Company Details
Company Name:
AMERICAN MODERN HOME INSURANCE COLicense Status:
ActiveNAIC Number:
23469Company Address:
7000 MIDLAND BLVD AMELIA, OH 45102-2607
Phone Number:
8005432644Mailing Address:
P.O. BOX 5323 CINCINNATI, OH 45201-5323
Mailing Phone:
8007599008Description:
Property and Casualty (Ch 379, RSMo)License Number:
B423367Date Admitted:
1970-10-14Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.04% | $6,644,471 | $6,281,634 | $0 | $4,429,124 | $4,073,141 | $0 | 91.96% |
| 2025 | Total Fire & Allied Lines | 0.28% | $1,869,696 | $1,704,911 | $0 | $2,444,316 | $2,329,851 | $0 | 95.32% |
| 2025 | Commercial Fire & Allied Lines | 0.57% | $1,869,696 | $1,704,911 | $0 | $2,444,316 | $2,329,851 | $0 | 95.32% |
| 2025 | Total Homeowners | 0.05% | $1,767,943 | $1,780,554 | $0 | $496,898 | $331,938 | $0 | 66.8% |
| 2025 | Homeowners Multi-Peril | 0.05% | $1,767,943 | $1,780,554 | $0 | $496,898 | $331,938 | $0 | 66.8% |
| 2025 | Commercial Multi-Peril | 0% | $0 | $0 | $0 | $0 | $-1,553 | $0 | 0% |
| 2025 | Pet Insurance Plans | 6.84% | $2,834,954 | $2,622,999 | $0 | $1,199,474 | $1,201,013 | $0 | 100.13% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0% | $19,436 | $20,729 | $0 | $-543 | $-1,192 | $0 | 219.52% |
| 2025 | Total Private Passenger Auto | 0% | $0 | $0 | $0 | $2 | $-4 | $0 | -200% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $2 | $-4 | $0 | -200% |
| 2025 | Total Commercial Auto | 0.01% | $46,786 | $46,786 | $0 | $0 | $-1,121 | $0 | 0% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.01% | $45,724 | $45,724 | $0 | $0 | $-1,121 | $0 | 0% |
| 2025 | Commercial Auto Liability - Medical Payments | 0.03% | $612 | $612 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0% | $450 | $450 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Private Passenger Auto - Comprehensive | 0% | $4,122 | $4,122 | $0 | $-34 | $2,230 | $0 | 0% |
| 2025 | Commercial Auto - Comprehensive | 0.06% | $86,323 | $86,323 | $0 | $118,495 | $125,066 | $0 | 105.55% |
| 2025 | Commercial Auto - Collision | 0.01% | $15,211 | $15,210 | $0 | $170,516 | $86,913 | $0 | 50.97% |
| 2024 | Total Property & Casualty | 0.04% | $6,021,735 | $5,727,661 | $0 | $2,658,102 | $2,130,468 | $0 | 80.15% |
| 2024 | Total Fire & Allied Lines | 0.25% | $1,605,825 | $1,498,865 | $0 | $1,029,618 | $655,676 | $0 | 63.68% |
| 2024 | Commercial Fire & Allied Lines | 0.41% | $1,605,825 | $1,498,865 | $0 | $1,029,618 | $655,676 | $0 | 63.68% |
| 2024 | Total Homeowners | 0.06% | $1,882,061 | $1,983,134 | $0 | $585,975 | $352,670 | $0 | 60.19% |
| 2024 | Homeowners Multi-Peril | 0.06% | $1,882,061 | $1,983,134 | $0 | $585,975 | $352,670 | $0 | 60.19% |
| 2024 | Commercial Multi-Peril | 0% | $-1,659 | $-1,659 | $0 | $0 | $-5,658 | $0 | 0% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0% | $-5,221 | $-5,221 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Pet Insurance Plans | 7.07% | $2,401,902 | $2,111,576 | $0 | $912,940 | $925,906 | $0 | 101.42% |
| 2024 | Earthquake | 0% | $0 | $0 | $0 | $0 | $-19 | $0 | 0% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0% | $22,967 | $25,103 | $0 | $588 | $-163 | $0 | -27.72% |
| 2024 | Total Private Passenger Auto | 0% | $0 | $1 | $0 | $2,524 | $2,389 | $0 | 94.65% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0% | $0 | $1 | $0 | $2,524 | $2,389 | $0 | 94.65% |
| 2024 | Total Commercial Auto | 0.01% | $51,723 | $51,723 | $0 | $25,000 | $7,945 | $0 | 31.78% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.01% | $51,723 | $51,723 | $0 | $25,000 | $7,945 | $0 | 31.78% |
| 2024 | Private Passenger Auto - Comprehensive | 0% | $-47,542 | $-47,540 | $0 | $-6,749 | $-6,749 | $0 | 100% |
| 2024 | Commercial Auto - Comprehensive | 0.06% | $98,974 | $98,974 | $0 | $108,206 | $198,471 | $0 | 183.42% |
| 2024 | Commercial Auto - Collision | 0.01% | $12,705 | $12,705 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Property & Casualty | 0.03% | $5,295,410 | $4,949,749 | $0 | $2,352,044 | $2,923,282 | $0 | 124.29% |
| 2023 | Total Fire & Allied Lines | 0.17% | $1,287,873 | $1,277,715 | $0 | $553,927 | $1,128,723 | $0 | 203.77% |
| 2023 | Commercial Fire & Allied Lines | 0.4% | $1,287,873 | $1,277,715 | $0 | $553,927 | $1,128,723 | $0 | 203.77% |
| 2023 | Total Homeowners | 0.07% | $1,996,646 | $1,900,959 | $0 | $915,565 | $904,192 | $0 | 98.76% |
| 2023 | Homeowners Multi-Peril | 0.07% | $1,996,646 | $1,900,959 | $0 | $915,565 | $904,192 | $0 | 98.76% |
| 2023 | Commercial Multi-Peril | 0% | $-4,978 | $32,814 | $0 | $33,325 | $31,348 | $0 | 94.07% |
| 2023 | Ocean Marine | 0% | $0 | $0 | $0 | $7 | $-327 | $0 | 0% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.33% | $1,855,068 | $1,577,947 | $0 | $752,857 | $775,147 | $0 | 102.96% |
| 2023 | Earthquake | 0% | $0 | $0 | $0 | $0 | $-232 | $0 | 0% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0% | $25,816 | $25,329 | $0 | $18,042 | $4,272 | $0 | 23.68% |
| 2023 | Total Private Passenger Automobile | 0% | $0 | $0 | $0 | $-1,006 | $-1,316 | $0 | 130.82% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $-211 | $-521 | $0 | 246.92% |
| 2023 | Private Passenger Auto Comprehensive | 0% | $0 | $0 | $0 | $-795 | $-795 | $0 | 100% |
| 2023 | Total Commercial Automobile | 0.01% | $134,985 | $134,985 | $0 | $79,327 | $81,475 | $0 | 102.71% |
| 2023 | Commercial Auto Liability Bodily Injury | 0% | $18,726 | $18,726 | $0 | $9,755 | $6,231 | $0 | 63.87% |
| 2023 | Commercial Auto Liability Property Damage | 0.01% | $19,338 | $19,338 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Auto Medical Payments | 0.01% | $489 | $489 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Auto Uninsured Motorists | 0% | $299 | $299 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Commercial Auto Comprehensive | 0.07% | $85,672 | $85,672 | $0 | $69,572 | $75,244 | $0 | 108.15% |
| 2023 | Commercial Auto Collision | 0.01% | $10,461 | $10,461 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Property & Casualty | 0.03% | $4,477,761 | $4,157,253 | $0 | $1,518,234 | $1,795,354 | $0 | 118.25% |
| 2022 | Total Fire & Allied Lines | 0.23% | $1,099,591 | $1,029,936 | $0 | $218,113 | $255,474 | $0 | 117.13% |
| 2022 | Commercial Fire & Allied Lines | 0.35% | $1,099,591 | $1,029,936 | $0 | $218,113 | $255,474 | $0 | 117.13% |
| 2022 | Total Homeowners | 0.07% | $1,844,003 | $1,777,624 | $0 | $825,044 | $1,016,651 | $0 | 123.22% |
| 2022 | Homeowners Multi-Peril | 0.07% | $1,844,003 | $1,777,624 | $0 | $825,044 | $1,016,651 | $0 | 123.22% |
| 2022 | Commercial Multi-Peril | 0.01% | $50,590 | $57,262 | $0 | $0 | $-3,986 | $0 | 0% |
| 2022 | Ocean Marine | 0% | $0 | $2,356 | $0 | $3,297 | $2,917 | $0 | 88.47% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.25% | $1,329,760 | $1,135,467 | $0 | $462,131 | $484,907 | $0 | 104.93% |
| 2022 | Earthquake | 0% | $0 | $0 | $0 | $0 | $-1,146 | $0 | 0% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0% | $27,283 | $28,076 | $0 | $436 | $13,614 | $0 | 0% |
| 2022 | Total Private Passenger Automobile | 0% | $0 | $-2 | $0 | $675 | $-1,995 | $0 | -295.56% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0% | $0 | $-1 | $0 | $0 | $-2,119 | $0 | 0% |
| 2022 | Private Passenger Auto Comprehensive | 0% | $0 | $-1 | $0 | $675 | $124 | $0 | 18.37% |
| 2022 | Total Commercial Automobile | 0.01% | $126,534 | $126,534 | $0 | $8,538 | $28,918 | $0 | 338.7% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.01% | $25,341 | $25,341 | $0 | $0 | $22,558 | $0 | 0% |
| 2022 | Commercial Auto Liability Property Damage | 0% | $1,219 | $1,219 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Auto Medical Payments | 0.01% | $676 | $676 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Auto Uninsured Motorists | 0% | $9 | $9 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Auto Comprehensive | 0.06% | $77,912 | $77,912 | $0 | $8,538 | $6,360 | $0 | 74.49% |
| 2022 | Commercial Auto Collision | 0.01% | $21,377 | $21,377 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.03% | $3,369,817 | $3,223,097 | $0 | $2,000,384 | $1,703,537 | $0 | 85.16% |
| 2021 | Total Fire & Allied Lines | 0.08% | $517,924 | $491,636 | $0 | $122,331 | $-109,065 | $0 | -89.16% |
| 2021 | Dwelling Fire & Allied Lines | 0.36% | $517,924 | $491,636 | $0 | $122,331 | $-109,065 | $0 | -89.16% |
| 2021 | Total Homeowners | 0.07% | $1,706,756 | $1,663,028 | $0 | $1,299,100 | $1,283,955 | $0 | 98.83% |
| 2021 | Homeowners Multi-Peril | 0.07% | $1,706,756 | $1,663,028 | $0 | $1,299,100 | $1,283,955 | $0 | 98.83% |
| 2021 | Commercial Multi-Peril | 0.01% | $72,367 | $97,463 | $0 | $7,385 | $80,879 | $0 | 0% |
| 2021 | Ocean Marine | 0% | $511 | $41,153 | $0 | $170,052 | $118,668 | $0 | 69.78% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.2% | $928,878 | $785,831 | $0 | $344,033 | $349,303 | $0 | 101.53% |
| 2021 | Earthquake | 0% | $0 | $0 | $0 | $0 | $-1,400 | $0 | 0% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0% | $26,754 | $27,235 | $0 | $12,326 | $1,672 | $0 | 13.56% |
| 2021 | Total Private Passenger Automobile | 0% | $0 | $125 | $0 | $-251 | $-69,259 | $0 | 0% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0% | $0 | $41 | $0 | $7 | $-63,501 | $0 | 0% |
| 2021 | Private Passenger Auto Comprehensive | 0% | $0 | $84 | $0 | $-258 | $-5,758 | $0 | 0% |
| 2021 | Total Commercial Automobile | 0.01% | $117,273 | $117,272 | $0 | $45,408 | $48,784 | $0 | 107.43% |
| 2021 | Commercial Auto Liability Bodily Injury | 0% | $14,312 | $14,312 | $0 | $0 | $-1,638 | $0 | 0% |
| 2021 | Commercial Auto Liability Property Damage | 0.01% | $9,541 | $9,541 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Commercial Auto Comprehensive | 0.05% | $56,052 | $56,052 | $0 | $45,408 | $50,422 | $0 | 111.04% |
| 2021 | Commercial Auto Collision | 0.02% | $37,368 | $37,367 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Private Flood | -0.01% | $-646 | $-646 | $0 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Homeowners | 0.05% | 5 | 388 |
| 2024 | Homeowners | 0.06% | 4 | 516 |
| 2023 | Homeowners | 0.06% | 4 | 500 |
| 2022 | Homeowners | 0.07% | 0 | 0 |
| 2021 | Private Passenger Auto | 0% | 0 | 0 |
| 2021 | Homeowners | 0.07% | 1 | 163 |
Company Changes
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Market Regulation Actions
Financial Exams
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