Company Details
Company Name:
THE RELIABLE LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
68357Company Address:
1350 Timberlake Manor Parkway Chesterfield, MO 63017
Phone Number:
3148194300Mailing Address:
1350 Timberlake Manor Parkway Chesterfield, MO 63017
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A419846Date Admitted:
1912-01-19Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0% | $219,268 | $219,467 | $0 | $15,995 | $15,995 | $0 | 100% |
| 2025 | Total Individual Accident & Health | 0% | $219,268 | $219,467 | $0 | $15,995 | $15,995 | $0 | 100% |
| 2025 | Individual Specified Disease | 0.11% | $114,720 | $114,825 | $0 | $8,368 | $8,368 | $0 | 100% |
| 2025 | Individual Accident Only | 0.09% | $84,032 | $84,108 | $0 | $6,130 | $6,130 | $0 | 100% |
| 2025 | Individual Limited Benefit | 0.02% | $20,516 | $20,534 | $0 | $1,497 | $1,497 | $0 | 100% |
| 2025 | Total Life & Annuities | 0.05% | $8,251,976 | $0 | $0 | $8,794,487 | $0 | $465,868 | 0% |
| 2025 | Total Individual Life | 0.2% | $8,251,976 | $0 | $0 | $8,794,487 | $0 | $465,823 | 0% |
| 2025 | Individual Industrial Life | 16.07% | $8,434 | $0 | $0 | $873,744 | $0 | $17,177 | 0% |
| 2025 | Individual Whole Life | 0.77% | $7,143,313 | $0 | $0 | $7,426,624 | $0 | $345,191 | 0% |
| 2025 | Individual Term Life | 0.11% | $648,196 | $0 | $0 | $158,140 | $0 | $78,938 | 0% |
| 2025 | Individual Universal Life | 0.11% | $452,033 | $0 | $0 | $203,699 | $0 | $0 | 0% |
| 2025 | Individual Universal Life With Secondary Guarantees | 0% | $0 | $0 | $0 | $0 | $0 | $24,517 | 0% |
| 2025 | Other Individual Life | 0% | $0 | $0 | $0 | $132,280 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0.06% | $8,251,976 | $0 | $0 | $8,794,487 | $0 | $465,823 | 0% |
| 2025 | Total Group Life | 0% | $0 | $0 | $0 | $0 | $0 | $45 | 0% |
| 2025 | Group Whole Life | 0% | $0 | $0 | $0 | $0 | $0 | $45 | 0% |
| 2025 | Total Group Life & Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $45 | 0% |
| 2024 | Total Accident & Health | 0% | $249,695 | $249,488 | $0 | $101,440 | $66,003 | $0 | 65.07% |
| 2024 | Total Individual Accident & Health | 0% | $249,695 | $249,488 | $0 | $101,440 | $66,003 | $0 | 65.07% |
| 2024 | Individual Specified Disease | 0.12% | $128,204 | $128,098 | $0 | $33,949 | $22,089 | $0 | 65.07% |
| 2024 | Individual Accident Only | 0.1% | $95,891 | $95,811 | $0 | $66,969 | $43,574 | $0 | 65.07% |
| 2024 | Individual Limited Benefit | 0.02% | $25,600 | $25,579 | $0 | $522 | $340 | $0 | 65.13% |
| 2024 | Total Life & Annuities | 0.06% | $9,102,447 | $0 | $0 | $8,215,200 | $0 | $487,587 | 0% |
| 2024 | Total Individual Life | 0.21% | $9,102,447 | $0 | $0 | $8,215,200 | $0 | $487,587 | 0% |
| 2024 | Individual Industrial Life | 68.84% | $908,427 | $0 | $0 | $819,879 | $0 | $17,818 | 0% |
| 2024 | Individual Whole Life | 0.84% | $7,664,747 | $0 | $0 | $6,917,638 | $0 | $357,506 | 0% |
| 2024 | Individual Term Life | 0.03% | $166,168 | $0 | $0 | $149,971 | $0 | $86,446 | 0% |
| 2024 | Individual Universal Life | 0.09% | $218,520 | $0 | $0 | $197,220 | $0 | $25,817 | 0% |
| 2024 | Other Individual Life | 3.46% | $144,585 | $0 | $0 | $130,492 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0.07% | $9,102,447 | $0 | $0 | $8,215,200 | $0 | $487,587 | 0% |
| 2023 | Total Accident & Health | 0% | $271,676 | $270,807 | $0 | $47,045 | $68,177 | $0 | 144.92% |
| 2023 | Total Individual Accident & Health | 0.01% | $271,676 | $270,807 | $0 | $47,045 | $68,177 | $0 | 144.92% |
| 2023 | Individual Specified Disease | 0.2% | $209,072 | $208,404 | $0 | $15,251 | $22,106 | $0 | 144.95% |
| 2023 | Individual Accident Only | 0.03% | $26,515 | $26,430 | $0 | $31,138 | $45,121 | $0 | 144.91% |
| 2023 | Individual Limited Benefit | 0.03% | $36,089 | $35,973 | $0 | $656 | $950 | $0 | 144.82% |
| 2023 | Total Life | 0.07% | $9,049,671 | $0 | $0 | $9,875,582 | $0 | $509,173 | 0% |
| 2023 | Total Individual Life | 0.09% | $9,049,671 | $0 | $0 | $9,875,582 | $0 | $509,128 | 0% |
| 2023 | Individual Whole Life | 0.85% | $7,413,974 | $0 | $0 | $9,324,955 | $0 | $369,977 | 0% |
| 2023 | Individual Term Life | 0.01% | $76,297 | $0 | $0 | $174,554 | $0 | $95,299 | 0% |
| 2023 | Individual Universal Life | 0.03% | $160,415 | $0 | $0 | $223,695 | $0 | $26,530 | 0% |
| 2023 | Individual Graded Death Benefits | 8% | $1,398,985 | $0 | $0 | $152,378 | $0 | $17,322 | 0% |
| 2023 | Total Group Life | 0% | $0 | $0 | $0 | $0 | $0 | $45 | 0% |
| 2023 | Group Whole Life | 0% | $0 | $0 | $0 | $0 | $0 | $45 | 0% |
| 2022 | Total Accident & Health | 0% | $288,855 | $288,827 | $0 | $107,498 | $35,175 | $0 | 32.72% |
| 2022 | Total Individual Accident & Health | 0.01% | $288,855 | $288,827 | $0 | $107,498 | $35,175 | $0 | 32.72% |
| 2022 | Individual Specified Disease | 0.12% | $144,015 | $144,001 | $0 | $67,106 | $21,958 | $0 | 32.72% |
| 2022 | Individual Accident Only | 0.18% | $112,255 | $112,244 | $0 | $34,524 | $11,297 | $0 | 32.72% |
| 2022 | Individual Disability Income | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Limited Benefit | 0.03% | $32,585 | $32,582 | $0 | $5,868 | $1,920 | $0 | 32.72% |
| 2022 | Total Life | 0.07% | $9,648,185 | $0 | $0 | $10,271,415 | $0 | $526,357 | 0% |
| 2022 | Total Individual Life | 0.1% | $9,648,185 | $0 | $0 | $10,271,415 | $0 | $526,312 | 0% |
| 2022 | Individual Whole Life | 0.8% | $6,915,322 | $0 | $0 | $8,815,549 | $0 | $378,815 | 0% |
| 2022 | Individual Term Life | 0.1% | $652,598 | $0 | $0 | $342,157 | $0 | $102,248 | 0% |
| 2022 | Individual Universal Life | 0.06% | $483,301 | $0 | $0 | $420,238 | $0 | $27,449 | 0% |
| 2022 | Individual Graded Death Benefits | 6.81% | $1,596,964 | $0 | $0 | $693,471 | $0 | $17,800 | 0% |
| 2022 | Total Group Life | 0% | $0 | $0 | $0 | $0 | $0 | $45 | 0% |
| 2022 | Group Whole Life | 0% | $0 | $0 | $0 | $0 | $0 | $45 | 0% |
| 2021 | Total Accident & Health | 0% | $283,575 | $284,562 | $0 | $74,402 | $-15,581 | $0 | -20.94% |
| 2021 | Total Individual Accident & Health | 0.01% | $283,575 | $284,562 | $0 | $74,402 | $-14,393 | $0 | -19.34% |
| 2021 | Individual Specified Disease | 0.14% | $142,812 | $143,310 | $0 | $44,842 | $-8,202 | $0 | -18.29% |
| 2021 | Individual Accident Only | 0.19% | $115,996 | $116,399 | $0 | $19,560 | $-4,097 | $0 | -20.95% |
| 2021 | Individual Disability Income | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Individual Limited Benefit | 0.04% | $24,767 | $24,853 | $0 | $10,000 | $-2,094 | $0 | -20.94% |
| 2021 | Total Group Accident & Health | 0% | $0 | $0 | $0 | $0 | $-1,188 | $0 | 0% |
| 2021 | Group Disability Income | 0% | $0 | $0 | $0 | $0 | $-1,188 | $0 | 0% |
| 2021 | Total Life | 0.08% | $9,561,478 | $0 | $0 | $10,350,072 | $0 | $542,291 | 0% |
| 2021 | Total Individual Life | 0.12% | $9,561,478 | $0 | $0 | $10,350,072 | $0 | $542,246 | 0% |
| 2021 | Individual Whole Life | 0.79% | $6,962,610 | $0 | $0 | $8,993,409 | $0 | $389,889 | 0% |
| 2021 | Individual Term Life | 0.13% | $797,566 | $0 | $0 | $388,549 | $0 | $105,358 | 0% |
| 2021 | Individual Universal Life | 0.03% | $223,426 | $0 | $0 | $236,067 | $0 | $29,084 | 0% |
| 2021 | Individual Graded Death Benefits | 7.27% | $1,577,876 | $0 | $0 | $732,047 | $0 | $17,915 | 0% |
| 2021 | Total Group Life | 0% | $0 | $0 | $0 | $0 | $0 | $45 | 0% |
| 2021 | Group Whole Life | 0% | $0 | $0 | $0 | $0 | $0 | $45 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Life and Annuities | 0% | 24 | 0 |
| 2024 | Life and Annuities | 0.08% | 24 | 4212 |
| 2023 | Health | 0% | 0 | 0 |
| 2023 | Life and Annuities | 0.09% | 30 | 4541 |
| 2022 | Health | 0% | 0 | 0 |
| 2022 | Life and Annuities | 0.09% | 37 | 5439 |
| 2021 | Health | 0% | 0 | 0 |
| 2021 | Life and Annuities | 0.1% | 37 | 4759 |
Company Changes
Date:
2003-12-01Comments:
Clayton Reinsurance LTD merged with and into The Reliable Life Insurance Co.