,078,795 $617,289,195 $781,102,405 $1,024,996,965 166.05%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.44% $17,398,755.00 $17,692,327.00 $11,160,120.00 $7,955,424.00 44.97%
Missouri Total 100.00% $711,838,566 $698,167,969 $466,741,914 $445,394,771 63.79%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.93% $820,378.00 $804,619.00 $0.00 $-9,825.00 -1.22%
Missouri Total 100.00% $88,645,202 $88,150,399 $14,839 $264,831 0.30%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.59% $1,928,511.00 $1,172,659.00 $0.00 $1,831,149.00 156.15%
Missouri Total 100.00% $25,406,274 $24,527,899 $5,444,789 $15,795,772 64.40%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.08% $236,342.00 $303,449.00 $-8,120.00 $-2,556.00 -0.84%
Missouri Total 100.00% $21,813,242 $20,604,814 $21,654,301 $23,726,307 115.15%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 10.56% 94,607 $10,273,254.00 $10,432,950.00 $0.00 $6,299,691.00 $6,668,138.00 63.91%
Missouri Total 100.00% 3,112,536 $97,329,393 $100,542,729 $7,550 $47,953,765 $47,896,762 47.64%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% 639 $65,349.00 $65,352.00 $0.00 $73,242.00 $43,400.00 66.41%
Missouri Total 100.00% 1,121,340 $252,694,869 $257,839,761 $192,170 $197,779,613 $212,375,298 82.37%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Accident & Health

Group Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% 81 $3,802.00 $3,802.00 $0.00 $0.00 $0.00 0.00%
Missouri Total 100.00% 118,074 $15,946,311 $16,117,968 $0 $6,409,783 $6,995,102 43.40%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.52% 2,124 $2,620,013.00 $2,620,013.00 $0.00 $1,677,344.00 $1,623,306.00 61.96%
Missouri Total 100.00% 751,633 $172,887,922 $172,900,544 $0 $127,766,825 $131,863,432 76.27%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-9.00 0.00%
Missouri Total 100.00% $1,426,884,946 $1,400,473,159 $1,677,051,921 $1,777,377,738 126.91%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.87% $1,967,349.00 $1,569,887.00 $205,293.00 $-2,705.00 -0.17%
Missouri Total 100.00% $225,757,245 $224,301,660 $95,502,294 $102,810,977 45.84%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $3,969.00 $3,601.00 $0.00 $-173,613.00 -4,821.24%
Missouri Total 100.00% $26,326,999 $26,472,722 $15,185,561 $10,375,129 39.19%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.34% $16,296.00 $10,596.00 $0.00 $1,507.00 14.22%
Missouri Total 100.00% $4,756,975 $4,741,487 $1,806,516 $845,782 17.84%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-222,123.00 0.00%
Missouri Total 100.00% $99,368,399 $103,561,617 $36,323,679 $19,085,356 18.43%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.56% $701,942.00 $688,406.00 $115,438.00 $264,535.00 38.43%
Missouri Total 100.00% $27,459,940 $25,797,383 $15,034,458 $6,398,527 24.80%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.76% $4,096,150.00 $16,109,231.00 $28,140,139.00 $50,309,253.00 312.30%
Missouri Total 100.00% $539,738,707 $507,441,650 $290,505,798 $277,999,437 54.78%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-733.00 $-731.00 0.00%
Missouri Total 100.00% $756,602,300 $752,143,000 $479,689,059 $481,789,069 64.06%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $14,310.00 $13,991.00 0.00%
Missouri Total 100.00% $770,311,841 $768,571,810 $454,875,540 $467,789,744 60.86%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.10% $303,142.00 $373,722.00 $796,369.00 $26,755,486.00 7,159.19%
Missouri Total 100.00% $27,565,820 $27,187,832 $34,632,487 $49,270,952 181.22%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.17% 97,451 $12,962,418.00 $13,122,117.00 $0.00 $8,050,277.00 $8,334,844.00 63.52%
Missouri Total 100.00% 11,785,508 $7,733,794,910 $7,669,980,899 $6,519,910 $5,911,322,986 $5,976,131,069 77.92%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.26% $10,224,070.00 $10,057,533.00 $5,973,765.00 $4,991,085.00 49.63%
Missouri Total 100.00% $453,329,352 $449,144,084 $293,673,634 $333,884,217 74.34%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.17% $4,592,523.00 $4,546,476.00 $13,616,495.00 $16,276,796.00 358.01%
Missouri Total 100.00% $392,952,320 $399,228,408 $766,541,068 $1,196,005,414 299.58%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.24% 97,451 $12,962,418.00 $13,122,117.00 $0.00 $8,050,277.00 $8,334,844.00 63.52%
Missouri Total 100.00% 9,396,116 $5,486,190,042 $5,454,628,664 $205,369 $4,263,189,480 $4,288,010,354 78.61%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-9.00 0.00%
Missouri Total 100.00% $1,494,611,987 $1,467,364,577 $1,753,431,046 $1,859,883,340 126.75%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $20,265.00 $14,197.00 $0.00 $-394,229.00 -2,776.85%
Missouri Total 100.00% $137,193,063 $141,619,550 $54,208,628 $29,155,168 20.59%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $13,577.00 $13,260.00 0.00%
Missouri Total 100.00% $2,886,086,443 $2,878,296,685 $1,905,391,573 $1,913,115,970 66.47%



ZURICH AMERICAN INSURANCE COMPANY

2011 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.57% $48,664,798.00 $58,850,097.00 $65,658,377.00 $117,767,851.00 200.11%
Missouri Total 100.00% $8,596,852,003 $8,512,987,529 $7,215,311,579 $8,060,392,321 94.68%



Additional data is available for this company for the following year(s):