Loss Ratios
| Line of Business |
Missouri Loss Ratio |
Countrywide Loss Ratio |
Difference |
|---|---|---|---|
| All Property & Casualty Lines (Excludes A&H) | 67.1% | 69.1% | -2.0% |
| Fire & Allied Lines | 55.5% | 65.8% | -10.3% |
| Farmowners | 73.0% | 69.3% | 3.7% |
| Homeowners | 66.9% | 67.1% | -0.2% |
| Commercial Multi-Peril | 64.3% | 65.7% | -1.4% |
| Mortgage Guaranty | 21.9% | 22.7% | -0.7% |
| Ocean & Aircraft | 75.7% | 68.0% | 7.7% |
| Inland Marine | 54.9% | 45.4% | 9.5% |
| Financial Guaranty | -15.5% | 8.8% | -24.3% |
| Medical Malpractice | 70.7% | 80.1% | -9.4% |
| Earthquake | 0.4% | 30.8% | -30.4% |
| Workers Compensation | 84.5% | 79.3% | 5.2% |
| Other Liability | 64.9% | 70.6% | -5.7% |
| Product Liability | 82.5% | 89.8% | -7.3% |
| Private Passenger Automobile - Total | 66.9% | 71.4% | -4.5% |
| Private Passenger Automobile - Liability | 69.6% | 74.2% | -4.6% |
| Private Passenger Automobile - Physical Damage | 63.7% | 67.7% | -4.0% |
| Commercial Automobile - Total | 77.1% | 78.1% | -0.9% |
| Commercial Automobile - Liability | 82.1% | 81.3% | 0.8% |
| Commercial Automobile - Physical Damage | 66.7% | 69.9% | -3.2% |
| Fidelity & Surety | 32.8% | 45.7% | -13.0% |
| Credit | 22.2% | 39.1% | -16.9% |
| Title | 17.3% | 5.2% | 12.1% |
| Line of Business |
Missouri Loss Ratio |
Countrywide Loss Ratio |
Difference |
|---|---|---|---|
| Total Accident & Health | 73.7% | 73.3% | 0.3% |
| Individual Accident & Health | 69.6% | 63.1% | 6.5% |
| Group Accident & Health | 76.1% | 80.1% | -4.0% |
| Credit Accident & Health | 37.8% | 35.5% | 2.3% |
Countrywide: National results only for companies licensed in Missouri.