Company Details
Company Name:
UNITED AMERICAN INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
92916Company Address:
7677 Henneman Way McKinney, TX 75070
Phone Number:
9725295085Mailing Address:
7677 Henneman Way McKinney, TX 75070
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A424161Date Admitted:
1982-01-25Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.04% | $7,588,014 | $7,536,886 | $0 | $6,370,585 | $6,390,223 | $0 | 100.31% |
| 2025 | Total Individual Accident & Health | 0.04% | $3,108,505 | $3,094,277 | $0 | $2,845,195 | $2,753,789 | $0 | 96.79% |
| 2025 | Individual Medicare Supplement | 0.44% | $2,704,430 | $2,681,850 | $0 | $2,192,655 | $2,216,015 | $0 | 101.07% |
| 2025 | Individual Long Term Care | 0.08% | $140,324 | $147,852 | $0 | $449,617 | $313,481 | $0 | 69.72% |
| 2025 | Individual Specified Disease | 0.15% | $167,141 | $166,975 | $0 | $114,966 | $136,532 | $0 | 118.76% |
| 2025 | Individual Accident Only | 0.01% | $7,438 | $7,430 | $0 | $516 | $550 | $0 | 106.59% |
| 2025 | Individual Limited Benefit | 0.07% | $89,172 | $90,170 | $0 | $87,441 | $87,211 | $0 | 99.74% |
| 2025 | Total Group Accident & Health | 0.05% | $4,479,509 | $4,442,609 | $0 | $3,525,390 | $3,636,434 | $0 | 103.15% |
| 2025 | Group Limited Benefit | 1.35% | $4,479,509 | $4,442,609 | $0 | $3,525,390 | $3,636,434 | $0 | 103.15% |
| 2025 | Total Life & Annuities | 0% | $813,999 | $0 | $0 | $3,515,779 | $0 | $11,104 | 0% |
| 2025 | Total Individual Life | 0.01% | $212,898 | $0 | $0 | $310,744 | $0 | $11,104 | 0% |
| 2025 | Individual Whole Life | 0.02% | $144,443 | $0 | $0 | $216,576 | $0 | $8,899 | 0% |
| 2025 | Individual Term Life | 0.01% | $68,455 | $0 | $0 | $94,168 | $0 | $2,205 | 0% |
| 2025 | Total Individual Annuities | 0.01% | $601,101 | $0 | $0 | $3,205,035 | $0 | $0 | 0% |
| 2025 | Individual Fixed Annuities | 0.02% | $601,101 | $0 | $0 | $3,176,823 | $0 | $0 | 0% |
| 2025 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $28,212 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0.01% | $813,999 | $0 | $0 | $3,515,779 | $0 | $11,104 | 0% |
| 2024 | Total Accident & Health | 0.05% | $7,331,693 | $7,360,988 | $0 | $6,365,028 | $6,463,997 | $0 | 101.55% |
| 2024 | Total Individual Accident & Health | 0.04% | $2,960,659 | $2,960,451 | $0 | $2,824,848 | $2,876,303 | $0 | 101.82% |
| 2024 | Individual Medicare Supplement | 0.43% | $2,451,799 | $2,443,613 | $0 | $1,934,457 | $1,998,234 | $0 | 103.3% |
| 2024 | Individual Long Term Care | 0.09% | $176,525 | $182,380 | $0 | $568,299 | $553,630 | $0 | 97.42% |
| 2024 | Individual Specified Disease | 0.17% | $181,207 | $181,342 | $0 | $287,062 | $294,358 | $0 | 102.54% |
| 2024 | Individual Accident Only | 0.01% | $8,223 | $8,340 | $0 | $200 | $192 | $0 | 96% |
| 2024 | Individual Disability Income | 0% | $83 | $84 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Individual Limited Benefit | 0.11% | $142,822 | $144,692 | $0 | $34,830 | $29,889 | $0 | 85.81% |
| 2024 | Total Group Accident & Health | 0.05% | $4,371,034 | $4,400,537 | $0 | $3,540,180 | $3,587,694 | $0 | 101.34% |
| 2024 | Group Limited Benefit | 1.38% | $4,371,034 | $4,400,537 | $0 | $3,540,180 | $3,587,694 | $0 | 101.34% |
| 2024 | Total Life & Annuities | 0% | $516,091 | $0 | $0 | $321,337 | $0 | $11,592 | 0% |
| 2024 | Total Individual Life | 0.01% | $241,162 | $0 | $0 | $321,337 | $0 | $11,592 | 0% |
| 2024 | Individual Whole Life | 0.02% | $165,196 | $0 | $0 | $233,142 | $0 | $9,191 | 0% |
| 2024 | Individual Term Life | 0.01% | $75,966 | $0 | $0 | $88,195 | $0 | $2,401 | 0% |
| 2024 | Total Individual Annuities | 0% | $274,929 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Individual Fixed Annuities | 0.01% | $274,929 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0% | $516,091 | $0 | $0 | $321,337 | $0 | $11,592 | 0% |
| 2023 | Total Accident & Health | 0.05% | $6,877,938 | $6,885,495 | $0 | $5,907,661 | $5,936,466 | $0 | 100.49% |
| 2023 | Total Individual Accident & Health | 0.05% | $2,663,864 | $2,666,791 | $0 | $2,527,083 | $2,539,405 | $0 | 100.49% |
| 2023 | Individual Medicare Supplement | 0.39% | $2,095,153 | $2,097,455 | $0 | $1,687,066 | $1,695,292 | $0 | 100.49% |
| 2023 | Individual Long Term Care | 0.1% | $205,315 | $205,541 | $0 | $629,364 | $632,433 | $0 | 100.49% |
| 2023 | Individual Specified Disease | 0.18% | $186,657 | $186,862 | $0 | $157,959 | $158,729 | $0 | 100.49% |
| 2023 | Individual Accident Only | 0.01% | $9,199 | $9,209 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Individual Disability Income | 0% | $124 | $124 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Individual Limited Benefit | 0.15% | $167,416 | $167,600 | $0 | $52,694 | $52,951 | $0 | 100.49% |
| 2023 | Total Group Accident & Health | 0.04% | $4,214,074 | $4,218,704 | $0 | $3,380,578 | $3,397,061 | $0 | 100.49% |
| 2023 | Group Limited Benefit | 1.36% | $4,214,074 | $4,218,704 | $0 | $3,380,578 | $3,397,061 | $0 | 100.49% |
| 2023 | Total Life | 0% | $609,589 | $0 | $0 | $5,094,997 | $0 | $12,156 | 0% |
| 2023 | Total Individual Life | 0.01% | $609,589 | $0 | $0 | $5,094,997 | $0 | $12,156 | 0% |
| 2023 | Individual Whole Life | 0.02% | $173,229 | $0 | $0 | $331,842 | $0 | $9,451 | 0% |
| 2023 | Individual Term Life | 0.01% | $81,927 | $0 | $0 | $105,728 | $0 | $2,675 | 0% |
| 2023 | Individual Graded Death Benefits | 0.01% | $2,606 | $0 | $0 | $0 | $0 | $30 | 0% |
| 2023 | Individual Ordinary Annuities | 0.01% | $351,827 | $0 | $0 | $4,657,427 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0.05% | $7,176,826 | $7,234,339 | $0 | $5,632,619 | $5,633,671 | $0 | 100.02% |
| 2022 | Total Individual Accident & Health | 0.05% | $2,499,018 | $2,510,202 | $0 | $2,066,845 | $2,053,894 | $0 | 99.37% |
| 2022 | Individual Medicare Supplement | 0.34% | $1,818,310 | $1,826,944 | $0 | $1,236,526 | $1,112,269 | $0 | 89.95% |
| 2022 | Individual Long Term Care | 0.14% | $277,870 | $280,713 | $0 | $589,954 | $785,798 | $0 | 133.2% |
| 2022 | Individual Specified Disease | 0.17% | $197,282 | $194,336 | $0 | $127,285 | $43,360 | $0 | 34.07% |
| 2022 | Individual Accident Only | 0.02% | $9,717 | $9,647 | $0 | $8,671 | $8,016 | $0 | 92.45% |
| 2022 | Individual Disability Income | 0% | $221 | $231 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Limited Benefit | 0.2% | $195,618 | $198,331 | $0 | $104,409 | $104,451 | $0 | 100.04% |
| 2022 | Total Group Accident & Health | 0.06% | $4,677,808 | $4,724,137 | $0 | $3,565,774 | $3,579,777 | $0 | 100.39% |
| 2022 | Group Limited Benefit | 1.59% | $4,677,808 | $4,724,137 | $0 | $3,565,774 | $3,579,777 | $0 | 100.39% |
| 2022 | Total Life | 0.01% | $1,513,326 | $0 | $0 | $4,176,558 | $0 | $12,754 | 0% |
| 2022 | Total Individual Life | 0.02% | $1,513,326 | $0 | $0 | $4,176,558 | $0 | $12,754 | 0% |
| 2022 | Individual Whole Life | 0.02% | $176,595 | $0 | $0 | $222,632 | $0 | $9,927 | 0% |
| 2022 | Individual Term Life | 0.02% | $99,790 | $0 | $0 | $157,510 | $0 | $2,797 | 0% |
| 2022 | Individual Graded Death Benefits | 0.01% | $3,000 | $0 | $0 | $0 | $0 | $30 | 0% |
| 2022 | Individual Ordinary Annuities | 0.05% | $1,233,941 | $0 | $0 | $3,796,416 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.06% | $7,554,507 | $7,505,468 | $0 | $6,038,058 | $6,078,614 | $0 | 100.67% |
| 2021 | Total Individual Accident & Health | 0.06% | $2,550,350 | $2,552,002 | $0 | $2,212,265 | $2,257,126 | $0 | 102.03% |
| 2021 | Individual Medicare Supplement | 0.31% | $1,813,216 | $1,808,729 | $0 | $1,282,509 | $1,453,597 | $0 | 113.34% |
| 2021 | Individual Long Term Care | 0.15% | $303,454 | $308,231 | $0 | $559,308 | $371,400 | $0 | 66.4% |
| 2021 | Individual Specified Disease | 0.19% | $192,691 | $194,647 | $0 | $262,905 | $357,527 | $0 | 135.99% |
| 2021 | Individual Accident Only | 0.02% | $10,381 | $10,235 | $0 | $0 | $51 | $0 | 0% |
| 2021 | Individual Disability Income | 0% | $305 | $303 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Individual Limited Benefit | 0.34% | $230,303 | $229,857 | $0 | $107,543 | $74,551 | $0 | 69.32% |
| 2021 | Total Group Accident & Health | 0.07% | $5,004,157 | $4,953,466 | $0 | $3,825,793 | $3,821,488 | $0 | 99.89% |
| 2021 | Group Limited Benefit | 1.78% | $5,004,157 | $4,953,466 | $0 | $3,825,793 | $3,821,488 | $0 | 99.89% |
| 2021 | Total Life | 0.01% | $924,687 | $0 | $0 | $3,946,724 | $0 | $13,600 | 0% |
| 2021 | Total Individual Life | 0.01% | $924,687 | $0 | $0 | $3,946,724 | $0 | $13,600 | 0% |
| 2021 | Individual Whole Life | 0.02% | $182,976 | $0 | $0 | $270,934 | $0 | $10,268 | 0% |
| 2021 | Individual Term Life | 0.02% | $115,920 | $0 | $0 | $370,814 | $0 | $3,297 | 0% |
| 2021 | Individual Graded Death Benefits | 0.02% | $3,918 | $0 | $0 | $0 | $0 | $35 | 0% |
| 2021 | Individual Ordinary Annuities | 0.04% | $621,873 | $0 | $0 | $3,304,976 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0.17% | 1 | 24 |
| 2024 | Health | 0.14% | 2 | 71 |
| 2024 | Life and Annuities | 0.01% | 0 | 0 |
| 2024 | Medicare Supplement Insurance | 0% | 1 | 0 |
| 2023 | Health | 0.07% | 3 | 202 |
| 2023 | Life and Annuities | 0.01% | 0 | 0 |
| 2023 | Long-Term Care Insurance | 0.11% | 0 | 0 |
| 2023 | Medicare Supplement Insurance | 0.24% | 2 | 1107 |
| 2022 | Health | 0.09% | 4 | 201 |
| 2022 | Life and Annuities | 0.01% | 1 | 1327 |
| 2022 | Long-Term Care Insurance | 0.13% | 0 | 0 |
| 2022 | Medicare Supplement Insurance | 0.23% | 3 | 1746 |
| 2021 | Health | 0.1% | 3 | 124 |
| 2021 | Life and Annuities | 0.01% | 2 | 3174 |
| 2021 | Long-Term Care Insurance | 0.14% | 0 | 0 |
| 2021 | Medicare Supplement Insurance | 0.25% | 2 | 995 |
Company Changes
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Market Regulation Actions
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Financial Exams
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