EMC NATIONAL LIFE COMPANY

2010 Supplemental Data for

Life

Group Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.28% 6,726 $1,065,156 $0 $1,044,672 $610,586 98.08%
Missouri Total 100.00% 2,424,579 $385,905,526 $1,057,661 $439,920,936 $158,090,482 114.00%



EMC NATIONAL LIFE COMPANY

2010 Supplemental Data for

Accident & Health

Individual Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% 31 $10,563.00 $10,688.00 $0.00 $1,175.00 $610.00 5.71%
Missouri Total 100.00% 697,874 $57,040,268 $57,342,016 $8 $25,743,539 $26,501,210 46.22%



EMC NATIONAL LIFE COMPANY

2010 Supplemental Data for

Life

Individual Deposit-Type Funds

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.05% 12 $49,542 $0 $1,222,897 $0 2,468.40%
Missouri Total 100.00% 45,716 $102,674,813 $74,101 $36,662,224 $0 35.71%



EMC NATIONAL LIFE COMPANY

2010 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% 114 $37,751.00 $37,330.00 $0.00 $53,615.00 $29,699.00 79.56%
Missouri Total 100.00% 134,110 $101,661,837 $101,823,091 $5,730,793 $59,575,581 $67,168,757 65.97%



EMC NATIONAL LIFE COMPANY

2010 Supplemental Data for

Accident & Health

Individual Medicare Supplement

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $5,932.00 $7,822.00 $0.00 $38,071.00 $36,568.00 467.50%
Missouri Total 100.00% 167,331 $355,636,160 $349,586,468 $260 $262,414,053 $257,477,133 73.65%



EMC NATIONAL LIFE COMPANY

2010 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.11% 445 $1,479,832 $0 $0 $0 0.00%
Missouri Total 100.00% 269,495 $1,309,778,605 $31,444,836 $1,144,776,801 $0 87.40%



EMC NATIONAL LIFE COMPANY

2010 Supplemental Data for

Accident & Health

Individual Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.21% 950 $811,145.00 $817,239.00 $0.00 $269,511.00 $132,715.00 16.24%
Missouri Total 100.00% 258,481 $67,234,847 $67,528,994 $0 $29,771,505 $33,107,946 49.03%



EMC NATIONAL LIFE COMPANY

2010 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.17% 1,364 $738,467 $4,796 $499,116 $189,245 67.59%
Missouri Total 100.00% 763,466 $439,557,425 $9,068,723 $297,048,781 $165,483,150 67.58%



EMC NATIONAL LIFE COMPANY

2010 Supplemental Data for

Life

Individual Universal Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.20% 2,561 $1,154,566 $0 $1,136,792 $133,682 98.46%
Missouri Total 100.00% 413,325 $565,873,745 $4,768,418 $539,744,964 $52,701,531 95.38%



EMC NATIONAL LIFE COMPANY

2010 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.03% 1,330 $239,112 $51,589 $214,079 $17,832 89.53%
Missouri Total 100.00% 1,843,304 $758,778,596 $303,342,750 $816,380,870 $61,995,381 107.59%



EMC NATIONAL LIFE COMPANY

2010 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% 1,095 $865,391.00 $873,079.00 $0.00 $362,372.00 $199,592.00 22.86%
Missouri Total 100.00% 11,102,573 $7,586,272,242 $7,567,880,063 $6,265,933 $5,759,414,503 $5,811,825,025 76.80%



EMC NATIONAL LIFE COMPANY

2010 Supplemental Data for

Life

Total Group Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.04% 6,726 $1,065,156 $0 $1,044,672 $610,586 98.08%
Missouri Total 100.00% 4,088,624 $2,661,864,262 $5,616,733 $2,903,676,683 $200,039,495 109.08%



EMC NATIONAL LIFE COMPANY

2010 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% 1,095 $865,391.00 $873,079.00 $0.00 $362,372.00 $199,592.00 22.86%
Missouri Total 100.00% 2,176,302 $2,308,875,064 $2,296,170,765 $5,930,159 $1,655,951,475 $1,687,995,007 73.51%



EMC NATIONAL LIFE COMPANY

2010 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.06% 5,712 $3,661,519 $56,385 $3,072,884 $340,759 83.92%
Missouri Total 100.00% 3,825,232 $6,554,945,707 $353,015,946 $4,898,709,389 $304,103,906 74.73%



EMC NATIONAL LIFE COMPANY

2010 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.05% 12,438 $4,726,675 $56,385 $4,117,556 $951,345 87.11%
Missouri Total 100.00% 7,913,856 $9,216,809,969 $358,632,679 $7,802,386,072 $504,143,401 84.65%



Additional data is available for this company for the following year(s):