Insurance News

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October 28, 2013

Missouri Department of Insurance warns motorists to use extra caution during deer season

Deer strikes accounted for 3,980 crashes last year

Jefferson City, Mo. - The Missouri Department of Insurance is encouraging motorists to slow down and be more vigilant when traveling Show-Me-State roadways. November is the peak month for deer-related auto accidents in Missouri.

"Hitting a deer can result in serious injuries and expensive vehicle repairs," said John M. Huff, director of the Department of Insurance. "During this time of year we all need to slow down and be more cognizant of our surroundings - even in urban areas. Also, make sure everyone is wearing seat belts."

Huff reminds motorists they must have comprehensive insurance on their auto policies to cover damage caused by deer strikes. Comprehensive is optional insurance and consumers should consult with their insurance agent to determine how much coverage is needed. The department has an auto insurance guide on its website, insurance.mo.gov, outlining the minimum insurance required by state law and optional coverage that is available.

According to the Missouri State Highway Patrol, last year there were 3,980 deer-related accidents in the state, or one deer strike every 2.2 hours. The crashes resulted in five deaths and 411 injuries.

Here are some tips to avoid deer strikes:

Most deer strikes occur between 5 p.m. and 7 a.m. The majority of accidents involving deer occur between October and December, with the most in November.

About the Missouri Department of Insurance, Financial Institutions & Professional Registration

The Missouri Department of Insurance, Financial Institutions and Professional Registration (DIFP) is responsible for consumer protection through the regulation of financial industries and professionals. The department's seven divisions work to enforce state regulations both efficiently and effectively while encouraging a competitive environment for industries and professions to ensure consumers have access to quality products.

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