Company Details
Company Name:
AMERICAN HERITAGE LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
60534Company Address:
1776 AMERICAN HERITAGE LIFE DRIVE JACKSONVILLE, FL 32224
Phone Number:
8474025000Mailing Address:
1776 AMERICAN HERITAGE LIFE DRIVE JACKSONVILLE, FL 32224-6688
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A420652Date Admitted:
1961-07-31Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.1% | $17,728,908 | $17,728,908 | $0 | $7,829,674 | $7,762,502 | $0 | 99.14% |
| 2025 | Total Individual Accident & Health | 0.02% | $1,929,445 | $1,929,445 | $0 | $1,377,350 | $1,370,865 | $0 | 99.53% |
| 2025 | Individual Long Term Care | 0.05% | $96,636 | $96,636 | $0 | $406,228 | $406,925 | $0 | 100.17% |
| 2025 | Individual Specified Disease | 1.28% | $1,392,555 | $1,392,555 | $0 | $861,156 | $847,867 | $0 | 98.46% |
| 2025 | Individual Accident Only | 0.21% | $188,936 | $188,936 | $0 | $27,530 | $27,105 | $0 | 98.46% |
| 2025 | Individual Disability Income | 0.16% | $187,066 | $187,066 | $0 | $66,025 | $72,811 | $0 | 110.28% |
| 2025 | Individual Limited Benefit | 0.05% | $64,252 | $64,252 | $0 | $16,411 | $16,157 | $0 | 98.45% |
| 2025 | Total Group Accident & Health | 0.18% | $15,799,463 | $15,799,463 | $0 | $6,452,324 | $6,391,637 | $0 | 99.06% |
| 2025 | Group Specified Disease | 15.67% | $9,543,340 | $9,543,340 | $0 | $3,964,677 | $3,903,498 | $0 | 98.46% |
| 2025 | Group Accident Only | 2.67% | $4,362,301 | $4,362,301 | $0 | $1,502,596 | $1,477,835 | $0 | 98.35% |
| 2025 | Group Disability Income | 0.21% | $963,430 | $963,430 | $0 | $471,512 | $504,690 | $0 | 107.04% |
| 2025 | Group Limited Benefit | 0.28% | $930,392 | $930,392 | $0 | $513,539 | $505,614 | $0 | 98.46% |
| 2025 | Total Life & Annuities | 0.06% | $10,315,840 | $0 | $0 | $4,963,435 | $0 | $1,099,986 | 0% |
| 2025 | Total Individual Life | 0.1% | $3,921,284 | $0 | $0 | $3,701,644 | $0 | $388,408 | 0% |
| 2025 | Individual Whole Life | 0% | $26,162 | $0 | $0 | $0 | $0 | $1,695 | 0% |
| 2025 | Individual Term Life | 0.04% | $240,507 | $0 | $0 | $241,073 | $0 | $36,609 | 0% |
| 2025 | Individual Universal Life | 0.93% | $3,654,615 | $0 | $0 | $3,460,571 | $0 | $350,104 | 0% |
| 2025 | Total Individual Annuities | 0% | $600 | $0 | $0 | $9,423 | $0 | $179,841 | 0% |
| 2025 | Individual Fixed Annuities | 0% | $600 | $0 | $0 | $435 | $0 | $97,798 | 0% |
| 2025 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $8,988 | $0 | $82,043 | 0% |
| 2025 | Total Individual Life & Annuities | 0.03% | $3,921,884 | $0 | $0 | $3,711,067 | $0 | $568,249 | 0% |
| 2025 | Total Group Life | 0.42% | $6,393,956 | $0 | $0 | $1,252,368 | $0 | $531,737 | 0% |
| 2025 | Group Whole Life | 3.76% | $2,184,611 | $0 | $0 | $455,502 | $0 | $125,767 | 0% |
| 2025 | Group Term Life | 0.05% | $362,616 | $0 | $0 | $59,114 | $0 | $43,630 | 0% |
| 2025 | Group Universal Life | 9.75% | $3,846,729 | $0 | $0 | $737,752 | $0 | $362,340 | 0% |
| 2025 | Total Group Life & Annuities | 0.2% | $6,393,956 | $0 | $0 | $1,252,368 | $0 | $531,737 | 0% |
| 2024 | Total Accident & Health | 0.12% | $19,737,018 | $19,735,446 | $0 | $7,900,426 | $7,728,431 | $0 | 97.82% |
| 2024 | Total Individual Accident & Health | 0.02% | $1,433,188 | $1,429,962 | $0 | $1,337,980 | $1,296,303 | $0 | 96.89% |
| 2024 | Individual Long Term Care | 0.05% | $101,833 | $103,024 | $0 | $390,208 | $384,776 | $0 | 98.61% |
| 2024 | Individual Specified Disease | 0.81% | $875,262 | $873,712 | $0 | $830,222 | $812,829 | $0 | 97.91% |
| 2024 | Individual Accident Only | 0.15% | $145,979 | $145,012 | $0 | $23,165 | $11,795 | $0 | 50.92% |
| 2024 | Individual Disability Income | 0.2% | $241,961 | $240,407 | $0 | $83,932 | $76,902 | $0 | 91.62% |
| 2024 | Individual Limited Benefit | 0.05% | $68,153 | $67,807 | $0 | $10,453 | $10,001 | $0 | 95.68% |
| 2024 | Total Group Accident & Health | 0.2% | $18,303,830 | $18,305,484 | $0 | $6,562,446 | $6,432,128 | $0 | 98.01% |
| 2024 | Group Specified Disease | 16.79% | $8,651,697 | $8,698,937 | $0 | $3,990,580 | $3,980,015 | $0 | 99.74% |
| 2024 | Group Accident Only | 3.63% | $5,149,233 | $5,135,017 | $0 | $1,829,816 | $1,715,188 | $0 | 93.74% |
| 2024 | Group Disability Income | 0.19% | $904,665 | $908,493 | $0 | $279,239 | $275,755 | $0 | 98.75% |
| 2024 | Group Dental | 0% | $48 | $77 | $0 | $0 | $-9 | $0 | 0% |
| 2024 | Group Limited Benefit | 1.14% | $3,598,187 | $3,562,960 | $0 | $462,811 | $461,179 | $0 | 99.65% |
| 2024 | Total Life & Annuities | 0.06% | $9,217,257 | $0 | $0 | $5,687,418 | $0 | $1,029,850 | 0% |
| 2024 | Total Individual Life | 0.1% | $4,315,276 | $0 | $0 | $4,228,122 | $0 | $412,711 | 0% |
| 2024 | Individual Whole Life | 0% | $30,091 | $0 | $0 | $1,242 | $0 | $3,690 | 0% |
| 2024 | Individual Term Life | 0.04% | $266,701 | $0 | $0 | $576,222 | $0 | $37,535 | 0% |
| 2024 | Individual Universal Life | 1.68% | $4,018,484 | $0 | $0 | $3,650,658 | $0 | $371,486 | 0% |
| 2024 | Total Individual Annuities | 0% | $600 | $0 | $0 | $8,988 | $0 | $178,312 | 0% |
| 2024 | Individual Fixed Annuities | 0% | $600 | $0 | $0 | $0 | $0 | $93,441 | 0% |
| 2024 | Individual Life Contingencies | 0% | $0 | $0 | $0 | $8,988 | $0 | $84,871 | 0% |
| 2024 | Total Individual Life & Annuities | 0.03% | $4,315,876 | $0 | $0 | $4,237,110 | $0 | $591,023 | 0% |
| 2024 | Total Group Life | 0.33% | $4,901,381 | $0 | $0 | $1,450,308 | $0 | $438,827 | 0% |
| 2024 | Group Whole Life | 2.14% | $1,388,932 | $0 | $0 | $369,001 | $0 | $78,574 | 0% |
| 2024 | Group Term Life | 0.06% | $396,592 | $0 | $0 | $61,857 | $0 | $47,890 | 0% |
| 2024 | Group Universal Life | 9.92% | $3,115,857 | $0 | $0 | $1,019,450 | $0 | $312,363 | 0% |
| 2024 | Total Group Life & Annuities | 0.15% | $4,901,381 | $0 | $0 | $1,450,308 | $0 | $438,827 | 0% |
| 2023 | Total Accident & Health | 0.13% | $18,789,694 | $18,635,838 | $0 | $7,416,579 | $7,462,321 | $0 | 100.62% |
| 2023 | Total Individual Accident & Health | 0.03% | $1,563,114 | $1,563,849 | $0 | $1,117,963 | $1,091,983 | $0 | 97.68% |
| 2023 | Individual Long Term Care | 0.06% | $124,237 | $126,151 | $0 | $308,982 | $293,754 | $0 | 95.07% |
| 2023 | Individual Specified Disease | 0.88% | $920,756 | $921,555 | $0 | $695,310 | $692,268 | $0 | 99.56% |
| 2023 | Individual Accident Only | 0.22% | $180,283 | $178,902 | $0 | $43,186 | $50,669 | $0 | 117.33% |
| 2023 | Individual Disability Income | 0.24% | $266,065 | $265,673 | $0 | $61,010 | $50,009 | $0 | 81.97% |
| 2023 | Individual Limited Benefit | 0.06% | $71,773 | $71,568 | $0 | $9,475 | $5,283 | $0 | 55.76% |
| 2023 | Total Group Accident & Health | 0.18% | $17,226,580 | $17,071,989 | $0 | $6,298,616 | $6,370,338 | $0 | 101.14% |
| 2023 | Group Specified Disease | 16.13% | $8,139,962 | $8,065,109 | $0 | $3,517,604 | $3,592,710 | $0 | 102.14% |
| 2023 | Group Accident Only | 3.72% | $5,027,630 | $4,969,195 | $0 | $1,950,692 | $1,935,451 | $0 | 99.22% |
| 2023 | Group Disability Income | 0.21% | $842,115 | $838,422 | $0 | $297,942 | $322,122 | $0 | 108.12% |
| 2023 | Group Dental | 0% | $5 | $8 | $0 | $0 | $-15 | $0 | 0% |
| 2023 | Group Limited Benefit | 1.04% | $3,216,868 | $3,199,255 | $0 | $532,378 | $520,070 | $0 | 97.69% |
| 2023 | Total Life | 0.06% | $8,245,316 | $0 | $0 | $4,982,590 | $0 | $783,228 | 0% |
| 2023 | Total Individual Life | 0.05% | $4,521,964 | $0 | $0 | $3,989,158 | $0 | $438,337 | 0% |
| 2023 | Individual Whole Life | 0% | $38,776 | $0 | $0 | $717 | $0 | $2,171 | 0% |
| 2023 | Individual Term Life | 0.05% | $290,068 | $0 | $0 | $404,979 | $0 | $43,579 | 0% |
| 2023 | Individual Universal Life | 0.73% | $4,192,520 | $0 | $0 | $3,348,077 | $0 | $392,587 | 0% |
| 2023 | Individual Ordinary Annuities | 0% | $600 | $0 | $0 | $235,385 | $0 | $0 | 0% |
| 2023 | Total Group Life | 0.11% | $3,723,352 | $0 | $0 | $993,432 | $0 | $344,891 | 0% |
| 2023 | Group Whole Life | 1.61% | $954,924 | $0 | $0 | $463,301 | $0 | $58,586 | 0% |
| 2023 | Group Term Life | 0.07% | $424,339 | $0 | $0 | $181,355 | $0 | $52,937 | 0% |
| 2023 | Group Universal Life | 5.12% | $2,344,089 | $0 | $0 | $348,776 | $0 | $233,368 | 0% |
| 2022 | Total Accident & Health | 0.14% | $18,019,863 | $18,121,646 | $0 | $7,886,400 | $7,701,790 | $0 | 97.66% |
| 2022 | Total Individual Accident & Health | 0.03% | $1,674,890 | $1,677,715 | $0 | $1,266,440 | $1,202,124 | $0 | 94.92% |
| 2022 | Individual Long Term Care | 0.07% | $141,040 | $143,092 | $0 | $304,534 | $273,469 | $0 | 89.8% |
| 2022 | Individual Specified Disease | 0.83% | $976,613 | $977,671 | $0 | $833,066 | $836,697 | $0 | 100.44% |
| 2022 | Individual Accident Only | 0.28% | $172,861 | $173,089 | $0 | $52,265 | $42,641 | $0 | 81.59% |
| 2022 | Individual Disability Income | 0.28% | $305,432 | $304,991 | $0 | $59,586 | $37,550 | $0 | 63.02% |
| 2022 | Individual Limited Benefit | 0.08% | $78,944 | $78,872 | $0 | $16,989 | $11,767 | $0 | 69.26% |
| 2022 | Total Group Accident & Health | 0.2% | $16,344,973 | $16,443,931 | $0 | $6,619,960 | $6,499,666 | $0 | 98.18% |
| 2022 | Group Specified Disease | 16.65% | $8,033,782 | $8,072,858 | $0 | $3,886,309 | $3,857,447 | $0 | 99.26% |
| 2022 | Group Accident Only | 3.75% | $4,964,074 | $4,977,835 | $0 | $1,991,055 | $1,948,992 | $0 | 97.89% |
| 2022 | Group Disability Income | 0.19% | $723,345 | $724,970 | $0 | $276,942 | $262,492 | $0 | 94.78% |
| 2022 | Group Dental | 0% | $-144 | $-132 | $0 | $0 | $13 | $0 | 0% |
| 2022 | Group Limited Benefit | 0.89% | $2,623,916 | $2,668,400 | $0 | $465,654 | $430,722 | $0 | 92.5% |
| 2022 | Total Life | 0.05% | $7,473,640 | $0 | $0 | $4,609,395 | $0 | $730,797 | 0% |
| 2022 | Total Individual Life | 0.05% | $4,840,330 | $0 | $0 | $3,869,800 | $0 | $506,388 | 0% |
| 2022 | Individual Whole Life | 0% | $957 | $0 | $0 | $2,001 | $0 | $1,960 | 0% |
| 2022 | Individual Term Life | 0.05% | $325,782 | $0 | $0 | $433,301 | $0 | $55,570 | 0% |
| 2022 | Individual Universal Life | 0.58% | $4,512,991 | $0 | $0 | $3,434,498 | $0 | $448,858 | 0% |
| 2022 | Individual Ordinary Annuities | 0% | $600 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0.06% | $2,633,310 | $0 | $0 | $739,595 | $0 | $224,409 | 0% |
| 2022 | Group Whole Life | 0% | $0 | $0 | $0 | $0 | $0 | $1,291 | 0% |
| 2022 | Group Term Life | 0.02% | $83,507 | $0 | $0 | $75,000 | $0 | $96,314 | 0% |
| 2022 | Group Universal Life | 2.16% | $2,549,803 | $0 | $0 | $664,595 | $0 | $126,804 | 0% |
| 2021 | Total Accident & Health | 0.13% | $15,182,513 | $15,133,825 | $0 | $7,779,039 | $7,768,561 | $0 | 99.87% |
| 2021 | Total Individual Accident & Health | 0.04% | $1,905,197 | $1,902,186 | $0 | $1,525,432 | $1,520,854 | $0 | 99.7% |
| 2021 | Individual Long Term Care | 0.08% | $164,497 | $167,081 | $0 | $390,694 | $359,652 | $0 | 92.05% |
| 2021 | Individual Specified Disease | 1.02% | $1,050,106 | $1,046,681 | $0 | $930,938 | $927,082 | $0 | 99.59% |
| 2021 | Individual Accident Only | 0.42% | $260,086 | $259,596 | $0 | $41,592 | $98,800 | $0 | 237.55% |
| 2021 | Individual Disability Income | 0.31% | $348,762 | $347,026 | $0 | $150,879 | $127,177 | $0 | 84.29% |
| 2021 | Individual Limited Benefit | 0.12% | $81,746 | $81,802 | $0 | $11,329 | $8,143 | $0 | 71.88% |
| 2021 | Total Group Accident & Health | 0.17% | $13,277,316 | $13,231,639 | $0 | $6,253,607 | $6,247,707 | $0 | 99.91% |
| 2021 | Group Specified Disease | 15.82% | $7,028,230 | $7,018,591 | $0 | $3,596,614 | $3,641,971 | $0 | 101.26% |
| 2021 | Group Accident Only | 3.44% | $4,143,840 | $4,131,273 | $0 | $1,953,663 | $1,944,934 | $0 | 99.55% |
| 2021 | Group Disability Income | 0.19% | $661,500 | $667,111 | $0 | $218,463 | $189,564 | $0 | 86.77% |
| 2021 | Group Dental | 0% | $-5,086 | $-5,079 | $0 | $0 | $-192 | $0 | 0% |
| 2021 | Group Limited Benefit | 0.51% | $1,448,832 | $1,419,743 | $0 | $484,867 | $471,430 | $0 | 97.23% |
| 2021 | Total Life | 0.06% | $7,448,066 | $0 | $0 | $3,785,983 | $0 | $730,797 | 0% |
| 2021 | Total Individual Life | 0.07% | $5,422,584 | $0 | $0 | $3,185,879 | $0 | $506,388 | 0% |
| 2021 | Individual Whole Life | 0% | $981 | $0 | $0 | $0 | $0 | $1,960 | 0% |
| 2021 | Individual Term Life | 0.06% | $378,114 | $0 | $0 | $147,282 | $0 | $55,570 | 0% |
| 2021 | Individual Universal Life | 0.63% | $5,042,939 | $0 | $0 | $3,032,635 | $0 | $448,858 | 0% |
| 2021 | Individual Ordinary Annuities | 0% | $550 | $0 | $0 | $5,962 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0.05% | $2,025,482 | $0 | $0 | $600,104 | $0 | $224,409 | 0% |
| 2021 | Group Whole Life | 0% | $0 | $0 | $0 | $0 | $0 | $1,291 | 0% |
| 2021 | Group Term Life | 0.01% | $81,269 | $0 | $0 | $130,000 | $0 | $96,314 | 0% |
| 2021 | Group Universal Life | 5.31% | $1,944,213 | $0 | $0 | $470,104 | $0 | $126,804 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 1 | 0 |
| 2025 | Life and Annuities | 0% | 4 | 0 |
| 2024 | Life and Annuities | 0.07% | 2 | 453 |
| 2023 | Health | 0.15% | 0 | 0 |
| 2023 | Life and Annuities | 0.07% | 2 | 390 |
| 2023 | Long-Term Care Insurance | 0.06% | 0 | 0 |
| 2022 | Health | 0.2% | 1 | 23 |
| 2022 | Life and Annuities | 0.07% | 3 | 564 |
| 2022 | Long-Term Care Insurance | 0.07% | 0 | 0 |
| 2021 | Health | 0.19% | 2 | 42 |
| 2021 | Life and Annuities | 0.08% | 3 | 495 |
| 2021 | Long-Term Care Insurance | 0.08% | 0 | 0 |
Company Changes
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Financial Exams
This company does not have any financial exams.