Insurance News


August 22, 2011

Missouri Department of Insurance: As college starts, don't forget about insurance coverage

With kids heading out, parents should check insurance policies

Jefferson City, Mo. - Heading to college - it can be one of the most exciting times in a young person's life. But the state insurance department wants college students and their parents to remember that insurance needs change when kids move away from home.

"This is an important time in the life of a young adult," Missouri Department of Insurance Director John M. Huff said. "But what shouldn't get lost among all the other important decisions to be made are the insurance issues that arise when a student leaves home."

The department also encourages college students (and all consumers) to complete a home inventory, which is an itemized checklist of all possessions. The home inventory can make the process of filing a claim much more efficient in the event of fire, storm damage or theft.

An easy-to-use home inventory checklist is available for free at the department's website. Students and parents with questions can contact the department's Insurance Consumer Hotline at 800-726-7390 or visit

About the Missouri Department of Insurance, Financial Institutions & Professional Registration

The Missouri Department of Insurance, Financial Institutions and Professional Registration (DIFP) is responsible for consumer protection through the regulation of financial industries and professionals. The department's seven divisions work to enforce state regulations both efficiently and effectively while encouraging a competitive environment for industries and professions to ensure consumers have access to quality products.