OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Burglary & Theft

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $2,347.00 $2,591.00 $6,007.00 $5,676.00 219.07%
Missouri Total 100.00% $3,016,412 $2,923,637 $402,912 $433,724 14.84%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.67% $669,123.00 $553,659.00 $250,346.00 $249,533.00 45.07%
Missouri Total 100.00% $99,999,479 $100,773,243 $48,855,092 $44,874,488 44.53%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.41% $818,796.00 $681,922.00 $414,046.00 $454,011.00 66.58%
Missouri Total 100.00% $58,013,348 $57,788,854 $33,980,947 $32,861,398 56.86%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.42% $1,055,436.00 $860,103.00 $100,813.00 $830,560.00 96.57%
Missouri Total 100.00% $249,443,701 $242,948,043 $153,259,759 $190,400,064 78.37%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.70% $646,940.00 $537,432.00 $297,934.00 $313,682.00 58.37%
Missouri Total 100.00% $92,324,565 $89,158,290 $43,901,369 $42,341,715 47.49%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.57% $42,671.00 $35,902.00 $23,134.00 $21,020.00 58.55%
Missouri Total 100.00% $7,494,910 $7,185,991 $1,643,260 $1,766,264 24.58%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Auto Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.15% $207,207.00 $170,416.00 $0.00 $121,009.00 71.01%
Missouri Total 100.00% $17,959,726 $18,218,323 $6,302,966 $11,344,777 62.27%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.22% $256,685.00 $245,288.00 $99,098.00 $100,928.00 41.15%
Missouri Total 100.00% $116,509,491 $114,986,802 $72,238,481 $54,113,894 47.06%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Commercial Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.50% $8,597,379.00 $7,550,231.00 $9,333,354.00 $11,891,948.00 157.50%
Missouri Total 100.00% $573,919,772 $548,985,654 $277,364,391 $312,408,760 56.91%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Direct Workers Compensation

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.40% $3,621,560.00 $3,032,023.00 $1,458,270.00 $2,216,638.00 73.11%
Missouri Total 100.00% $903,170,880 $859,891,451 $453,558,549 $587,932,686 68.37%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Earthquake

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.46% $293,545.00 $260,471.00 $0.00 $0.00 0.00%
Missouri Total 100.00% $63,858,848 $58,427,399 $36,237 $361,209 0.62%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Fidelity

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $2,864.00 $2,460.00 $-1,375.00 $-1,319.00 -53.62%
Missouri Total 100.00% $22,487,041 $21,627,865 $6,726,389 $7,369,217 34.07%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Glass

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 23.34% $2,376.00 $2,566.00 $565.00 $515.00 20.07%
Missouri Total 100.00% $10,178 $10,457 $5,508 $5,097 48.74%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $999,971.00 $751,795.00 $997,908.00 $1,302,802.00 173.29%
Missouri Total 100.00% $892,121,509 $823,450,838 $669,905,939 $671,531,760 81.55%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.48% $877,100.00 $800,308.00 $316,962.00 $312,480.00 39.04%
Missouri Total 100.00% $182,338,531 $187,165,278 $71,297,214 $69,123,743 36.93%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Mobile Homes

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% $9,142.00 $6,367.00 $886.00 $1,500.00 23.56%
Missouri Total 100.00% $25,201,256 $24,270,254 $17,396,509 $17,164,678 70.72%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $57,899.00 $54,066.00 $275.00 $-6,825.00 -12.62%
Missouri Total 100.00% $553,139,194 $536,242,304 $187,094,404 $344,005,398 64.15%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Collision

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $704,720.00 $608,957.00 $449,332.00 $409,543.00 67.25%
Missouri Total 100.00% $812,910,433 $803,532,054 $467,697,858 $464,446,320 57.80%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $487,635.00 $417,602.00 $323,189.00 $337,514.00 80.82%
Missouri Total 100.00% $449,295,894 $443,554,384 $320,742,757 $318,901,628 71.90%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Bodily Injury

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% $560,500.00 $485,385.00 $115,254.00 $535,482.00 110.32%
Missouri Total 100.00% $690,293,517 $681,854,756 $386,484,308 $412,602,808 60.51%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $405,686.00 $336,775.00 $331,213.00 $327,998.00 97.39%
Missouri Total 100.00% $574,312,577 $564,962,318 $371,718,988 $376,069,587 66.57%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Auto Medical Payments

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% $64,914.00 $55,363.00 $90,894.00 $84,040.00 151.80%
Missouri Total 100.00% $99,521,347 $97,706,064 $63,513,219 $59,211,502 60.60%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Private Passenger Uninsured Motorists

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.21% $193,393.00 $158,880.00 $10.00 $485,056.00 305.30%
Missouri Total 100.00% $92,607,368 $90,790,873 $44,913,964 $53,422,258 58.84%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.65% $3,440,173.00 $2,839,434.00 $1,086,273.00 $1,989,815.00 70.08%
Missouri Total 100.00% $525,235,729 $516,072,744 $287,943,393 $323,588,706 62.70%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $256,685.00 $245,288.00 $99,098.00 $100,928.00 41.15%
Missouri Total 100.00% $224,541,860 $219,821,214 $138,606,011 $117,163,205 53.30%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% $999,971.00 $751,795.00 $997,908.00 $1,302,802.00 173.29%
Missouri Total 100.00% $950,870,941 $877,013,334 $707,552,979 $709,159,509 80.86%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% $2,416,848.00 $2,062,962.00 $1,309,892.00 $2,179,633.00 105.66%
Missouri Total 100.00% $2,761,812,838 $2,724,230,251 $1,680,760,050 $1,722,096,248 63.21%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.27% $20,588,406.00 $17,620,613.00 $14,608,115.00 $19,994,384.00 113.47%
Missouri Total 100.00% $7,709,068,371 $7,428,541,557 $4,322,007,505 $4,840,084,182 65.16%



OWNERS INSURANCE COMPANY

2003 Supplemental Data for

Property & Casualty

Umbrella

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $10,517.00 $10,051.00 $0.00 $593.00 5.90%
Missouri Total 100.00% $36,612,192 $28,227,670 $70,862,268 $104,475,926 370.12%



Additional data is available for this company for the following year(s):