Insurance News

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April 22, 2011

Missouri insurance director says consumers with storm damage should act quickly

Time is crucial in restoring property

Jefferson City, Mo. - The Missouri Department of Insurance says if your home or car has been damaged by the recent hail and wind storms, now is the time to get your insurance company involved. Insurance Director John M. Huff is offering tips to help you recover from storm damage and protect against fraud and scams.

Whether it's damage to your car or home, Huff suggests the following:

"Dealing with storm damage is stressful for any individual or family," said Huff. "Falling victim to a scam or rip-off adds even further stress, so consumers need to stay vigilant."

Huff also urges consumers, whether they own or rent, to be prepared by completing a home inventory. This list of possessions makes it easier for consumers to file an insurance claim if they have damage to their property and their belongings.

The Department of Insurance offers a free Home Inventory Checklist, either by Web download or in hard copy. As an alternative, consumers can take digital photos or videos of their possessions. Another option is a new app for iPhone users available from the National Association of Insurance Commissioners.

Consumers can file complaints or ask general questions about insurance by calling the Insurance Consumer Hotline at 800-726-7390 or online at insurance.mo.gov.

About the Missouri Department of Insurance, Financial Institutions & Professional Registration

The Missouri Department of Insurance, Financial Institutions and Professional Registration (DIFP) is responsible for consumer protection through the regulation of financial industries and professionals. The department's seven divisions work to enforce state regulations both efficiently and effectively while encouraging a competitive environment for industries and professions to ensure consumers have access to quality products.

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