Company Details
Company Name:
UNITED STATES FIRE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
21113Company Address:
305 MADISON AVENUE MORRISTOWN, NJ 07960
Phone Number:
9734906600Mailing Address:
305 MADISON AVENUE MORRISTOWN, NJ 07960
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B420850Date Admitted:
1882-03-10Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.12% | $19,904,194 | $19,904,194 | $0 | $8,328,223 | $7,981,818 | $0 | 95.84% |
| 2025 | Total Individual Accident & Health | 0% | $31,709 | $31,709 | $0 | $176,069 | $12,716 | $0 | 7.22% |
| 2025 | Individual Short Term Limited Duration | 0.32% | $31,709 | $31,709 | $0 | $176,069 | $12,716 | $0 | 7.22% |
| 2025 | Total Group Accident & Health | 0.23% | $19,872,485 | $19,872,485 | $0 | $8,152,154 | $7,969,102 | $0 | 97.75% |
| 2025 | Group Accident Only | 7.73% | $12,636,941 | $12,636,941 | $0 | $3,669,668 | $5,067,563 | $0 | 138.09% |
| 2025 | Group Limited Benefit | 1.19% | $3,924,275 | $3,924,275 | $0 | $3,175,025 | $1,573,681 | $0 | 49.56% |
| 2025 | Group Stop Loss | 0.27% | $3,311,269 | $3,311,269 | $0 | $1,307,461 | $1,327,858 | $0 | 101.56% |
| 2025 | Total Property & Casualty | 0.11% | $18,938,814 | $18,729,664 | $0 | $7,912,491 | $29,035,773 | $0 | 366.96% |
| 2025 | Total Fire & Allied Lines | 0% | $0 | $2,838 | $0 | $0 | $7,347 | $0 | 0% |
| 2025 | Commercial Fire & Allied Lines | 0% | $0 | $2,838 | $0 | $0 | $7,347 | $0 | 0% |
| 2025 | Private Flood | 0% | $0 | $0 | $0 | $0 | $-396 | $0 | 0% |
| 2025 | Commercial Multi-Peril | 0.12% | $1,538,395 | $1,539,418 | $0 | $308,751 | $328,551 | $0 | 106.41% |
| 2025 | Ocean Marine | 0% | $0 | $0 | $0 | $0 | $-1,340 | $0 | 0% |
| 2025 | Inland Marine (Incl Auto Cargo) | 1.79% | $7,316,422 | $7,316,047 | $0 | $3,314,105 | $3,503,665 | $0 | 105.72% |
| 2025 | Pet Insurance Plans | 0.03% | $12,536 | $16,225 | $0 | $8,200 | $-6,366 | $0 | -77.63% |
| 2025 | Earthquake | 0% | $0 | $0 | $0 | $0 | $45 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0.07% | $767,442 | $597,599 | $0 | $173,752 | $273,914 | $0 | 157.65% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.42% | $4,419,647 | $4,224,290 | $0 | $2,807,975 | $23,711,941 | $0 | 0% |
| 2025 | Products Liability | 0.03% | $14,117 | $14,117 | $0 | $51,338 | $-541,287 | $0 | 0% |
| 2025 | Total Commercial Auto | 0.42% | $3,590,872 | $3,815,447 | $0 | $1,263,995 | $1,674,312 | $0 | 132.46% |
| 2025 | Commercial Auto Liability - Property Damage | 1.98% | $3,590,872 | $3,815,447 | $0 | $1,263,995 | $1,674,312 | $0 | 132.46% |
| 2025 | Fidelity | 0.44% | $111,153 | $122,191 | $0 | $0 | $-1,366 | $0 | 0% |
| 2025 | Surety | 0.71% | $1,168,230 | $1,081,492 | $0 | $-15,625 | $86,753 | $0 | 0% |
| 2024 | Total Accident & Health | 0.13% | $20,001,090 | $20,001,090 | $0 | $10,303,913 | $8,426,038 | $0 | 81.78% |
| 2024 | Total Individual Accident & Health | 0.17% | $11,647,449 | $11,647,449 | $0 | $2,850,354 | $4,906,825 | $0 | 172.15% |
| 2024 | Individual Accident Only | 11.8% | $11,377,799 | $11,377,799 | $0 | $2,686,637 | $4,793,227 | $0 | 178.41% |
| 2024 | Individual Short Term Limited Duration | 1.68% | $269,650 | $269,650 | $0 | $163,717 | $113,598 | $0 | 69.39% |
| 2024 | Total Group Accident & Health | 0.09% | $8,353,641 | $8,353,641 | $0 | $7,453,559 | $3,519,213 | $0 | 47.22% |
| 2024 | Group Accident Only | 1.03% | $1,457,816 | $1,457,816 | $0 | $602,084 | $614,147 | $0 | 102% |
| 2024 | Group Limited Benefit | 1.25% | $3,963,106 | $3,963,106 | $0 | $3,656,515 | $1,669,573 | $0 | 45.66% |
| 2024 | Group Stop Loss | 0.27% | $2,932,719 | $2,932,719 | $0 | $3,194,960 | $1,235,493 | $0 | 38.67% |
| 2024 | Total Property & Casualty | 0.1% | $17,944,606 | $17,464,672 | $0 | $6,638,105 | $8,104,143 | $0 | 122.09% |
| 2024 | Total Fire & Allied Lines | 0% | $3,418 | $580 | $0 | $0 | $-1,409 | $0 | 0% |
| 2024 | Commercial Fire & Allied Lines | 0% | $3,418 | $580 | $0 | $0 | $-1,409 | $0 | 0% |
| 2024 | Private Flood | 0% | $0 | $0 | $0 | $0 | $933 | $0 | 0% |
| 2024 | Commercial Multi-Peril | 0.12% | $1,400,550 | $1,470,796 | $0 | $65,411 | $390,638 | $0 | 0% |
| 2024 | Ocean Marine | 0% | $0 | $0 | $0 | $0 | $-401 | $0 | 0% |
| 2024 | Inland Marine (Incl Auto Cargo) | 1.56% | $6,397,002 | $6,431,368 | $0 | $3,690,139 | $3,845,271 | $0 | 104.2% |
| 2024 | Pet Insurance Plans | 2.58% | $874,813 | $959,954 | $0 | $763,426 | $567,484 | $0 | 74.33% |
| 2024 | Direct Workers Compensation | 0.06% | $654,238 | $623,522 | $0 | $202,875 | $7,077 | $0 | 3.49% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.43% | $4,084,190 | $3,524,632 | $0 | $877,154 | $1,962,254 | $0 | 223.71% |
| 2024 | Products Liability | 0.02% | $14,117 | $14,134 | $0 | $10,438 | $-657,631 | $0 | 0% |
| 2024 | Total Commercial Auto | 0.37% | $2,876,353 | $2,829,272 | $0 | $369,927 | $1,243,836 | $0 | 336.24% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $0 | $6,104 | $0 | 0% |
| 2024 | Commercial Auto Liability - Property Damage | 1.74% | $2,876,353 | $2,829,272 | $0 | $369,927 | $1,237,732 | $0 | 334.59% |
| 2024 | Commercial Auto - Collision | 0.46% | $916,860 | $824,160 | $0 | $624,385 | $674,636 | $0 | 108.05% |
| 2024 | Fidelity | 0.46% | $119,787 | $125,498 | $0 | $0 | $6,039 | $0 | 0% |
| 2024 | Surety | 0.42% | $603,278 | $660,756 | $0 | $34,350 | $65,416 | $0 | 190.44% |
| 2023 | Total Accident & Health | 0.17% | $24,520,998 | $24,520,998 | $0 | $9,388,516 | $13,675,864 | $0 | 145.67% |
| 2023 | Total Group Accident & Health | 0.25% | $24,520,998 | $24,520,998 | $0 | $9,388,516 | $13,675,864 | $0 | 145.67% |
| 2023 | Group Accident Only | 9.41% | $12,721,043 | $12,721,043 | $0 | $3,280,081 | $7,094,787 | $0 | 216.3% |
| 2023 | Group Limited Benefit | 1.57% | $4,858,925 | $4,858,925 | $0 | $4,013,597 | $2,709,922 | $0 | 67.52% |
| 2023 | Group Stop Loss | 0.7% | $6,941,030 | $6,941,030 | $0 | $2,094,838 | $3,871,155 | $0 | 184.79% |
| 2023 | Total Property & Casualty | 0.09% | $13,974,770 | $13,392,247 | $0 | $8,869,876 | $10,994,485 | $0 | 123.95% |
| 2023 | Total Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $11,759 | $0 | 0% |
| 2023 | Commercial Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $11,759 | $0 | 0% |
| 2023 | Commercial Multi-Peril | 0.14% | $1,526,094 | $1,287,757 | $0 | $557,787 | $365,260 | $0 | 65.48% |
| 2023 | Ocean Marine | 0% | $0 | $0 | $0 | $-2,150 | $-9,347 | $0 | 434.74% |
| 2023 | Inland Marine (Incl Auto Cargo) | 1.48% | $8,251,095 | $8,216,018 | $0 | $4,231,982 | $4,988,140 | $0 | 117.87% |
| 2023 | Total Medical Malpractice | 0% | $0 | $0 | $0 | $0 | $34 | $0 | 0% |
| 2023 | Medical Malpractice - Other | 0% | $0 | $0 | $0 | $0 | $34 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.04% | $448,952 | $701,934 | $0 | $365,330 | $-175,512 | $0 | -48.04% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.06% | $553,888 | $308,553 | $0 | $2,918,171 | $4,580,438 | $0 | 156.96% |
| 2023 | Products Liability | 0.03% | $14,117 | $19,186 | $0 | $6,058 | $594,501 | $0 | 0% |
| 2023 | Total Commercial Automobile | 0.25% | $2,559,461 | $2,358,444 | $0 | $782,275 | $617,107 | $0 | 78.89% |
| 2023 | Commercial Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $-39 | $0 | 0% |
| 2023 | Commercial Auto Liability Property Damage | 1.26% | $1,814,476 | $1,709,911 | $0 | $652,204 | $414,687 | $0 | 63.58% |
| 2023 | Commercial Auto Collision | 0.37% | $744,985 | $648,533 | $0 | $130,071 | $202,459 | $0 | 155.65% |
| 2023 | Fidelity | 0.45% | $119,346 | $99,374 | $0 | $0 | $-2,207 | $0 | 0% |
| 2023 | Surety | 0.44% | $501,817 | $400,981 | $0 | $10,423 | $24,312 | $0 | 233.25% |
| 2022 | Total Accident & Health | 0.18% | $23,789,153 | $23,789,153 | $0 | $14,799,775 | $15,160,792 | $0 | 102.44% |
| 2022 | Total Group Accident & Health | 0.29% | $23,789,153 | $23,789,153 | $0 | $14,799,775 | $15,160,792 | $0 | 102.44% |
| 2022 | Group Accident Only | 8.36% | $11,073,354 | $11,073,354 | $0 | $3,230,331 | $7,057,032 | $0 | 218.46% |
| 2022 | Group Limited Benefit | 2.32% | $6,818,500 | $6,818,500 | $0 | $4,368,379 | $4,345,420 | $0 | 99.47% |
| 2022 | Group Stop Loss | 0.66% | $5,897,299 | $5,897,299 | $0 | $7,201,065 | $3,758,340 | $0 | 52.19% |
| 2022 | Total Property & Casualty | 0.08% | $12,218,978 | $12,994,065 | $0 | $7,359,271 | $4,067,687 | $0 | 55.27% |
| 2022 | Total Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $10 | $0 | 0% |
| 2022 | Commercial Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $10 | $0 | 0% |
| 2022 | Commercial Multi-Peril | 0.12% | $1,165,850 | $1,235,910 | $0 | $163,520 | $233,899 | $0 | 143.04% |
| 2022 | Ocean Marine | 0% | $111 | $111 | $0 | $50,000 | $9,658 | $0 | 19.32% |
| 2022 | Inland Marine (Incl Auto Cargo) | 1.11% | $5,862,175 | $5,836,330 | $0 | $2,196,032 | $3,347,173 | $0 | 152.42% |
| 2022 | Direct Workers Compensation | 0.12% | $1,242,519 | $1,392,344 | $0 | $176,992 | $153,138 | $0 | 86.52% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.11% | $950,061 | $1,318,442 | $0 | $3,990,515 | $-838,605 | $0 | -21.01% |
| 2022 | Products Liability | 0.1% | $44,983 | $41,665 | $0 | $33,434 | $302,308 | $0 | 0% |
| 2022 | Total Commercial Automobile | 0.23% | $2,242,762 | $2,384,532 | $0 | $748,778 | $843,923 | $0 | 112.71% |
| 2022 | Commercial Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $742 | $0 | 0% |
| 2022 | Commercial Auto Liability Property Damage | 1.17% | $1,769,322 | $1,912,886 | $0 | $272,996 | $381,038 | $0 | 139.58% |
| 2022 | Commercial Auto Collision | 0.26% | $473,440 | $471,646 | $0 | $475,782 | $462,143 | $0 | 97.13% |
| 2022 | Fidelity | 0.37% | $96,830 | $106,452 | $0 | $0 | $18,593 | $0 | 0% |
| 2022 | Surety | 0.6% | $613,687 | $678,279 | $0 | $0 | $-2,410 | $0 | 0% |
| 2021 | Total Accident & Health | 0.19% | $22,937,796 | $22,937,796 | $0 | $13,864,114 | $13,492,059 | $0 | 97.32% |
| 2021 | Total Group Accident & Health | 0.3% | $22,937,796 | $22,937,796 | $0 | $13,864,114 | $13,492,059 | $0 | 97.32% |
| 2021 | Group Accident Only | 7.52% | $9,059,947 | $9,059,947 | $0 | $3,378,565 | $5,329,080 | $0 | 157.73% |
| 2021 | Group Limited Benefit | 1.78% | $5,020,364 | $5,020,364 | $0 | $1,831,303 | $2,952,988 | $0 | 161.25% |
| 2021 | Group Stop Loss | 1.12% | $8,857,485 | $8,857,485 | $0 | $8,654,246 | $5,209,991 | $0 | 60.2% |
| 2021 | Total Property & Casualty | 0.08% | $10,692,117 | $10,342,229 | $0 | $3,774,576 | $4,805,501 | $0 | 127.31% |
| 2021 | Total Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $-344 | $0 | 0% |
| 2021 | Commercial Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $-344 | $0 | 0% |
| 2021 | Commercial Multi-Peril | 0.15% | $1,347,687 | $1,246,059 | $0 | $34,897 | $367,065 | $0 | 0% |
| 2021 | Ocean Marine | 0.04% | $16,207 | $40,345 | $0 | $-1,827 | $-18,240 | $0 | 0% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.67% | $3,130,909 | $3,113,082 | $0 | $1,774,240 | $2,020,102 | $0 | 113.86% |
| 2021 | Earthquake | 0% | $0 | $0 | $0 | $0 | $-26 | $0 | 0% |
| 2021 | Direct Workers Compensation | 0.12% | $1,187,938 | $1,028,233 | $0 | $134,567 | $-122,238 | $0 | -90.84% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.22% | $1,776,894 | $2,073,569 | $0 | $1,085,076 | $1,966,874 | $0 | 181.27% |
| 2021 | Products Liability | 0.06% | $23,365 | $42,526 | $0 | $5,213 | $131,470 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 0% | $0 | $0 | $0 | $0 | $-2 | $0 | 0% |
| 2021 | Private Passenger Auto Collision | 0% | $0 | $0 | $0 | $0 | $-2 | $0 | 0% |
| 2021 | Total Commercial Automobile | 0.25% | $2,289,228 | $1,868,114 | $0 | $751,488 | $639,363 | $0 | 85.08% |
| 2021 | Commercial Auto Liability Bodily Injury | 0% | $0 | $25 | $0 | $0 | $148 | $0 | 0% |
| 2021 | Commercial Auto Liability Property Damage | 1.34% | $1,773,852 | $1,400,877 | $0 | $669,122 | $543,901 | $0 | 81.29% |
| 2021 | Commercial Auto Collision | 0.3% | $515,376 | $467,212 | $0 | $82,366 | $95,314 | $0 | 115.72% |
| 2021 | Fidelity | 0.4% | $100,656 | $56,709 | $0 | $0 | $-17,165 | $0 | 0% |
| 2021 | Surety | 0.81% | $819,233 | $873,592 | $0 | $-9,078 | $-161,358 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 6 | 0 |
| 2024 | Health | 0% | 10 | 0 |
| 2023 | Health | 0.11% | 11 | 477 |
| 2022 | Health | 0.18% | 6 | 151 |
| 2021 | Health | 0.26% | 3 | 47 |
Company Changes
Date:
2004-04-01Comments:
MJR Fire Insurance Co. changed its name to United States Fire Insurance Co.Market Regulation Actions
Financial Exams
This company does not have any financial exams.