Company Details

Company Details

Company Name:
ACUITY A MUTUAL INSURANCE COMPANY
License Status:
Active
NAIC Number:
14184
Company Address:
2800 SOUTH TAYLOR DR
SHEBOYGAN, WI 53081-8470
Phone Number:
9204589131
Mailing Address:
2800 South Taylor Drive, P.O. Box 58
Sheboygan, WI 53082-0058
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B423381
Date Admitted:
1981-08-11

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 1.28% $230,989,209 $227,429,786 $0 $151,560,749 $170,487,407 $0 112.49%
2025 Total Fire & Allied Lines 3.65% $24,610,215 $24,648,711 $0 $12,709,599 $12,457,705 $0 98.02%
2025 Dwelling Fire & Allied Lines 0.06% $205,877 $344,795 $0 $821,885 $715,940 $0 87.11%
2025 Commercial Fire & Allied Lines 7.5% $24,404,338 $24,303,916 $0 $11,887,714 $11,741,765 $0 98.77%
2025 Total Homeowners 0.95% $35,134,812 $33,836,563 $0 $48,043,928 $52,215,746 $0 108.68%
2025 Homeowners Multi-Peril 0.99% $35,134,812 $33,836,563 $0 $48,043,928 $52,215,746 $0 108.68%
2025 Commercial Multi-Peril 1.78% $22,127,347 $22,261,570 $0 $12,667,459 $17,233,154 $0 136.04%
2025 Inland Marine (Incl Auto Cargo) 0.96% $3,934,500 $3,850,562 $0 $1,650,358 $1,819,469 $0 110.25%
2025 Direct Workers Compensation 1.99% $21,213,338 $21,281,706 $0 $13,003,860 $19,841,737 $0 152.58%
2025 Other Liability - Bodily Injury & Property Damage 2.4% $25,292,450 $25,488,261 $0 $7,579,619 $5,848,351 $0 77.16%
2025 Liquor Liability 2.3% $103,208 $89,763 $0 $0 $150,000 $0 0%
2025 Products Liability 1.35% $730,582 $898,733 $0 $-22,303 $507,289 $0 0%
2025 Total Private Passenger Auto 0.54% $17,499,932 $18,141,752 $0 $9,192,161 $14,665,820 $0 159.55%
2025 Private Passenger Auto Liability - Bodily Injury 0.45% $7,171,220 $7,379,299 $0 $4,633,306 $7,328,165 $0 158.16%
2025 Private Passenger Auto Liability - Property Damage 0.45% $4,803,134 $5,173,895 $0 $2,879,896 $3,301,854 $0 114.65%
2025 Private Passenger Auto Liability - Medical Payments 0.63% $554,950 $607,968 $0 $339,414 $560,594 $0 165.17%
2025 Private Passenger Auto Liability - Uninsured Motorists 0.22% $807,664 $828,991 $0 $356,332 $1,248,286 $0 350.32%
2025 Private Passenger Auto Liability - Underinsured Motorists 2.81% $4,162,964 $4,151,599 $0 $983,213 $2,226,921 $0 226.49%
2025 Total Commercial Auto 5.26% $44,842,489 $42,253,999 $0 $25,138,068 $23,475,769 $0 93.39%
2025 Commercial Auto Liability - Bodily Injury 6.79% $42,218,025 $40,626,046 $0 $19,553,651 $18,036,534 $0 92.24%
2025 Commercial Auto Liability - Property Damage 0.06% $103,606 $114,225 $0 $4,141,711 $3,701,240 $0 89.36%
2025 Commercial Auto Liability - Medical Payments 16.21% $359,820 $335,308 $0 $19,492 $45,212 $0 231.95%
2025 Commercial Auto Liability - Uninsured Motorists 4.57% $2,161,038 $1,178,420 $0 $1,423,214 $1,692,783 $0 118.94%
2025 Private Passenger Auto - Comprehensive 0.58% $8,188,423 $6,972,572 $0 $5,519,140 $5,497,914 $0 99.62%
2025 Private Passenger Auto - Collision 0.49% $7,671,939 $8,290,767 $0 $5,260,610 $5,391,952 $0 102.5%
2025 Commercial Auto - Comprehensive 3.79% $5,482,900 $5,505,780 $0 $2,785,023 $2,758,416 $0 99.04%
2025 Commercial Auto - Collision 5.38% $12,510,013 $12,274,432 $0 $7,877,330 $8,437,623 $0 107.11%
2025 Fidelity 0.35% $87,803 $84,346 $0 $-17,379 $-21,814 $0 125.52%
2025 Burglary & Theft 0.17% $23,012 $22,593 $0 $100,000 $100,000 $0 100%
2025 Boiler & Machinery 2.91% $1,536,246 $1,527,676 $0 $73,276 $108,276 $0 147.76%
2024 Total Property & Casualty 1.27% $219,310,882 $194,380,411 $0 $122,936,208 $148,175,610 $0 120.53%
2024 Total Fire & Allied Lines 3.72% $23,575,656 $20,118,012 $0 $11,907,975 $12,561,287 $0 105.49%
2024 Dwelling Fire & Allied Lines 0.19% $409,717 $437,490 $0 $406,808 $329,443 $0 80.98%
2024 Commercial Fire & Allied Lines 5.85% $23,165,939 $19,680,522 $0 $11,501,167 $12,231,844 $0 106.35%
2024 Total Homeowners 0.94% $32,004,502 $26,580,571 $0 $28,525,780 $30,831,127 $0 108.08%
2024 Homeowners Multi-Peril 0.98% $32,004,502 $26,580,571 $0 $28,525,780 $30,831,127 $0 108.08%
2024 Commercial Multi-Peril 1.86% $22,239,182 $20,887,928 $0 $10,163,783 $13,248,496 $0 130.35%
2024 Inland Marine (Incl Auto Cargo) 0.9% $3,687,202 $3,414,202 $0 $1,139,235 $1,063,642 $0 93.36%
2024 Direct Workers Compensation 1.89% $20,508,449 $19,296,190 $0 $8,185,714 $9,690,126 $0 118.38%
2024 Other Liability - Bodily Injury & Property Damage 2.59% $24,468,264 $22,102,109 $0 $14,820,558 $20,424,163 $0 137.81%
2024 Liquor Liability 1.73% $74,637 $59,831 $0 $0 $150,000 $0 0%
2024 Products Liability 1.62% $922,085 $933,894 $0 $328,144 $402,639 $0 122.7%
2024 Total Private Passenger Auto 0.57% $17,609,136 $13,817,730 $0 $7,147,203 $8,294,299 $0 116.05%
2024 Private Passenger Auto Liability - Bodily Injury 0.48% $7,101,692 $5,615,388 $0 $2,774,895 $3,922,988 $0 141.37%
2024 Private Passenger Auto Liability - Property Damage 0.49% $5,346,906 $4,412,424 $0 $2,824,870 $2,791,938 $0 98.83%
2024 Private Passenger Auto Liability - Medical Payments 0.72% $639,714 $570,613 $0 $238,251 $332,376 $0 139.51%
2024 Private Passenger Auto Liability - Uninsured Motorists 0.26% $805,831 $676,938 $0 $88,562 $442,026 $0 499.11%
2024 Private Passenger Auto Liability - Underinsured Motorists 2.83% $3,714,993 $2,542,367 $0 $1,220,625 $804,971 $0 65.95%
2024 Total Commercial Auto 5.21% $40,659,871 $37,205,277 $0 $19,718,009 $31,208,594 $0 158.27%
2024 Commercial Auto Liability - Bodily Injury 7.01% $39,391,578 $36,085,866 $0 $13,872,397 $24,051,944 $0 173.38%
2024 Commercial Auto Liability - Property Damage 0.08% $127,923 $127,906 $0 $3,597,176 $3,779,163 $0 105.06%
2024 Commercial Auto Liability - Medical Payments 4.23% $306,387 $279,972 $0 $33,305 $34,793 $0 104.47%
2024 Commercial Auto Liability - Uninsured Motorists 1.79% $833,983 $711,533 $0 $2,215,131 $3,342,694 $0 150.9%
2024 Private Passenger Auto - Comprehensive 0.41% $5,557,302 $4,635,605 $0 $5,103,553 $5,017,759 $0 98.32%
2024 Private Passenger Auto - Collision 0.53% $8,538,153 $7,521,734 $0 $4,489,888 $4,249,243 $0 94.64%
2024 Commercial Auto - Comprehensive 3.44% $5,583,464 $5,336,918 $0 $3,977,402 $4,027,346 $0 101.26%
2024 Commercial Auto - Collision 6.15% $12,334,038 $11,046,190 $0 $7,368,918 $6,938,741 $0 94.16%
2024 Fidelity 0.3% $76,320 $80,182 $0 $50,000 $48,102 $0 96.2%
2024 Burglary & Theft 0.19% $21,440 $21,642 $0 $0 $0 $0 0%
2024 Boiler & Machinery 2.86% $1,451,181 $1,322,396 $0 $10,046 $20,046 $0 199.54%
2023 Total Property & Casualty 1.04% $165,065,968 $141,805,206 $0 $89,955,137 $110,218,290 $0 122.53%
2023 Total Fire & Allied Lines 2.04% $15,845,447 $12,831,169 $0 $7,569,914 $10,967,187 $0 144.88%
2023 Dwelling Fire & Allied Lines 0.2% $467,739 $464,058 $0 $551,070 $673,700 $0 122.25%
2023 Commercial Fire & Allied Lines 4.78% $15,377,708 $12,367,111 $0 $7,018,844 $10,293,487 $0 146.66%
2023 Total Homeowners 0.69% $20,707,372 $16,457,625 $0 $13,926,734 $15,341,769 $0 110.16%
2023 Homeowners Multi-Peril 0.72% $20,707,372 $16,457,625 $0 $13,926,734 $15,341,769 $0 110.16%
2023 Commercial Multi-Peril 1.76% $19,476,633 $17,655,677 $0 $10,786,147 $11,430,427 $0 105.97%
2023 Inland Marine (Incl Auto Cargo) 0.54% $3,027,517 $2,767,747 $0 $1,568,352 $1,488,927 $0 94.94%
2023 Direct Workers Compensation 1.66% $17,812,150 $16,520,661 $0 $7,616,637 $6,620,664 $0 86.92%
2023 Other Liability - Bodily Injury & Property Damage 1.99% $18,991,992 $15,560,875 $0 $8,901,077 $21,104,837 $0 237.1%
2023 Products Liability 2% $987,658 $718,425 $0 $43,174 $-218,636 $0 0%
2023 Total Private Passenger Automobile 0.36% $19,652,619 $14,623,429 $0 $9,653,616 $10,961,065 $0 113.54%
2023 Private Passenger Auto Liability Bodily Injury 0.3% $4,063,465 $2,899,971 $0 $2,247,178 $2,945,392 $0 131.07%
2023 Private Passenger Auto Liability Property Damage 0.33% $3,290,941 $2,496,704 $0 $1,599,522 $1,881,126 $0 117.61%
2023 Private Passenger Auto Medical Payments 0.53% $472,723 $384,242 $0 $204,657 $160,327 $0 78.34%
2023 Private Passenger Uninsured Motorists 0.19% $538,382 $438,750 $0 $45,988 $111,582 $0 242.63%
2023 Private Passenger Underinsured Motorists 1.35% $1,549,589 $1,083,566 $0 $871,500 $1,089,806 $0 125.05%
2023 Private Passenger Auto Comprehensive 0.32% $3,650,710 $2,865,620 $0 $1,957,352 $1,880,591 $0 96.08%
2023 Private Passenger Auto Collision 0.4% $6,086,809 $4,454,576 $0 $2,727,419 $2,892,241 $0 106.04%
2023 Total Commercial Automobile 4.59% $47,274,854 $43,511,203 $0 $29,677,027 $32,398,258 $0 109.17%
2023 Commercial Auto Liability Bodily Injury 6.15% $31,775,331 $29,012,490 $0 $12,917,761 $17,649,381 $0 136.63%
2023 Commercial Auto Liability Property Damage 0.09% $124,411 $107,761 $0 $3,457,748 $3,841,976 $0 111.11%
2023 Commercial Auto Medical Payments 3.45% $259,438 $238,609 $0 $12,694 $8,780 $0 69.17%
2023 Commercial Auto Uninsured Motorists 1.48% $617,890 $561,342 $0 $2,994,854 $356,367 $0 11.9%
2023 Commercial Auto Comprehensive 4.22% $5,041,444 $4,718,075 $0 $2,263,795 $2,223,601 $0 98.22%
2023 Commercial Auto Collision 4.7% $9,456,340 $8,872,926 $0 $8,030,175 $8,318,153 $0 103.59%
2023 Fidelity 0.26% $69,500 $65,713 $0 $27,224 $33,557 $0 123.26%
2023 Burglary & Theft 0.27% $20,805 $19,896 $0 $0 $0 $0 0%
2023 Boiler & Machinery 2.62% $1,199,421 $1,072,786 $0 $185,235 $90,235 $0 48.71%
2022 Total Property & Casualty 0.87% $125,358,059 $116,384,194 $0 $56,631,995 $73,991,264 $0 130.65%
2022 Total Fire & Allied Lines 2.24% $10,787,263 $9,655,871 $0 $4,048,632 $4,276,935 $0 105.64%
2022 Dwelling Fire & Allied Lines 0.28% $427,633 $382,675 $0 $198,201 $291,177 $0 146.91%
2022 Commercial Fire & Allied Lines 3.28% $10,359,630 $9,273,196 $0 $3,850,431 $3,985,758 $0 103.51%
2022 Total Homeowners 0.48% $12,856,496 $10,872,641 $0 $4,550,970 $3,842,427 $0 84.43%
2022 Homeowners Multi-Peril 0.49% $12,856,496 $10,872,641 $0 $4,550,970 $3,842,427 $0 84.43%
2022 Commercial Multi-Peril 1.62% $16,263,353 $15,441,771 $0 $5,975,018 $6,948,768 $0 116.3%
2022 Inland Marine (Incl Auto Cargo) 0.47% $2,477,063 $2,344,638 $0 $811,600 $1,024,834 $0 126.27%
2022 Direct Workers Compensation 1.6% $16,599,100 $16,634,454 $0 $8,066,300 $7,254,426 $0 89.93%
2022 Other Liability - Bodily Injury & Property Damage 1.55% $13,205,930 $12,175,219 $0 $4,629,917 $10,592,906 $0 228.79%
2022 Products Liability 1.33% $586,300 $534,671 $0 $1,141,373 $1,416,754 $0 124.13%
2022 Total Private Passenger Automobile 0.23% $10,810,679 $9,240,585 $0 $6,260,742 $8,455,600 $0 135.06%
2022 Private Passenger Auto Liability Bodily Injury 0.16% $1,973,085 $1,556,506 $0 $1,818,732 $3,462,614 $0 190.39%
2022 Private Passenger Auto Liability Property Damage 0.22% $1,883,777 $1,645,813 $0 $1,201,408 $1,273,478 $0 106%
2022 Private Passenger Auto Medical Payments 0.35% $314,305 $278,676 $0 $137,136 $208,341 $0 151.92%
2022 Private Passenger Uninsured Motorists 0.14% $366,634 $331,415 $0 $112,755 $84,857 $0 75.26%
2022 Private Passenger Underinsured Motorists 0.86% $747,469 $629,814 $0 $220,000 $595,428 $0 270.65%
2022 Private Passenger Auto Comprehensive 0.25% $2,287,520 $1,966,627 $0 $829,499 $868,381 $0 104.69%
2022 Private Passenger Auto Collision 0.25% $3,237,889 $2,831,734 $0 $1,941,212 $1,962,501 $0 101.1%
2022 Total Commercial Automobile 4.15% $40,745,248 $38,539,109 $0 $21,025,424 $30,014,095 $0 142.75%
2022 Commercial Auto Liability Bodily Injury 5.6% $26,784,201 $24,984,817 $0 $7,612,836 $13,267,127 $0 174.27%
2022 Commercial Auto Liability Property Damage 0.06% $96,107 $89,052 $0 $3,011,325 $4,050,707 $0 134.52%
2022 Commercial Auto Medical Payments 3.07% $219,461 $206,933 $0 $23,786 $21,735 $0 91.38%
2022 Commercial Auto Uninsured Motorists 1.4% $527,697 $507,323 $0 $1,242,526 $3,857,529 $0 310.46%
2022 Commercial Auto Comprehensive 3.56% $4,417,193 $4,204,873 $0 $3,238,924 $3,115,148 $0 96.18%
2022 Commercial Auto Collision 4.77% $8,700,589 $8,546,111 $0 $5,896,027 $5,701,849 $0 96.71%
2022 Fidelity 0.24% $62,469 $58,559 $0 $0 $0 $0 0%
2022 Burglary & Theft 0.24% $17,462 $17,748 $0 $0 $0 $0 0%
2022 Boiler & Machinery 2.44% $946,696 $868,928 $0 $122,019 $164,519 $0 134.83%
2021 Total Property & Casualty 0.78% $104,319,388 $95,899,057 $0 $45,873,380 $58,463,934 $0 127.45%
2021 Total Fire & Allied Lines 1.25% $8,242,942 $7,603,484 $0 $4,206,043 $4,520,456 $0 107.48%
2021 Dwelling Fire & Allied Lines 0.25% $363,834 $347,664 $0 $137,043 $110,860 $0 80.89%
2021 Commercial Fire & Allied Lines 2.36% $7,879,108 $7,255,820 $0 $4,069,000 $4,409,596 $0 108.37%
2021 Total Homeowners 0.38% $9,350,387 $8,526,613 $0 $5,043,977 $6,269,228 $0 124.29%
2021 Homeowners Multi-Peril 0.4% $9,350,387 $8,526,613 $0 $5,043,977 $6,269,228 $0 124.29%
2021 Commercial Multi-Peril 1.52% $13,960,847 $12,869,946 $0 $4,431,234 $7,509,122 $0 169.46%
2021 Inland Marine (Incl Auto Cargo) 0.47% $2,208,594 $2,036,178 $0 $548,611 $465,833 $0 84.91%
2021 Direct Workers Compensation 1.6% $15,606,378 $14,730,086 $0 $8,926,992 $10,810,259 $0 121.1%
2021 Other Liability - Bodily Injury & Property Damage 1.31% $10,607,564 $9,493,625 $0 $4,049,977 $3,947,861 $0 97.48%
2021 Products Liability 0.95% $389,061 $357,094 $0 $32,259 $-364,440 $0 0%
2021 Total Private Passenger Automobile 0.19% $8,215,564 $7,809,698 $0 $4,598,470 $5,305,933 $0 115.38%
2021 Private Passenger Auto Liability Bodily Injury 0.11% $1,299,193 $1,272,202 $0 $1,046,689 $1,501,722 $0 143.47%
2021 Private Passenger Auto Liability Property Damage 0.19% $1,498,104 $1,443,277 $0 $978,356 $1,057,120 $0 108.05%
2021 Private Passenger Auto Medical Payments 0.28% $256,399 $247,674 $0 $166,578 $182,166 $0 109.36%
2021 Private Passenger Uninsured Motorists 0.13% $309,277 $297,897 $0 $10,406 $34,765 $0 334.09%
2021 Private Passenger Underinsured Motorists 0.72% $556,551 $511,947 $0 $323,000 $452,847 $0 140.2%
2021 Private Passenger Auto Comprehensive 0.2% $1,727,172 $1,601,995 $0 $812,729 $796,098 $0 97.95%
2021 Private Passenger Auto Collision 0.22% $2,568,868 $2,434,706 $0 $1,260,712 $1,281,215 $0 101.63%
2021 Total Commercial Automobile 3.86% $34,872,463 $31,692,014 $0 $13,992,905 $19,912,309 $0 142.3%
2021 Commercial Auto Liability Bodily Injury 4.85% $22,287,429 $19,830,163 $0 $5,304,521 $9,793,053 $0 184.62%
2021 Commercial Auto Liability Property Damage 0.06% $84,677 $89,970 $0 $2,360,917 $2,722,523 $0 115.32%
2021 Commercial Auto Medical Payments 2.87% $191,259 $209,718 $0 $62,437 $73,234 $0 117.29%
2021 Commercial Auto Uninsured Motorists 1.62% $480,872 $452,480 $0 $218,423 $1,077,048 $0 493.1%
2021 Commercial Auto Comprehensive 3.77% $3,844,313 $3,481,556 $0 $1,281,132 $1,397,253 $0 109.06%
2021 Commercial Auto Collision 4.62% $7,983,913 $7,628,127 $0 $4,765,475 $4,849,198 $0 101.76%
2021 Fidelity 0.2% $51,403 $48,346 $0 $0 $0 $0 0%
2021 Burglary & Theft 0.24% $16,676 $16,122 $0 $0 $-539 $0 0%
2021 Boiler & Machinery 2.12% $797,509 $715,851 $0 $42,912 $87,912 $0 204.87%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0.48% 4 38
2025 Homeowners 0.8% 5 25
2024 Private Passenger Auto 0.38% 5 74
2024 Homeowners 0.66% 3 34
2023 Private Passenger Auto 0.26% 6 131
2023 Homeowners 0.47% 3 52
2022 Private Passenger Auto 0.2% 4 135
2022 Homeowners 0.36% 1 29
2021 Private Passenger Auto 0.18% 3 113
2021 Homeowners 0.31% 2 71

Company Changes

Date:
2001-04-01
Comments:
Heritage Mutual Insurance Co. changed its name to Acuity A MutualInsurance Co.

Market Regulation Actions

Date:
2015-12-30

Financial Exams

This company does not have any financial exams.