Loss Ratios
| Line of Business |
Missouri Loss Ratio |
Countrywide Loss Ratio |
Difference |
|---|---|---|---|
| All Property & Casualty Lines (Excludes A&H) | 63.1% | 65.8% | -2.7% |
| Fire & Allied Lines | 59.0% | 83.7% | -24.7% |
| Farmowners | 66.7% | 77.7% | -11.0% |
| Homeowners | 69.3% | 64.2% | 5.1% |
| Commercial Multi-Peril | 72.9% | 69.5% | 3.4% |
| Mortgage Guaranty | 23.7% | 40.8% | -17.1% |
| Ocean & Aircraft | -12.1% | 76.3% | -88.5% |
| Inland Marine | 62.4% | 53.3% | 9.0% |
| Financial Guaranty | 12.4% | 4.7% | 7.7% |
| Medical Malpractice | 54.4% | 73.6% | -19.2% |
| Earthquake | 3.3% | 10.4% | -7.2% |
| Workers Compensation | 58.6% | 66.8% | -8.2% |
| Other Liability | 87.8% | 74.6% | 13.2% |
| Product Liability | 84.1% | 104.7% | -20.6% |
| Private Passenger Automobile - Total | 61.9% | 62.7% | -0.8% |
| Private Passenger Automobile - Liability | 60.5% | 62.4% | -1.9% |
| Private Passenger Automobile - Physical Damage | 63.6% | 63.1% | 0.5% |
| Commercial Automobile - Total | 82.1% | 76.1% | 6.0% |
| Commercial Automobile - Liability | 87.1% | 78.5% | 8.6% |
| Commercial Automobile - Physical Damage | 71.2% | 69.5% | 1.7% |
| Fidelity & Surety | 28.1% | 31.9% | -3.9% |
| Credit | 20.9% | 39.5% | -18.6% |
| Title | 14.6% | 4.0% | 10.6% |
| Line of Business |
Missouri Loss Ratio |
Countrywide Loss Ratio |
Difference |
|---|---|---|---|
| Total Accident & Health | 75.5% | 74.1% | 1.5% |
| Individual Accident & Health | 66.3% | 62.6% | 3.7% |
| Group Accident & Health | 80.4% | 80.3% | 0.1% |
| Credit Accident & Health | 34.1% | 42.6% | -8.5% |
Countrywide: National results only for companies licensed in Missouri.