97-09: Insurance Identification Cards

* This bulletin was repealed by 08-05

To:           All Insurance Companies Writing Automobile Insurance

From:      Jay Angoff, Director

Re:          Insurance Identification Cards

Date:       December 17, 1997

The Department of Revenue has informed us they believe some insurance companies are not in compliance with state law regarding the issuance of insurance identification cards. Please let this bulletin serve as a reminder that Section 303.024, RSMo, requires each insurer issuing motor vehicle liability policies - including those for motorcycles, recreational vehicles, etc. - in this state to provide an insurance identification card to the named insured for each motor vehicle insured. The insurance identification card must contain the following information:

  1. The name and address of the insurer;
  2. The name of the insured;
  3. The policy number;
  4. The effective dates of the policy, including month, day and year;
  5. A description of the insured motor vehicle, including year and make or at least five digits of the vehicle identification number or the word "Fleet" if the policy covers five or more commercial vehicles;
  6. The statement "THIS CARD MUST BE CARRIED IN THE INSURED MOTOR VEHICLE FOR PRODUCTION UPON DEMAND" prominently displayed on the card.

In addition, the recently-passed House Bill 207 required motor vehicle owners to present proof of financial responsibility at the time they obtain or renew a vehicle registration. The Department of Revenue intends to forward identification cards which fail to meet the requirements of Section 303.024 to the Department of Insurance for review. Therefore, please evaluate your company's identification cards to make sure they contain all the required information. Thank you for your prompt attention to this matter.