Company Details

Company Details

Company Name:
AMERICAN GUARANTEE & LIABLITY INSURANCE COMPANY
License Status:
Active
NAIC Number:
26247
Company Address:
1299 ZURICH WAY, 5TH FLOOR
SCHAUMBURG, IL 60196-1056
Phone Number:
8476056587
Mailing Address:
1299 ZURICH WAY, 5TH FLOOR
SCHAUMBURG, IL 60196-1056
Description:
Property and Casualty (Ch 379, RSMo)
License Number:
B419966
Date Admitted:
1939-10-11

Market Share

Year Line Market Share Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred In Force Loss Ratio
2025 Total Property & Casualty 0.15% $26,201,720 $27,720,363 $0 $61,953,757 $80,708,326 $0 130.27%
2025 Total Fire & Allied Lines 0.01% $81,392 $101,551 $0 $5,718,784 $3,700,702 $0 64.71%
2025 Commercial Fire & Allied Lines 0.02% $81,392 $101,551 $0 $5,718,784 $3,700,702 $0 64.71%
2025 Commercial Multi-Peril 0.08% $957,963 $2,350,589 $0 $19,487,387 $25,742,911 $0 132.1%
2025 Travel Coverage 0.09% $147,797 $149,475 $0 $0 $2,081 $0 0%
2025 Earthquake 0.04% $54,131 $75,287 $0 $0 $-1,458 $0 0%
2025 Direct Workers Compensation 0.14% $1,500,689 $1,520,957 $0 $617,336 $537,132 $0 87.01%
2025 Other Liability - Bodily Injury & Property Damage 2.08% $21,990,091 $22,385,768 $0 $34,945,285 $44,777,226 $0 128.14%
2025 Excess Workers Compensation 0% $0 $0 $0 $0 $78,428 $0 0%
2025 Products Liability 0.03% $17,093 $18,861 $0 $0 $2,541,897 $0 0%
2025 Total Commercial Auto 0.13% $1,080,350 $846,491 $0 $872,847 $3,043,925 $0 348.74%
2025 Commercial Auto Liability - Bodily Injury 0.15% $960,248 $748,046 $0 $512,100 $2,647,808 $0 0%
2025 Commercial Auto Liability - Property Damage 0% $0 $0 $0 $218,747 $254,116 $0 116.17%
2025 Commercial Auto Liability - Medical Payments 0.36% $8,072 $6,547 $0 $0 $0 $0 0%
2025 Commercial Auto Liability - Uninsured Motorists 0.24% $112,030 $91,898 $0 $142,000 $142,001 $0 100%
2025 Commercial Auto - Comprehensive 0.09% $129,432 $96,489 $0 $428,094 $398,842 $0 93.17%
2025 Commercial Auto - Collision 0.1% $235,390 $165,713 $0 $-115,976 $-116,893 $0 100.79%
2025 Fidelity 0.03% $6,431 $8,250 $0 $0 $-276 $0 0%
2025 Burglary & Theft 0.01% $1,041 $601 $0 $0 $-49 $0 0%
2025 Boiler & Machinery 0% $-80 $331 $0 $0 $3,858 $0 0%
2024 Total Property & Casualty 0.18% $30,205,522 $31,022,012 $0 $4,864,044 $28,919,487 $0 0%
2024 Total Fire & Allied Lines 0.28% $1,801,684 $3,664,297 $0 $1,191,533 $727,294 $0 61.04%
2024 Commercial Fire & Allied Lines 0.45% $1,801,684 $3,664,297 $0 $1,191,533 $727,294 $0 61.04%
2024 Private Flood 0% $0 $206,389 $0 $0 $-79,723 $0 0%
2024 Commercial Multi-Peril 0.33% $3,932,784 $3,550,908 $0 $1,238,159 $1,432,627 $0 115.71%
2024 Travel Coverage 0.08% $134,377 $231,127 $0 $7,480 $-3,502 $0 -46.82%
2024 Earthquake 0.06% $88,385 $143,631 $0 $0 $-467 $0 0%
2024 Direct Workers Compensation 0.09% $929,145 $990,963 $0 $584,680 $962,439 $0 164.61%
2024 Other Liability - Bodily Injury & Property Damage 2.34% $22,150,852 $20,858,681 $0 $492,000 $19,884,472 $0 0%
2024 Excess Workers Compensation 0% $0 $0 $0 $0 $-52,226 $0 0%
2024 Products Liability 0.03% $17,164 $18,209 $0 $0 $3,242,920 $0 0%
2024 Total Commercial Auto 0.11% $859,992 $897,574 $0 $546,176 $2,032,995 $0 372.22%
2024 Commercial Auto Liability - Bodily Injury 0.14% $788,944 $838,638 $0 $316,517 $1,778,552 $0 0%
2024 Commercial Auto Liability - Property Damage 0% $0 $0 $0 $225,166 $247,350 $0 109.85%
2024 Commercial Auto Liability - Medical Payments 0.06% $4,557 $5,243 $0 $4,493 $4,593 $0 102.23%
2024 Commercial Auto Liability - Uninsured Motorists 0.14% $66,491 $53,693 $0 $0 $2,500 $0 0%
2024 Commercial Auto - Comprehensive 0.07% $109,087 $115,095 $0 $335,596 $363,068 $0 108.19%
2024 Commercial Auto - Collision 0.08% $159,644 $157,407 $0 $468,420 $489,891 $0 104.58%
2024 Fidelity 0.04% $10,089 $7,683 $0 $0 $230 $0 0%
2024 Burglary & Theft 0% $365 $367 $0 $0 $-128 $0 0%
2024 Boiler & Machinery 0.02% $11,954 $179,681 $0 $0 $-80,403 $0 0%
2023 Total Property & Casualty 0.24% $37,371,585 $37,800,835 $0 $18,520,128 $10,375,722 $0 56.02%
2023 Total Fire & Allied Lines 1.27% $9,893,167 $11,686,775 $0 $4,983,111 $5,301,523 $0 106.39%
2023 Commercial Fire & Allied Lines 3.08% $9,893,167 $11,686,775 $0 $4,983,111 $5,301,523 $0 106.39%
2023 Commercial Multi-Peril 0.28% $3,098,754 $2,847,267 $0 $3,028,551 $927,472 $0 30.62%
2023 Inland Marine (Incl Auto Cargo) 0.06% $315,853 $321,342 $0 $0 $2,380 $0 0%
2023 Earthquake 0.3% $425,217 $465,549 $0 $0 $417 $0 0%
2023 Direct Workers Compensation 0.13% $1,372,304 $1,186,353 $0 $329,679 $832,110 $0 252.4%
2023 Other Liability - Bodily Injury & Property Damage 2.06% $19,655,561 $18,447,907 $0 $6,329,909 $5,804,951 $0 91.71%
2023 Excess Workers Compensation 0% $0 $0 $0 $0 $-2,918 $0 0%
2023 Products Liability 0.01% $6,210 $5,501 $0 $2,000,000 $-1,254,404 $0 -62.72%
2023 Total Commercial Automobile 0.1% $1,069,508 $1,080,309 $0 $1,848,878 $-436,335 $0 -23.6%
2023 Commercial Auto Liability Bodily Injury 0.15% $788,397 $777,273 $0 $1,296,268 $-816,843 $0 -63.01%
2023 Commercial Auto Liability Property Damage 0% $0 $0 $0 $23,986 $24,236 $0 101.04%
2023 Commercial Auto Medical Payments 0.07% $5,229 $4,674 $0 $0 $0 $0 0%
2023 Commercial Auto Uninsured Motorists 0.09% $39,463 $35,455 $0 $175,000 $98,816 $0 56.47%
2023 Commercial Auto Comprehensive 0.08% $98,359 $106,967 $0 $-22,456 $-22,526 $0 100.31%
2023 Commercial Auto Collision 0.07% $138,060 $155,940 $0 $376,080 $279,982 $0 74.45%
2023 Fidelity 0.02% $5,648 $4,789 $0 $0 $13 $0 0%
2023 Burglary & Theft 0% $374 $377 $0 $0 $-346 $0 0%
2023 Boiler & Machinery 1.66% $761,013 $919,010 $0 $0 $-2,257 $0 0%
2023 Private Flood 11.24% $767,976 $835,656 $0 $0 $-796,884 $0 0%
2022 Total Property & Casualty 0.23% $33,514,493 $35,191,617 $0 $7,487,277 $15,561,853 $0 207.84%
2022 Total Fire & Allied Lines 2.12% $10,182,934 $11,381,019 $0 $3,737,976 $2,604,669 $0 69.68%
2022 Commercial Fire & Allied Lines 3.22% $10,182,934 $11,381,019 $0 $3,737,976 $2,604,669 $0 69.68%
2022 Commercial Multi-Peril 0.22% $2,204,026 $1,900,171 $0 $1,221,094 $2,946,248 $0 241.28%
2022 Inland Marine (Incl Auto Cargo) 0.06% $292,623 $228,721 $0 $83,665 $87,166 $0 104.18%
2022 Earthquake 0.23% $308,484 $510,002 $0 $0 $-413 $0 0%
2022 Direct Workers Compensation 0.04% $363,509 $312,131 $0 $162,968 $38,391 $0 23.56%
2022 Other Liability - Bodily Injury & Property Damage 1.94% $16,543,046 $15,244,443 $0 $296,100 $6,099,317 $0 0%
2022 Excess Workers Compensation 0% $0 $0 $0 $0 $-24,499 $0 0%
2022 Products Liability 0.01% $6,477 $5,262 $0 $0 $1,379,704 $0 0%
2022 Total Commercial Automobile 0.21% $2,061,884 $3,023,202 $0 $1,985,474 $1,931,266 $0 97.27%
2022 Commercial Auto Liability Bodily Injury 0.31% $1,476,319 $2,046,818 $0 $1,266,172 $1,388,256 $0 109.64%
2022 Commercial Auto Liability Property Damage 0% $0 $0 $0 $214,298 $173,281 $0 80.86%
2022 Commercial Auto Medical Payments 0.32% $22,989 $24,108 $0 $0 $0 $0 0%
2022 Commercial Auto Uninsured Motorists 0.08% $31,090 $36,144 $0 $2,500 $2,499 $0 99.96%
2022 Commercial Auto Comprehensive 0.17% $207,652 $342,868 $0 $378,825 $379,692 $0 100.23%
2022 Commercial Auto Collision 0.18% $323,834 $573,264 $0 $123,679 $-12,462 $0 -10.08%
2022 Fidelity 0.01% $3,212 $3,145 $0 $0 $-21 $0 0%
2022 Burglary & Theft 0.01% $369 $2,261 $0 $0 $-437 $0 0%
2022 Boiler & Machinery 2.15% $835,203 $1,230,147 $0 $0 $-108,554 $0 0%
2022 Private Flood 9.98% $712,726 $1,351,113 $0 $0 $609,016 $0 0%
2021 Total Property & Casualty 0.28% $37,272,989 $36,016,616 $0 $11,241,173 $11,205,528 $0 99.68%
2021 Total Fire & Allied Lines 2.04% $13,445,753 $12,926,432 $0 $2,651,577 $4,032,229 $0 152.07%
2021 Commercial Fire & Allied Lines 4.03% $13,445,753 $12,926,432 $0 $2,651,577 $4,032,229 $0 152.07%
2021 Commercial Multi-Peril 0.16% $1,484,550 $1,260,788 $0 $1,246,390 $1,538,233 $0 123.42%
2021 Inland Marine (Incl Auto Cargo) 0.04% $165,650 $133,812 $0 $0 $9,700 $0 0%
2021 Earthquake 0.67% $869,359 $902,984 $0 $0 $973 $0 0%
2021 Direct Workers Compensation 0.03% $274,609 $398,712 $0 $97,195 $-124,047 $0 -127.63%
2021 Other Liability - Bodily Injury & Property Damage 1.65% $13,420,473 $10,577,145 $0 $1,670,096 $2,684,054 $0 160.71%
2021 Excess Workers Compensation 0% $0 $0 $0 $0 $-49,089 $0 0%
2021 Products Liability 0.01% $3,159 $2,400,832 $0 $0 $-646,897 $0 0%
2021 Total Commercial Automobile 0.33% $3,004,502 $3,877,716 $0 $4,664,460 $3,349,381 $0 71.81%
2021 Commercial Auto Liability Bodily Injury 0.41% $1,904,760 $2,277,919 $0 $2,852,718 $1,543,915 $0 54.12%
2021 Commercial Auto Liability Property Damage 0% $0 $0 $0 $186,954 $157,035 $0 84%
2021 Commercial Auto Medical Payments 0.09% $5,738 $8,295 $0 $5,000 $4,999 $0 99.98%
2021 Commercial Auto Uninsured Motorists 0.11% $33,978 $55,052 $0 $1,103,500 $1,133,326 $0 102.7%
2021 Commercial Auto Comprehensive 0.37% $381,539 $473,628 $0 $142,738 $130,714 $0 91.58%
2021 Commercial Auto Collision 0.39% $678,487 $1,062,822 $0 $373,550 $379,392 $0 101.56%
2021 Fidelity 0.01% $3,426 $3,673 $0 $896,908 $148,972 $0 16.61%
2021 Burglary & Theft 0.05% $3,170 $2,884 $0 $0 $184 $0 0%
2021 Boiler & Machinery 5.19% $1,956,199 $1,422,073 $0 $0 $120,465 $0 0%
2021 Private Flood 32.42% $2,642,139 $2,109,565 $0 $14,547 $141,370 $0 0%

Complaint Index

Link to Consumer Complaint Index Page
This company does not have any consumer complaints.

Company Changes

This company does not have any company changes.

Market Regulation Actions

Date:
2016-12-15
Date:
2016-09-22

Financial Exams

This company does not have any financial exams.