Company Details

Company Details

Company Name:
U S SPECIALTY INSURANCE COMPANY
License Status:
Active
NAIC Number:
29599
Company Address:
13403 NORTHWEST FREEWAY
HOUSTON, TX 77040-6094
Phone Number:
7137443700
Mailing Address:
13403 Northwest Freeway
Houston, TX 77040
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B421648
Date Admitted:
1987-09-17

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.09% $16,431,747 $16,459,908 $0 $4,306,113 $5,735,876 $0 133.2%
2025 Growing Crops 0.18% $78,014 $78,014 $0 $14,904 $898 $0 6.03%
2025 Commercial Multi-Peril 0.37% $4,632,047 $5,016,198 $0 $1,466,429 $3,124,597 $0 213.08%
2025 Ocean Marine 2.36% $1,302,758 $1,322,363 $0 $223,630 $-427,329 $0 -191.09%
2025 Inland Marine (Incl Auto Cargo) 0.09% $374,404 $353,275 $0 $10,607 $95,935 $0 0%
2025 Travel Coverage 0.05% $84,356 $146,659 $0 $48,677 $31,305 $0 64.31%
2025 Other Liability - Bodily Injury & Property Damage 0.42% $4,449,837 $4,143,317 $0 $253,864 $1,849,761 $0 0%
2025 Commercial Auto - Comprehensive 2.06% $2,977,597 $3,005,260 $0 $1,784,814 $1,001,658 $0 56.12%
2025 Aircraft 1.67% $736,994 $721,651 $0 $126,828 $-3,013 $0 -2.38%
2025 Fidelity 0.56% $142,575 $142,099 $0 $0 $72,774 $0 0%
2025 Surety 0.25% $419,400 $551,138 $0 $0 $-39,928 $0 0%
2025 Burglary & Theft 0.79% $109,620 $152,454 $0 $0 $-328,964 $0 0%
2025 Boiler & Machinery 0.1% $53,411 $67,844 $0 $118,108 $87,752 $0 74.3%
2025 Credit Property (Excluding V.S.I) 5.08% $1,070,734 $759,636 $0 $258,252 $270,430 $0 104.72%
2024 Total Property & Casualty 0.09% $16,091,671 $16,735,877 $0 $9,080,530 $6,689,320 $0 73.67%
2024 Growing Crops 0.2% $84,187 $84,187 $0 $40,466 $53,007 $0 130.99%
2024 Commercial Multi-Peril 0.43% $5,182,924 $4,530,160 $0 $2,260,827 $5,022,794 $0 222.17%
2024 Ocean Marine 2.51% $1,423,389 $2,864,248 $0 $3,412,687 $1,196,672 $0 35.07%
2024 Inland Marine (Incl Auto Cargo) 0.09% $381,989 $331,291 $0 $62,512 $-3,368,932 $0 0%
2024 Travel Coverage 0.09% $146,659 $146,659 $0 $48,677 $31,305 $0 64.31%
2024 Other Liability - Bodily Injury & Property Damage 0.38% $3,600,934 $3,922,825 $0 $284,172 $-320,918 $0 -112.93%
2024 Commercial Auto - Comprehensive 1.74% $2,822,531 $2,258,725 $0 $2,283,499 $4,240,091 $0 185.68%
2024 Aircraft 1.95% $744,146 $807,529 $0 $0 $70,267 $0 0%
2024 Fidelity 0.51% $131,814 $119,718 $0 $8,899 $-55,227 $0 0%
2024 Surety 0.51% $732,593 $788,452 $0 $0 $-31,126 $0 0%
2024 Burglary & Theft 1.22% $140,267 $156,560 $0 $0 $52,254 $0 0%
2024 Boiler & Machinery 0.15% $77,464 $73,974 $0 $162,285 $192,641 $0 118.71%
2024 Credit Casualty 13.21% $622,774 $651,549 $0 $516,506 $-393,508 $0 -76.19%
2023 Total Property & Casualty 0.1% $15,343,086 $15,141,302 $0 $6,494,317 $1,748,222 $0 26.92%
2023 Commercial Multi-Peril 0.32% $3,537,640 $3,282,167 $0 $1,131,755 $1,272,734 $0 112.46%
2023 Ocean Marine 7.22% $3,798,138 $3,590,062 $0 $1,381,474 $2,565,766 $0 185.73%
2023 Inland Marine (Incl Auto Cargo) 0.07% $369,779 $345,155 $0 $200,051 $36,529 $0 18.26%
2023 Other Liability - Bodily Injury & Property Damage 0.4% $3,775,076 $4,227,386 $0 $1,204,142 $-5,635,173 $0 -467.98%
2023 Total Commercial Automobile 0.14% $1,464,681 $1,367,840 $0 $1,324,188 $1,213,723 $0 91.66%
2023 Commercial Auto Liability Property Damage 0.63% $900,475 $839,243 $0 $717,763 $622,923 $0 86.79%
2023 Commercial Auto Collision 0.28% $564,206 $528,597 $0 $606,425 $590,800 $0 97.42%
2023 Aircraft 2.49% $792,573 $802,364 $0 $43,423 $54,863 $0 126.35%
2023 Fidelity 0.34% $89,632 $87,627 $0 $0 $-87,826 $0 0%
2023 Surety 0.65% $738,914 $603,478 $0 $0 $23,720 $0 0%
2023 Burglary & Theft 2.37% $184,434 $141,971 $0 $0 $-372,208 $0 0%
2023 Boiler & Machinery 0.15% $67,868 $64,701 $0 $76,427 $73,927 $0 96.73%
2023 Credit Casualty 12.71% $524,351 $628,551 $0 $1,132,857 $2,602,167 $0 229.7%
2022 Total Accident & Health 0% $0 $0 $0 $0 $-79,240 $0 0%
2022 Total Individual Accident & Health 0% $0 $0 $0 $0 $-79,240 $0 0%
2022 Individual Accident Only 0% $0 $0 $0 $0 $-79,240 $0 0%
2022 Total Property & Casualty 0.1% $14,893,698 $14,188,554 $0 $4,778,920 $8,280,499 $0 173.27%
2022 Commercial Multi-Peril 0.3% $2,993,768 $2,719,643 $0 $1,232,812 $3,182,241 $0 258.13%
2022 Ocean Marine 6.92% $3,386,654 $2,979,898 $0 $1,488,923 $1,562,304 $0 104.93%
2022 Inland Marine (Incl Auto Cargo) 0.06% $305,517 $259,282 $0 $339,108 $564,619 $0 166.5%
2022 Other Liability - Bodily Injury & Property Damage 0.55% $4,714,888 $5,138,291 $0 $770,682 $1,335,192 $0 173.25%
2022 Total Commercial Automobile 0.13% $1,238,712 $1,137,334 $0 $370,856 $856,457 $0 230.94%
2022 Commercial Auto Liability Property Damage 0.5% $755,703 $693,249 $0 $92,271 $1,077,056 $0 0%
2022 Commercial Auto Collision 0.26% $483,009 $444,085 $0 $278,585 $-220,599 $0 -79.19%
2022 Aircraft 2.62% $807,157 $803,660 $0 $409,694 $492,519 $0 120.22%
2022 Fidelity 0.33% $87,061 $83,199 $0 $0 $30,223 $0 0%
2022 Surety 0.54% $553,645 $408,634 $0 $0 $-72,542 $0 0%
2022 Burglary & Theft 1.78% $129,392 $140,432 $0 $0 $-11,065 $0 0%
2022 Boiler & Machinery 0.16% $61,687 $47,740 $0 $166,845 $169,345 $0 101.5%
2022 Credit Property (Excluding V.S.I.) 4.4% $615,217 $470,441 $0 $0 $171,206 $0 0%
2021 Total Accident & Health 0% $7,280 $7,293 $0 $0 $75,242 $0 0%
2021 Total Individual Accident & Health 0% $7,280 $7,293 $0 $0 $75,242 $0 0%
2021 Individual Accident Only 0.01% $7,280 $7,293 $0 $0 $75,242 $0 0%
2021 Total Property & Casualty 0.1% $13,265,928 $13,056,054 $0 $3,188,063 $3,197,157 $0 100.29%
2021 Commercial Multi-Peril 0.26% $2,390,368 $2,319,696 $0 $403,445 $1,803,328 $0 446.98%
2021 Ocean Marine 6.17% $2,684,487 $2,554,259 $0 $1,270,309 $4,600,613 $0 362.16%
2021 Inland Marine (Incl Auto Cargo) 0.04% $173,215 $166,385 $0 $128,981 $175,330 $0 135.93%
2021 Other Liability - Bodily Injury & Property Damage 0.62% $5,018,321 $5,153,898 $0 $750,694 $-4,560,838 $0 0%
2021 Total Commercial Automobile 0.11% $1,020,158 $979,783 $0 $511,054 $1,065,603 $0 208.51%
2021 Commercial Auto Liability Property Damage 0.47% $625,152 $611,137 $0 $118,160 $221,385 $0 187.36%
2021 Commercial Auto Collision 0.23% $395,006 $368,646 $0 $392,894 $844,218 $0 214.87%
2021 Aircraft 2.58% $719,276 $678,167 $0 $82,977 $114,892 $0 138.46%
2021 Fidelity 0.31% $79,282 $73,923 $0 $0 $16,340 $0 0%
2021 Surety 0.46% $470,321 $377,719 $0 $0 $225,701 $0 0%
2021 Burglary & Theft 2.23% $151,571 $132,287 $0 $0 $-284,415 $0 0%
2021 Boiler & Machinery 0.11% $41,456 $37,522 $0 $40,603 $40,603 $0 100%
2021 Credit Property (Excluding V.S.I.) 3.07% $517,473 $582,415 $0 $0 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2023 Health 0% 0 0
2022 Health 0% 0 0
2021 Health 0% 0 0

Company Changes

This company does not have any company changes.

Market Regulation Actions

Date:
2021-01-06

Financial Exams

This company does not have any financial exams.