Company Details

Company Details

Company Name:
AMERICAN NATIONAL PROPERTY & CASUALTY COMPANY
License Status:
Active
NAIC Number:
28401
Company Address:
1949 E SUNSHINE
SPRINGFIELD, MO 65899-0001
Phone Number:
4178870220
Mailing Address:
1949 E SUNSHINE
SPRINGFIELD, MO 65899-0001
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B420819
Date Admitted:
1973-11-27

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.09% $16,867,655 $35,085,001 $0 $29,114,404 $28,207,217 $0 96.88%
2025 Total Fire & Allied Lines 0.71% $4,776,196 $4,689,457 $0 $3,594,485 $3,107,103 $0 86.44%
2025 Dwelling Fire & Allied Lines -0.02% $-56,474 $491,104 $0 $683,902 $357,799 $0 52.32%
2025 Commercial Fire & Allied Lines 1.48% $4,832,670 $4,198,353 $0 $2,910,583 $2,749,304 $0 94.46%
2025 National Flood Insurance Program 0.15% $23,786 $38,982 $0 $0 $0 $0 0%
2025 Total Homeowners -0.1% $-3,557,359 $6,988,342 $0 $11,567,320 $10,105,916 $0 87.37%
2025 Homeowners Multi-Peril -0.1% $-3,557,359 $6,988,342 $0 $11,567,320 $10,105,916 $0 87.37%
2025 Commercial Multi-Peril 0.34% $4,229,889 $4,338,001 $0 $1,329,814 $1,087,076 $0 81.75%
2025 Inland Marine (Incl Auto Cargo) 0.37% $1,512,738 $1,587,427 $0 $1,209,166 $1,156,993 $0 95.69%
2025 Earthquake 0% $-4,604 $94,072 $0 $0 $0 $0 0%
2025 Direct Workers Compensation 0.09% $950,267 $969,753 $0 $277,749 $197,153 $0 70.98%
2025 Other Liability - Bodily Injury & Property Damage 0.05% $510,660 $470,572 $0 $2,072,827 $2,007,384 $0 96.84%
2025 Liquor Liability 1.35% $60,725 $57,950 $0 $7,914 $7,914 $0 100%
2025 Total Private Passenger Auto 0.08% $2,741,413 $6,720,653 $0 $4,206,241 $5,510,459 $0 131.01%
2025 Private Passenger Auto Liability - Bodily Injury 0.07% $1,092,898 $2,873,122 $0 $2,213,225 $3,541,860 $0 160.03%
2025 Private Passenger Auto Liability - Property Damage 0.12% $1,253,435 $2,834,723 $0 $1,449,005 $1,018,007 $0 70.26%
2025 Private Passenger Auto Liability - Medical Payments 0.09% $77,601 $205,981 $0 $152,689 $111,647 $0 73.12%
2025 Private Passenger Auto Liability - Uninsured Motorists 0.09% $316,066 $796,554 $0 $391,322 $832,782 $0 212.81%
2025 Private Passenger Auto Liability - Underinsured Motorists 0% $0 $0 $0 $0 $6,342 $0 0%
2025 Private Passenger Auto Liability - Accidental Death & Disab/Dism 0.09% $1,413 $10,273 $0 $0 $-179 $0 0%
2025 Total Commercial Auto 0.12% $1,057,263 $968,710 $0 $325,666 $761,465 $0 233.82%
2025 Commercial Auto Liability - Bodily Injury 0.15% $922,800 $840,544 $0 $206,699 $586,936 $0 283.96%
2025 Commercial Auto Liability - Property Damage 0.03% $45,878 $42,257 $0 $117,967 $160,221 $0 135.82%
2025 Commercial Auto Liability - Uninsured Motorists 0.19% $88,585 $85,909 $0 $1,000 $14,308 $0 0%
2025 Private Passenger Auto - Comprehensive 0.08% $1,060,709 $2,347,602 $0 $1,582,050 $1,398,829 $0 88.42%
2025 Private Passenger Auto - Collision 0.09% $1,398,696 $3,518,583 $0 $1,705,720 $1,583,702 $0 92.85%
2025 Commercial Auto - Comprehensive 0.32% $463,484 $412,748 $0 $327,311 $300,922 $0 91.94%
2025 Commercial Auto - Collision 0.37% $865,690 $735,521 $0 $436,431 $451,072 $0 103.35%
2025 Aircraft 0% $-179 $-179 $0 $0 $-25,000 $0 0%
2025 Vsi/Collateral Protection 2.32% $451,077 $643,842 $0 $283,002 $255,780 $0 90.38%
2025 Umbrella 0.31% $334,153 $449,659 $0 $150,000 $276,739 $0 184.49%
2025 Other Specific -0.1% $-6,949 $53,306 $0 $38,708 $23,710 $0 61.25%
2024 Total Property & Casualty 0.28% $47,438,092 $49,496,516 $0 $35,218,662 $38,278,194 $0 108.69%
2024 Total Fire & Allied Lines 0.76% $4,809,176 $4,642,795 $0 $4,097,311 $4,564,278 $0 111.4%
2024 Dwelling Fire & Allied Lines 0.6% $1,311,168 $1,548,684 $0 $2,062,513 $2,036,754 $0 98.75%
2024 Farm Fire & Allied Lines 19.61% $3,498,008 $3,094,111 $0 $2,034,798 $2,527,524 $0 124.21%
2024 National Flood Insurance Program 0.19% $30,366 $25,273 $0 $0 $0 $0 0%
2024 Total Homeowners 0.39% $13,346,033 $15,411,806 $0 $13,116,906 $14,490,517 $0 110.47%
2024 Homeowners Multi-Peril 0.41% $13,346,033 $15,411,806 $0 $13,116,906 $14,490,517 $0 110.47%
2024 Commercial Multi-Peril 0.37% $4,372,914 $4,107,046 $0 $2,576,978 $2,566,548 $0 99.6%
2024 Inland Marine (Incl Auto Cargo) 0.41% $1,661,635 $1,544,330 $0 $912,282 $987,008 $0 108.19%
2024 Earthquake 0.14% $208,782 $238,757 $0 $0 $0 $0 0%
2024 Direct Workers Compensation 0.09% $950,254 $890,161 $0 $239,017 $94,636 $0 39.59%
2024 Other Liability - Bodily Injury & Property Damage 0.05% $513,285 $480,817 $0 $632,031 $2,099,288 $0 332.15%
2024 Liquor Liability 0.73% $31,612 $29,166 $0 $0 $0 $0 0%
2024 Total Private Passenger Auto 0.32% $9,833,223 $10,192,885 $0 $5,424,011 $4,910,619 $0 90.53%
2024 Private Passenger Auto Liability - Bodily Injury 0.28% $4,166,852 $4,483,030 $0 $2,148,903 $1,779,832 $0 82.83%
2024 Private Passenger Auto Liability - Property Damage 0.39% $4,223,680 $4,167,418 $0 $2,196,959 $2,420,324 $0 110.17%
2024 Private Passenger Auto Liability - Medical Payments 0.34% $306,040 $344,333 $0 $307,354 $272,845 $0 88.77%
2024 Private Passenger Auto Liability - Uninsured Motorists 0.13% $420,373 $443,569 $0 $389,046 $193,218 $0 49.66%
2024 Private Passenger Auto Liability - Underinsured Motorists 0.54% $713,576 $752,744 $0 $381,749 $244,400 $0 64.02%
2024 Private Passenger Auto Liability - Accidental Death & Disab/Dism 0.17% $2,702 $1,791 $0 $0 $0 $0 0%
2024 Total Commercial Auto 0.12% $903,378 $823,663 $0 $487,478 $428,727 $0 87.95%
2024 Commercial Auto Liability - Bodily Injury 0.14% $783,452 $716,405 $0 $242,058 $205,362 $0 84.84%
2024 Commercial Auto Liability - Property Damage 0.02% $39,378 $35,688 $0 $245,420 $220,401 $0 89.81%
2024 Commercial Auto Liability - Uninsured Motorists 0.17% $80,548 $71,570 $0 $0 $2,964 $0 0%
2024 Private Passenger Auto - Comprehensive 0.25% $3,367,386 $3,510,016 $0 $3,664,888 $3,708,459 $0 101.19%
2024 Private Passenger Auto - Collision 0.32% $5,127,719 $5,346,989 $0 $2,821,182 $2,964,468 $0 105.08%
2024 Commercial Auto - Comprehensive 0.23% $365,744 $336,108 $0 $355,619 $365,909 $0 102.89%
2024 Commercial Auto - Collision 0.32% $636,194 $569,787 $0 $421,485 $399,869 $0 94.87%
2024 Aircraft 0.17% $64,264 $112,961 $0 $38,093 $5,596 $0 14.69%
2024 Vsi/Collateral Protection 2.99% $625,605 $503,284 $0 $361,014 $406,966 $0 112.73%
2024 Umbrella 0.51% $607,981 $605,609 $0 $0 $206,358 $0 0%
2024 Other Specific -0.28% $-17,459 $125,063 $0 $70,367 $78,948 $0 112.19%
2023 Total Property & Casualty 0.28% $45,042,406 $43,919,540 $0 $28,626,903 $31,704,385 $0 110.75%
2023 Total Fire & Allied Lines 0.56% $4,331,497 $3,991,581 $0 $3,264,608 $3,767,990 $0 115.42%
2023 Dwelling Fire & Allied Lines 0.69% $1,594,509 $1,548,066 $0 $1,314,803 $1,526,873 $0 116.13%
2023 Farm Fire & Allied Lines 1.23% $2,736,988 $2,443,515 $0 $1,949,805 $2,241,117 $0 114.94%
2023 Total Homeowners 0.49% $14,501,176 $14,208,451 $0 $10,845,284 $12,853,234 $0 118.51%
2023 Homeowners Multi-Peril 0.5% $14,501,176 $14,208,451 $0 $10,845,284 $12,853,234 $0 118.51%
2023 Commercial Multi-Peril 0.32% $3,551,869 $3,156,795 $0 $1,022,507 $1,361,428 $0 133.15%
2023 Inland Marine (Incl Auto Cargo) 0.25% $1,389,758 $1,261,527 $0 $821,738 $806,091 $0 98.1%
2023 Earthquake 0.18% $255,561 $253,447 $0 $0 $-5,000 $0 0%
2023 Direct Workers Compensation 0.09% $974,815 $862,012 $0 $253,666 $463,366 $0 182.67%
2023 Other Liability - Bodily Injury & Property Damage 0.05% $451,255 $416,909 $0 $372,154 $460,771 $0 123.81%
2023 Total Private Passenger Automobile 0.29% $15,955,417 $15,875,178 $0 $10,864,158 $10,265,182 $0 94.49%
2023 Private Passenger Auto Liability Bodily Injury 0.3% $4,079,888 $4,097,569 $0 $1,820,925 $2,551,057 $0 140.1%
2023 Private Passenger Auto Liability Property Damage 0.29% $2,936,007 $2,851,262 $0 $2,018,206 $2,181,448 $0 108.09%
2023 Private Passenger Auto Medical Payments 0.38% $334,180 $335,911 $0 $123,697 $183,741 $0 148.54%
2023 Private Passenger Uninsured Motorists 0.14% $390,737 $386,243 $0 $753,242 $-49,539 $0 -6.58%
2023 Private Passenger Underinsured Motorists 0.58% $663,270 $655,461 $0 $739,115 $-62,661 $0 -8.48%
2023 Private Passenger Accidential Death & Disab/Dism 0.18% $2,892 $3,273 $0 $5,000 $0 $0 0%
2023 Private Passenger Auto Comprehensive 0.27% $3,050,476 $3,022,321 $0 $2,224,628 $2,277,264 $0 102.37%
2023 Private Passenger Auto Collision 0.3% $4,497,967 $4,523,138 $0 $3,179,345 $3,183,872 $0 100.14%
2023 Total Commercial Automobile 0.15% $1,496,586 $1,274,776 $0 $538,335 $982,059 $0 182.43%
2023 Commercial Auto Liability Bodily Injury 0.12% $631,313 $546,542 $0 $5,804 $374,897 $0 0%
2023 Commercial Auto Liability Property Damage 0.02% $30,919 $25,574 $0 $57,148 $102,971 $0 180.18%
2023 Commercial Auto Uninsured Motorists 0.14% $60,216 $52,552 $0 $873 $4,110 $0 470.79%
2023 Commercial Auto Comprehensive 0.25% $293,650 $240,043 $0 $226,820 $237,746 $0 104.82%
2023 Commercial Auto Collision 0.24% $480,488 $410,065 $0 $247,690 $262,335 $0 105.91%
2023 Aircraft 1.55% $494,552 $695,335 $0 $187,063 $114,563 $0 61.24%
2023 VSI/Collateral Protection 7.87% $1,048,853 $1,164,890 $0 $435,746 $442,118 $0 101.46%
2023 Umbrella 0.56% $579,773 $541,790 $0 $0 $172,729 $0 0%
2023 Other Specific -0.25% $-17,845 $181,437 $0 $21,644 $34,854 $0 161.03%
2023 National Flood Insurance Program 0.19% $29,139 $35,412 $0 $0 $-15,000 $0 0%
2022 Total Property & Casualty 0.29% $41,888,979 $41,084,285 $0 $20,995,584 $20,495,987 $0 97.62%
2022 Total Fire & Allied Lines 0.77% $3,703,532 $3,483,239 $0 $1,915,119 $1,331,578 $0 69.53%
2022 Dwelling Fire & Allied Lines 0.99% $1,529,315 $1,518,650 $0 $1,030,584 $612,758 $0 59.46%
2022 Farm Fire & Allied Lines 21.79% $2,174,217 $1,964,589 $0 $884,535 $718,820 $0 81.27%
2022 Total Homeowners 0.52% $13,997,365 $13,423,943 $0 $5,661,351 $6,328,289 $0 111.78%
2022 Homeowners Multi-Peril 0.54% $13,997,365 $13,423,943 $0 $5,661,351 $6,328,289 $0 111.78%
2022 Commercial Multi-Peril 0.29% $2,888,121 $2,760,289 $0 $686,456 $789,351 $0 114.99%
2022 Inland Marine (Incl Auto Cargo) 0.22% $1,152,133 $1,109,385 $0 $336,019 $370,870 $0 110.37%
2022 Earthquake 0.18% $250,007 $243,115 $0 $0 $0 $0 0%
2022 Direct Workers Compensation 0.06% $648,135 $615,720 $0 $220,556 $441,708 $0 200.27%
2022 Other Liability - Bodily Injury & Property Damage 0.05% $387,312 $371,474 $0 $747,656 $861,643 $0 115.25%
2022 Total Private Passenger Automobile 0.33% $15,509,160 $15,632,914 $0 $10,077,690 $8,870,479 $0 88.02%
2022 Private Passenger Auto Liability Bodily Injury 0.32% $3,922,702 $3,986,465 $0 $2,587,233 $1,178,008 $0 45.53%
2022 Private Passenger Auto Liability Property Damage 0.33% $2,803,498 $2,875,210 $0 $1,746,185 $1,759,425 $0 100.76%
2022 Private Passenger Auto Medical Payments 0.36% $317,865 $321,620 $0 $69,835 $79,663 $0 114.07%
2022 Private Passenger Uninsured Motorists 0.14% $365,515 $369,947 $0 $753,320 $690,492 $0 91.66%
2022 Private Passenger Underinsured Motorists 0.71% $620,456 $627,806 $0 $739,192 $873,398 $0 118.16%
2022 Private Passenger Accidential Death & Disab/Dism 0.17% $2,898 $3,448 $0 $0 $5,000 $0 0%
2022 Private Passenger Auto Comprehensive 0.32% $2,951,916 $2,929,893 $0 $1,594,260 $1,616,726 $0 101.41%
2022 Private Passenger Auto Collision 0.35% $4,524,310 $4,518,525 $0 $2,587,665 $2,667,767 $0 103.1%
2022 Total Commercial Automobile 0.11% $1,073,651 $961,768 $0 $784,186 $820,630 $0 104.65%
2022 Commercial Auto Liability Bodily Injury 0.1% $476,563 $430,885 $0 $39,762 $84,185 $0 211.72%
2022 Commercial Auto Liability Property Damage 0.01% $18,858 $15,742 $0 $84,321 $88,185 $0 104.58%
2022 Commercial Auto Uninsured Motorists 0.12% $44,295 $41,344 $0 $0 $-5,876 $0 0%
2022 Commercial Auto Comprehensive 0.14% $176,674 $150,810 $0 $183,996 $177,009 $0 96.2%
2022 Commercial Auto Collision 0.2% $357,261 $322,987 $0 $476,107 $477,127 $0 100.21%
2022 Aircraft 1.62% $497,008 $446,470 $0 $37,684 $102,684 $0 272.49%
2022 Credit Property (Excluding V.S.I.) 0.88% $122,540 $408,168 $0 $167,510 $123,247 $0 73.58%
2022 VSI/Collateral Protection 11.94% $1,220,003 $847,913 $0 $175,477 $213,351 $0 121.58%
2022 Umbrella 0.51% $482,490 $474,956 $0 $0 $78,898 $0 0%
2022 Other Specific -0.98% $-71,721 $269,601 $0 $98,481 $60,860 $0 61.8%
2022 National Flood Insurance Program 0.2% $29,243 $35,330 $0 $87,399 $102,399 $0 117.16%
2021 Total Property & Casualty 0.3% $40,496,255 $41,105,538 $0 $21,233,483 $20,979,160 $0 98.8%
2021 Total Fire & Allied Lines 0.49% $3,253,507 $3,190,649 $0 $1,774,226 $1,998,510 $0 112.64%
2021 Dwelling Fire & Allied Lines 1.03% $1,499,337 $1,566,116 $0 $694,106 $1,029,720 $0 148.35%
2021 Farm Fire & Allied Lines 0.97% $1,754,170 $1,624,533 $0 $1,080,120 $968,790 $0 89.69%
2021 Total Homeowners 0.55% $13,426,807 $13,733,863 $0 $6,730,679 $5,943,195 $0 88.3%
2021 Homeowners Multi-Peril 0.57% $13,426,807 $13,733,863 $0 $6,730,679 $5,943,195 $0 88.3%
2021 Commercial Multi-Peril 0.29% $2,666,632 $2,521,358 $0 $668,806 $937,502 $0 140.18%
2021 Inland Marine (Incl Auto Cargo) 0.23% $1,061,185 $960,943 $0 $1,229,020 $600,455 $0 48.86%
2021 Earthquake 0.18% $234,897 $243,030 $0 $0 $5,000 $0 0%
2021 Direct Workers Compensation 0.06% $539,893 $513,491 $0 $41,010 $18,890 $0 46.06%
2021 Other Liability - Bodily Injury & Property Damage 0.04% $364,842 $346,928 $0 $566,282 $475,588 $0 83.98%
2021 Total Private Passenger Automobile 0.37% $16,376,325 $16,773,817 $0 $9,203,858 $10,066,183 $0 109.37%
2021 Private Passenger Auto Liability Bodily Injury 0.36% $4,237,701 $4,372,783 $0 $2,206,448 $2,533,860 $0 114.84%
2021 Private Passenger Auto Liability Property Damage 0.38% $3,023,295 $3,153,782 $0 $1,991,785 $2,102,488 $0 105.56%
2021 Private Passenger Auto Medical Payments 0.37% $336,383 $350,644 $0 $173,748 $165,386 $0 95.19%
2021 Private Passenger Uninsured Motorists 0.17% $387,594 $396,798 $0 $310,174 $508,281 $0 163.87%
2021 Private Passenger Underinsured Motorists 0.85% $657,935 $673,373 $0 $304,357 $642,921 $0 211.24%
2021 Private Passenger Accidential Death & Disab/Dism 0.18% $3,033 $4,104 $0 $0 $0 $0 0%
2021 Private Passenger Auto Comprehensive 0.36% $3,064,630 $3,083,290 $0 $1,617,515 $1,629,795 $0 100.76%
2021 Private Passenger Auto Collision 0.39% $4,665,754 $4,739,043 $0 $2,599,831 $2,483,452 $0 95.52%
2021 Total Commercial Automobile 0.09% $808,884 $755,602 $0 $349,282 $238,028 $0 68.15%
2021 Commercial Auto Liability Bodily Injury 0.08% $367,385 $347,114 $0 $16,500 $-24,010 $0 -145.52%
2021 Commercial Auto Liability Property Damage 0.01% $13,696 $14,556 $0 $64,252 $79,573 $0 123.85%
2021 Commercial Auto Uninsured Motorists 0.13% $38,771 $38,584 $0 $9,590 $-54,708 $0 0%
2021 Commercial Auto Comprehensive 0.12% $123,175 $112,335 $0 $93,958 $98,420 $0 104.75%
2021 Commercial Auto Collision 0.15% $265,857 $243,013 $0 $164,982 $138,753 $0 84.1%
2021 Aircraft 1.36% $379,230 $345,653 $0 $106,500 $161,500 $0 151.64%
2021 Credit Property (Excluding V.S.I.) 0.91% $152,791 $130,281 $0 $129,389 $136,032 $0 105.13%
2021 VSI/Collateral Protection 8.85% $777,586 $738,215 $0 $175,897 $181,933 $0 103.43%
2021 Umbrella 0.57% $450,942 $447,294 $0 $0 $22,480 $0 0%
2021 Other Specific -0.36% $-34,770 $366,143 $0 $258,534 $193,864 $0 74.99%
2021 National Flood Insurance Program 0.22% $37,504 $38,271 $0 $0 $0 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
Year Line Market Share Number of Complaints Complaint Index
2025 Private Passenger Auto 0.22% 7 142
2025 Homeowners 0.22% 9 163
2024 Private Passenger Auto 0.31% 6 111
2024 Homeowners 0.42% 4 71
2023 Private Passenger Auto 0.33% 6 106
2023 Homeowners 0.49% 5 82
2022 Private Passenger Auto 0.37% 2 36
2022 Homeowners 0.54% 7 136
2021 Private Passenger Auto 0.41% 3 49
2021 Homeowners 0.58% 6 115

Company Changes

Date:
2024-10-07
Comments:
Effective 10/07/2024 the above Company redomesticated from Missouri to Nebraska, changing from a Domestic to a Foreign company and being issued a new Certificate of Authority dated 12/18/2024.

Market Regulation Actions

Date:
2015-01-15
Date:
2015-01-08

Financial Exams

Date:
2017-09-18
Date:
2022-07-05