Company Details
Company Name:
AMERICAN MODERN PROPERTY AND CASUALTY INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
42722Company Address:
7000 MIDLAND BOULEVARD AMELIA, OH 45102
Phone Number:
8005432644Mailing Address:
P.O. BOX 5323 CINCINNATI, OH 45201-5323
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B419771Date Admitted:
1982-08-02Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0.28% | $50,886,253 | $48,516,076 | $0 | $35,478,431 | $36,434,536 | $0 | 102.69% |
| 2025 | Total Fire & Allied Lines | 3.69% | $24,911,351 | $23,230,238 | $0 | $17,531,835 | $18,001,356 | $0 | 102.68% |
| 2025 | Dwelling Fire & Allied Lines | 7.47% | $24,911,351 | $23,230,238 | $0 | $17,531,835 | $18,001,356 | $0 | 102.68% |
| 2025 | Total Homeowners | 0.57% | $21,236,741 | $20,817,030 | $0 | $17,292,868 | $17,755,989 | $0 | 102.68% |
| 2025 | Homeowners Multi-Peril | 0.31% | $10,937,243 | $12,015,836 | $0 | $9,858,539 | $10,122,561 | $0 | 102.68% |
| 2025 | Mobile Homes | 21.69% | $10,299,498 | $8,801,194 | $0 | $7,434,329 | $7,633,428 | $0 | 102.68% |
| 2025 | Inland Marine (Incl Auto Cargo) | 0.25% | $1,027,297 | $932,954 | $0 | $374,880 | $467,764 | $0 | 124.78% |
| 2025 | Earthquake | 0.79% | $1,147,150 | $1,050,192 | $0 | $0 | $49,368 | $0 | 0% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.14% | $1,431,179 | $1,321,666 | $0 | $65,583 | $-55,615 | $0 | -84.8% |
| 2025 | Total Private Passenger Auto | 0.01% | $233,075 | $240,451 | $0 | $11,111 | $15,995 | $0 | 143.96% |
| 2025 | Private Passenger Auto Liability - Bodily Injury | 0.01% | $128,546 | $131,887 | $0 | $6,111 | $8,797 | $0 | 143.95% |
| 2025 | Private Passenger Auto Liability - Medical Payments | 0.03% | $29,246 | $30,437 | $0 | $5,000 | $7,198 | $0 | 143.96% |
| 2025 | Private Passenger Auto Liability - Uninsured Motorists | 0.02% | $55,527 | $57,176 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Private Passenger Auto Liability - Underinsured Motorists | 0.01% | $19,756 | $20,951 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Private Passenger Auto - Comprehensive | 0.03% | $457,545 | $470,331 | $0 | $90,058 | $76,979 | $0 | 85.48% |
| 2025 | Private Passenger Auto - Collision | 0.03% | $441,915 | $453,214 | $0 | $80,665 | $85,944 | $0 | 106.54% |
| 2025 | Boiler & Machinery | 0% | $0 | $0 | $0 | $31,431 | $36,756 | $0 | 116.94% |
| 2024 | Total Property & Casualty | 0.26% | $45,451,782 | $40,947,686 | $0 | $27,075,329 | $23,356,552 | $0 | 86.27% |
| 2024 | Total Fire & Allied Lines | 3.31% | $20,986,010 | $18,476,944 | $0 | $10,526,581 | $10,716,142 | $0 | 101.8% |
| 2024 | Dwelling Fire & Allied Lines | 9.54% | $20,986,010 | $18,476,944 | $0 | $10,526,581 | $10,716,142 | $0 | 101.8% |
| 2024 | Total Homeowners | 0.59% | $20,125,642 | $18,393,541 | $0 | $13,910,123 | $11,955,546 | $0 | 85.95% |
| 2024 | Homeowners Multi-Peril | 0.39% | $12,771,782 | $11,866,383 | $0 | $9,590,956 | $11,955,546 | $0 | 124.65% |
| 2024 | Mobile Homes | 18.54% | $7,353,860 | $6,527,158 | $0 | $4,319,167 | $0 | $0 | 0% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0.24% | $977,164 | $1,009,219 | $0 | $1,745,278 | $410,483 | $0 | 23.52% |
| 2024 | Earthquake | 0.66% | $957,807 | $733,121 | $0 | $0 | $-4,325 | $0 | 0% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.13% | $1,199,275 | $1,154,361 | $0 | $337,622 | $-313,071 | $0 | -92.73% |
| 2024 | Total Private Passenger Auto | 0.01% | $255,724 | $252,768 | $0 | $102,232 | $159,167 | $0 | 155.69% |
| 2024 | Private Passenger Auto Liability - Bodily Injury | 0.01% | $139,656 | $134,712 | $0 | $102,232 | $159,167 | $0 | 155.69% |
| 2024 | Private Passenger Auto Liability - Medical Payments | 0.04% | $31,779 | $33,575 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Uninsured Motorists | 0.02% | $61,611 | $61,188 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Private Passenger Auto Liability - Underinsured Motorists | 0.02% | $22,678 | $23,293 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Private Passenger Auto - Comprehensive | 0.04% | $490,563 | $485,536 | $0 | $188,445 | $227,780 | $0 | 120.87% |
| 2024 | Private Passenger Auto - Collision | 0.03% | $459,597 | $442,196 | $0 | $212,071 | $151,853 | $0 | 71.6% |
| 2024 | Boiler & Machinery | 0% | $0 | $0 | $0 | $52,977 | $52,977 | $0 | 100% |
| 2023 | Total Property & Casualty | 0.23% | $36,620,483 | $34,322,306 | $0 | $24,977,828 | $28,774,001 | $0 | 115.2% |
| 2023 | Total Fire & Allied Lines | 2.04% | $15,858,900 | $14,005,696 | $0 | $10,504,568 | $10,516,996 | $0 | 100.12% |
| 2023 | Dwelling Fire & Allied Lines | 6.83% | $15,858,900 | $14,005,696 | $0 | $10,504,568 | $10,516,996 | $0 | 100.12% |
| 2023 | Total Homeowners | 0.56% | $16,616,101 | $16,363,856 | $0 | $12,516,084 | $14,447,600 | $0 | 115.43% |
| 2023 | Homeowners Multi-Peril | 0.58% | $16,616,101 | $16,363,856 | $0 | $12,516,084 | $14,447,600 | $0 | 115.43% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.18% | $1,023,281 | $952,805 | $0 | $1,062,866 | $1,854,285 | $0 | 174.46% |
| 2023 | Earthquake | 0.62% | $878,851 | $871,837 | $0 | $0 | $2,454 | $0 | 0% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.11% | $1,092,434 | $1,034,561 | $0 | $433,254 | $1,697,450 | $0 | 391.79% |
| 2023 | Total Private Passenger Automobile | 0.02% | $1,150,916 | $1,093,551 | $0 | $442,025 | $236,185 | $0 | 53.43% |
| 2023 | Private Passenger Auto Liability Bodily Injury | 0.01% | $130,479 | $126,133 | $0 | $125,471 | $-56,244 | $0 | -44.83% |
| 2023 | Private Passenger Auto Medical Payments | 0.04% | $34,216 | $33,411 | $0 | $3,215 | $-1,441 | $0 | -44.82% |
| 2023 | Private Passenger Uninsured Motorists | 0.02% | $58,645 | $57,621 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Private Passenger Underinsured Motorists | 0.02% | $23,369 | $23,096 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Private Passenger Auto Comprehensive | 0.04% | $481,916 | $456,614 | $0 | $154,949 | $145,321 | $0 | 93.79% |
| 2023 | Private Passenger Auto Collision | 0.03% | $422,291 | $396,676 | $0 | $158,390 | $148,549 | $0 | 93.79% |
| 2023 | Boiler & Machinery | 0% | $0 | $0 | $0 | $19,031 | $19,031 | $0 | 100% |
| 2022 | Total Property & Casualty | 0.23% | $32,837,562 | $32,040,316 | $0 | $14,213,838 | $15,207,794 | $0 | 106.99% |
| 2022 | Total Fire & Allied Lines | 2.58% | $12,405,128 | $11,365,573 | $0 | $4,558,726 | $5,310,670 | $0 | 116.49% |
| 2022 | Dwelling Fire & Allied Lines | 8.01% | $12,405,128 | $11,365,573 | $0 | $4,558,726 | $5,310,670 | $0 | 116.49% |
| 2022 | Total Homeowners | 0.62% | $16,889,593 | $17,272,357 | $0 | $7,495,328 | $7,545,973 | $0 | 100.68% |
| 2022 | Homeowners Multi-Peril | 0.65% | $16,889,593 | $17,272,357 | $0 | $7,495,328 | $7,545,973 | $0 | 100.68% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.16% | $851,856 | $799,218 | $0 | $931,164 | $971,274 | $0 | 104.31% |
| 2022 | Earthquake | 0.5% | $678,528 | $646,069 | $0 | $0 | $7,240 | $0 | 0% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.12% | $982,510 | $956,614 | $0 | $274,855 | $541,418 | $0 | 196.98% |
| 2022 | Total Private Passenger Automobile | 0.02% | $1,029,947 | $1,000,485 | $0 | $939,519 | $817,077 | $0 | 86.97% |
| 2022 | Private Passenger Auto Liability Bodily Injury | 0.01% | $120,797 | $123,922 | $0 | $2,163 | $1,595 | $0 | 73.74% |
| 2022 | Private Passenger Auto Medical Payments | 0.04% | $32,354 | $31,018 | $0 | $6,080 | $4,481 | $0 | 73.7% |
| 2022 | Private Passenger Uninsured Motorists | 0.01% | $22,680 | $22,084 | $0 | $300,000 | $221,124 | $0 | 73.71% |
| 2022 | Private Passenger Underinsured Motorists | 0.06% | $55,763 | $50,444 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Private Passenger Auto Comprehensive | 0.05% | $429,746 | $420,943 | $0 | $248,202 | $231,925 | $0 | 93.44% |
| 2022 | Private Passenger Auto Collision | 0.03% | $368,607 | $352,074 | $0 | $383,074 | $357,952 | $0 | 93.44% |
| 2022 | Boiler & Machinery | 0% | $0 | $0 | $0 | $14,246 | $14,142 | $0 | 99.27% |
| 2021 | Total Property & Casualty | 0.24% | $31,630,421 | $29,839,158 | $0 | $17,980,889 | $20,748,710 | $0 | 115.39% |
| 2021 | Total Fire & Allied Lines | 1.6% | $10,527,010 | $9,654,112 | $0 | $6,173,935 | $6,465,823 | $0 | 104.73% |
| 2021 | Dwelling Fire & Allied Lines | 7.26% | $10,527,010 | $9,654,112 | $0 | $6,173,935 | $6,465,823 | $0 | 104.73% |
| 2021 | Total Homeowners | 0.71% | $17,387,186 | $12,938,646 | $0 | $9,455,308 | $9,955,275 | $0 | 105.29% |
| 2021 | Homeowners Multi-Peril | 0.74% | $17,387,186 | $12,938,646 | $0 | $9,455,308 | $9,955,275 | $0 | 105.29% |
| 2021 | Mobile Homes | 1.53% | $446,114 | $4,199,770 | $0 | $1,572,147 | $1,668,626 | $0 | 106.14% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.16% | $740,266 | $620,075 | $0 | $199,030 | $1,901,869 | $0 | 0% |
| 2021 | Earthquake | 0.46% | $605,104 | $583,062 | $0 | $0 | $5,200 | $0 | 0% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.12% | $936,098 | $885,046 | $0 | $200,893 | $284,503 | $0 | 141.62% |
| 2021 | Total Private Passenger Automobile | 0.02% | $988,643 | $958,132 | $0 | $340,355 | $429,029 | $0 | 126.05% |
| 2021 | Private Passenger Auto Liability Bodily Injury | 0.01% | $93,384 | $116,368 | $0 | $10,828 | $13,498 | $0 | 124.66% |
| 2021 | Private Passenger Auto Liability Property Damage | 0% | $25,502 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Private Passenger Auto Medical Payments | 0.03% | $29,709 | $29,282 | $0 | $5,000 | $1,645 | $0 | 32.9% |
| 2021 | Private Passenger Uninsured Motorists | 0.02% | $53,342 | $74,276 | $0 | $100,001 | $158,795 | $0 | 158.79% |
| 2021 | Private Passenger Underinsured Motorists | 0.03% | $21,711 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Private Passenger Auto Comprehensive | 0.05% | $420,377 | $414,574 | $0 | $83,522 | $127,484 | $0 | 152.64% |
| 2021 | Private Passenger Auto Collision | 0.03% | $344,618 | $323,632 | $0 | $141,004 | $127,607 | $0 | 90.5% |
| 2021 | Boiler & Machinery | 0% | $0 | $315 | $0 | $39,221 | $38,385 | $0 | 97.87% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Private Passenger Auto | 0.02% | 1 | 230 |
| 2025 | Homeowners | 0.53% | 15 | 113 |
| 2024 | Private Passenger Auto | 0.02% | 1 | 273 |
| 2024 | Homeowners | 0.54% | 16 | 220 |
| 2023 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2023 | Homeowners | 0.95% | 24 | 202 |
| 2022 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2022 | Homeowners | 0.96% | 26 | 283 |
| 2021 | Private Passenger Auto | 0.02% | 0 | 0 |
| 2021 | Homeowners | 0.89% | 21 | 266 |
Company Changes
Date:
2009-12-17Comments:
First Marine Insurance Co. added B3 authority.Date:
2014-04-24Comments:
Effective 04/24/14 First Marine Insurance Company changed its name to American Modern Property and Casualty Insurance Company.Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.