Company Details
Company Name:
UNIVERSAL FIRE & CASUALTY INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
32867Company Address:
2850 Dixie Hwy, Ste 100 Waterford, MI 48328
Phone Number:
9899441195Mailing Address:
2850 Dixie Hwy, Ste 100 Waterford, MI 48328
Mailing Phone:
6166623900Description:
Property and Casualty (Ch 379, RSMo)License Number:
B419011Date Admitted:
1990-04-16Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Property & Casualty | 0% | $342,488 | $388,751 | $0 | $248,550 | $165,576 | $0 | 66.62% |
| 2025 | Total Fire & Allied Lines | 0.01% | $72,964 | $65,979 | $0 | $23,342 | $-29,041 | $0 | -124.42% |
| 2025 | Commercial Fire & Allied Lines | 0.02% | $72,964 | $65,979 | $0 | $23,342 | $-29,041 | $0 | -124.42% |
| 2025 | Commercial Multi-Peril | 0.02% | $229,832 | $283,744 | $0 | $202,340 | $164,501 | $0 | 81.3% |
| 2025 | Travel Coverage | 0% | $5,226 | $4,293 | $0 | $0 | $663 | $0 | 0% |
| 2025 | Other Liability - Bodily Injury & Property Damage | 0% | $25,794 | $24,989 | $0 | $0 | $3,460 | $0 | 0% |
| 2025 | Surety | 0% | $5,949 | $6,696 | $0 | $22,868 | $24,239 | $0 | 106% |
| 2025 | Boiler & Machinery | 0.01% | $2,723 | $3,050 | $0 | $0 | $1,754 | $0 | 0% |
| 2024 | Total Property & Casualty | 0% | $505,381 | $627,023 | $0 | $367,368 | $366,466 | $0 | 99.75% |
| 2024 | Total Fire & Allied Lines | 0.02% | $95,516 | $205,536 | $0 | $91,679 | $159,362 | $0 | 173.83% |
| 2024 | Commercial Fire & Allied Lines | 0.02% | $95,516 | $205,536 | $0 | $91,679 | $159,362 | $0 | 173.83% |
| 2024 | Commercial Multi-Peril | 0.03% | $366,477 | $358,768 | $0 | $223,189 | $147,964 | $0 | 66.3% |
| 2024 | Inland Marine (Incl Auto Cargo) | 0% | $2,342 | $560 | $0 | $0 | $175 | $0 | 0% |
| 2024 | Other Liability - Bodily Injury & Property Damage | 0% | $28,368 | $52,718 | $0 | $52,500 | $58,103 | $0 | 110.67% |
| 2024 | Surety | 0.01% | $9,561 | $8,102 | $0 | $0 | $421 | $0 | 0% |
| 2024 | Boiler & Machinery | 0.01% | $3,117 | $1,339 | $0 | $0 | $441 | $0 | 0% |
| 2023 | Total Property & Casualty | 0% | $619,545 | $494,198 | $0 | $102,760 | $305,943 | $0 | 297.73% |
| 2023 | Total Fire & Allied Lines | 0.02% | $191,345 | $129,057 | $0 | $0 | $15,797 | $0 | 0% |
| 2023 | Commercial Fire & Allied Lines | 0.06% | $191,345 | $129,057 | $0 | $0 | $15,797 | $0 | 0% |
| 2023 | Commercial Multi-Peril | 0.03% | $334,496 | $284,717 | $0 | $102,760 | $235,589 | $0 | 229.26% |
| 2023 | Other Liability - Bodily Injury & Property Damage | 0.01% | $88,449 | $77,290 | $0 | $0 | $54,645 | $0 | 0% |
| 2023 | Surety | 0% | $5,193 | $3,130 | $0 | $0 | $-89 | $0 | 0% |
| 2023 | Boiler & Machinery | 0% | $62 | $4 | $0 | $0 | $1 | $0 | 0% |
| 2022 | Total Property & Casualty | 0% | $372,274 | $170,773 | $0 | $0 | $105,859 | $0 | 0% |
| 2022 | Total Fire & Allied Lines | 0.02% | $99,217 | $13,596 | $0 | $0 | $3,549 | $0 | 0% |
| 2022 | Commercial Fire & Allied Lines | 0.03% | $99,217 | $13,596 | $0 | $0 | $3,549 | $0 | 0% |
| 2022 | Commercial Multi-Peril | 0.02% | $226,673 | $138,657 | $0 | $0 | $98,939 | $0 | 0% |
| 2022 | Other Liability - Bodily Injury & Property Damage | 0% | $36,140 | $7,756 | $0 | $0 | $3,545 | $0 | 0% |
| 2022 | Surety | 0.01% | $10,244 | $10,764 | $0 | $0 | $-174 | $0 | 0% |
| 2021 | Total Property & Casualty | 0% | $74,608 | $29,195 | $0 | $0 | $1,905 | $0 | 0% |
| 2021 | Commercial Multi-Peril | 0.01% | $48,743 | $2,700 | $0 | $0 | $1,431 | $0 | 0% |
| 2021 | Surety | 0.03% | $25,865 | $26,495 | $0 | $0 | $474 | $0 | 0% |
Complaint Index
Company Changes
Date:
2023-12-27Comments:
Effective 12/27/2021 the above company joined the Universal Shield Insurance Group – No. 5020, updating their Group Code to reflect this. They also updated their Business, Mailing, and Main Administrative Office Addresses. Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.