Company Details

Company Details

Company Name:
AMERICAN GENERAL LIFE INSURANCE CO
License Status:
Active
NAIC Number:
60488
Company Address:
2727 ALLEN PARKWAY
HOUSTON, TX 77019
Phone Number:
7135221111
Mailing Address:
ATTN: Financial Reporting
Houston, TX 77019
Description:
Life and Health (Ch 376 & 377, RSMo)
License Number:
A423460
Date Admitted:
1960-06-30

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Accident & Health 0.01% $953,289 $989,077 $0 $1,265,843 $1,167,597 $0 92.24%
2025 Total Individual Accident & Health 0.01% $858,367 $976,639 $0 $947,728 $1,150,772 $0 121.42%
2025 Individual Medicare Supplement 0% $0 $3,696 $0 $0 $1,941 $0 0%
2025 Individual Long Term Care 0.1% $188,125 $205,743 $0 $526,429 $489,245 $0 92.94%
2025 Individual Specified Disease 0% $0 $147,826 $0 $0 $14,931 $0 0%
2025 Individual Accident Only 0.75% $670,242 $519,897 $0 $421,299 $412,873 $0 98%
2025 Individual Disability Income 0% $0 $97,343 $0 $0 $231,782 $0 0%
2025 Individual Limited Benefit 0% $0 $2,134 $0 $0 $0 $0 0%
2025 Total Group Accident & Health 0% $94,922 $12,438 $0 $318,115 $16,825 $0 5.29%
2025 Group Specified Disease 0% $0 $1,354 $0 $0 $209 $0 0%
2025 Group Accident Only 0% $0 $0 $0 $0 $-2 $0 0%
2025 Group Disability Income 0.02% $94,922 $10,704 $0 $318,115 $16,618 $0 5.22%
2025 Group Limited Benefit 0% $0 $380 $0 $0 $0 $0 0%
2025 Total Life & Annuities 6.79% $1,148,434,443 $0 $384,736 $896,587,122 $0 $18,469,531 0%
2025 Total Individual Life 1.14% $45,846,068 $0 $384,614 $47,764,329 $0 $15,308,764 0%
2025 Individual Industrial Life -0.58% $-302 $0 $0 $178,493 $0 $7,453 0%
2025 Individual Whole Life 0.76% $7,120,648 $0 $318,586 $10,316,943 $0 $342,794 0%
2025 Individual Term Life 3.88% $23,715,103 $0 $66,028 $15,070,395 $0 $13,474,488 0%
2025 Individual Indexed Life 1.96% $4,882,377 $0 $0 $1,566,050 $0 $329,305 0%
2025 Individual Universal Life 0.9% $3,573,383 $0 $0 $10,795,256 $0 $356,746 0%
2025 Individual Universal Life With Secondary Guarantees 1.8% $4,506,210 $0 $0 $3,732,126 $0 $430,389 0%
2025 Individual Variable Universal Life 0.68% $1,656,835 $0 $0 $5,702,067 $0 $224,192 0%
2025 Other Individual Life 0.49% $17,750 $0 $0 $402,999 $0 $143,397 0%
2025 Individual Deposit-Type Contract Funds 0.03% $374,064 $0 $0 $0 $0 $0 0%
2025 Total Individual Annuities 10.75% $1,040,699,776 $0 $122 $765,661,661 $0 $2,974,985 0%
2025 Individual Fixed Annuities 5.55% $165,522,547 $0 $122 $71,742,348 $0 $735,268 0%
2025 Individual Indexed Annuities 23.99% $825,203,874 $0 $0 $470,743,125 $0 $858,835 0%
2025 Individual Variable Annuities With Guarantees 2.36% $49,319,878 $0 $0 $217,200,964 $0 $1,253,671 0%
2025 Individual Variable Annuities Without Guarantees 0% $0 $0 $0 $0 $0 $84,307 0%
2025 Individual Life Contingencies 0% $0 $0 $0 $3,199,281 $0 $28,291 0%
2025 Other Individual Annuities 93.74% $653,477 $0 $0 $2,775,943 $0 $14,613 0%
2025 Total Individual Life & Annuities 7.93% $1,086,545,844 $0 $384,736 $813,425,990 $0 $18,283,749 0%
2025 Total Group Life 3.13% $47,581,295 $0 $0 $109,066 $0 $105,595 0%
2025 Group Term Life 0% $2,206 $0 $0 $0 $0 $9,899 0%
2025 Group Universal Life 0.15% $58,239 $0 $0 $109,066 $0 $4,847 0%
2025 Other Group Life 99.69% $47,520,850 $0 $0 $0 $0 $90,849 0%
2025 Total Group Annuities 0.85% $14,307,304 $0 $0 $83,052,066 $0 $80,187 0%
2025 Group Fixed Annuities 0% $0 $0 $0 $1,816,972 $0 $15,903 0%
2025 Group Variable Annuities With Guarantees 1.54% $3,891,010 $0 $0 $76,224,641 $0 $25,844 0%
2025 Group Variable Annuities Without Guarantees 0% $0 $0 $0 $0 $0 $22,803 0%
2025 Group Life Contingencies 0% $0 $0 $0 $451,803 $0 $6,515 0%
2025 Other Group Annuities 3.77% $10,416,294 $0 $0 $4,558,650 $0 $9,122 0%
2025 Total Group Life & Annuities 1.93% $61,888,599 $0 $0 $83,161,132 $0 $185,782 0%
2024 Total Accident & Health 0.01% $1,088,666 $1,136,742 $0 $1,118,709 $1,093,625 $0 97.76%
2024 Total Individual Accident & Health 0.01% $975,621 $1,094,615 $0 $451,574 $1,068,521 $0 236.62%
2024 Individual Medicare Supplement 0% $0 $3,106 $0 $0 $2,370 $0 0%
2024 Individual Long Term Care 0.1% $202,082 $211,317 $0 $366,197 $484,777 $0 132.38%
2024 Individual Specified Disease 0% $0 $168,389 $0 $0 $43,989 $0 0%
2024 Individual Accident Only 0.8% $773,539 $592,137 $0 $85,377 $6,746 $0 7.9%
2024 Individual Disability Income 0% $0 $117,387 $0 $0 $528,336 $0 0%
2024 Individual Limited Benefit 0% $0 $2,279 $0 $0 $2,303 $0 0%
2024 Total Group Accident & Health 0% $113,045 $42,127 $0 $667,135 $25,104 $0 3.76%
2024 Group Specified Disease 0% $0 $1,282 $0 $0 $0 $0 0%
2024 Group Accident Only 0% $0 $-738 $0 $0 $-2 $0 0%
2024 Group Disability Income 0.02% $113,045 $41,195 $0 $667,135 $25,106 $0 3.76%
2024 Group Limited Benefit 0% $0 $388 $0 $0 $0 $0 0%
2024 Total Life & Annuities 6.53% $1,042,383,706 $0 $347,200 $833,066,853 $0 $18,372,147 0%
2024 Total Individual Life 1.11% $48,828,061 $0 $347,034 $71,419,210 $0 $15,548,286 0%
2024 Individual Industrial Life 0% $0 $0 $0 $233,043 $0 $7,764 0%
2024 Individual Whole Life 0.75% $6,791,709 $0 $281,397 $10,619,270 $0 $347,863 0%
2024 Individual Term Life 4.06% $24,384,677 $0 $65,637 $19,884,874 $0 $13,645,760 0%
2024 Individual Indexed Life 1.96% $4,508,261 $0 $0 $26,904,618 $0 $309,329 0%
2024 Individual Universal Life 1.56% $3,720,743 $0 $0 $7,909,320 $0 $394,587 0%
2024 Individual Universal Life With Secondary Guarantees 1.97% $4,852,001 $0 $0 $3,269,921 $0 $452,774 0%
2024 Individual Variable Universal Life 0.49% $1,753,941 $0 $0 $2,269,112 $0 $241,845 0%
2024 Other Individual Life 1.7% $71,000 $0 $0 $329,052 $0 $148,364 0%
2024 Individual Deposit-Type Contract Funds 0.16% $2,745,729 $0 $0 $0 $0 $0 0%
2024 Total Individual Annuities 11.47% $956,304,205 $0 $166 $665,760,930 $0 $2,709,922 0%
2024 Individual Fixed Annuities 8.49% $224,508,763 $0 $166 $69,160,708 $0 $591,790 0%
2024 Individual Indexed Annuities 20.51% $692,927,378 $0 $0 $357,632,311 $0 $784,788 0%
2024 Individual Variable Annuities With Guarantees 2.35% $38,455,601 $0 $0 $232,627,365 $0 $1,249,911 0%
2024 Individual Variable Annuities Without Guarantees 0% $0 $0 $0 $0 $0 $37,690 0%
2024 Individual Life Contingencies 0.1% $337,463 $0 $0 $3,391,479 $0 $29,739 0%
2024 Other Individual Annuities 9.33% $75,000 $0 $0 $2,949,067 $0 $16,004 0%
2024 Total Individual Life & Annuities 7.9% $1,005,132,266 $0 $347,200 $737,180,140 $0 $18,258,208 0%
2024 Total Group Life 1.76% $26,181,996 $0 $0 $296,158 $0 $49,170 0%
2024 Group Term Life 0% $4,491 $0 $0 $0 $0 $11,832 0%
2024 Group Universal Life 0.19% $59,468 $0 $0 $112,759 $0 $4,898 0%
2024 Other Group Life 99.47% $26,118,037 $0 $0 $183,399 $0 $32,440 0%
2024 Total Group Annuities 0.63% $11,069,444 $0 $0 $95,590,555 $0 $64,769 0%
2024 Group Fixed Annuities 0% $0 $0 $0 $1,859,899 $0 $18,062 0%
2024 Group Variable Annuities With Guarantees 1.23% $2,640,556 $0 $0 $88,371,138 $0 $27,950 0%
2024 Group Variable Annuities Without Guarantees 0% $0 $0 $0 $0 $0 $2,369 0%
2024 Group Life Contingencies 0% $0 $0 $0 $466,535 $0 $6,873 0%
2024 Other Group Annuities 3.69% $8,428,888 $0 $0 $4,892,983 $0 $9,515 0%
2024 Total Group Life & Annuities 1.15% $37,251,440 $0 $0 $95,886,713 $0 $113,939 0%
2023 Total Accident & Health 0.01% $1,210,757 $1,243,939 $0 $1,023,881 $818,093 $0 79.9%
2023 Total Individual Accident & Health 0.02% $1,210,757 $1,223,064 $0 $1,023,881 $785,947 $0 76.76%
2023 Individual Medicare Supplement 0% $0 $5,347 $0 $0 $3,613 $0 0%
2023 Individual Long Term Care 0.12% $233,937 $244,521 $0 $391,630 $480,309 $0 122.64%
2023 Individual Specified Disease 0% $0 $174,231 $0 $0 $-9,053 $0 0%
2023 Individual Accident Only 1.05% $848,215 $663,031 $0 $117,822 $-41,405 $0 -35.14%
2023 Individual Disability Income 0.11% $128,605 $133,229 $0 $514,429 $352,163 $0 68.46%
2023 Individual Limited Benefit 0% $0 $2,705 $0 $0 $320 $0 0%
2023 Total Group Accident & Health 0% $0 $20,875 $0 $0 $32,146 $0 0%
2023 Group Comprehensive Medical Expense - Large Employer 0% $0 $0 $0 $0 $-1,810 $0 0%
2023 Group Medicare Supplement 0% $0 $0 $0 $0 $-1 $0 0%
2023 Group Specified Disease 0% $0 $1,456 $0 $0 $0 $0 0%
2023 Group Accident Only 0% $0 $-697 $0 $0 $-4 $0 0%
2023 Group Disability Income 0% $0 $19,437 $0 $0 $33,961 $0 0%
2023 Group Limited Benefit 0% $0 $679 $0 $0 $0 $0 0%
2023 Total Life 6.97% $944,140,220 $0 $309,752 $575,413,978 $0 $15,602,156 0%
2023 Total Individual Life 9.37% $940,437,851 $0 $309,752 $510,156,394 $0 $15,579,559 0%
2023 Individual Whole Life 0.74% $6,500,467 $0 $286,566 $11,896,951 $0 $357,702 0%
2023 Individual Term Life 4.02% $23,716,744 $0 $22,966 $22,901,356 $0 $13,618,844 0%
2023 Individual Universal Life 1.59% $9,088,051 $0 $0 $25,388,629 $0 $880,764 0%
2023 Individual Variable Life 5.85% $6,014,735 $0 $0 $4,844,529 $0 $722,249 0%
2023 Individual Ordinary Annuities 6.04% $161,691,624 $0 $220 $61,334,506 $0 $0 0%
2023 Individual Variable Annuities 2.96% $44,204,593 $0 $0 $178,439,039 $0 $0 0%
2023 Individual Equity Indexed Annuities 30.77% $689,221,637 $0 $0 $205,351,384 $0 $0 0%
2023 Total Group Life 0.11% $3,702,369 $0 $0 $65,257,584 $0 $22,597 0%
2023 Group Term Life 0% $8,895 $0 $0 $0 $0 $14,564 0%
2023 Group Universal Life 0.13% $61,420 $0 $0 $18,681 $0 $5,347 0%
2023 Group Variable Life 0% $781 $0 $0 $772,575 $0 $2,686 0%
2023 Group Ordinary Annuities 0% $0 $0 $0 $1,765,916 $0 $0 0%
2023 Group Variable Annuities 0.73% $3,631,273 $0 $0 $62,700,412 $0 $0 0%
2022 Total Accident & Health 0.01% $1,347,918 $1,383,091 $0 $1,153,003 $1,017,040 $0 88.21%
2022 Total Individual Accident & Health 0.03% $1,345,644 $1,358,486 $0 $1,013,870 $998,078 $0 98.44%
2022 Individual Comprehensive Medical Expense 0% $19 $19 $0 $0 $0 $0 0%
2022 Individual Medicare Supplement 0% $12,302 $6,784 $0 $6,360 $4,812 $0 75.66%
2022 Individual Long Term Care 0.12% $233,779 $242,743 $0 $547,943 $552,924 $0 100.91%
2022 Individual Specified Disease 0.16% $188,518 $188,623 $0 $3,736 $3,638 $0 97.38%
2022 Individual Accident Only 1.24% $765,111 $769,482 $0 $97,850 $106,897 $0 109.25%
2022 Individual Disability Income 0.13% $142,933 $147,823 $0 $357,736 $329,693 $0 92.16%
2022 Individual Limited Benefit 0% $2,982 $3,012 $0 $245 $114 $0 46.53%
2022 Total Group Accident & Health 0% $2,274 $24,605 $0 $139,133 $18,962 $0 13.63%
2022 Group Specified Disease 0% $153 $1,252 $0 $0 $0 $0 0%
2022 Group Accident Only 0% $33 $-90 $0 $0 $-4 $0 0%
2022 Group Disability Income 0% $2,015 $22,794 $0 $139,133 $18,964 $0 13.63%
2022 Group Limited Benefit 0% $73 $649 $0 $0 $0 $0 0%
2022 Group Long Term Credit Disability 0% $0 $0 $0 $0 $2 $0 0%
2022 Total Life 5.32% $764,160,205 $0 $157,230 $466,674,907 $0 $15,572,724 0%
2022 Total Individual Life 7.73% $762,264,628 $0 $157,230 $387,982,855 $0 $15,545,367 0%
2022 Individual Whole Life 1.06% $9,164,513 $0 $135,777 $7,665,270 $0 $366,437 0%
2022 Individual Term Life 5.22% $32,483,582 $0 $21,377 $8,559,857 $0 $13,534,956 0%
2022 Individual Universal Life 0.15% $1,156,276 $0 $0 $12,193,254 $0 $1,325,509 0%
2022 Individual Graded Death Benefits 0% $0 $0 $0 $0 $0 $924 0%
2022 Individual Variable Life 1.46% $3,202,556 $0 $0 $2,688,890 $0 $317,541 0%
2022 Individual Ordinary Annuities 0.84% $19,650,114 $0 $76 $45,903,922 $0 $0 0%
2022 Individual Variable Annuities 19.52% $384,703,932 $0 $0 $300,014,668 $0 $0 0%
2022 Individual Equity Indexed Annuities 16.1% $311,461,438 $0 $0 $10,956,994 $0 $0 0%
2022 Individual Deposit-Type Funds 0.04% $442,217 $0 $0 $0 $0 $0 0%
2022 Total Group Life 0.04% $1,895,577 $0 $0 $78,692,052 $0 $27,357 0%
2022 Group Whole Life 0.02% $8,574 $0 $0 $1,536,715 $0 $79 0%
2022 Group Term Life 0.01% $30,389 $0 $0 $3,165,280 $0 $20,361 0%
2022 Group Universal Life 0% $1,082 $0 $0 $2,444,475 $0 $2,547 0%
2022 Group Variable Life 0% $2,996 $0 $0 $0 $0 $4,370 0%
2022 Group Ordinary Annuities 0.05% $856,919 $0 $0 $9,202,711 $0 $0 0%
2022 Group Variable Annuities 0.24% $995,617 $0 $0 $62,342,871 $0 $0 0%
2022 Group Equity Indexed Annuities 0% $0 $0 $0 $0 $0 $0 0%
2022 Group Other Considerations 0% $0 $0 $0 $0 $0 $0 0%
2021 Total Accident & Health 0.01% $1,549,712 $1,570,645 $0 $1,152,894 $1,021,915 $0 88.64%
2021 Total Individual Accident & Health 0.03% $1,527,914 $1,550,742 $0 $986,066 $962,242 $0 97.58%
2021 Individual Comprehensive Medical Expense 0% $632 $639 $0 $0 $0 $0 0%
2021 Individual Medicare Supplement 0% $17,611 $16,463 $0 $4,649 $4,646 $0 99.94%
2021 Individual Long Term Care 0.14% $294,603 $304,861 $0 $220,968 $149,024 $0 67.44%
2021 Individual Specified Disease 0.19% $195,867 $196,909 $0 $162,104 $167,058 $0 103.06%
2021 Individual Accident Only 1.38% $864,047 $869,792 $0 $58,206 $85,765 $0 147.35%
2021 Individual Disability Income 0.13% $151,564 $158,469 $0 $540,139 $555,749 $0 102.89%
2021 Individual Limited Benefit 0.01% $3,590 $3,609 $0 $0 $0 $0 0%
2021 Total Group Accident & Health 0% $21,798 $19,903 $0 $166,828 $59,673 $0 35.77%
2021 Group Comprehensive Medical Expense - Association 0% $529 $527 $0 $0 $0 $0 0%
2021 Group Specified Disease 0% $1,627 $1,636 $0 $500 $581 $0 116.2%
2021 Group Accident Only 0% $266 $268 $0 $0 $-4 $0 0%
2021 Group Disability Income 0.01% $19,376 $17,472 $0 $166,328 $59,298 $0 35.65%
2021 Group Short Term Credit Disability 0% $0 $0 $0 $0 $-202 $0 0%
2021 Total Life 6.18% $757,731,722 $0 $228,395 $568,466,824 $0 $15,508,703 0%
2021 Total Individual Life 9.46% $743,355,662 $0 $228,395 $436,660,672 $0 $15,478,906 0%
2021 Individual Whole Life 1.08% $9,480,801 $0 $197,174 $8,626,984 $0 $380,021 0%
2021 Individual Term Life 5.52% $33,606,070 $0 $31,044 $9,633,810 $0 $13,399,602 0%
2021 Individual Universal Life 0.15% $1,196,182 $0 $0 $13,723,067 $0 $1,361,142 0%
2021 Individual Graded Death Benefits 0% $0 $0 $0 $0 $0 $1,044 0%
2021 Individual Variable Life 1.4% $3,313,084 $0 $0 $3,026,249 $0 $337,097 0%
2021 Individual Ordinary Annuities 1.23% $19,095,397 $0 $177 $51,663,204 $0 $0 0%
2021 Individual Variable Annuities 16.54% $373,843,842 $0 $0 $337,655,658 $0 $0 0%
2021 Individual Equity Indexed Annuities 22.2% $302,668,965 $0 $0 $12,331,700 $0 $0 0%
2021 Individual Deposit-Type Funds 0.17% $151,321 $0 $0 $0 $0 $0 0%
2021 Total Group Life 0.33% $14,376,060 $0 $0 $131,806,152 $0 $29,797 0%
2021 Group Whole Life 0.04% $16,497 $0 $0 $2,586,933 $0 $184 0%
2021 Group Term Life 0.01% $58,466 $0 $0 $4,663,083 $0 $19,066 0%
2021 Group Universal Life 0.01% $2,081 $0 $0 $4,115,071 $0 $5,714 0%
2021 Group Variable Life 0.04% $5,765 $0 $0 $0 $0 $4,833 0%
2021 Group Ordinary Annuities 0.49% $6,611,565 $0 $0 $15,492,002 $0 $0 0%
2021 Group Variable Annuities 1.28% $7,681,686 $0 $0 $104,949,063 $0 $0 0%
2021 Group Equity Indexed Annuities 0% $0 $0 $0 $0 $0 $0 0%
2021 Group Other Considerations 0% $0 $0 $0 $0 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Health 0% 1 0
2025 Life and Annuities 0% 52 0
2024 Health 0% 1 0
2024 Life and Annuities 6.67% 53 118
2023 Health 0.01% 2 686
2023 Life and Annuities 7.03% 54 103
2023 Long-Term Care Insurance 0.11% 0 0
2023 Medicare Supplement Insurance 0% 0 0
2022 Health 0.02% 2 496
2022 Life and Annuities 7.2% 57 109
2022 Long-Term Care Insurance 0.12% 0 0
2022 Medicare Supplement Insurance 0% 0 0
2021 Health 0.02% 3 570
2021 Life and Annuities 8.52% 55 83
2021 Long-Term Care Insurance 0.12% 0 0
2021 Medicare Supplement Insurance 0% 0 0

Company Changes

Date:
2003-01-01
Comments:
All American Life Insurance Co., The American Franklin Life Insurance Co. and The Franklin Life Insurance Co. merged with and into American General Life Insurance Co.
Date:
2003-08-01
Comments:
Old Line Life Ins Co of America merged with and into American General Life Insurance Co.
Date:
2012-12-31
Comments:
Effective 12/31/2012 thie company merged with and into American General Life Insurance Company: SunAmerica Annuity and Life Assurance Company SunAmerica Life Insurance Company American General Assurance Company American General Life and Accident Insurance Company American General Life Insurance Company of Delaware Western National Life Insurance Company

Market Regulation Actions

Date:
2022-06-10
Date:
2022-05-10
Date:
2014-10-22

Financial Exams

This company does not have any financial exams.