Company Details

Company Details

Company Name:
UNITED FIRE AND CASUALTY COMPANY
License Status:
Active
NAIC Number:
13021
Company Address:
118 SECOND AVE SE
CEDAR RAPIDS, IA 52401
Phone Number:
3193995700
Mailing Address:
PO Box 73909
Cedar Rapids, IA 52407-3909
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B422566
Date Admitted:
1952-08-12

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.21% $38,229,773 $41,568,329 $0 $36,416,484 $26,552,069 $0 72.91%
2025 Total Fire & Allied Lines 0.1% $686,174 $3,126,976 $0 $141,443 $-1,272,406 $0 0%
2025 Commercial Fire & Allied Lines 0.21% $686,174 $3,126,976 $0 $141,443 $-1,272,406 $0 0%
2025 Total Homeowners 0% $0 $0 $0 $0 $-30,561 $0 0%
2025 Homeowners Multi-Peril 0% $0 $0 $0 $0 $-30,561 $0 0%
2025 Commercial Multi-Peril 1.17% $14,559,998 $9,597,552 $0 $10,223,407 $24,899,740 $0 243.56%
2025 Ocean Marine 0.05% $26,158 $261,673 $0 $0 $-6,096 $0 0%
2025 Inland Marine (Incl Auto Cargo) 0.2% $830,197 $1,817,987 $0 $445,087 $615,771 $0 138.35%
2025 Earthquake 0.01% $15,326 $70,646 $0 $0 $-14,903 $0 0%
2025 Direct Workers Compensation 0.28% $2,991,897 $3,284,493 $0 $1,805,524 $425,227 $0 23.55%
2025 Other Liability - Bodily Injury & Property Damage 0.41% $4,318,229 $6,364,841 $0 $14,764,319 $5,059,290 $0 34.27%
2025 Liquor Liability 0.04% $1,828 $2,464 $0 $0 $0 $0 0%
2025 Products Liability 0.61% $327,385 $1,309,628 $0 $50,600 $-8,138,527 $0 0%
2025 Total Private Passenger Auto 0% $0 $0 $0 $324,597 $196,061 $0 60.4%
2025 Private Passenger Auto Liability - Bodily Injury 0% $0 $0 $0 $0 $-569 $0 0%
2025 Private Passenger Auto Liability - Property Damage 0% $0 $0 $0 $0 $-352 $0 0%
2025 Private Passenger Auto Liability - Medical Payments 0% $0 $0 $0 $0 $-99 $0 0%
2025 Private Passenger Auto Liability - Uninsured Motorists 0% $0 $0 $0 $0 $-156 $0 0%
2025 Private Passenger Auto Liability - Underinsured Motorists 0% $0 $0 $0 $324,597 $197,237 $0 60.76%
2025 Total Commercial Auto 0.94% $7,979,447 $8,402,869 $0 $7,113,603 $2,737,313 $0 38.48%
2025 Commercial Auto Liability - Bodily Injury 0.69% $4,313,627 $4,534,528 $0 $5,892,944 $2,292,891 $0 38.91%
2025 Commercial Auto Liability - Property Damage 1.8% $3,254,354 $3,421,308 $0 $746,935 $677,564 $0 90.71%
2025 Commercial Auto Liability - Medical Payments 2.11% $46,788 $50,786 $0 $3,877 $8,961 $0 231.13%
2025 Commercial Auto Liability - Uninsured Motorists 0.77% $364,678 $396,247 $0 $469,847 $-242,103 $0 -51.53%
2025 Private Passenger Auto - Comprehensive 0% $0 $0 $0 $0 $-15,823 $0 0%
2025 Private Passenger Auto - Collision 0% $0 $0 $0 $0 $-871 $0 0%
2025 Commercial Auto - Comprehensive 1.02% $1,468,965 $1,602,595 $0 $776,827 $801,418 $0 103.17%
2025 Commercial Auto - Collision 1.01% $2,349,622 $2,529,711 $0 $728,900 $626,822 $0 86%
2025 Fidelity 0.02% $5,801 $6,142 $0 $0 $1,137 $0 0%
2025 Surety 1.61% $2,641,361 $3,031,620 $0 $30,790 $661,786 $0 0%
2025 Burglary & Theft 0.03% $4,056 $20,957 $0 $0 $-548 $0 0%
2025 Boiler & Machinery 0.04% $23,329 $138,175 $0 $11,387 $7,239 $0 63.57%
2024 Total Property & Casualty 0.25% $43,783,411 $42,812,477 $0 $27,124,530 $24,627,054 $0 90.79%
2024 Total Fire & Allied Lines 1% $6,351,753 $6,543,812 $0 $2,345,221 $1,116,658 $0 47.61%
2024 Dwelling Fire & Allied Lines 0% $0 $0 $0 $0 $172 $0 0%
2024 Commercial Fire & Allied Lines 1.6% $6,351,753 $6,543,812 $0 $2,345,221 $1,116,486 $0 47.61%
2024 Total Homeowners 0% $0 $0 $0 $0 $5,758 $0 0%
2024 Homeowners Multi-Peril 0% $0 $0 $0 $0 $5,758 $0 0%
2024 Commercial Multi-Peril 0.22% $2,677,512 $2,231,687 $0 $2,024,595 $2,280,131 $0 112.62%
2024 Ocean Marine 0.99% $559,733 $395,735 $0 $0 $24,912 $0 0%
2024 Inland Marine (Incl Auto Cargo) 0.7% $2,859,180 $2,974,360 $0 $1,269,434 $783,951 $0 61.76%
2024 Earthquake 0.1% $143,034 $151,265 $0 $0 $-1,427 $0 0%
2024 Direct Workers Compensation 0.3% $3,268,262 $2,958,156 $0 $1,516,306 $2,278,422 $0 150.26%
2024 Other Liability - Bodily Injury & Property Damage 0.96% $9,042,667 $9,092,658 $0 $5,754,250 $8,052,749 $0 139.94%
2024 Liquor Liability 1.1% $47,662 $26,823 $0 $0 $0 $0 0%
2024 Products Liability 4.78% $2,726,962 $2,768,783 $0 $2,234,803 $3,445,510 $0 154.18%
2024 Total Private Passenger Auto 0% $0 $0 $0 $250,000 $-12,175 $0 -4.87%
2024 Private Passenger Auto Liability - Bodily Injury 0% $0 $0 $0 $0 $-85,594 $0 0%
2024 Private Passenger Auto Liability - Property Damage 0% $0 $0 $0 $0 $-25,022 $0 0%
2024 Private Passenger Auto Liability - Medical Payments 0% $0 $0 $0 $0 $-400 $0 0%
2024 Private Passenger Auto Liability - Uninsured Motorists 0% $0 $0 $0 $0 $-629 $0 0%
2024 Private Passenger Auto Liability - Underinsured Motorists 0% $0 $0 $0 $250,000 $99,470 $0 39.79%
2024 Total Commercial Auto 1.12% $8,736,721 $8,660,046 $0 $8,866,222 $3,907,719 $0 44.07%
2024 Commercial Auto Liability - Bodily Injury 0.84% $4,702,076 $4,657,979 $0 $6,136,510 $3,972,445 $0 64.73%
2024 Commercial Auto Liability - Property Damage 2.15% $3,549,315 $3,515,750 $0 $1,090,752 $-577,487 $0 -52.94%
2024 Commercial Auto Liability - Medical Payments 0.76% $54,779 $54,852 $0 $12,500 $-16,141 $0 -129.13%
2024 Commercial Auto Liability - Uninsured Motorists 0.92% $430,551 $431,465 $0 $1,626,460 $528,902 $0 32.52%
2024 Private Passenger Auto - Comprehensive 0% $0 $0 $0 $0 $16,166 $0 0%
2024 Private Passenger Auto - Collision 0% $0 $0 $0 $0 $2,179 $0 0%
2024 Commercial Auto - Comprehensive 1.17% $1,900,595 $1,932,463 $0 $1,839,781 $1,864,559 $0 101.35%
2024 Commercial Auto - Collision 1.33% $2,656,407 $2,631,724 $0 $1,019,535 $1,015,584 $0 99.61%
2024 Fidelity 0.03% $6,694 $6,555 $0 $0 $-441 $0 0%
2024 Surety 1.71% $2,467,280 $2,078,912 $0 $0 $-125,378 $0 0%
2024 Burglary & Theft 0.42% $48,071 $54,076 $0 $0 $-6,184 $0 0%
2024 Boiler & Machinery 0.57% $290,878 $305,422 $0 $4,383 $-21,639 $0 -493.7%
2023 Total Property & Casualty 0.28% $45,073,057 $43,900,505 $0 $37,591,113 $34,279,899 $0 91.19%
2023 Total Fire & Allied Lines 0.98% $7,618,901 $7,450,379 $0 $4,053,942 $5,461,714 $0 134.73%
2023 Dwelling Fire & Allied Lines 0% $0 $0 $0 $0 $-117 $0 0%
2023 Commercial Fire & Allied Lines 2.37% $7,618,901 $7,450,379 $0 $4,053,942 $5,461,831 $0 134.73%
2023 Total Homeowners 0% $0 $0 $0 $0 $-31,242 $0 0%
2023 Homeowners Multi-Peril 0% $0 $0 $0 $0 $-31,242 $0 0%
2023 Commercial Multi-Peril 0.18% $1,946,695 $2,007,460 $0 $1,486,806 $1,863,209 $0 125.32%
2023 Ocean Marine 0.29% $153,932 $80,663 $0 $0 $4,849 $0 0%
2023 Inland Marine (Incl Auto Cargo) 0.62% $3,464,726 $3,281,924 $0 $2,479,119 $2,358,515 $0 95.14%
2023 Earthquake 0.13% $179,690 $173,881 $0 $0 $3,657 $0 0%
2023 Direct Workers Compensation 0.22% $2,333,379 $2,074,446 $0 $2,584,357 $2,467,786 $0 95.49%
2023 Other Liability - Bodily Injury & Property Damage 1.05% $10,047,174 $9,816,845 $0 $13,432,915 $10,851,035 $0 80.78%
2023 Products Liability 6.82% $3,370,656 $3,344,873 $0 $3,299,953 $1,129,977 $0 34.24%
2023 Total Private Passenger Automobile 0% $0 $0 $0 $0 $2,049 $0 0%
2023 Private Passenger Auto Liability Bodily Injury 0% $0 $0 $0 $0 $2,660 $0 0%
2023 Private Passenger Auto Liability Property Damage 0% $0 $0 $0 $0 $1,816 $0 0%
2023 Private Passenger Auto Medical Payments 0% $0 $0 $0 $0 $-2,905 $0 0%
2023 Private Passenger Uninsured Motorists 0% $0 $0 $0 $0 $346 $0 0%
2023 Private Passenger Underinsured Motorists 0% $0 $0 $0 $0 $764 $0 0%
2023 Private Passenger Auto Comprehensive 0% $0 $0 $0 $0 $-243 $0 0%
2023 Private Passenger Auto Collision 0% $0 $0 $0 $0 $-389 $0 0%
2023 Total Commercial Automobile 1.32% $13,589,373 $13,462,821 $0 $10,220,726 $9,782,827 $0 95.72%
2023 Commercial Auto Liability Bodily Injury 0.93% $4,783,933 $4,756,537 $0 $5,823,410 $4,382,492 $0 75.26%
2023 Commercial Auto Liability Property Damage 2.51% $3,609,166 $3,588,478 $0 $1,291,481 $2,226,793 $0 172.42%
2023 Commercial Auto Medical Payments 0.74% $56,009 $56,245 $0 $30,908 $53,767 $0 173.96%
2023 Commercial Auto Uninsured Motorists 1.1% $456,900 $459,302 $0 $592,500 $656,322 $0 110.77%
2023 Commercial Auto Comprehensive 1.68% $2,005,027 $1,929,864 $0 $1,212,473 $1,006,914 $0 83.05%
2023 Commercial Auto Collision 1.33% $2,678,338 $2,672,395 $0 $1,269,954 $1,456,539 $0 114.69%
2023 Fidelity 0.02% $5,677 $6,073 $0 $0 $618 $0 0%
2023 Surety 1.71% $1,953,876 $1,796,149 $0 $0 $366,191 $0 0%
2023 Burglary & Theft 0.83% $64,783 $65,005 $0 $10,740 $11,282 $0 105.05%
2023 Boiler & Machinery 0.75% $344,195 $339,986 $0 $22,555 $7,432 $0 32.95%
2022 Total Property & Casualty 0.3% $43,481,285 $44,183,829 $0 $32,303,420 $41,469,678 $0 128.38%
2022 Total Fire & Allied Lines 1.46% $7,002,642 $7,013,880 $0 $4,096,463 $5,219,044 $0 127.4%
2022 Dwelling Fire & Allied Lines 0% $0 $0 $0 $0 $-287 $0 0%
2022 Commercial Fire & Allied Lines 2.22% $7,002,642 $7,013,880 $0 $4,096,463 $5,219,331 $0 127.41%
2022 Total Homeowners 0% $0 $0 $0 $56,115 $3,654 $0 6.51%
2022 Homeowners Multi-Peril 0% $0 $0 $0 $56,115 $3,654 $0 6.51%
2022 Commercial Multi-Peril 0.21% $2,118,118 $2,279,939 $0 $2,413,468 $1,815,523 $0 75.22%
2022 Inland Marine (Incl Auto Cargo) 0.57% $3,019,976 $3,106,516 $0 $2,213,471 $2,561,037 $0 115.7%
2022 Earthquake 0.13% $172,069 $165,815 $0 $0 $2,447 $0 0%
2022 Direct Workers Compensation 0.2% $2,126,312 $2,456,267 $0 $3,417,484 $2,917,079 $0 85.36%
2022 Other Liability - Bodily Injury & Property Damage 1.16% $9,851,562 $9,945,191 $0 $3,871,719 $9,510,668 $0 245.64%
2022 Products Liability 7.48% $3,298,334 $3,244,980 $0 $1,293,256 $4,741,077 $0 366.6%
2022 Total Private Passenger Automobile 0% $0 $0 $0 $370,637 $218,986 $0 59.08%
2022 Private Passenger Auto Liability Bodily Injury 0% $0 $0 $0 $100,000 $-5,356 $0 -5.36%
2022 Private Passenger Auto Liability Property Damage 0% $0 $0 $0 $0 $-5,425 $0 0%
2022 Private Passenger Auto Medical Payments 0% $0 $0 $0 $0 $-2,170 $0 0%
2022 Private Passenger Uninsured Motorists 0% $0 $0 $0 $25,000 $-1,457 $0 -5.83%
2022 Private Passenger Underinsured Motorists 0% $0 $0 $0 $250,000 $246,836 $0 98.73%
2022 Private Passenger Auto Comprehensive 0% $0 $0 $0 $0 $-3,317 $0 0%
2022 Private Passenger Auto Collision 0% $0 $0 $0 $-4,363 $-10,125 $0 232.07%
2022 Total Commercial Automobile 1.39% $13,604,690 $14,100,487 $0 $14,568,109 $14,513,069 $0 99.62%
2022 Commercial Auto Liability Bodily Injury 1.01% $4,832,833 $5,023,112 $0 $6,084,457 $7,174,776 $0 117.92%
2022 Commercial Auto Liability Property Damage 2.41% $3,646,006 $3,789,567 $0 $1,118,192 $865,415 $0 77.39%
2022 Commercial Auto Medical Payments 0.85% $60,489 $63,600 $0 $18,944 $7,868 $0 41.53%
2022 Commercial Auto Uninsured Motorists 1.28% $481,621 $504,651 $0 $2,720,026 $2,036,072 $0 74.85%
2022 Commercial Auto Comprehensive 1.5% $1,858,601 $1,895,606 $0 $2,541,170 $2,550,117 $0 100.35%
2022 Commercial Auto Collision 1.49% $2,725,140 $2,823,951 $0 $2,085,320 $1,878,821 $0 90.1%
2022 Fidelity 0.03% $7,394 $6,633 $0 $0 $-322 $0 0%
2022 Surety 1.83% $1,880,521 $1,458,330 $0 $0 $-54,344 $0 0%
2022 Burglary & Theft 0.93% $67,485 $69,956 $0 $0 $-6 $0 0%
2022 Boiler & Machinery 0.85% $332,182 $335,835 $0 $2,698 $21,766 $0 0%
2021 Total Property & Casualty 0.34% $45,220,422 $50,339,302 $0 $34,211,077 $29,940,247 $0 87.52%
2021 Total Fire & Allied Lines 1.01% $6,691,356 $7,256,153 $0 $2,515,385 $1,768,362 $0 70.3%
2021 Dwelling Fire & Allied Lines 0% $-358 $6,900 $0 $0 $-1,164 $0 0%
2021 Commercial Fire & Allied Lines 2% $6,691,714 $7,249,253 $0 $2,515,385 $1,769,526 $0 70.35%
2021 Total Homeowners 0% $-11,098 $378,949 $0 $396,986 $181,683 $0 45.77%
2021 Homeowners Multi-Peril 0% $-11,098 $378,949 $0 $396,986 $181,683 $0 45.77%
2021 Commercial Multi-Peril 0.28% $2,588,289 $3,094,948 $0 $1,936,027 $2,337,826 $0 120.75%
2021 Inland Marine (Incl Auto Cargo) 0.69% $3,215,930 $3,323,499 $0 $3,292,889 $2,182,805 $0 66.29%
2021 Earthquake 0.12% $151,550 $156,038 $0 $0 $-222 $0 0%
2021 Direct Workers Compensation 0.27% $2,587,082 $2,921,565 $0 $4,046,271 $2,202,459 $0 54.43%
2021 Other Liability - Bodily Injury & Property Damage 1.24% $10,072,330 $11,404,930 $0 $4,673,850 $3,743,392 $0 80.09%
2021 Products Liability 7.51% $3,061,680 $3,328,492 $0 $3,572,327 $2,124,371 $0 59.47%
2021 Total Private Passenger Automobile 0% $31,023 $249,424 $0 $150,533 $-18,889 $0 -12.55%
2021 Private Passenger Auto Liability Bodily Injury 0% $5,344 $46,171 $0 $94,402 $-37,843 $0 -40.09%
2021 Private Passenger Auto Liability Property Damage 0% $3,520 $29,570 $0 $19,581 $15,329 $0 78.29%
2021 Private Passenger Auto Medical Payments 0% $840 $8,123 $0 $5,000 $3,800 $0 76%
2021 Private Passenger Uninsured Motorists 0% $1,407 $12,790 $0 $0 $24,832 $0 0%
2021 Private Passenger Underinsured Motorists 0% $546 $5,845 $0 $0 $-29,077 $0 0%
2021 Private Passenger Auto Comprehensive 0% $7,342 $55,806 $0 $26,654 $16,235 $0 60.91%
2021 Private Passenger Auto Collision 0% $12,024 $91,119 $0 $4,896 $-12,165 $0 -248.47%
2021 Total Commercial Automobile 1.65% $14,910,137 $16,611,678 $0 $13,567,412 $15,373,856 $0 113.31%
2021 Commercial Auto Liability Bodily Injury 1.16% $5,347,683 $5,997,624 $0 $7,394,746 $10,040,199 $0 135.77%
2021 Commercial Auto Liability Property Damage 3.05% $4,034,419 $4,524,592 $0 $1,730,428 $936,095 $0 54.1%
2021 Commercial Auto Medical Payments 1.02% $68,036 $83,074 $0 $31,946 $-46,094 $0 -144.29%
2021 Commercial Auto Uninsured Motorists 1.86% $551,352 $649,239 $0 $1,406,956 $1,366,936 $0 97.16%
2021 Commercial Auto Comprehensive 1.85% $1,885,136 $1,988,978 $0 $1,207,148 $1,280,157 $0 106.05%
2021 Commercial Auto Collision 1.75% $3,023,511 $3,368,171 $0 $1,796,188 $1,796,563 $0 100.02%
2021 Fidelity 0.02% $6,077 $6,495 $0 $0 $8 $0 0%
2021 Surety 1.48% $1,505,711 $1,145,967 $0 $0 $1,147 $0 0%
2021 Burglary & Theft 1.07% $72,795 $85,729 $0 $10,340 $8,890 $0 85.98%
2021 Boiler & Machinery 0.9% $337,560 $375,435 $0 $49,057 $34,559 $0 70.45%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2023 Private Passenger Auto 0% 0 0
2023 Homeowners 0% 1 9999
2022 Private Passenger Auto 0.01% 0 0
2022 Homeowners 0.01% 2 1572
2021 Private Passenger Auto 0.02% 0 0
2021 Homeowners 0.04% 2 600

Company Changes

This company does not have any company changes.

Market Regulation Actions

Date:
2014-02-25

Financial Exams

This company does not have any financial exams.