Company Details
Company Name:
The North River Insurance CompanyLicense Status:
ActiveNAIC Number:
21105Company Address:
305 MADISON AVENUE MORRISTOWN, NJ 07960
Phone Number:
9734906600Mailing Address:
305 MADISON AVENUE MORRISTOWN, NJ 07960
Description:
Property and Casualty (Ch 379, RSMo)License Number:
B419070Date Admitted:
1972-09-30Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.1% | $16,427,421 | $16,427,421 | $0 | $7,777,635 | $10,902,637 | $0 | 140.18% |
| 2025 | Total Individual Accident & Health | 0.03% | $2,199,905 | $2,199,905 | $0 | $664,368 | $1,460,044 | $0 | 219.76% |
| 2025 | Individual Short Term Limited Duration | 22.12% | $2,199,905 | $2,199,905 | $0 | $664,368 | $1,460,044 | $0 | 219.76% |
| 2025 | Total Group Accident & Health | 0.16% | $14,227,516 | $14,227,516 | $0 | $7,113,267 | $9,442,593 | $0 | 132.75% |
| 2025 | Group Accident Only | 0.08% | $129,371 | $129,371 | $0 | $64,987 | $85,862 | $0 | 132.12% |
| 2025 | Group Stop Loss | 1.17% | $14,098,145 | $14,098,145 | $0 | $7,048,280 | $9,356,731 | $0 | 132.75% |
| 2025 | Total Property & Casualty | 0.03% | $5,655,875 | $6,388,999 | $0 | $3,026,136 | $5,591,247 | $0 | 184.77% |
| 2025 | Total Fire & Allied Lines | 0.18% | $1,222,475 | $1,148,573 | $0 | $258,195 | $-483,270 | $0 | -187.17% |
| 2025 | Commercial Fire & Allied Lines | 0.38% | $1,222,475 | $1,148,573 | $0 | $258,195 | $-483,270 | $0 | -187.17% |
| 2025 | Private Flood | 0% | $0 | $0 | $0 | $0 | $-38 | $0 | 0% |
| 2025 | Commercial Multi-Peril | 0% | $51,605 | $66,450 | $0 | $0 | $-26,797 | $0 | 0% |
| 2025 | Pet Insurance Plans | 0.21% | $88,411 | $93,597 | $0 | $70,726 | $34,681 | $0 | 49.04% |
| 2025 | Earthquake | 0% | $0 | $0 | $0 | $0 | $-2 | $0 | 0% |
| 2025 | Direct Workers Compensation | 0.14% | $1,514,201 | $1,390,509 | $0 | $184,107 | $722,684 | $0 | 392.53% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0.14% | $1,499,170 | $2,027,298 | $0 | $0 | $3,590,038 | $0 | 0% |
| 2025 | Products Liability | 0.29% | $157,465 | $138,339 | $0 | $720 | $55,522 | $0 | 0% |
| 2025 | Total Commercial Auto | 0.13% | $1,120,794 | $1,518,995 | $0 | $2,512,388 | $1,700,743 | $0 | 67.69% |
| 2025 | Commercial Auto Liability - Property Damage | 0.62% | $1,120,794 | $1,518,995 | $0 | $2,512,388 | $1,700,743 | $0 | 67.69% |
| 2025 | Fidelity | 0% | $0 | $0 | $0 | $0 | $-1,946 | $0 | 0% |
| 2025 | Surety | 0% | $1,754 | $5,238 | $0 | $0 | $-368 | $0 | 0% |
| 2024 | Total Accident & Health | 0.04% | $6,793,499 | $6,793,499 | $0 | $3,318,286 | $4,207,204 | $0 | 126.79% |
| 2024 | Total Individual Accident & Health | 0.03% | $1,763,185 | $1,763,185 | $0 | $296,333 | $1,091,938 | $0 | 368.48% |
| 2024 | Individual Short Term Limited Duration | 10.98% | $1,763,185 | $1,763,185 | $0 | $296,333 | $1,091,938 | $0 | 368.48% |
| 2024 | Total Group Accident & Health | 0.06% | $5,030,314 | $5,030,314 | $0 | $3,021,953 | $3,115,266 | $0 | 103.09% |
| 2024 | Group Stop Loss | 0.47% | $5,030,314 | $5,030,314 | $0 | $3,021,953 | $3,115,266 | $0 | 103.09% |
| 2024 | Total Property & Casualty | 0.05% | $7,897,491 | $7,618,725 | $0 | $2,229,149 | $3,331,187 | $0 | 149.44% |
| 2024 | Total Fire & Allied Lines | 0.18% | $1,118,275 | $941,472 | $0 | $150,292 | $525,335 | $0 | 349.54% |
| 2024 | Commercial Fire & Allied Lines | 0.28% | $1,118,275 | $941,472 | $0 | $150,292 | $525,335 | $0 | 349.54% |
| 2024 | Private Flood | 0% | $0 | $0 | $0 | $0 | $-114 | $0 | 0% |
| 2024 | Commercial Multi-Peril | 0.01% | $99,029 | $144,591 | $0 | $264,513 | $119,846 | $0 | 45.31% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0% | $0 | $1,224 | $0 | $0 | $-20 | $0 | 0% |
| 2024 | Pet Insurance Plans | 0.65% | $222,151 | $223,395 | $0 | $107,815 | $105,999 | $0 | 98.32% |
| 2024 | Earthquake | 0% | $0 | $0 | $0 | $0 | $-2 | $0 | 0% |
| 2024 | Direct Workers Compensation | 0.11% | $1,233,158 | $1,105,657 | $0 | $109,461 | $147,231 | $0 | 134.51% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0.37% | $3,516,100 | $3,665,432 | $0 | $-1,237 | $518,179 | $0 | 0% |
| 2024 | Products Liability | 0.21% | $122,147 | $125,835 | $0 | $900 | $-3,225 | $0 | -358.33% |
| 2024 | Total Commercial Auto | 0.11% | $830,112 | $800,274 | $0 | $1,367,835 | $1,703,551 | $0 | 124.54% |
| 2024 | Commercial Auto Liability - Bodily Injury | 0% | $0 | $0 | $0 | $0 | $-284 | $0 | 0% |
| 2024 | Commercial Auto Liability - Property Damage | 0.5% | $830,112 | $800,274 | $0 | $1,367,835 | $1,703,835 | $0 | 124.56% |
| 2024 | Commercial Auto - Collision | 0.37% | $743,296 | $591,045 | $0 | $229,570 | $217,446 | $0 | 94.72% |
| 2024 | Fidelity | 0% | $0 | $6,819 | $0 | $0 | $-3,264 | $0 | 0% |
| 2024 | Surety | 0.01% | $13,223 | $12,981 | $0 | $0 | $225 | $0 | 0% |
| 2023 | Total Accident & Health | 0.03% | $4,674,914 | $4,674,914 | $0 | $2,895,095 | $4,286,044 | $0 | 148.05% |
| 2023 | Total Group Accident & Health | 0.05% | $4,674,914 | $4,674,914 | $0 | $2,895,095 | $4,286,044 | $0 | 148.05% |
| 2023 | Group Accident Only | 0% | $0 | $0 | $0 | $16,510 | $0 | $0 | 0% |
| 2023 | Group Limited Benefit | 0.21% | $640,874 | $640,874 | $0 | $91,667 | $587,564 | $0 | 0% |
| 2023 | Group Stop Loss | 0.41% | $4,034,040 | $4,034,040 | $0 | $2,786,918 | $3,698,480 | $0 | 132.71% |
| 2023 | Total Property & Casualty | 0.05% | $8,055,866 | $7,590,662 | $0 | $2,771,928 | $5,615,116 | $0 | 202.57% |
| 2023 | Total Fire & Allied Lines | 0.13% | $978,098 | $866,819 | $0 | $1,211,042 | $1,484,607 | $0 | 122.59% |
| 2023 | Commercial Fire & Allied Lines | 0.3% | $978,098 | $866,819 | $0 | $1,211,042 | $1,484,607 | $0 | 122.59% |
| 2023 | Commercial Multi-Peril | 0.03% | $318,065 | $339,396 | $0 | $263,002 | $267,169 | $0 | 101.58% |
| 2023 | Inland Marine (Incl Auto Cargo) | 0.05% | $267,320 | $267,055 | $0 | $128,188 | $140,983 | $0 | 109.98% |
| 2023 | Earthquake | 0% | $0 | $0 | $0 | $0 | $6 | $0 | 0% |
| 2023 | Direct Workers Compensation | 0.12% | $1,337,825 | $1,182,156 | $0 | $209,716 | $782,339 | $0 | 373.05% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.29% | $2,755,162 | $2,455,860 | $0 | $0 | $951,540 | $0 | 0% |
| 2023 | Products Liability | 0.24% | $118,704 | $106,723 | $0 | $3,722 | $39,075 | $0 | 0% |
| 2023 | Total Commercial Automobile | 0.22% | $2,244,517 | $2,338,744 | $0 | $956,258 | $1,945,133 | $0 | 203.41% |
| 2023 | Commercial Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $3,057 | $0 | 0% |
| 2023 | Commercial Auto Liability Property Damage | 1.16% | $1,671,426 | $1,731,118 | $0 | $756,773 | $1,670,676 | $0 | 220.76% |
| 2023 | Commercial Auto Collision | 0.28% | $573,091 | $607,626 | $0 | $199,485 | $271,400 | $0 | 136.05% |
| 2023 | Fidelity | 0.08% | $20,458 | $20,772 | $0 | $0 | $4,504 | $0 | 0% |
| 2023 | Surety | 0.01% | $15,717 | $13,137 | $0 | $0 | $-240 | $0 | 0% |
| 2022 | Total Accident & Health | 0.01% | $1,410,187 | $1,410,187 | $0 | $1,913,908 | $2,491,086 | $0 | 130.16% |
| 2022 | Total Group Accident & Health | 0.02% | $1,410,187 | $1,410,187 | $0 | $1,913,908 | $2,491,086 | $0 | 130.16% |
| 2022 | Group Accident Only | 0.01% | $11,342 | $11,342 | $0 | $46,045 | $20,036 | $0 | 43.51% |
| 2022 | Group Limited Benefit | 0.11% | $317,089 | $317,089 | $0 | $96,431 | $560,134 | $0 | 0% |
| 2022 | Group Stop Loss | 0.12% | $1,081,756 | $1,081,756 | $0 | $1,771,432 | $1,910,916 | $0 | 107.87% |
| 2022 | Total Property & Casualty | 0.04% | $5,719,391 | $4,931,358 | $0 | $1,162,099 | $1,713,434 | $0 | 147.44% |
| 2022 | Total Fire & Allied Lines | 0.13% | $625,936 | $569,131 | $0 | $126 | $324,913 | $0 | 0% |
| 2022 | Commercial Fire & Allied Lines | 0.2% | $625,936 | $569,131 | $0 | $126 | $324,913 | $0 | 0% |
| 2022 | Commercial Multi-Peril | 0.03% | $282,875 | $249,723 | $0 | $178,164 | $288,271 | $0 | 161.8% |
| 2022 | Inland Marine (Incl Auto Cargo) | 0.07% | $347,661 | $348,961 | $0 | $139,502 | $-83,596 | $0 | -59.92% |
| 2022 | Direct Workers Compensation | 0.07% | $771,594 | $743,232 | $0 | $4,971 | $146,648 | $0 | 0% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0.19% | $1,644,320 | $1,058,280 | $0 | $256,250 | $84,847 | $0 | 33.11% |
| 2022 | Products Liability | 0.22% | $97,710 | $99,166 | $0 | $6,364 | $-60,155 | $0 | 0% |
| 2022 | Total Commercial Automobile | 0.2% | $1,930,177 | $1,840,627 | $0 | $576,722 | $1,016,085 | $0 | 176.18% |
| 2022 | Commercial Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $343 | $0 | 0% |
| 2022 | Commercial Auto Liability Property Damage | 0.93% | $1,410,500 | $1,449,114 | $0 | $129,687 | $594,700 | $0 | 458.57% |
| 2022 | Commercial Auto Collision | 0.28% | $519,677 | $391,513 | $0 | $447,035 | $421,042 | $0 | 94.19% |
| 2022 | Fidelity | 0.02% | $4,332 | $3,799 | $0 | $0 | $-2,939 | $0 | 0% |
| 2022 | Surety | 0.01% | $14,786 | $18,439 | $0 | $0 | $-640 | $0 | 0% |
| 2021 | Total Accident & Health | 0% | $14,523 | $14,523 | $0 | $-72,316 | $-39,098 | $0 | 54.07% |
| 2021 | Total Group Accident & Health | 0% | $14,523 | $14,523 | $0 | $-72,316 | $-39,098 | $0 | 54.07% |
| 2021 | Group Accident Only | -0.01% | $-17,770 | $-17,770 | $0 | $-72,316 | $-39,098 | $0 | 54.07% |
| 2021 | Group Limited Benefit | 0.01% | $32,341 | $32,341 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Group Stop Loss | 0% | $-48 | $-48 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Property & Casualty | 0.03% | $3,581,913 | $2,899,954 | $0 | $471,003 | $293,096 | $0 | 62.23% |
| 2021 | Total Fire & Allied Lines | 0.08% | $522,970 | $405,676 | $0 | $0 | $10,673 | $0 | 0% |
| 2021 | Commercial Fire & Allied Lines | 0.16% | $522,970 | $405,676 | $0 | $0 | $10,673 | $0 | 0% |
| 2021 | Commercial Multi-Peril | 0.01% | $86,915 | $73,664 | $0 | $31,954 | $72,760 | $0 | 227.7% |
| 2021 | Inland Marine (Incl Auto Cargo) | 0.08% | $353,025 | $351,963 | $0 | $165,817 | $152,784 | $0 | 92.14% |
| 2021 | Direct Workers Compensation | 0.03% | $321,590 | $376,077 | $0 | $-59 | $-186,470 | $0 | 0% |
| 2021 | Other Liability - Bodily Injury & Property Damage | 0.12% | $995,482 | $900,919 | $0 | $110 | $-72,599 | $0 | 0% |
| 2021 | Products Liability | 0.24% | $96,337 | $70,103 | $0 | $0 | $-41,400 | $0 | 0% |
| 2021 | Total Commercial Automobile | 0.13% | $1,167,121 | $692,393 | $0 | $273,181 | $352,804 | $0 | 129.15% |
| 2021 | Commercial Auto Liability Bodily Injury | 0% | $0 | $0 | $0 | $0 | $-571 | $0 | 0% |
| 2021 | Commercial Auto Liability Property Damage | 0.63% | $836,376 | $432,174 | $0 | $203,713 | $253,499 | $0 | 124.44% |
| 2021 | Commercial Auto Collision | 0.19% | $330,745 | $260,219 | $0 | $69,468 | $99,876 | $0 | 143.77% |
| 2021 | Fidelity | 0.08% | $19,226 | $12,626 | $0 | $0 | $4,970 | $0 | 0% |
| 2021 | Surety | 0.02% | $19,247 | $16,533 | $0 | $0 | $-521 | $0 | 0% |
| 2021 | Private Flood | 0% | $0 | $0 | $0 | $0 | $95 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 1 | 0 |
| 2023 | Health | 0% | 0 | 0 |
| 2021 | Health | 0% | 0 | 0 |
Company Changes
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Market Regulation Actions
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Financial Exams
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