Company Details

Company Details

Company Name:
ACE AMERICAN INSURANCE COMPANY
License Status:
Active
NAIC Number:
22667
Company Address:
2000 Arch Street
Philadelphia, PA 19103
Phone Number:
2156402434
Mailing Address:
2000 Arch Street
Philadelphia, PA 19103
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B423385
Date Admitted:
1970-10-14

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Accident & Health 0.01% $1,114,946 $1,130,661 $0 $186,548 $230,048 $0 123.32%
2025 Total Group Accident & Health 0.01% $1,114,946 $1,130,661 $0 $186,548 $230,048 $0 123.32%
2025 Group Accident Only 0.61% $998,965 $1,010,997 $0 $169,608 $209,158 $0 123.32%
2025 Group Limited Benefit 0.04% $115,981 $119,664 $0 $16,940 $20,890 $0 123.32%
2025 Total Property & Casualty 0.35% $62,238,862 $62,296,998 $0 $35,411,556 $29,101,800 $0 82.18%
2025 Total Fire & Allied Lines 0.15% $1,039,125 $1,091,171 $0 $0 $233,162 $0 0%
2025 Commercial Fire & Allied Lines 0.32% $1,039,125 $1,091,171 $0 $0 $233,162 $0 0%
2025 Commercial Multi-Peril 0.7% $8,637,779 $8,799,751 $0 $4,733,678 $4,341,812 $0 91.72%
2025 Ocean Marine 4.21% $2,325,240 $2,234,569 $0 $455,528 $727,430 $0 159.69%
2025 Inland Marine (Incl Auto Cargo) 2.1% $8,563,785 $9,484,356 $0 $313,051 $402,818 $0 128.67%
2025 Pet Insurance Plans 0.28% $115,855 $115,855 $0 $75,519 $70,415 $0 93.24%
2025 Total Medical Malpractice 0.43% $575,949 $579,604 $0 $271,000 $175,287 $0 64.68%
2025 Medical Malpractice - Physicians & Surgeons 0% $0 $0 $0 $0 $-26 $0 0%
2025 Medical Malpractice - Hospitals 0.01% $2,246 $4,531 $0 $0 $-33,432 $0 0%
2025 Medical Malpractice - Other 5.38% $573,703 $575,073 $0 $271,000 $208,745 $0 77.03%
2025 Earthquake 0.13% $188,225 $293,278 $0 $0 $0 $0 0%
2025 Direct Workers Compensation 0.8% $8,498,006 $8,412,018 $0 $4,589,924 $3,522,147 $0 76.74%
2025 Other Liability - Bodily Injury & Property Damage 1.87% $19,718,194 $18,556,626 $0 $12,074,058 $3,902,898 $0 32.32%
2025 Excess Workers Compensation 2.57% $1,076,610 $1,054,601 $0 $934,004 $2,954,458 $0 316.32%
2025 Products Liability 0.59% $317,934 $580,732 $0 $0 $220,705 $0 0%
2025 Total Commercial Auto 1.09% $9,263,361 $9,384,992 $0 $11,923,121 $12,746,173 $0 106.9%
2025 Commercial Auto Liability - Bodily Injury 1.49% $9,263,361 $9,384,992 $0 $11,722,642 $12,819,840 $0 109.36%
2025 Commercial Auto Liability - Property Damage 0% $0 $0 $0 $200,479 $-73,667 $0 -36.75%
2025 Commercial Auto - Comprehensive 0.1% $140,210 $144,267 $0 $60,349 $86,093 $0 142.66%
2025 Commercial Auto - Collision 0.13% $295,932 $288,113 $0 $78,144 $120,196 $0 153.81%
2025 Aircraft 0% $0 $0 $0 $0 $-3 $0 0%
2025 Fidelity 0.56% $140,973 $127,995 $0 $-98,803 $-104,919 $0 106.19%
2025 Surety 0% $500 $4,049 $0 $0 $382 $0 0%
2025 Burglary & Theft 0.39% $54,270 $54,246 $0 $0 $9,507 $0 0%
2025 Boiler & Machinery 0.09% $49,243 $46,372 $0 $0 $26,640 $0 0%
2025 Vsi/Collateral Protection 6.25% $1,214,120 $1,020,852 $0 $1,665 $-335,379 $0 0%
2025 Other Specific 0.33% $23,551 $23,551 $0 $318 $1,978 $0 0%
2024 Total Accident & Health 0.02% $3,783,582 $3,403,302 $0 $1,375,602 $1,300,545 $0 94.54%
2024 Total Group Accident & Health 0.04% $3,783,582 $3,403,302 $0 $1,375,602 $1,300,545 $0 94.54%
2024 Group Accident Only 0.79% $1,123,728 $1,000,809 $0 $430,363 $406,881 $0 94.54%
2024 Group Limited Benefit 0.04% $137,466 $133,625 $0 $28,171 $26,634 $0 94.54%
2024 Group Stop Loss 0.12% $1,261,194 $1,134,434 $0 $458,534 $433,515 $0 94.54%
2024 Group Medicare Part D 1.12% $1,261,194 $1,134,434 $0 $458,534 $433,515 $0 94.54%
2024 Total Property & Casualty 0.37% $63,153,347 $62,051,151 $0 $25,007,631 $21,260,139 $0 85.01%
2024 Total Fire & Allied Lines 0.17% $1,106,176 $1,216,903 $0 $0 $322,965 $0 0%
2024 Commercial Fire & Allied Lines 0.28% $1,106,176 $1,216,903 $0 $0 $322,965 $0 0%
2024 Commercial Multi-Peril 0.75% $8,995,422 $9,649,022 $0 $4,688,860 $3,731,386 $0 79.58%
2024 Ocean Marine 3.71% $2,105,441 $1,995,509 $0 $759,881 $984,656 $0 129.58%
2024 Inland Marine (Incl Auto Cargo) 2.7% $11,044,595 $8,234,317 $0 $989,629 $1,749,182 $0 176.75%
2024 Pet Insurance Plans 0.37% $124,093 $124,093 $0 $90,916 $106,521 $0 117.16%
2024 Total Medical Malpractice 0.4% $584,159 $575,415 $0 $0 $-450,971 $0 0%
2024 Medical Malpractice - Physicians & Surgeons 0% $0 $0 $0 $0 $29 $0 0%
2024 Medical Malpractice - Dentists 0% $0 $0 $0 $0 $142 $0 0%
2024 Medical Malpractice - Hospitals 0% $2,008 $4,299 $0 $0 $-387,107 $0 0%
2024 Medical Malpractice - Other 3.35% $582,151 $571,116 $0 $0 $-64,035 $0 0%
2024 Earthquake 0.39% $572,748 $449,768 $0 $0 $0 $0 0%
2024 Direct Workers Compensation 0.89% $9,676,974 $9,843,516 $0 $2,319,931 $1,543,808 $0 66.55%
2024 Other Liability - Bodily Injury & Property Damage 1.9% $17,908,251 $18,443,860 $0 $5,038,758 $6,835,698 $0 135.66%
2024 Excess Workers Compensation 0.95% $397,768 $531,241 $0 $78,610 $1,306,972 $0 0%
2024 Products Liability 1.85% $1,058,228 $1,025,638 $0 $0 $-49,234 $0 0%
2024 Total Commercial Auto 0.97% $7,598,752 $7,947,741 $0 $7,285,780 $872,771 $0 11.98%
2024 Commercial Auto Liability - Bodily Injury 1.35% $7,598,752 $7,947,741 $0 $7,232,036 $731,783 $0 10.12%
2024 Commercial Auto Liability - Property Damage 0% $0 $0 $0 $53,744 $140,988 $0 262.33%
2024 Commercial Auto - Comprehensive 0.05% $74,278 $78,097 $0 $21,852 $13,796 $0 63.13%
2024 Commercial Auto - Collision 0.06% $116,829 $122,668 $0 $26,354 $16,079 $0 61.01%
2024 Aircraft 0% $0 $0 $0 $0 $-24 $0 0%
2024 Fidelity 0.4% $102,661 $96,030 $0 $200,000 $214,773 $0 107.39%
2024 Surety 0% $5,095 $2,219 $0 $0 $380 $0 0%
2024 Burglary & Theft 0.45% $51,333 $40,964 $0 $0 $9,113 $0 0%
2024 Boiler & Machinery 0.08% $39,279 $33,866 $0 $0 $16,393 $0 0%
2024 Vsi/Collateral Protection 7.48% $1,565,247 $1,614,266 $0 $3,507,060 $4,038,264 $0 115.15%
2024 Umbrella 0% $0 $0 $0 $0 $-11 $0 0%
2024 Other Specific 0.42% $26,018 $26,018 $0 $0 $-2,378 $0 0%
2023 Total Accident & Health 0.01% $1,071,611 $1,145,834 $0 $327,392 $332,484 $0 101.56%
2023 Total Group Accident & Health 0.01% $1,071,611 $1,145,834 $0 $327,392 $332,484 $0 101.56%
2023 Group Accident Only 0.7% $947,160 $1,020,443 $0 $313,437 $318,312 $0 101.56%
2023 Group Limited Benefit 0.04% $124,451 $125,391 $0 $13,955 $14,172 $0 101.55%
2023 Total Property & Casualty 0.41% $65,086,670 $67,282,990 $0 $33,023,246 $21,765,632 $0 65.91%
2023 Total Fire & Allied Lines 0.16% $1,277,320 $1,284,032 $0 $0 $36,821 $0 0%
2023 Commercial Fire & Allied Lines 0.4% $1,277,320 $1,284,032 $0 $0 $36,821 $0 0%
2023 Commercial Multi-Peril 1.01% $11,215,685 $12,017,000 $0 $5,792,039 $4,344,793 $0 75.01%
2023 Ocean Marine 3.62% $1,904,091 $1,795,020 $0 $356,686 $313,337 $0 87.85%
2023 Inland Marine (Incl Auto Cargo) 1.15% $6,398,081 $6,624,995 $0 $2,089,722 $1,418,638 $0 67.89%
2023 Total Medical Malpractice 0.36% $548,517 $562,116 $0 $0 $215,640 $0 0%
2023 Medical Malpractice - Physicians & Surgeons 0% $0 $0 $0 $0 $-31 $0 0%
2023 Medical Malpractice - Hospitals 0.01% $4,144 $18,552 $0 $0 $141,098 $0 0%
2023 Medical Malpractice - Other 6.58% $544,373 $543,564 $0 $0 $74,573 $0 0%
2023 Earthquake 0.15% $216,344 $283,539 $0 $0 $0 $0 0%
2023 Direct Workers Compensation 0.91% $9,739,229 $9,554,238 $0 $2,612,580 $644,855 $0 24.68%
2023 Other Liability - Bodily Injury & Property Damage 2.05% $19,594,154 $19,996,156 $0 $19,383,887 $-641,970 $0 -3.31%
2023 Excess Workers Compensation 6.24% $1,582,578 $1,938,149 $0 $217,595 $1,043,244 $0 479.44%
2023 Products Liability 2.9% $1,432,768 $1,389,502 $0 $0 $71,656 $0 0%
2023 Total Commercial Automobile 0.92% $9,470,157 $10,236,752 $0 $2,570,119 $14,160,094 $0 0%
2023 Commercial Auto Liability Bodily Injury 1.77% $9,154,953 $9,933,542 $0 $2,528,124 $13,994,432 $0 0%
2023 Commercial Auto Liability Property Damage 0% $0 $0 $0 $58,570 $140,940 $0 240.64%
2023 Commercial Auto Comprehensive 0.1% $120,795 $116,790 $0 $2,843 $19,301 $0 0%
2023 Commercial Auto Collision 0.1% $194,409 $186,420 $0 $-19,418 $5,421 $0 -27.92%
2023 Aircraft 0% $0 $0 $0 $0 $4,101 $0 0%
2023 Fidelity 0.35% $93,332 $92,812 $0 $0 $-28,293 $0 0%
2023 Burglary & Theft 0.28% $21,689 $20,819 $0 $0 $5,423 $0 0%
2023 Boiler & Machinery 0.03% $15,810 $14,922 $0 $0 $3,508 $0 0%
2023 VSI/Collateral Protection 11.62% $1,547,545 $1,443,568 $0 $618 $175,430 $0 0%
2023 Other Specific 0.4% $29,370 $29,370 $0 $0 $-1,645 $0 0%
2022 Total Accident & Health 0.01% $847,606 $911,376 $0 $170,812 $109,591 $0 64.16%
2022 Total Group Accident & Health 0.01% $847,606 $911,376 $0 $170,812 $109,591 $0 64.16%
2022 Group Accident Only 0.52% $692,634 $762,131 $0 $153,108 $98,232 $0 64.16%
2022 Group Limited Benefit 0.05% $154,972 $149,245 $0 $17,704 $11,359 $0 64.16%
2022 Total Property & Casualty 0.46% $66,572,033 $64,885,669 $0 $26,258,414 $38,272,056 $0 145.75%
2022 Total Fire & Allied Lines 0.29% $1,373,109 $1,323,115 $0 $35,706 $115,656 $0 323.91%
2022 Commercial Fire & Allied Lines 0.43% $1,373,109 $1,323,115 $0 $35,706 $115,656 $0 323.91%
2022 Commercial Multi-Peril 1.23% $12,299,201 $12,628,661 $0 $2,712,528 $3,184,083 $0 117.38%
2022 Ocean Marine 3.66% $1,792,931 $1,755,202 $0 $327,852 $711,698 $0 217.08%
2022 Inland Marine (Incl Auto Cargo) 1.23% $6,518,492 $6,471,922 $0 $918,249 $930,089 $0 101.29%
2022 Total Medical Malpractice 0.41% $561,360 $573,589 $0 $25,000 $-93,568 $0 -374.27%
2022 Medical Malpractice - Physicians & Surgeons 0% $0 $0 $0 $0 $2 $0 0%
2022 Medical Malpractice - Hospitals 0.06% $26,169 $42,042 $0 $0 $-126,686 $0 0%
2022 Medical Malpractice - Other 4.04% $535,191 $531,547 $0 $25,000 $33,116 $0 132.46%
2022 Earthquake 0.28% $383,976 $145,674 $0 $0 $0 $0 0%
2022 Direct Workers Compensation 0.84% $8,686,164 $8,480,973 $0 $2,098,141 $706,926 $0 33.69%
2022 Other Liability - Bodily Injury & Property Damage 2.31% $19,613,245 $19,730,888 $0 $17,486,258 $25,457,630 $0 145.59%
2022 Excess Workers Compensation 6.21% $2,247,983 $1,926,962 $0 $1,151,497 $1,749,420 $0 151.93%
2022 Products Liability 2.78% $1,226,659 $1,149,136 $0 $0 $256,548 $0 0%
2022 Total Commercial Automobile 1.12% $10,952,735 $10,093,149 $0 $1,482,992 $5,404,279 $0 364.42%
2022 Commercial Auto Liability Bodily Injury 2.24% $10,711,890 $9,852,214 $0 $1,260,888 $5,131,981 $0 407.01%
2022 Commercial Auto Liability Property Damage 0% $0 $0 $0 $50,510 $97,488 $0 193.01%
2022 Commercial Auto Comprehensive 0.08% $102,189 $100,073 $0 $22,767 $29,373 $0 129.02%
2022 Commercial Auto Collision 0.08% $138,656 $140,862 $0 $148,827 $145,437 $0 97.72%
2022 Fidelity 0.37% $97,899 $97,273 $0 $19,191 $49,214 $0 256.44%
2022 Burglary & Theft 0.16% $11,864 $11,187 $0 $0 $4,012 $0 0%
2022 Boiler & Machinery 0.03% $13,355 $10,596 $0 $0 $679 $0 0%
2022 VSI/Collateral Protection 7.43% $758,921 $453,203 $0 $1,000 $-199,606 $0 0%
2022 Other Specific 0.47% $34,139 $34,139 $0 $0 $-5,004 $0 0%
2021 Total Accident & Health 0.01% $1,076,566 $955,065 $0 $235,233 $30,131 $0 12.81%
2021 Total Group Accident & Health 0.01% $1,076,566 $955,065 $0 $235,233 $30,131 $0 12.81%
2021 Group Accident Only 0.76% $920,600 $793,485 $0 $208,080 $29,136 $0 14%
2021 Group Limited Benefit 0.06% $155,966 $161,580 $0 $27,600 $995 $0 3.61%
2021 Group Stop Loss 0% $0 $0 $0 $-447 $0 $0 0%
2021 Total Property & Casualty 0.45% $60,338,026 $56,815,019 $0 $13,202,142 $8,683,541 $0 65.77%
2021 Total Fire & Allied Lines 0.2% $1,301,980 $964,618 $0 $0 $-40,869 $0 0%
2021 Commercial Fire & Allied Lines 0.39% $1,301,980 $964,618 $0 $0 $-40,869 $0 0%
2021 Commercial Multi-Peril 1.32% $12,172,770 $11,612,346 $0 $3,367,079 $7,224,970 $0 214.58%
2021 Ocean Marine 4.26% $1,851,779 $1,809,475 $0 $96,700 $254,932 $0 263.63%
2021 Inland Marine (Incl Auto Cargo) 1.23% $5,777,742 $5,069,798 $0 $1,491,563 $1,517,915 $0 101.77%
2021 Total Medical Malpractice 0.45% $597,270 $575,107 $0 $0 $-148,895 $0 0%
2021 Medical Malpractice - Physicians & Surgeons 0% $0 $0 $0 $0 $-87 $0 0%
2021 Medical Malpractice - Hospitals 0.13% $54,091 $32,325 $0 $0 $-29,376 $0 0%
2021 Medical Malpractice - Other 7.06% $543,179 $542,782 $0 $0 $-119,432 $0 0%
2021 Earthquake 0.06% $78,962 $78,054 $0 $0 $0 $0 0%
2021 Direct Workers Compensation 0.73% $7,066,028 $7,000,430 $0 $2,931,972 $1,812,739 $0 61.83%
2021 Other Liability - Bodily Injury & Property Damage 2.5% $20,278,756 $19,090,350 $0 $3,492,902 $-4,332,640 $0 -124.04%
2021 Excess Workers Compensation 3.39% $1,243,798 $1,268,783 $0 $47,909 $1,594,241 $0 0%
2021 Products Liability 2.28% $930,818 $1,081,634 $0 $75,262 $247,518 $0 328.88%
2021 Total Commercial Automobile 0.94% $8,527,239 $8,079,211 $0 $1,698,755 $591,165 $0 34.8%
2021 Commercial Auto Liability Bodily Injury 1.8% $8,272,222 $7,813,739 $0 $1,579,609 $520,641 $0 32.96%
2021 Commercial Auto Liability Property Damage 0% $0 $0 $0 $17,351 $29,006 $0 167.17%
2021 Commercial Auto Comprehensive 0.09% $93,235 $102,315 $0 $19,988 $17,191 $0 86.01%
2021 Commercial Auto Collision 0.09% $161,782 $163,157 $0 $81,807 $24,327 $0 29.74%
2021 Aircraft 0% $0 $0 $0 $0 $-8 $0 0%
2021 Fidelity 0.14% $35,532 $32,615 $0 $0 $-14,459 $0 0%
2021 Burglary & Theft 0.13% $8,563 $7,202 $0 $0 $-1,134 $0 0%
2021 Boiler & Machinery 0.02% $5,653 $10,047 $0 $0 $-32,202 $0 0%
2021 VSI/Collateral Protection 4.79% $420,715 $94,928 $0 $0 $634 $0 0%
2021 Other Specific 0.42% $40,421 $40,421 $0 $0 $9,634 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0% 1 0
2024 Private Passenger Auto 0% 1 0
2023 Health 0.01% 1 517
2022 Health 0.01% 1 373
2021 Health 0.02% 1 187

Company Changes

Date:
1999-11-01
Comments:
Cigna Insurance Co. changed its name to ACE American Insurance Co.

Market Regulation Actions

Date:
2020-11-16
Date:
2016-01-29
Date:
2015-10-01
Date:
2007-10-05

Financial Exams

This company does not have any financial exams.