EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $42.00 $0.00 $-48.00 -114.29%
Missouri Total 100.00% $3,620,651 $3,312,173 $891,750 $582,766 17.59%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.23% $154,895.00 $239,581.00 $56,209.00 $15,835.00 6.61%
Missouri Total 100.00% $67,973,411 $67,092,775 $49,185,497 $49,373,363 73.59%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.12% $59,871.00 $91,473.00 $46,178.00 $6,121.00 6.69%
Missouri Total 100.00% $48,805,511 $49,307,255 $48,995,508 $50,364,145 102.14%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.91% $2,219,317.00 $2,416,377.00 $11,595,937.00 $15,497,568.00 641.36%
Missouri Total 100.00% $243,315,390 $242,282,062 $131,212,252 $157,399,677 64.97%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.45% $950,196.00 $1,034,227.00 $4,963,146.00 $6,635,256.00 641.57%
Missouri Total 100.00% $65,314,047 $62,637,287 $38,905,581 $46,438,542 74.14%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 23.17% $2,070,196.00 $2,204,563.00 $10,579,464.00 $14,456,253.00 655.74%
Missouri Total 100.00% $8,935,290 $8,845,547 $11,944,181 $16,319,151 184.49%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $26,693.00 $31,004.00 $148,786.00 $186,395.00 601.20%
Missouri Total 100.00% $18,985,703 $18,979,158 $13,430,615 $13,989,339 73.71%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $722.00 $0.00 $-129,473.00 -17,932.55%
Missouri Total 100.00% $132,096,980 $132,862,854 $534,785,776 $914,391,979 688.22%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-14,581.00 $-14,581.00 $-6,056.00 $-28,211.00 193.48%
Missouri Total 100.00% $623,078,795 $617,289,195 $781,102,405 $1,024,996,965 166.05%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $245,669.00 $255,166.00 $0.00 $-13,225.00 -5.18%
Missouri Total 100.00% $1,426,884,946 $1,400,473,159 $1,677,051,921 $1,777,377,738 126.91%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $247,889.00 $271,769.00 $37,027.00 $-56,706.00 -20.87%
Missouri Total 100.00% $225,757,245 $224,301,660 $95,502,294 $102,810,977 45.84%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Medical Malpractice - Hospitals

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $6,238.00 $0.00 $-457.00 -7.33%
Missouri Total 100.00% $26,326,999 $26,472,722 $15,185,561 $10,375,129 39.19%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $15,420.00 $21,168.00 $0.00 $-16,638.00 -78.60%
Missouri Total 100.00% $539,738,707 $507,441,650 $290,505,798 $277,999,437 54.78%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $13.00 $0.00 $-982.00 -7,553.85%
Missouri Total 100.00% $756,602,300 $752,143,000 $479,689,059 $481,789,069 64.06%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $4.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $496,575,111 $497,303,449 $418,009,502 $419,888,774 84.43%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-14,668.00 0.00%
Missouri Total 100.00% $27,565,820 $27,187,832 $34,632,487 $49,270,952 181.22%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.21% $5,481,168.00 $6,017,225.00 $27,389,720.00 $36,797,428.00 611.53%
Missouri Total 100.00% $453,329,352 $449,144,084 $293,673,634 $333,884,217 74.34%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $722.00 $0.00 $-129,473.00 -17,932.55%
Missouri Total 100.00% $392,952,320 $399,228,408 $766,541,068 $1,196,005,414 299.58%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $245,669.00 $255,166.00 $0.00 $-13,225.00 -5.18%
Missouri Total 100.00% $1,494,611,987 $1,467,364,577 $1,753,431,046 $1,859,883,340 126.75%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $6,238.00 $0.00 $-457.00 -7.33%
Missouri Total 100.00% $137,193,063 $141,619,550 $54,208,628 $29,155,168 20.59%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $17.00 $0.00 $-982.00 -5,776.47%
Missouri Total 100.00% $2,886,086,443 $2,878,296,685 $1,905,391,573 $1,913,115,970 66.47%



EMPIRE FIRE AND MARINE INSURANCE CO

2011 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $5,975,565.00 $6,557,766.00 $27,420,691.00 $36,537,020.00 557.16%
Missouri Total 100.00% $8,596,852,003 $8,512,987,529 $7,215,311,579 $8,060,392,321 94.68%



Additional data is available for this company for the following year(s):