Missouri/Nationwide by Line of Business, Loss Ratios, 2010
| Line of Business | Missouri loss ratio |
Countrywide* loss ratio |
Difference |
|---|---|---|---|
| All property & casualty lines (excludes A&H) | 57.7% | 61.0% | -3.2% |
| Fire & allied lines | 60.8% | 48.2% | 12.6% |
| Farmowners | 64.0% | 63.9% | 0.1% |
| Homeowners | 58.4% | 60.5% | -2.1% |
| Commercial multi-peril | 48.4% | 45.1% | 3.4% |
| Mortgage guaranty | 107.7% | 214.4% | -106.7% |
| Ocean &aAircraft | 59.3% | 47.7% | 11.6% |
| Inland marine | 48.4% | 46.4% | 2.1% |
| Financial guaranty | 0.0% | 178.5% | -178.5% |
| Medical malpractice | 30.5% | 32.8% | -2.3% |
| Earthquake | 0.3% | 0.5% | -0.2% |
| Workers' compensation | 66.9% | 66.7% | 0.2% |
| Other liability | 53.8% | 56.8% | -3.0% |
| Product liability | 133.7% | 22.4% | 111.2% |
| Private passenger automobile - total | 58.2% | 64.8% | -6.6% |
| Private passenger automobile - liability | 59.0% | 69.4% | -10.4% |
| Private passenger automobile - physical damage | 57.2% | 57.9% | -0.7% |
| Commercial automobile - total | 54.6% | 52.7% | 1.9% |
| Commercial automobile - liability | 53.0% | 52.2% | 0.8% |
| Commercial automobile - physical damage | 59.4% | 54.3% | 5.0% |
| Fidelity & surety | 75.6% | 24.3% | 51.3% |
| Credit | 126.9% | 101.0% | 25.9% |
| Title | 43.8% | 10.8% | 33.0% |
| Line of business | Missouri loss ratio |
Countrywide* loss ratio |
Difference |
|---|---|---|---|
| Total accident & health | 76.8% | 74.6% | 2.2% |
| Individual accident & health | 73.5% | 63.1% | 10.5% |
| Group accident & health | 78.4% | 78.8% | -0.4% |
| Credit accident & health | 51.3% | 44.0% | 7.3% |