Company Details

Company Details

Company Name:
XL INSURANCE AMERICA INC
License Status:
Active
NAIC Number:
24554
Company Address:
677 Washington Blvd
STAMFORD, CT 06901
Phone Number:
2039645200
Mailing Address:
677 Washington Blvd
STAMFORD, CT 06901
Mailing Phone:
8006881840
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B424280
Date Admitted:
1955-08-19

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.22% $40,300,724 $36,806,771 $0 $4,754,812 $9,048,004 $0 190.29%
2025 Total Fire & Allied Lines 1.55% $10,435,689 $11,097,255 $0 $2,801,766 $2,179,591 $0 77.79%
2025 Commercial Fire & Allied Lines 3.21% $10,435,689 $11,097,255 $0 $2,801,766 $2,179,591 $0 77.79%
2025 Private Flood 22.36% $1,434,962 $1,358,406 $0 $0 $671,065 $0 0%
2025 Commercial Multi-Peril 0% $0 $1 $0 $0 $-1,816 $0 0%
2025 Inland Marine (Incl Auto Cargo) 0.25% $1,022,238 $1,368,889 $0 $695,585 $-57,149 $0 -8.22%
2025 Earthquake 0.48% $688,254 $700,054 $0 $0 $76,816 $0 0%
2025 Direct Workers Compensation 0.38% $4,041,862 $3,903,315 $0 $718,181 $1,453,473 $0 202.38%
2025 Other Liability - Bodily Injury & Property Damage 1.4% $14,784,140 $13,039,905 $0 $400,000 $1,393,055 $0 348.26%
2025 Products Liability 0.06% $33,262 $35,955 $0 $0 $42,463 $0 0%
2025 Total Commercial Auto 0.03% $298,205 $302,290 $0 $-13,030 $449,842 $0 0%
2025 Commercial Auto Liability - Bodily Injury 0.03% $178,321 $150,724 $0 $-7,818 $243,263 $0 0%
2025 Commercial Auto Liability - Property Damage 0.07% $118,881 $150,724 $0 $-5,212 $207,001 $0 0%
2025 Commercial Auto Liability - Medical Payments 0.03% $566 $295 $0 $0 $225 $0 0%
2025 Commercial Auto Liability - Uninsured Motorists 0% $437 $547 $0 $0 $-647 $0 0%
2025 Commercial Auto - Comprehensive 0.01% $10,116 $9,634 $0 $5,708 $17,063 $0 298.93%
2025 Commercial Auto - Collision 0.01% $19,687 $19,353 $0 $5,813 $14,355 $0 246.95%
2025 Burglary & Theft 0.4% $55,315 $58,320 $0 $0 $5,615 $0 0%
2025 Boiler & Machinery 4.47% $2,356,904 $2,447,901 $0 $140,789 $477,747 $0 339.34%
2025 Umbrella 4.71% $5,120,090 $2,465,493 $0 $0 $2,325,884 $0 0%
2024 Total Property & Casualty 0.19% $31,954,244 $25,560,759 $0 $7,732,920 $7,498,486 $0 96.97%
2024 Total Fire & Allied Lines 1.65% $10,444,087 $8,074,120 $0 $1,020,259 $-4,094,440 $0 -401.31%
2024 Commercial Fire & Allied Lines 2.64% $10,444,087 $8,074,120 $0 $1,020,259 $-4,094,440 $0 -401.31%
2024 Private Flood -0.45% $-22,888 $654,704 $0 $0 $75,488 $0 0%
2024 Commercial Multi-Peril 0% $58 $14 $0 $0 $2,713 $0 0%
2024 Inland Marine (Incl Auto Cargo) 0.7% $2,858,369 $1,471,770 $0 $147,440 $882,364 $0 0%
2024 Earthquake 0.38% $559,392 $692,213 $0 $0 $31,384 $0 0%
2024 Direct Workers Compensation 0.04% $478,201 $235,194 $0 $1,476,665 $854,383 $0 57.86%
2024 Other Liability - Bodily Injury & Property Damage 1.46% $13,793,345 $11,085,202 $0 $5,000,000 $9,937,614 $0 198.75%
2024 Products Liability 0.1% $57,636 $55,895 $0 $0 $-13,453 $0 0%
2024 Total Commercial Auto 0.03% $239,202 $226,216 $0 $12,275 $-35,214 $0 -286.88%
2024 Commercial Auto Liability - Bodily Injury 0.02% $139,630 $132,594 $0 $7,365 $-2,024 $0 -27.48%
2024 Commercial Auto Liability - Property Damage 0.06% $93,087 $88,394 $0 $4,910 $-34,116 $0 0%
2024 Commercial Auto Liability - Medical Payments 0% $203 $49 $0 $0 $20 $0 0%
2024 Commercial Auto Liability - Uninsured Motorists 0.01% $6,282 $5,179 $0 $0 $906 $0 0%
2024 Commercial Auto - Comprehensive 0.01% $13,615 $11,174 $0 $1,731 $-16,803 $0 0%
2024 Commercial Auto - Collision 0.01% $24,153 $21,133 $0 $1,987 $6,851 $0 344.79%
2024 Burglary & Theft 0.48% $54,648 $43,216 $0 $0 $2,367 $0 0%
2024 Boiler & Machinery 4.47% $2,271,582 $2,005,496 $0 $72,563 $123,876 $0 170.72%
2024 Umbrella 1% $1,182,844 $984,412 $0 $0 $-258,644 $0 0%
2023 Total Property & Casualty 0.17% $27,373,598 $24,942,072 $0 $10,579,631 $9,016,557 $0 85.23%
2023 Total Fire & Allied Lines 1.06% $8,213,546 $6,926,037 $0 $9,433,137 $5,225,109 $0 55.39%
2023 Commercial Fire & Allied Lines 2.55% $8,213,546 $6,926,037 $0 $9,433,137 $5,225,109 $0 55.39%
2023 Commercial Multi-Peril 0% $-50 $-201 $0 $0 $-6,572 $0 0%
2023 Inland Marine (Incl Auto Cargo) 0.17% $974,210 $734,688 $0 $697,805 $698,349 $0 100.08%
2023 Earthquake 0.62% $879,487 $744,709 $0 $0 $9,071 $0 0%
2023 Direct Workers Compensation 0.2% $2,125,608 $1,814,299 $0 $267,778 $665,035 $0 248.35%
2023 Other Liability - Bodily Injury & Property Damage 1.09% $10,384,150 $10,891,200 $0 $0 $3,460,905 $0 0%
2023 Products Liability 0.13% $64,706 $62,097 $0 $0 $-627,954 $0 0%
2023 Total Commercial Automobile 0.01% $87,052 $119,475 $0 $140,000 $10,576 $0 7.55%
2023 Commercial Auto Liability Bodily Injury 0.01% $50,403 $71,488 $0 $84,000 $-10,694 $0 -12.73%
2023 Commercial Auto Liability Property Damage 0.02% $33,602 $47,650 $0 $56,000 $25,637 $0 45.78%
2023 Commercial Auto Uninsured Motorists 0% $60 $15 $0 $0 $21 $0 0%
2023 Commercial Auto Comprehensive 0% $1,596 $-31 $0 $0 $-5,189 $0 0%
2023 Commercial Auto Collision 0% $1,391 $353 $0 $0 $801 $0 0%
2023 Burglary & Theft 0.58% $44,849 $37,754 $0 $0 $2,184 $0 0%
2023 Boiler & Machinery 4.56% $2,087,540 $1,809,106 $0 $40,911 $100,112 $0 244.71%
2023 Umbrella 0.88% $905,918 $768,216 $0 $0 $-527,818 $0 0%
2023 Private Flood 23.5% $1,606,582 $1,034,692 $0 $0 $7,560 $0 0%
2022 Total Property & Casualty 0.16% $23,788,846 $22,211,750 $0 $1,392,545 $14,506,947 $0 0%
2022 Total Fire & Allied Lines 1.28% $6,158,882 $5,517,077 $0 $772,859 $10,824,364 $0 0%
2022 Commercial Fire & Allied Lines 1.95% $6,158,882 $5,517,077 $0 $772,859 $10,824,364 $0 0%
2022 Commercial Multi-Peril 0% $8 $-31 $0 $0 $-28,629 $0 0%
2022 Inland Marine (Incl Auto Cargo) 0.13% $676,982 $722,793 $0 $0 $214,652 $0 0%
2022 Earthquake 0.51% $693,010 $616,032 $0 $0 $-52,424 $0 0%
2022 Direct Workers Compensation 0.2% $2,069,185 $2,132,598 $0 $193,544 $1,090,786 $0 0%
2022 Other Liability - Bodily Injury & Property Damage 1.21% $10,306,431 $9,718,500 $0 $200,000 $746,306 $0 373.15%
2022 Products Liability 0.12% $51,389 $49,848 $0 $0 $588,625 $0 0%
2022 Total Commercial Automobile 0.04% $357,049 $318,893 $0 $161,611 $570,977 $0 353.3%
2022 Commercial Auto Liability Bodily Injury 0.04% $213,700 $190,159 $0 $96,967 $320,339 $0 330.36%
2022 Commercial Auto Liability Property Damage 0.09% $142,466 $126,773 $0 $64,644 $213,559 $0 330.36%
2022 Commercial Auto Uninsured Motorists 0% $0 $0 $0 $0 $-5 $0 0%
2022 Commercial Auto Comprehensive 0% $883 $1,961 $0 $0 $37,085 $0 0%
2022 Commercial Auto Collision 0% $0 $0 $0 $0 $-1 $0 0%
2022 Burglary & Theft 0.48% $34,761 $30,261 $0 $0 $-3,643 $0 0%
2022 Boiler & Machinery 4.07% $1,581,688 $1,424,806 $0 $64,531 $67,663 $0 104.85%
2022 Umbrella 1.1% $1,039,667 $1,051,294 $0 $0 $499,361 $0 0%
2022 Private Flood 11.47% $819,794 $629,679 $0 $0 $-11,091 $0 0%
2021 Total Property & Casualty 0.14% $18,897,468 $19,395,576 $0 $4,471,445 $9,559,843 $0 213.8%
2021 Total Fire & Allied Lines 0.71% $4,692,455 $5,226,956 $0 $2,818,328 $2,301,566 $0 81.66%
2021 Commercial Fire & Allied Lines 1.41% $4,692,455 $5,226,956 $0 $2,818,328 $2,301,566 $0 81.66%
2021 Commercial Multi-Peril 0% $41 $1,264 $0 $0 $-7,586 $0 0%
2021 Inland Marine (Incl Auto Cargo) 0.2% $935,694 $559,044 $0 $892,055 $968,140 $0 108.53%
2021 Earthquake 0.44% $567,695 $728,939 $0 $0 $66,117 $0 0%
2021 Direct Workers Compensation 0.21% $2,010,290 $2,030,124 $0 $736,328 $1,915,992 $0 260.21%
2021 Other Liability - Bodily Injury & Property Damage 1% $8,153,364 $7,723,193 $0 $0 $5,524,173 $0 0%
2021 Products Liability 0.11% $45,497 $42,155 $0 $0 $450,736 $0 0%
2021 Total Commercial Automobile 0.02% $207,515 $221,042 $0 $24,734 $-100,671 $0 -407.01%
2021 Commercial Auto Liability Bodily Injury 0.02% $85,010 $92,503 $0 $453 $-47,998 $0 0%
2021 Commercial Auto Liability Property Damage 0.04% $56,674 $61,668 $0 $302 $-43,286 $0 0%
2021 Commercial Auto Uninsured Motorists 0% $0 $372 $0 $0 $-574 $0 0%
2021 Commercial Auto Comprehensive 0.04% $35,831 $36,499 $0 $17,953 $-41,594 $0 -231.68%
2021 Commercial Auto Collision 0.02% $30,000 $30,000 $0 $6,026 $32,781 $0 0%
2021 Burglary & Theft 0.37% $25,148 $28,554 $0 $0 $-13,504 $0 0%
2021 Boiler & Machinery 2.97% $1,119,875 $1,121,791 $0 $0 $-280,493 $0 0%
2021 Umbrella 0.94% $740,833 $1,305,039 $0 $0 $-1,199,033 $0 0%
2021 Private Flood 4.9% $399,061 $407,475 $0 $0 $-65,594 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
This company does not have any consumer complaints.

Company Changes

Date:
2003-04-01
Comments:
Winterhur International America Insurance Co. changed its name to XL Insurance America Inc.

Market Regulation Actions

This company does not have any market regulation actions.

Financial Exams

This company does not have any financial exams.