Company Details
Company Name:
VAULT RECIPROCAL EXCHANGELicense Status:
ActiveNAIC Number:
16186Company Address:
300 1st Ave South, Suite 401 St. Petersburg, FL 33701
Phone Number:
6467940500Mailing Address:
1 N. Dale Mabry Hwy Tampa, FL 33609
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B431904Date Admitted:
2019-05-16Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.01% | $1,863,476 | $1,213,031 | $0 | $1,019,838 | $1,031,179 | $0 | 101.11% |
| 2025 | Total Homeowners | 0.03% | $1,179,790 | $789,765 | $0 | $899,055 | $900,660 | $0 | 100.18% |
| 2025 | Homeowners Multi-Peril | 0.03% | $1,179,790 | $789,765 | $0 | $899,055 | $900,660 | $0 | 100.18% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0.03% | $103,919 | $77,301 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.01% | $109,923 | $58,380 | $0 | $0 | $31,201 | $0 | 0% |
| 2025 | Total Private Passenger Auto | 0.01% | $225,002 | $135,672 | $0 | $38,196 | $54,140 | $0 | 141.74% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $0 | $1,551 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Property Damage | 0.02% | $225,002 | $135,672 | $0 | $38,196 | $52,589 | $0 | 137.68% |
| 2025 | Private Passenger Auto - Comprehensive | 0.02% | $244,842 | $151,913 | $0 | $82,587 | $45,178 | $0 | 54.7% |
| 2024 | Total Property & Casualty | 0.01% | $887,997 | $1,047,893 | $0 | $434,048 | $356,147 | $0 | 82.05% |
| 2024 | Total Homeowners | 0.02% | $542,498 | $653,811 | $0 | $271,549 | $149,326 | $0 | 54.99% |
| 2024 | Homeowners Multi-Peril | 0.02% | $542,498 | $653,811 | $0 | $271,549 | $149,326 | $0 | 54.99% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0.02% | $64,815 | $71,230 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0% | $47,010 | $63,908 | $0 | $0 | $46,094 | $0 | 0% |
| 2024 | Total Private Passenger Auto | 0% | $100,233 | $105,506 | $0 | $96,696 | $94,569 | $0 | 97.8% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $0 | $1,805 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Property Damage | 0.01% | $100,233 | $105,506 | $0 | $96,696 | $92,764 | $0 | 95.93% |
| 2024 | Private Passenger Auto - Comprehensive | 0.01% | $133,441 | $153,438 | $0 | $65,803 | $66,158 | $0 | 100.54% |
| 2023 | Total Property & Casualty | 0.01% | $1,279,084 | $1,795,663 | $0 | $1,094,015 | $-598,944 | $0 | -54.75% |
| 2023 | Total Homeowners | 0.03% | $788,340 | $1,081,539 | $0 | $732,646 | $-1,120,377 | $0 | -152.92% |
| 2023 | Homeowners Multi-Peril | 0.03% | $788,340 | $1,081,539 | $0 | $732,646 | $-1,120,377 | $0 | -152.92% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.01% | $80,262 | $118,790 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.01% | $79,489 | $128,927 | $0 | $0 | $22,697 | $0 | 0% |
| 2023 | Total Private Passenger Automobile | 0.01% | $330,993 | $466,407 | $0 | $361,369 | $498,736 | $0 | 138.01% |
| 2023 | Private Passenger Auto Liability Property Damage | 0.01% | $148,601 | $231,765 | $0 | $197,225 | $315,928 | $0 | 160.19% |
| 2023 | Private Passenger Auto Comprehensive | 0.02% | $182,392 | $234,642 | $0 | $164,144 | $182,808 | $0 | 111.37% |
| 2022 | Total Property & Casualty | 0.02% | $2,206,303 | $1,145,478 | $0 | $592,353 | $3,156,769 | $0 | 0% |
| 2022 | Total Homeowners | 0.05% | $1,350,170 | $710,343 | $0 | $43,279 | $2,306,966 | $0 | 0% |
| 2022 | Homeowners Multi-Peril | 0.05% | $1,350,170 | $710,343 | $0 | $43,279 | $2,306,966 | $0 | 0% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.03% | $150,769 | $65,826 | $0 | $0 | $-108 | $0 | 0% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.02% | $171,215 | $91,876 | $0 | $0 | $143,364 | $0 | 0% |
| 2022 | Total Private Passenger Automobile | 0.01% | $534,149 | $277,433 | $0 | $549,074 | $706,547 | $0 | 128.68% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0% | $0 | $11 | $0 | $0 | $-1 | $0 | 0% |
| 2022 | Private Passenger Auto Liability Property Damage | 0.03% | $265,397 | $138,283 | $0 | $0 | $113,192 | $0 | 0% |
| 2022 | Private Passenger Auto Comprehensive | 0.03% | $268,752 | $139,139 | $0 | $549,074 | $593,356 | $0 | 108.06% |
| 2021 | Total Property & Casualty | 0% | $186,855 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Farmowners Multi-Peril | 0.06% | $125,442 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0% | $8,707 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0% | $14,478 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 0% | $38,228 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0% | $14 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Private Passenger Auto Liability Property Damage | 0% | $19,670 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Private Passenger Auto Comprehensive | 0% | $18,544 | $0 | $0 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2025 | Homeowners | 0.02% | 1 | 175 |
| 2024 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2024 | Homeowners | 0.03% | 1 | 275 |
| 2023 | Private Passenger Auto | 0.01% | 0 | 0 |
| 2023 | Homeowners | 0.02% | 1 | 335 |
| 2022 | Private Passenger Auto | 0% | 0 | 0 |
| 2022 | Homeowners | 0.02% | 0 | 0 |
| 2021 | Private Passenger Auto | 0% | 0 | 0 |
| 2021 | Homeowners | 0% | 0 | 0 |
Company Changes
Date:
2019-05-16Comments:
Effective 5/16/2019 this company was admitted as a property and casualty insurer with B1 property, B2 liability and B5 miscellaneous authorityMarket Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.