Company Details

Company Details

Company Name:
XL SPECIALTY INSURANCE COMPANY
License Status:
Active
NAIC Number:
37885
Company Address:
677 Washington Blvd
Stamford, CT 06901
Phone Number:
2039645200
Mailing Address:
677 Washington Blvd
Stamford, CT 06901
Mailing Phone:
8006881840
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B421622
Date Admitted:
1988-12-30

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.15% $27,310,467 $27,614,006 $0 $25,623,683 $36,886,348 $0 143.95%
2025 Total Fire & Allied Lines 0.06% $407,866 $387,817 $0 $0 $1,050,514 $0 0%
2025 Commercial Fire & Allied Lines 0.13% $407,866 $387,817 $0 $0 $1,050,514 $0 0%
2025 Commercial Multi-Peril 0% $0 $0 $0 $0 $85,739 $0 0%
2025 Ocean Marine 2.51% $1,384,674 $1,317,825 $0 $1,275,000 $1,285,360 $0 100.81%
2025 Inland Marine (Incl Auto Cargo) 0.56% $2,271,787 $2,147,605 $0 $389,851 $809,612 $0 207.67%
2025 Pet Insurance Plans 0.21% $85,340 $339,284 $0 $406,276 $165,455 $0 40.72%
2025 Direct Workers Compensation 0.65% $6,885,843 $6,126,402 $0 $1,890,521 $3,857,964 $0 204.07%
2025 Other Liability - Bodily Injury & Property Damage 0.08% $847,831 $-858,662 $0 $10,625,000 $22,495,057 $0 211.72%
2025 Excess Workers Compensation 0.25% $104,932 $93,507 $0 $0 $85,617 $0 0%
2025 Products Liability 0% $0 $0 $0 $0 $-66 $0 0%
2025 Total Private Passenger Auto 0% $-357 $-357 $0 $0 $-323 $0 0%
2025 Private Passenger Auto Liability - Bodily Injury 0% $-140 $-141 $0 $0 $-451 $0 0%
2025 Private Passenger Auto Liability - Property Damage 0% $-65 $-103 $0 $0 $-713 $0 0%
2025 Private Passenger Auto Liability - Medical Payments 0% $-62 $-46 $0 $0 $345 $0 0%
2025 Private Passenger Auto Liability - Uninsured Motorists 0% $-56 $-42 $0 $0 $307 $0 0%
2025 Private Passenger Auto Liability - Underinsured Motorists 0% $-34 $-25 $0 $0 $189 $0 0%
2025 Total Commercial Auto 0.08% $642,952 $614,570 $0 $114,690 $224,347 $0 195.61%
2025 Commercial Auto Liability - Bodily Injury 0.06% $383,958 $306,894 $0 $68,814 $77,277 $0 112.3%
2025 Commercial Auto Liability - Property Damage 0.14% $255,972 $306,894 $0 $45,876 $146,943 $0 320.3%
2025 Commercial Auto Liability - Medical Payments 0.05% $1,015 $306 $0 $0 $156 $0 0%
2025 Commercial Auto Liability - Uninsured Motorists 0% $2,007 $476 $0 $0 $-29 $0 0%
2025 Private Passenger Auto - Comprehensive 0% $-709 $-709 $0 $0 $-342 $0 0%
2025 Private Passenger Auto - Collision 0% $-395 $-395 $0 $0 $-1,972 $0 0%
2025 Commercial Auto - Comprehensive 0.01% $7,384 $10,055 $0 $0 $17,233 $0 0%
2025 Commercial Auto - Collision 0.01% $12,558 $5,878 $0 $0 $1,196 $0 0%
2025 Aircraft 2.87% $1,263,453 $1,381,750 $0 $513,542 $1,512,072 $0 294.44%
2025 Fidelity 0% $0 $0 $0 $0 $-136 $0 0%
2025 Surety 0.71% $1,164,915 $1,061,504 $0 $0 $107,290 $0 0%
2025 Burglary & Theft 4.62% $638,125 $570,644 $0 $0 $-119,812 $0 0%
2025 Boiler & Machinery 0% $231 $305 $0 $0 $12,723 $0 0%
2025 Professional Liability (Excl Medical Malpractice) 8.08% $11,210,554 $12,707,648 $0 $10,408,803 $5,263,194 $0 50.56%
2025 Umbrella 0.35% $383,483 $1,709,335 $0 $0 $35,654 $0 0%
2025 Other Specific 0% $0 $0 $0 $0 $-28 $0 0%
2024 Total Property & Casualty 0.15% $26,413,018 $24,848,252 $0 $30,106,258 $27,751,869 $0 92.18%
2024 Total Fire & Allied Lines 0.06% $355,793 $319,003 $0 $4,511 $18,905 $0 419.09%
2024 Commercial Fire & Allied Lines 0.09% $355,793 $319,003 $0 $4,511 $18,905 $0 419.09%
2024 Commercial Multi-Peril 0% $2,642 $215 $0 $0 $-385,695 $0 0%
2024 Ocean Marine 2.05% $1,161,671 $1,092,363 $0 $209,357 $262,123 $0 125.2%
2024 Inland Marine (Incl Auto Cargo) 0.39% $1,613,233 $1,462,146 $0 $324,611 $384,253 $0 118.37%
2024 Pet Insurance Plans 2.27% $771,545 $1,073,672 $0 $578,261 $791,476 $0 136.87%
2024 Direct Workers Compensation 0.5% $5,396,681 $4,547,035 $0 $1,242,741 $1,682,732 $0 135.4%
2024 Other Liability - Bodily Injury & Property Damage 0.01% $81,600 $13,606 $0 $14,019,991 $16,167,493 $0 115.32%
2024 Excess Workers Compensation 0.17% $70,810 $69,046 $0 $0 $11,232 $0 0%
2024 Products Liability 0% $0 $0 $0 $0 $-10 $0 0%
2024 Total Private Passenger Auto 0% $0 $1,811 $0 $0 $-493 $0 0%
2024 Private Passenger Auto Liability - Bodily Injury 0% $0 $779 $0 $0 $-178 $0 0%
2024 Private Passenger Auto Liability - Property Damage 0% $0 $312 $0 $0 $-108 $0 0%
2024 Private Passenger Auto Liability - Medical Payments 0% $0 $274 $0 $0 $-79 $0 0%
2024 Private Passenger Auto Liability - Uninsured Motorists 0% $0 $285 $0 $0 $-82 $0 0%
2024 Private Passenger Auto Liability - Underinsured Motorists 0% $0 $161 $0 $0 $-46 $0 0%
2024 Total Commercial Auto 0.08% $636,303 $616,499 $0 $171,058 $218,155 $0 127.53%
2024 Commercial Auto Liability - Bodily Injury 0.07% $380,729 $369,416 $0 $102,635 $164,974 $0 160.74%
2024 Commercial Auto Liability - Property Damage 0.15% $253,820 $246,194 $0 $68,423 $52,896 $0 77.31%
2024 Commercial Auto Liability - Medical Payments 0% $171 $43 $0 $0 $68 $0 0%
2024 Commercial Auto Liability - Uninsured Motorists 0% $1,583 $846 $0 $0 $217 $0 0%
2024 Private Passenger Auto - Comprehensive 0% $37 $7,478 $0 $220 $-1,294 $0 0%
2024 Private Passenger Auto - Collision 0% $25 $4,346 $0 $5,183 $-562 $0 -10.84%
2024 Commercial Auto - Comprehensive 0% $5,933 $3,180 $0 $1,225 $-2,669 $0 -217.88%
2024 Commercial Auto - Collision 0% $6,324 $3,979 $0 $0 $3,289 $0 0%
2024 Aircraft 2.7% $1,030,699 $820,569 $0 $1,501,421 $1,000,390 $0 66.63%
2024 Fidelity 0% $0 $0 $0 $0 $-337 $0 0%
2024 Surety 0.36% $522,627 $508,407 $0 $-3,619 $-300,966 $0 0%
2024 Burglary & Theft 4.61% $529,811 $577,099 $0 $0 $42,960 $0 0%
2024 Boiler & Machinery 0% $533 $379 $0 $0 $16,620 $0 0%
2024 Professional Liability (Excl Medical Malpractice) 7.1% $12,020,491 $11,637,582 $0 $12,051,298 $20,057,362 $0 166.43%
2024 Umbrella 1.86% $2,206,260 $2,089,837 $0 $0 $-12,213,109 $0 0%
2024 Other Specific 0% $0 $0 $0 $0 $14 $0 0%
2023 Total Property & Casualty 0.15% $24,491,685 $24,440,824 $0 $3,763,430 $11,414,017 $0 303.29%
2023 Total Fire & Allied Lines 0.03% $215,916 $203,328 $0 $32,729 $-150,439 $0 -459.65%
2023 Commercial Fire & Allied Lines 0.07% $215,916 $203,328 $0 $32,729 $-150,439 $0 -459.65%
2023 Commercial Multi-Peril 0% $-2,242 $-13,698 $0 $0 $-562,663 $0 0%
2023 Ocean Marine 1.19% $626,191 $531,590 $0 $382,762 $409,073 $0 106.87%
2023 Inland Marine (Incl Auto Cargo) 0.39% $2,187,478 $2,119,052 $0 $625,976 $-100,526 $0 -16.06%
2023 Direct Workers Compensation 0.41% $4,408,418 $4,057,470 $0 $752,969 $946,181 $0 125.66%
2023 Other Liability - Bodily Injury & Property Damage 0% $810 $447 $0 $0 $28,266,941 $0 0%
2023 Excess Workers Compensation 0.33% $84,663 $85,002 $0 $0 $-62,841 $0 0%
2023 Products Liability 0% $0 $0 $0 $0 $10 $0 0%
2023 Total Private Passenger Automobile 0% $36,062 $33,196 $0 $674 $9,954 $0 0%
2023 Private Passenger Auto Liability Bodily Injury 0% $2,069 $2,091 $0 $0 $175 $0 0%
2023 Private Passenger Auto Liability Property Damage 0% $782 $801 $0 $0 $158 $0 0%
2023 Private Passenger Auto Medical Payments 0% $740 $747 $0 $0 $15 $0 0%
2023 Private Passenger Uninsured Motorists 0% $759 $782 $0 $0 $13 $0 0%
2023 Private Passenger Underinsured Motorists 0% $424 $437 $0 $0 $7 $0 0%
2023 Private Passenger Auto Comprehensive 0% $19,773 $17,278 $0 $674 $3,460 $0 0%
2023 Private Passenger Auto Collision 0% $11,515 $11,060 $0 $0 $6,126 $0 0%
2023 Total Commercial Automobile 0.04% $422,319 $417,153 $0 $100,109 $-11,817 $0 -11.8%
2023 Commercial Auto Liability Bodily Injury 0.05% $248,950 $242,892 $0 $61,832 $64,901 $0 104.96%
2023 Commercial Auto Liability Property Damage 0.12% $165,967 $163,677 $0 $41,222 $100,354 $0 243.45%
2023 Commercial Auto Medical Payments 0% $86 $83 $0 $0 $-6 $0 0%
2023 Commercial Auto Uninsured Motorists 0% $843 $821 $0 $0 $-114,323 $0 0%
2023 Commercial Auto Comprehensive 0% $3,153 $6,400 $0 $0 $-58,434 $0 0%
2023 Commercial Auto Collision 0% $3,320 $3,280 $0 $-2,945 $-4,309 $0 146.32%
2023 Aircraft 3.55% $1,130,363 $1,092,703 $0 $183,614 $275,510 $0 150.05%
2023 Fidelity 0% $0 $0 $0 $0 $-192 $0 0%
2023 Surety 0.42% $484,902 $318,367 $0 $12,080 $38,675 $0 320.16%
2023 Burglary & Theft 6.94% $540,705 $570,053 $0 $0 $76,718 $0 0%
2023 Boiler & Machinery 0% $302 $260 $0 $0 $-149 $0 0%
2023 Professional Liability (Excl Medical Malpractice) 7.1% $12,306,639 $13,056,104 $0 $1,672,517 $-9,627,306 $0 0%
2023 Umbrella 1.99% $2,049,159 $1,969,797 $0 $0 $-8,093,103 $0 0%
2023 Other Specific 0% $0 $0 $0 $0 $-9 $0 0%
2022 Total Property & Casualty 0.17% $24,678,888 $25,622,890 $0 $7,508,012 $25,956,530 $0 345.72%
2022 Total Fire & Allied Lines 0.04% $175,979 $168,599 $0 $91,569 $340,620 $0 371.98%
2022 Commercial Fire & Allied Lines 0.06% $175,979 $168,599 $0 $91,569 $340,620 $0 371.98%
2022 Commercial Multi-Peril 0% $-3,729 $-8,820 $0 $1,167,500 $2,544,520 $0 217.95%
2022 Ocean Marine 1.16% $567,257 $535,474 $0 $133,383 $-388,819 $0 -291.51%
2022 Inland Marine (Incl Auto Cargo) 0.57% $3,009,914 $2,970,497 $0 $1,338,634 $1,829,928 $0 136.7%
2022 Earthquake 0% $0 $0 $0 $0 $7,005 $0 0%
2022 Direct Workers Compensation 0.26% $2,726,045 $2,491,873 $0 $725,955 $-1,342,893 $0 -184.98%
2022 Other Liability - Bodily Injury & Property Damage 0% $893 $-3,556 $0 $283,600 $-17,579,689 $0 0%
2022 Excess Workers Compensation 0.23% $85,014 $28,649 $0 $0 $46,669 $0 0%
2022 Products Liability 0% $0 $0 $0 $0 $4,516 $0 0%
2022 Total Private Passenger Automobile 0% $28,252 $30,609 $0 $565 $-600 $0 -106.19%
2022 Private Passenger Auto Liability Bodily Injury 0% $2,147 $2,271 $0 $0 $-33 $0 0%
2022 Private Passenger Auto Liability Property Damage 0% $819 $871 $0 $0 $-33 $0 0%
2022 Private Passenger Auto Medical Payments 0% $773 $814 $0 $0 $12 $0 0%
2022 Private Passenger Uninsured Motorists 0% $812 $861 $0 $0 $13 $0 0%
2022 Private Passenger Underinsured Motorists 0% $453 $483 $0 $0 $6 $0 0%
2022 Private Passenger Auto Comprehensive 0% $15,241 $16,309 $0 $0 $-880 $0 0%
2022 Private Passenger Auto Collision 0% $8,007 $9,000 $0 $565 $315 $0 55.75%
2022 Total Commercial Automobile 0.01% $109,179 $121,494 $0 $599,570 $79,737 $0 13.3%
2022 Commercial Auto Liability Bodily Injury 0.01% $56,859 $65,774 $0 $62,962 $-138,011 $0 -219.2%
2022 Commercial Auto Liability Property Damage 0.03% $37,906 $43,849 $0 $41,975 $-92,007 $0 -219.19%
2022 Commercial Auto Medical Payments 0% $0 $0 $0 $0 $-2,579 $0 0%
2022 Commercial Auto Uninsured Motorists 0% $19 $45 $0 $494,633 $568,699 $0 114.97%
2022 Commercial Auto Comprehensive 0.01% $14,395 $11,826 $0 $0 $-256,473 $0 0%
2022 Commercial Auto Collision 0% $0 $0 $0 $0 $108 $0 0%
2022 Aircraft 3.25% $1,000,314 $915,933 $0 $1,207,773 $1,087,037 $0 90%
2022 Fidelity 0% $0 $0 $0 $0 $-8,671 $0 0%
2022 Surety 0.13% $135,175 $143,975 $0 $92,174 $250,223 $0 271.47%
2022 Burglary & Theft 7.94% $576,026 $487,704 $0 $0 $86,221 $0 0%
2022 Boiler & Machinery 0% $59 $-751 $0 $0 $6,755 $0 0%
2022 Credit Property (Excluding V.S.I.) 0% $0 $0 $0 $0 $-1 $0 0%
2022 Professional Liability (Excl Medical Malpractice) 8.36% $14,172,821 $15,365,436 $0 $1,867,289 $19,023,506 $0 0%
2022 Umbrella 2.22% $2,095,689 $2,375,774 $0 $0 $19,970,456 $0 0%
2022 Other Specific 0% $0 $0 $0 $0 $10 $0 0%
2021 Total Property & Casualty 0.19% $24,893,699 $23,200,555 $0 $4,484,806 $10,466,790 $0 233.38%
2021 Total Fire & Allied Lines 0.02% $148,592 $139,372 $0 $0 $-552,089 $0 0%
2021 Commercial Fire & Allied Lines 0.04% $148,592 $139,372 $0 $0 $-552,089 $0 0%
2021 Commercial Multi-Peril 0% $-14,740 $623 $0 $454,687 $-1,026,698 $0 -225.8%
2021 Ocean Marine 1.01% $441,154 $484,023 $0 $86,051 $335,821 $0 390.26%
2021 Inland Marine (Incl Auto Cargo) 0.7% $3,261,201 $3,079,848 $0 $1,051,200 $146,882 $0 13.97%
2021 Earthquake 0% $0 $0 $0 $0 $-17,203 $0 0%
2021 Direct Workers Compensation 0.29% $2,827,618 $2,785,182 $0 $1,179,723 $3,435,901 $0 291.25%
2021 Other Liability - Bodily Injury & Property Damage -0.01% $-75,925 $-2,857 $0 $700,000 $11,279,781 $0 0%
2021 Excess Workers Compensation 0% $0 $0 $0 $0 $62,239 $0 0%
2021 Products Liability 0% $0 $0 $0 $0 $-5,683 $0 0%
2021 Total Private Passenger Automobile 0% $32,264 $29,128 $0 $0 $3,607 $0 0%
2021 Private Passenger Auto Liability Bodily Injury 0% $2,297 $2,122 $0 $0 $285 $0 0%
2021 Private Passenger Auto Liability Property Damage 0% $898 $823 $0 $0 $135 $0 0%
2021 Private Passenger Auto Medical Payments 0% $826 $751 $0 $0 $71 $0 0%
2021 Private Passenger Uninsured Motorists 0% $866 $792 $0 $0 $73 $0 0%
2021 Private Passenger Underinsured Motorists 0% $485 $462 $0 $0 $40 $0 0%
2021 Private Passenger Auto Comprehensive 0% $17,073 $15,323 $0 $0 $2,192 $0 0%
2021 Private Passenger Auto Collision 0% $9,819 $8,855 $0 $0 $811 $0 0%
2021 Total Commercial Automobile 0.05% $440,911 $423,478 $0 $53,314 $725,798 $0 0%
2021 Commercial Auto Liability Bodily Injury 0.06% $257,120 $247,852 $0 $31,988 $258,237 $0 0%
2021 Commercial Auto Liability Property Damage 0.13% $171,413 $165,234 $0 $21,326 $151,015 $0 0%
2021 Commercial Auto Medical Payments 0% $225 $180 $0 $0 $-1,258 $0 0%
2021 Commercial Auto Uninsured Motorists 0% $1,353 $1,055 $0 $0 $-3,615 $0 0%
2021 Commercial Auto Comprehensive 0% $518 $-13,236 $0 $0 $294,285 $0 0%
2021 Commercial Auto Collision 0.01% $10,282 $22,393 $0 $0 $27,134 $0 0%
2021 Aircraft 3.28% $914,909 $872,591 $0 $41,197 $819,605 $0 0%
2021 Fidelity 0% $0 $0 $0 $0 $2,725 $0 0%
2021 Surety 0.17% $173,803 $227,506 $0 $0 $20,423 $0 0%
2021 Burglary & Theft 6.92% $471,047 $397,445 $0 $0 $255,077 $0 0%
2021 Boiler & Machinery 0% $-616 $843 $0 $0 $-20,316 $0 0%
2021 Professional Liability (Excl Medical Malpractice) 8.52% $13,353,595 $12,163,120 $0 $686,796 $-3,536,087 $0 0%
2021 Umbrella 3.69% $2,919,886 $2,600,253 $0 $231,838 $-1,462,992 $0 0%
2021 Other Specific 0% $0 $0 $0 $0 $-1 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0% 0 0
2024 Private Passenger Auto 0% 0 0
2023 Private Passenger Auto 0% 0 0
2022 Private Passenger Auto 0% 0 0
2022 Homeowners 0% 0 0
2021 Private Passenger Auto 0% 0 0
2021 Homeowners 0% 0 0

Company Changes

Date:
2000-04-01
Comments:
Intercargo Insurance Co. changed its name to XL Specialty Insurance Co.

Market Regulation Actions

Date:
2021-04-19
Date:
2012-05-17

Financial Exams

This company does not have any financial exams.