EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $274.00 $4,276.00 $0.00 $-997.00 -23.32%
Missouri Total 100.00% $3,182,065 $3,204,459 $555,484 $432,096 13.48%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.48% $332,240.00 $1,088,907.00 $577,097.00 $-241,901.00 -22.22%
Missouri Total 100.00% $69,154,118 $71,801,637 $38,620,769 $37,867,947 52.74%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.35% $172,283.00 $616,029.00 $140,223.00 $-125,438.00 -20.36%
Missouri Total 100.00% $49,460,665 $51,448,150 $27,569,025 $26,734,442 51.96%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.74% $4,121,530.00 $4,922,977.00 $13,881,932.00 $11,178,699.00 227.07%
Missouri Total 100.00% $237,445,190 $248,038,410 $154,682,730 $137,117,232 55.28%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.14% $1,855,187.00 $2,115,162.00 $5,368,170.00 $5,031,767.00 237.89%
Missouri Total 100.00% $59,009,477 $59,232,722 $33,517,860 $31,719,492 53.55%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 24.05% $2,003,692.00 $2,006,491.00 $3,636,145.00 $5,434,551.00 270.85%
Missouri Total 100.00% $8,332,300 $8,457,490 $4,843,583 $7,012,584 82.92%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.63% $96,487.00 $165,788.00 $20,000.00 $261,698.00 157.85%
Missouri Total 100.00% $15,315,772 $15,501,899 $7,191,076 $11,158,029 71.98%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-252.00 $69,954.00 $415,522.00 $391,403.00 559.51%
Missouri Total 100.00% $112,822,740 $110,985,710 $60,198,500 $61,827,953 55.71%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.37% $2,210,796.00 $7,580,897.00 $0.00 $-215,423.00 -2.84%
Missouri Total 100.00% $600,330,719 $606,012,031 $365,600,628 $347,788,065 57.39%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $9.00 0.00%
Missouri Total 100.00% $743,922,238 $784,442,587 $459,440,256 $412,467,149 52.58%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $0.00 $-164.00 0.00%
Missouri Total 100.00% 3,963,850 $85,322,660 $83,068,482 $6,585 $45,564,463 $36,881,093 44.40%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $279,346.00 $268,726.00 $0.00 $-18,558.00 -6.91%
Missouri Total 100.00% $1,281,526,956 $1,224,837,688 $787,655,524 $756,306,723 61.75%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.18% $375,864.00 $427,591.00 $87,849.00 $-255,183.00 -59.68%
Missouri Total 100.00% $211,405,830 $223,252,884 $128,380,740 $83,255,877 37.29%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Medical Malpractice - Other

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.28% $20,890.00 $14,641.00 $0.00 $2,547.00 17.40%
Missouri Total 100.00% $7,378,936 $7,271,487 $16,183,484 $16,981,912 233.54%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $55,642.00 $182,008.00 $198,210.00 $-126,850.00 -69.69%
Missouri Total 100.00% $601,938,646 $616,111,938 $304,288,865 $287,982,695 46.74%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $18.00 $0.00 $-1,026.00 -5,700.00%
Missouri Total 100.00% $493,695,416 $488,770,299 $254,052,988 $258,879,794 52.97%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $0.00 $-397.00 0.00%
Missouri Total 100.00% $586,305,649 $583,737,349 $368,569,673 $372,977,567 63.89%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $4,235.00 $92,972.00 $0.00 $-32,663.00 -35.13%
Missouri Total 100.00% $27,083,268 $27,153,288 $16,429,441 $17,581,581 64.75%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $0.00 $-164.00 0.00%
Missouri Total 100.00% 12,713,587 $7,312,311,563 $7,274,695,579 $5,294,698 $5,673,688,510 $5,715,495,860 78.57%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.96% $8,581,419.00 $10,915,354.00 $23,623,567.00 $21,539,376.00 197.33%
Missouri Total 100.00% $438,717,522 $454,480,308 $266,425,043 $251,609,726 55.36%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $-252.00 $69,954.00 $415,522.00 $391,403.00 559.51%
Missouri Total 100.00% $340,216,650 $327,447,788 $214,954,602 $203,921,249 62.28%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $0.00 $-164.00 0.00%
Missouri Total 100.00% 10,514,539 $5,121,340,548 $5,112,068,597 $209,111 $4,073,597,987 $4,087,892,605 79.97%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $279,346.00 $268,726.00 $0.00 $-18,558.00 -6.91%
Missouri Total 100.00% $1,341,160,015 $1,283,124,093 $824,872,916 $791,383,248 61.68%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Total Medical Malpractice

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $20,890.00 $14,641.00 $0.00 $2,547.00 17.40%
Missouri Total 100.00% $155,867,385 $159,189,839 $76,864,434 $47,022,591 29.54%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $18.00 $0.00 $-1,423.00 -7,905.56%
Missouri Total 100.00% $2,824,652,648 $2,807,501,540 $1,673,553,485 $1,716,047,558 61.12%



EMPIRE FIRE AND MARINE INSURANCE CO

2009 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.14% $11,528,214.00 $19,556,437.00 $24,325,148.00 $21,282,238.00 108.82%
Missouri Total 100.00% $8,304,542,734 $8,329,171,627 $4,993,465,146 $4,871,221,055 58.48%



Additional data is available for this company for the following year(s):