ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Aircraft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $50,000.00 $-7,076.00 0.00%
Missouri Total 100.00% $28,035,877 $27,854,783 $11,851,893 $5,962,431 21.41%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Boiler & Machinery

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 4.65% $867,377.00 $869,803.00 $277,882.00 $201,748.00 23.19%
Missouri Total 100.00% $18,653,904 $18,691,900 $49,196,986 $44,479,899 237.96%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.64% $52,170.00 $48,404.00 $10,896.00 $11,035.00 22.80%
Missouri Total 100.00% $3,182,065 $3,204,459 $555,484 $432,096 13.48%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.13% $782,599.00 $621,370.00 $403,031.00 $385,711.00 62.07%
Missouri Total 100.00% $69,154,118 $71,801,637 $38,620,769 $37,867,947 52.74%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.90% $443,934.00 $369,451.00 $87,230.00 $95,081.00 25.74%
Missouri Total 100.00% $49,460,665 $51,448,150 $27,569,025 $26,734,442 51.96%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.73% $6,491,121.00 $5,810,068.00 $14,722,557.00 $7,290,648.00 125.48%
Missouri Total 100.00% $237,445,190 $248,038,410 $154,682,730 $137,117,232 55.28%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $17,498.00 $7,580.00 $553,794.00 $430,130.00 5,674.54%
Missouri Total 100.00% $59,009,477 $59,232,722 $33,517,860 $31,719,492 53.55%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 5.23% $435,731.00 $389,372.00 $4,877.00 $-2,623.00 -0.67%
Missouri Total 100.00% $8,332,300 $8,457,490 $4,843,583 $7,012,584 82.92%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.84% $282,363.00 $361,818.00 $0.00 $2,500.00 0.69%
Missouri Total 100.00% $15,315,772 $15,501,899 $7,191,076 $11,158,029 71.98%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.81% $4,293,243.00 $3,386,197.00 $566,052.00 $2,850,825.00 84.19%
Missouri Total 100.00% $112,822,740 $110,985,710 $60,198,500 $61,827,953 55.71%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.74% $4,448,250.00 $4,493,361.00 $2,583,065.00 $3,176,767.00 70.70%
Missouri Total 100.00% $600,330,719 $606,012,031 $365,600,628 $347,788,065 57.39%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.17% $16,148,443.00 $14,653,350.00 $9,730,681.00 $12,677,654.00 86.52%
Missouri Total 100.00% $743,922,238 $784,442,587 $459,440,256 $412,467,149 52.58%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.67% $594,390.00 $475,897.00 $0.00 $3,423.00 0.72%
Missouri Total 100.00% $88,842,606 $87,650,394 $5,546 $89,271 0.10%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Excess Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 6.24% $1,578,788.00 $1,667,289.00 $0.00 $407,836.00 24.46%
Missouri Total 100.00% $25,317,096 $22,845,001 $9,935,493 $3,037,791 13.30%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.34% $268,296.00 $366,492.00 $136.00 $18,160.00 4.96%
Missouri Total 100.00% $20,019,949 $20,542,544 $8,964,561 $6,486,803 31.58%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 13.23% 125,455 $11,286,885.00 $11,472,184.00 $0.00 $9,023,676.00 $2,583,406.00 22.52%
Missouri Total 100.00% 3,963,850 $85,322,660 $83,068,482 $6,585 $45,564,463 $36,881,093 44.40%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 21 $11,569.00 $11,530.00 $0.00 $3,997.00 $3,630.00 31.48%
Missouri Total 100.00% 1,373,925 $258,760,883 $256,420,533 $117,532 $176,556,410 $189,010,903 73.71%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Accident & Health

Group Long Term Care

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $108,459.00 $-229,442.00 0.00%
Missouri Total 100.00% 50,329 $30,511,696 $30,496,420 $1,938 $11,247,802 $12,342,998 40.47%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Accident & Health

Group Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% 85 $8,408.00 $8,408.00 $0.00 $0.00 $0.00 0.00%
Missouri Total 100.00% 55,530 $17,354,144 $17,478,106 $0 $14,916,077 $10,612,735 60.72%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.74% 1,195 $1,084,719.00 $1,084,719.00 $0.00 $488,840.00 $523,049.00 48.22%
Missouri Total 100.00% 750,565 $147,543,722 $146,705,478 $0 $110,561,963 $115,245,737 78.56%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-228.00 0.00%
Missouri Total 100.00% $1,281,526,956 $1,224,837,688 $787,655,524 $756,306,723 61.75%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $292,557.00 $3,571,201.00 $24,466,762.00 $-4,648,958.00 -130.18%
Missouri Total 100.00% $211,405,830 $223,252,884 $128,380,740 $83,255,877 37.29%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-3,427.00 $0.00 $-131,720.00 3,843.59%
Missouri Total 100.00% $26,500,843 $27,951,125 $12,910,677 $4,797,557 17.16%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $1,620.00 $1,620.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $7,378,936 $7,271,487 $16,183,484 $16,981,912 233.54%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Medical Malpractice - Physicians & Surgeons

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $162,991.00 $-200,000.00 $-72,374.00 -44.40%
Missouri Total 100.00% $116,573,724 $118,482,242 $45,905,797 $21,899,600 18.48%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Ocean Marine

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.87% $619,506.00 $626,646.00 $493,302.00 $323,369.00 51.60%
Missouri Total 100.00% $33,167,077 $33,546,033 $14,673,687 $11,468,045 34.19%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.66% $22,037,616.00 $22,666,863.00 $14,252,174.00 $33,989,930.00 149.95%
Missouri Total 100.00% $601,938,646 $616,111,938 $304,288,865 $287,982,695 46.74%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $-4.00 $-5,526.00 $-5,534.00 138,350.00%
Missouri Total 100.00% $760,505,125 $758,741,635 $445,596,171 $453,617,037 59.79%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-2.00 $-4.00 $3.00 $0.00 0.00%
Missouri Total 100.00% $493,695,416 $488,770,299 $254,052,988 $258,879,794 52.97%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $3.00 $1.00 $17,530.00 $-27,136.00 -2,713,600.00%
Missouri Total 100.00% $721,381,361 $714,805,595 $451,704,251 $466,129,688 65.21%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $2.00 $1.00 $-3,591.00 $-3,591.00 -359,100.00%
Missouri Total 100.00% $586,305,649 $583,737,349 $368,569,673 $372,977,567 63.89%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.34% $903,476.00 $660,434.00 $768,085.00 $-585,509.00 -88.66%
Missouri Total 100.00% $27,083,268 $27,153,288 $16,429,441 $17,581,581 64.75%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.17% 126,756 $12,391,581.00 $12,576,841.00 $0.00 $9,624,972.00 $2,880,643.00 22.90%
Missouri Total 100.00% 12,713,587 $7,312,311,563 $7,274,695,579 $5,294,698 $5,673,688,510 $5,715,495,860 78.57%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.93% $8,453,246.00 $7,559,659.00 $15,771,489.00 $8,201,447.00 108.49%
Missouri Total 100.00% $438,717,522 $454,480,308 $266,425,043 $251,609,726 55.36%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.26% $4,293,243.00 $3,386,197.00 $566,052.00 $2,850,825.00 84.19%
Missouri Total 100.00% $340,216,650 $327,447,788 $214,954,602 $203,921,249 62.28%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.24% 126,756 $12,391,581.00 $12,576,841.00 $0.00 $9,624,972.00 $2,880,643.00 22.90%
Missouri Total 100.00% 10,514,539 $5,121,340,548 $5,112,068,597 $209,111 $4,073,597,987 $4,087,892,605 79.97%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-228.00 0.00%
Missouri Total 100.00% $1,341,160,015 $1,283,124,093 $824,872,916 $791,383,248 61.68%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,620.00 $161,184.00 $-200,000.00 $-204,094.00 -126.62%
Missouri Total 100.00% $155,867,385 $159,189,839 $76,864,434 $47,022,591 29.54%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $3.00 $-6.00 $8,416.00 $-36,261.00 604,350.00%
Missouri Total 100.00% $2,824,652,648 $2,807,501,540 $1,673,553,485 $1,716,047,558 61.12%



ZURICH AMERICAN INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.73% $60,558,981.00 $61,206,774.00 $68,778,940.00 $56,380,068.00 92.11%
Missouri Total 100.00% $8,304,542,734 $8,329,171,627 $4,993,465,146 $4,871,221,055 58.48%



Additional data is available for this company for the following year(s):