OAK RIVER INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.71% $490,003.00 $566,051.00 $266,660.00 $319,484.00 56.44%
Missouri Total 100.00% $69,154,118 $71,801,637 $38,620,769 $37,867,947 52.74%



OAK RIVER INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.35% $173,962.00 $204,333.00 $90,183.00 $47,993.00 23.49%
Missouri Total 100.00% $49,460,665 $51,448,150 $27,569,025 $26,734,442 51.96%



OAK RIVER INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.84% $1,990,916.00 $2,206,432.00 $780,154.00 $-2,431.00 -0.11%
Missouri Total 100.00% $237,445,190 $248,038,410 $154,682,730 $137,117,232 55.28%



OAK RIVER INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $1,422.00 $2,121.00 $0.00 $-3,987.00 -187.98%
Missouri Total 100.00% $59,009,477 $59,232,722 $33,517,860 $31,719,492 53.55%



OAK RIVER INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.96% $1,085,046.00 $1,093,896.00 $127,429.00 $235,886.00 21.56%
Missouri Total 100.00% $112,822,740 $110,985,710 $60,198,500 $61,827,953 55.71%



OAK RIVER INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $228,472.00 $276,621.00 $830,708.00 $326,363.00 117.98%
Missouri Total 100.00% $600,330,719 $606,012,031 $365,600,628 $347,788,065 57.39%



OAK RIVER INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.21% $1,595,022.00 $1,665,677.00 $1,008,271.00 $1,506,177.00 90.42%
Missouri Total 100.00% $743,922,238 $784,442,587 $459,440,256 $412,467,149 52.58%



OAK RIVER INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $751.00 $760.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $88,842,606 $87,650,394 $5,546 $89,271 0.10%



OAK RIVER INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $100.00 $100.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $20,019,949 $20,542,544 $8,964,561 $6,486,803 31.58%



OAK RIVER INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Glass

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.25% $159.00 $164.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $7,055 $5,961 $1,770 $1,804 30.26%



OAK RIVER INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $87,249.00 $97,571.00 $18,663.00 $18,472.00 18.93%
Missouri Total 100.00% $211,405,830 $223,252,884 $128,380,740 $83,255,877 37.29%



OAK RIVER INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $408,960.00 $450,577.00 $91,565.00 $11,690.00 2.59%
Missouri Total 100.00% $601,938,646 $616,111,938 $304,288,865 $287,982,695 46.74%



OAK RIVER INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Products Liability

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.59% $160,421.00 $178,208.00 $0.00 $11,800.00 6.62%
Missouri Total 100.00% $27,083,268 $27,153,288 $16,429,441 $17,581,581 64.75%



OAK RIVER INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.61% $2,656,303.00 $2,978,937.00 $1,136,997.00 $361,059.00 12.12%
Missouri Total 100.00% $438,717,522 $454,480,308 $266,425,043 $251,609,726 55.36%



OAK RIVER INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.32% $1,085,046.00 $1,093,896.00 $127,429.00 $235,886.00 21.56%
Missouri Total 100.00% $340,216,650 $327,447,788 $214,954,602 $203,921,249 62.28%



OAK RIVER INSURANCE COMPANY

2009 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $6,222,483.00 $6,742,511.00 $3,213,633.00 $2,471,447.00 36.65%
Missouri Total 100.00% $8,304,542,734 $8,329,171,627 $4,993,465,146 $4,871,221,055 58.48%



Additional data is available for this company for the following year(s):