Company Details
Company Name:
USABLE LIFELicense Status:
ActiveNAIC Number:
94358Company Address:
17500 Chenal Parkway Ste. 500 Little Rock, AR 72223
Mailing Address:
PO Box 1650 Little Rock, AR 72223
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A420693Date Admitted:
1986-10-30Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0% | $832,676 | $853,278 | $0 | $579,130 | $595,600 | $0 | 102.84% |
| 2025 | Total Individual Accident & Health | 0% | $51,423 | $51,423 | $0 | $48,571 | $48,571 | $0 | 100% |
| 2025 | Individual Specified Disease | 0.04% | $43,848 | $43,848 | $0 | $47,236 | $47,236 | $0 | 100% |
| 2025 | Individual Accident Only | 0.01% | $7,575 | $7,575 | $0 | $1,335 | $1,335 | $0 | 100% |
| 2025 | Total Group Accident & Health | 0.01% | $781,253 | $801,855 | $0 | $530,559 | $547,029 | $0 | 103.1% |
| 2025 | Group Disability Income | 0.17% | $781,253 | $801,855 | $0 | $530,559 | $547,029 | $0 | 103.1% |
| 2025 | Total Life & Annuities | 0.01% | $1,302,831 | $0 | $0 | $777,000 | $0 | $385,269 | 0% |
| 2025 | Total Individual Life | 0% | $16,392 | $0 | $0 | $0 | $0 | $1,462 | 0% |
| 2025 | Individual Whole Life | 0% | $682 | $0 | $0 | $0 | $0 | $25 | 0% |
| 2025 | Individual Term Life | 0% | $10,785 | $0 | $0 | $0 | $0 | $482 | 0% |
| 2025 | Individual Universal Life | 0% | $4,925 | $0 | $0 | $0 | $0 | $955 | 0% |
| 2025 | Total Individual Life & Annuities | 0% | $16,392 | $0 | $0 | $0 | $0 | $1,462 | 0% |
| 2025 | Total Group Life | 0.08% | $1,286,439 | $0 | $0 | $777,000 | $0 | $383,807 | 0% |
| 2025 | Group Term Life | 0.19% | $1,286,439 | $0 | $0 | $777,000 | $0 | $383,807 | 0% |
| 2025 | Total Group Life & Annuities | 0.04% | $1,286,439 | $0 | $0 | $777,000 | $0 | $383,807 | 0% |
| 2024 | Total Accident & Health | 0% | $619,087 | $587,758 | $0 | $469,930 | $469,930 | $0 | 100% |
| 2024 | Total Individual Accident & Health | 0% | $54,121 | $54,121 | $0 | $32,760 | $32,760 | $0 | 100% |
| 2024 | Individual Specified Disease | 0.04% | $46,033 | $46,033 | $0 | $31,965 | $31,965 | $0 | 100% |
| 2024 | Individual Accident Only | 0.01% | $8,088 | $8,088 | $0 | $795 | $795 | $0 | 100% |
| 2024 | Total Group Accident & Health | 0.01% | $564,966 | $533,637 | $0 | $437,170 | $437,170 | $0 | 100% |
| 2024 | Group Disability Income | 0.12% | $564,966 | $533,637 | $0 | $437,170 | $437,170 | $0 | 100% |
| 2024 | Total Life & Annuities | 0.01% | $1,088,618 | $0 | $0 | $775,578 | $0 | $360,501 | 0% |
| 2024 | Total Individual Life | 0% | $18,628 | $0 | $0 | $35,128 | $0 | $1,461 | 0% |
| 2024 | Individual Whole Life | 0% | $642 | $0 | $0 | $0 | $0 | $25 | 0% |
| 2024 | Individual Term Life | 0% | $12,654 | $0 | $0 | $8,535 | $0 | $482 | 0% |
| 2024 | Individual Universal Life | 0% | $5,332 | $0 | $0 | $26,593 | $0 | $954 | 0% |
| 2024 | Total Individual Life & Annuities | 0% | $18,628 | $0 | $0 | $35,128 | $0 | $1,461 | 0% |
| 2024 | Total Group Life | 0.07% | $1,069,990 | $0 | $0 | $740,450 | $0 | $359,040 | 0% |
| 2024 | Group Term Life | 0.17% | $1,069,990 | $0 | $0 | $740,450 | $0 | $359,040 | 0% |
| 2024 | Total Group Life & Annuities | 0.03% | $1,069,990 | $0 | $0 | $740,450 | $0 | $359,040 | 0% |
| 2023 | Total Accident & Health | 0% | $701,388 | $696,416 | $0 | $454,633 | $454,633 | $0 | 100% |
| 2023 | Total Individual Accident & Health | 0% | $53,075 | $53,075 | $0 | $23,862 | $23,862 | $0 | 100% |
| 2023 | Individual Specified Disease | 0.04% | $45,197 | $45,197 | $0 | $23,287 | $23,287 | $0 | 100% |
| 2023 | Individual Accident Only | 0.01% | $7,878 | $7,878 | $0 | $575 | $575 | $0 | 100% |
| 2023 | Total Group Accident & Health | 0.01% | $648,313 | $643,341 | $0 | $430,771 | $430,771 | $0 | 100% |
| 2023 | Group Disability Income | 0.16% | $648,313 | $643,341 | $0 | $430,771 | $430,771 | $0 | 100% |
| 2023 | Total Life | 0.01% | $1,297,766 | $0 | $0 | $1,139,442 | $0 | $368,037 | 0% |
| 2023 | Total Individual Life | 0% | $20,950 | $0 | $0 | $5,000 | $0 | $1,545 | 0% |
| 2023 | Individual Whole Life | 0% | $601 | $0 | $0 | $0 | $0 | $25 | 0% |
| 2023 | Individual Term Life | 0% | $15,086 | $0 | $0 | $5,000 | $0 | $540 | 0% |
| 2023 | Individual Universal Life | 0% | $5,263 | $0 | $0 | $0 | $0 | $980 | 0% |
| 2023 | Total Group Life | 0.04% | $1,276,816 | $0 | $0 | $1,134,442 | $0 | $366,492 | 0% |
| 2023 | Group Term Life | 0.22% | $1,276,816 | $0 | $0 | $1,134,442 | $0 | $366,492 | 0% |
| 2022 | Total Accident & Health | 0% | $620,814 | $656,459 | $0 | $410,711 | $410,711 | $0 | 100% |
| 2022 | Total Individual Accident & Health | 0% | $56,558 | $56,558 | $0 | $5,954 | $5,954 | $0 | 100% |
| 2022 | Individual Specified Disease | 0.04% | $46,514 | $46,514 | $0 | $4,944 | $4,944 | $0 | 100% |
| 2022 | Individual Accident Only | 0.02% | $10,044 | $10,044 | $0 | $1,010 | $1,010 | $0 | 100% |
| 2022 | Total Group Accident & Health | 0.01% | $564,256 | $599,901 | $0 | $404,757 | $404,757 | $0 | 100% |
| 2022 | Group Disability Income | 0.15% | $564,256 | $599,901 | $0 | $404,757 | $404,757 | $0 | 100% |
| 2022 | Total Life | 0.01% | $1,402,230 | $0 | $0 | $663,851 | $0 | $350,424 | 0% |
| 2022 | Total Individual Life | 0% | $21,717 | $0 | $0 | $8,201 | $0 | $1,550 | 0% |
| 2022 | Individual Whole Life | 0% | $21,717 | $0 | $0 | $8,201 | $0 | $1,550 | 0% |
| 2022 | Total Group Life | 0.03% | $1,380,513 | $0 | $0 | $655,650 | $0 | $348,874 | 0% |
| 2022 | Group Term Life | 0.25% | $1,380,513 | $0 | $0 | $655,650 | $0 | $348,874 | 0% |
| 2021 | Total Accident & Health | 0.01% | $693,540 | $696,963 | $0 | $666,834 | $-10,461 | $0 | -1.57% |
| 2021 | Total Individual Accident & Health | 0% | $61,179 | $61,179 | $0 | $54,908 | $54,908 | $0 | 100% |
| 2021 | Individual Specified Disease | 0.05% | $50,365 | $50,365 | $0 | $53,828 | $53,828 | $0 | 100% |
| 2021 | Individual Accident Only | 0.02% | $10,814 | $10,814 | $0 | $1,080 | $1,080 | $0 | 100% |
| 2021 | Total Group Accident & Health | 0.01% | $632,361 | $635,784 | $0 | $611,926 | $-65,369 | $0 | -10.68% |
| 2021 | Group Disability Income | 0.18% | $632,361 | $635,784 | $0 | $611,926 | $-65,369 | $0 | -10.68% |
| 2021 | Total Life | 0.01% | $1,483,981 | $0 | $0 | $1,010,396 | $0 | $404,566 | 0% |
| 2021 | Total Individual Life | 0% | $17,276 | $0 | $0 | $30,000 | $0 | $1,578 | 0% |
| 2021 | Individual Whole Life | 0% | $17,276 | $0 | $0 | $30,000 | $0 | $1,578 | 0% |
| 2021 | Total Group Life | 0.03% | $1,466,705 | $0 | $0 | $980,396 | $0 | $402,988 | 0% |
| 2021 | Group Term Life | 0.24% | $1,466,705 | $0 | $0 | $980,396 | $0 | $402,988 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 1 | 0 |
| 2024 | Health | 0% | 1 | 0 |
| 2024 | Life and Annuities | 0.01% | 0 | 0 |
| 2023 | Health | 0.01% | 0 | 0 |
| 2023 | Life and Annuities | 0.01% | 0 | 0 |
| 2022 | Health | 0.01% | 0 | 0 |
| 2022 | Life and Annuities | 0.01% | 0 | 0 |
| 2021 | Health | 0.01% | 1 | 474 |
| 2021 | Life and Annuities | 0.02% | 1 | 679 |
Company Changes
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Market Regulation Actions
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Financial Exams
This company does not have any financial exams.