Company Details
Company Name:
AMERICAN RELIABLE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
19615Company Address:
10591 Lincoln Highway Everett, PA 15537
Phone Number:
8146526111Mailing Address:
10591 Lincoln Highway Everett, PA 15537
Mailing Phone:
8146526111Description:
Property and Casualty (Ch 379, RSMo)License Number:
B419922Date Admitted:
1983-12-27Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.02% | $3,533,460 | $3,560,208 | $0 | $1,236,459 | $1,372,043 | $0 | 110.97% |
| 2025 | Total Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $8,837 | $0 | 0% |
| 2025 | Farm Fire & Allied Lines | 0% | $0 | $0 | $0 | $0 | $8,837 | $0 | 0% |
| 2025 | Farmowners Multi-Peril | 0.02% | $58,643 | $56,686 | $0 | $0 | $59,363 | $0 | 0% |
| 2025 | Commercial Multi-Peril | 0.21% | $2,653,788 | $2,723,228 | $0 | $877,960 | $1,028,118 | $0 | 117.1% |
| 2025 | Ocean Marine | 0% | $0 | $0 | $0 | $0 | $-10,319 | $0 | 0% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0.1% | $387,621 | $358,610 | $0 | $147,654 | $149,198 | $0 | 101.05% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.01% | $56,421 | $57,390 | $0 | $0 | $119,629 | $0 | 0% |
| 2025 | Total Commercial Auto | 0.02% | $200,762 | $209,786 | $0 | $101,754 | $-75,269 | $0 | -73.97% |
| 2025 | Commercial Auto Liability - Bodily Injury | 0.03% | $185,180 | $194,955 | $0 | $95,411 | $-70,577 | $0 | -73.97% |
| 2025 | Commercial Auto Liability - Medical Payments | 0.15% | $3,271 | $1,870 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Commercial Auto Liability - Uninsured Motorists | 0.03% | $12,311 | $12,961 | $0 | $6,343 | $-4,692 | $0 | -73.97% |
| 2025 | Commercial Auto - Comprehensive | 0.04% | $57,597 | $50,499 | $0 | $35,655 | $30,228 | $0 | 84.78% |
| 2025 | Commercial Auto - Collision | 0.05% | $118,628 | $104,009 | $0 | $73,436 | $62,258 | $0 | 84.78% |
| 2024 | Total Property & Casualty | 0.02% | $3,592,207 | $3,764,927 | $0 | $1,760,616 | $1,036,988 | $0 | 58.9% |
| 2024 | Total Fire & Allied Lines | 0% | $-2,124 | $99,741 | $0 | $43,915 | $-10,840 | $0 | -24.68% |
| 2024 | Farm Fire & Allied Lines | -0.01% | $-2,124 | $99,741 | $0 | $43,915 | $-10,840 | $0 | -24.68% |
| 2024 | Farmowners Multi-Peril | 0.02% | $51,022 | $54,299 | $0 | $0 | $-5,573 | $0 | 0% |
| 2024 | Commercial Multi-Peril | 0.23% | $2,801,426 | $2,847,497 | $0 | $1,469,535 | $1,223,311 | $0 | 83.24% |
| 2024 | Ocean Marine | 0% | $0 | $0 | $0 | $0 | $-377,862 | $0 | 0% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0.08% | $346,781 | $347,550 | $0 | $140,815 | $112,833 | $0 | 80.13% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.01% | $59,133 | $67,754 | $0 | $0 | $-44,108 | $0 | 0% |
| 2024 | Total Commercial Auto | 0.03% | $211,151 | $223,063 | $0 | $11,569 | $74,974 | $0 | 0% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0.02% | $105,575 | $111,532 | $0 | $5,785 | $37,487 | $0 | 0% |
| 2024 | Commercial Auto Liability - Property Damage | 0.04% | $73,903 | $78,072 | $0 | $4,049 | $26,241 | $0 | 0% |
| 2024 | Commercial Auto Liability - Medical Payments | 0.15% | $10,558 | $11,153 | $0 | $578 | $3,749 | $0 | 0% |
| 2024 | Commercial Auto Liability - Uninsured Motorists | 0.05% | $21,115 | $22,306 | $0 | $1,157 | $7,497 | $0 | 0% |
| 2024 | Private Passenger Auto - Comprehensive | 0% | $0 | $0 | $0 | $0 | $2,580 | $0 | 0% |
| 2024 | Commercial Auto - Comprehensive | 0.03% | $49,927 | $50,009 | $0 | $37,913 | $24,669 | $0 | 65.07% |
| 2024 | Commercial Auto - Collision | 0.04% | $74,891 | $75,014 | $0 | $56,869 | $37,004 | $0 | 65.07% |
| 2023 | Total Property & Casualty | 0.03% | $4,062,009 | $4,444,864 | $0 | $3,790,385 | $3,475,205 | $0 | 91.68% |
| 2023 | Total Fire & Allied Lines | 0.03% | $270,210 | $388,191 | $0 | $397,134 | $427,743 | $0 | 107.71% |
| 2023 | Dwelling Fire & Allied Lines | 0.12% | $270,210 | $388,191 | $0 | $397,134 | $427,743 | $0 | 107.71% |
| 2023 | Farmowners Multi-Peril | 0.02% | $57,233 | $53,157 | $0 | $17,452 | $267 | $0 | 1.53% |
| 2023 | Commercial Multi-Peril | 0.26% | $2,933,807 | $3,082,295 | $0 | $2,269,269 | $1,666,516 | $0 | 73.44% |
| 2023 | Ocean Marine | 0% | $0 | $0 | $0 | $510,000 | $827,587 | $0 | 162.27% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.06% | $343,844 | $338,980 | $0 | $150,971 | $137,813 | $0 | 91.28% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.01% | $84,601 | $99,972 | $0 | $10,300 | $53,329 | $0 | 0% |
| 2023 | Total Private Passenger Automobile | 0% | $-1,997 | $62,711 | $0 | $55,206 | $26,206 | $0 | 47.47% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $-4,643 | $-4,643 | $0 | 100% |
| 2023 | Private Passenger Auto Comprehensive | 0% | $-1,997 | $62,711 | $0 | $59,849 | $30,849 | $0 | 51.54% |
| 2023 | Total Commercial Automobile | 0.04% | $374,311 | $419,558 | $0 | $380,053 | $335,744 | $0 | 88.34% |
| 2023 | Commercial Auto Liability Bodily Injury | 0.02% | $120,309 | $135,669 | $0 | $75,057 | $38,133 | $0 | 50.81% |
| 2023 | Commercial Auto Liability Property Damage | 0.06% | $84,216 | $94,968 | $0 | $52,540 | $26,693 | $0 | 50.81% |
| 2023 | Commercial Auto Medical Payments | 0.16% | $12,031 | $13,567 | $0 | $7,506 | $3,813 | $0 | 50.8% |
| 2023 | Commercial Auto Uninsured Motorists | 0.06% | $24,062 | $27,134 | $0 | $15,011 | $7,627 | $0 | 50.81% |
| 2023 | Commercial Auto Comprehensive | 0.04% | $53,477 | $59,288 | $0 | $91,976 | $103,791 | $0 | 112.85% |
| 2023 | Commercial Auto Collision | 0.04% | $80,216 | $88,932 | $0 | $137,963 | $155,687 | $0 | 112.85% |
| 2022 | Total Property & Casualty | 0.03% | $4,897,002 | $5,212,951 | $0 | $2,140,202 | $1,754,730 | $0 | 81.99% |
| 2022 | Total Fire & Allied Lines | 0.09% | $413,465 | $436,505 | $0 | $98,988 | $54,345 | $0 | 54.9% |
| 2022 | Dwelling Fire & Allied Lines | 0.27% | $413,465 | $436,505 | $0 | $98,988 | $54,345 | $0 | 54.9% |
| 2022 | Farmowners Multi-Peril | 0.02% | $51,796 | $52,486 | $0 | $2,352 | $5,281 | $0 | 224.53% |
| 2022 | Total Homeowners | 0% | $11,219 | $11,219 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Homeowners Multi-Peril | 0% | $11,219 | $11,219 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Commercial Multi-Peril | 0.34% | $3,359,326 | $3,572,478 | $0 | $1,170,566 | $864,365 | $0 | 73.84% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.06% | $315,001 | $310,707 | $0 | $236,594 | $240,714 | $0 | 101.74% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.01% | $109,647 | $109,212 | $0 | $0 | $6,511 | $0 | 0% |
| 2022 | Total Private Passenger Automobile | 0% | $126,500 | $149,818 | $0 | $181,993 | $187,210 | $0 | 102.87% |
| 2022 | Private Passenger Auto Comprehensive | 0.01% | $126,500 | $149,818 | $0 | $181,993 | $187,210 | $0 | 102.87% |
| 2022 | Total Commercial Automobile | 0.05% | $510,048 | $570,526 | $0 | $449,709 | $396,304 | $0 | 88.12% |
| 2022 | Commercial Auto Liability Bodily Injury | 0.03% | $167,392 | $187,237 | $0 | $200,853 | $159,557 | $0 | 79.44% |
| 2022 | Commercial Auto Liability Property Damage | 0.08% | $117,174 | $131,066 | $0 | $140,597 | $111,690 | $0 | 79.44% |
| 2022 | Commercial Auto Medical Payments | 0.23% | $16,739 | $18,724 | $0 | $20,085 | $15,956 | $0 | 79.44% |
| 2022 | Commercial Auto Uninsured Motorists | 0.09% | $33,478 | $37,447 | $0 | $40,171 | $31,911 | $0 | 79.44% |
| 2022 | Commercial Auto Comprehensive | 0.06% | $70,106 | $78,421 | $0 | $19,202 | $30,876 | $0 | 160.8% |
| 2022 | Commercial Auto Collision | 0.06% | $105,159 | $117,631 | $0 | $28,801 | $46,314 | $0 | 160.81% |
| 2021 | Total Property & Casualty | 0.04% | $5,353,698 | $6,003,140 | $0 | $3,158,460 | $2,059,183 | $0 | 65.2% |
| 2021 | Total Fire & Allied Lines | 0.07% | $458,751 | $484,764 | $0 | $306,467 | $325,629 | $0 | 106.25% |
| 2021 | Dwelling Fire & Allied Lines | 0.32% | $458,751 | $484,764 | $0 | $306,467 | $325,629 | $0 | 106.25% |
| 2021 | Farmowners Multi-Peril | 0.03% | $54,990 | $52,592 | $0 | $9,928 | $19,881 | $0 | 200.25% |
| 2021 | Total Homeowners | 0% | $2,774 | $2,774 | $0 | $0 | $-10,759 | $0 | 0% |
| 2021 | Homeowners Multi-Peril | 0% | $2,774 | $2,774 | $0 | $0 | $-10,759 | $0 | 0% |
| 2021 | Commercial Multi-Peril | 0.39% | $3,609,945 | $4,074,293 | $0 | $1,874,674 | $1,246,821 | $0 | 66.51% |
| 2021 | Ocean Marine | 0% | $0 | $0 | $0 | $393,888 | $-2,546 | $0 | -0.65% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.07% | $321,185 | $325,100 | $0 | $229,641 | $214,602 | $0 | 93.45% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.01% | $109,292 | $126,440 | $0 | $0 | $1,643 | $0 | 0% |
| 2021 | Total Private Passenger Automobile | 0% | $162,545 | $181,147 | $0 | $13,916 | $6,845 | $0 | 49.19% |
| 2021 | Private Passenger Auto Comprehensive | 0.02% | $162,545 | $181,147 | $0 | $13,916 | $6,845 | $0 | 49.19% |
| 2021 | Total Commercial Automobile | 0.07% | $634,216 | $756,030 | $0 | $329,946 | $257,067 | $0 | 77.91% |
| 2021 | Commercial Auto Liability Bodily Injury | 0.04% | $206,362 | $248,025 | $0 | $122,157 | $100,190 | $0 | 82.02% |
| 2021 | Commercial Auto Liability Property Damage | 0.11% | $144,453 | $173,617 | $0 | $85,510 | $70,133 | $0 | 82.02% |
| 2021 | Commercial Auto Medical Payments | 0.31% | $20,636 | $24,802 | $0 | $12,216 | $10,019 | $0 | 82.02% |
| 2021 | Commercial Auto Uninsured Motorists | 0.14% | $41,272 | $49,605 | $0 | $24,431 | $20,038 | $0 | 82.02% |
| 2021 | Commercial Auto Comprehensive | 0.09% | $88,597 | $103,992 | $0 | $34,253 | $22,675 | $0 | 66.2% |
| 2021 | Commercial Auto Collision | 0.08% | $132,896 | $155,989 | $0 | $51,379 | $34,012 | $0 | 66.2% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Homeowners | 0% | 0 | 0 |
| 2024 | Private Passenger Auto | 0% | 0 | 0 |
| 2024 | Homeowners | 0% | 0 | 0 |
| 2023 | Private Passenger Auto | 0% | 0 | 0 |
| 2023 | Homeowners | 0.01% | 0 | 0 |
| 2022 | Private Passenger Auto | 0% | 0 | 0 |
| 2022 | Homeowners | 0.02% | 0 | 0 |
| 2021 | Private Passenger Auto | 0% | 0 | 0 |
| 2021 | Homeowners | 0.02% | 0 | 0 |
Company Changes
Date:
2022-12-31Comments:
Effective 12/31/2022 the above company experienced a change of control, updating their Group Code from 920 – Global Ind Grp to 4761 – Everett Mut Grp. They also updated their Statutory Home Office Address.Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.