ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-1,000.00 $-76,750.00 0.00%
Missouri Total 100.00% $25,567,606 $25,386,925 $13,582,597 $12,020,384 47.35%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.57% $1,397,246.00 $1,310,214.00 $7,613.00 $526,141.00 40.16%
Missouri Total 100.00% $18,453,018 $18,339,979 $3,269,980 $6,256,121 34.11%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.46% $80,098.00 $59,468.00 $50,000.00 $50,329.00 84.63%
Missouri Total 100.00% $3,260,625 $3,207,086 $5,088,605 $5,124,949 159.80%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.74% $1,165,779.00 $989,511.00 $852,810.00 $894,434.00 90.39%
Missouri Total 100.00% $66,932,024 $68,113,590 $40,992,950 $41,381,049 60.75%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.08% $499,772.00 $477,451.00 $182,480.00 $215,974.00 45.23%
Missouri Total 100.00% $46,363,065 $46,936,009 $27,901,887 $26,760,293 57.01%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.74% $6,665,560.00 $6,253,333.00 $319,150.00 $681,214.00 10.89%
Missouri Total 100.00% $243,296,034 $246,226,707 $133,490,194 $118,854,870 48.27%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $24,863.00 $27,174.00 $641,336.00 $746,659.00 2,747.70%
Missouri Total 100.00% $59,807,757 $59,450,991 $34,293,122 $37,025,272 62.28%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.37% $267,653.00 $273,925.00 $0.00 $2,500.00 0.91%
Missouri Total 100.00% $7,953,305 $8,059,404 $9,271,720 $9,846,957 122.18%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.26% $553,438.00 $443,243.00 $0.00 $-17,285.00 -3.90%
Missouri Total 100.00% $16,956,695 $17,022,030 $8,827,137 $10,146,718 59.61%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.26% $4,295,303.00 $3,997,127.00 $511,055.00 $980,072.00 24.52%
Missouri Total 100.00% $131,914,727 $134,145,060 $55,201,863 $46,760,577 34.86%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.73% $4,417,676.00 $4,715,760.00 $2,772,983.00 $686,070.00 14.55%
Missouri Total 100.00% $607,509,479 $606,804,684 $310,259,666 $298,468,703 49.19%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.05% $13,909,380.00 $12,701,346.00 $9,752,158.00 $8,048,131.00 63.36%
Missouri Total 100.00% $679,862,271 $690,205,385 $452,712,053 $461,544,429 66.87%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.91% $800,602.00 $679,375.00 $0.00 $2,800.00 0.41%
Missouri Total 100.00% $87,756,586 $87,451,308 $336,994 $255,691 0.29%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.22% $1,750,268.00 $1,446,081.00 $0.00 $1,172,949.00 81.11%
Missouri Total 100.00% $24,229,644 $24,194,625 $9,181,976 $30,115,866 124.47%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.91% $397,981.00 $304,946.00 $1,876,590.00 $1,866,402.00 612.04%
Missouri Total 100.00% $20,805,445 $20,566,492 $13,613,445 $14,143,100 68.77%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 10.89% 87,819 $10,463,150.00 $10,540,784.00 $0.00 $6,202,242.00 $2,990,007.00 28.37%
Missouri Total 100.00% 3,423,140 $96,106,857 $90,078,603 $13,545 $45,609,772 $44,700,512 49.62%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% 0 $61,788.00 $61,818.00 $0.00 $78,812.00 $77,715.00 125.72%
Missouri Total 100.00% 1,225,093 $254,728,387 $256,219,166 $178,870 $190,611,485 $208,123,252 81.23%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Accident & Health

Group Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% 84 $6,955.00 $6,955.00 $0.00 $0.00 $0.00 0.00%
Missouri Total 100.00% 71,547 $21,585,485 $21,516,226 $0 $8,919,286 $9,472,882 44.03%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.08% 1,878 $1,608,556.00 $1,608,556.00 $0.00 $831,886.00 $948,231.00 58.95%
Missouri Total 100.00% 788,966 $148,663,632 $147,405,469 $0 $108,076,042 $117,972,833 80.03%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-9.00 0.00%
Missouri Total 100.00% $1,378,692,636 $1,328,826,781 $740,293,520 $783,627,652 58.97%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.71% $1,526,761.00 $1,909,399.00 $917,979.00 $172,655.00 9.04%
Missouri Total 100.00% $213,958,608 $212,889,339 $109,685,143 $103,375,666 48.56%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $61,075.00 0.00%
Missouri Total 100.00% $26,921,014 $27,263,494 $10,839,530 $13,497,973 49.51%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-34.00 $100,000.00 $34,838.00 -102,464.71%
Missouri Total 100.00% $106,619,531 $106,086,781 $31,565,514 $30,607,970 28.85%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.37% $638,604.00 $635,116.00 $173,866.00 $134,534.00 21.18%
Missouri Total 100.00% $26,943,829 $29,716,141 $15,906,755 $19,834,580 66.75%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.38% $31,494,471.00 $22,422,459.00 $6,590,182.00 $1,772,002.00 7.90%
Missouri Total 100.00% $585,627,179 $576,485,720 $284,022,044 $264,509,677 45.88%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-1,067.00 $-1,053.00 0.00%
Missouri Total 100.00% $755,321,292 $758,133,967 $477,250,153 $462,205,423 60.97%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $6.00 0.00%
Missouri Total 100.00% $499,271,332 $495,447,180 $259,104,349 $255,374,708 51.54%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $36,365.00 $35,371.00 0.00%
Missouri Total 100.00% $772,271,799 $761,347,849 $456,137,054 $436,190,500 57.29%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.56% $139,609.00 $259,618.00 $1,235,509.00 $1,958,642.00 754.43%
Missouri Total 100.00% $24,912,194 $24,812,727 $27,885,813 $29,809,529 120.14%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.16% 89,781 $12,140,449.00 $12,218,113.00 $0.00 $7,112,940.00 $4,015,953.00 32.87%
Missouri Total 100.00% 11,102,573 $7,586,272,242 $7,567,880,063 $6,265,933 $5,759,414,503 $5,811,825,025 76.80%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.08% $9,177,065.00 $8,464,637.00 $1,995,776.00 $2,523,496.00 29.81%
Missouri Total 100.00% $441,308,880 $445,808,731 $254,777,010 $244,015,159 54.74%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.23% $4,295,303.00 $3,997,127.00 $511,055.00 $980,072.00 24.52%
Missouri Total 100.00% $349,246,553 $338,155,359 $205,023,769 $184,332,393 54.51%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.23% 89,781 $12,140,449.00 $12,218,113.00 $0.00 $7,112,940.00 $4,015,953.00 32.87%
Missouri Total 100.00% 8,926,271 $5,277,397,178 $5,271,709,298 $335,774 $4,103,463,028 $4,123,830,018 78.23%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-9.00 0.00%
Missouri Total 100.00% $1,442,146,372 $1,389,520,620 $775,464,644 $820,424,289 59.04%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-34.00 $100,000.00 $95,913.00 -282,097.06%
Missouri Total 100.00% $145,160,731 $145,275,189 $44,688,165 $44,343,473 30.52%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $35,298.00 $34,324.00 0.00%
Missouri Total 100.00% $2,887,388,073 $2,866,814,132 $1,730,926,545 $1,670,104,975 58.26%



ZURICH AMERICAN INSURANCE COMPANY

2010 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.84% $70,025,064.00 $58,905,512.00 $26,018,009.00 $19,947,701.00 33.86%
Missouri Total 100.00% $8,368,410,476 $8,301,280,585 $4,890,271,388 $4,773,232,479 57.50%



Additional data is available for this company for the following year(s):