Company Details
Company Name:
UNIFIED LIFE INSURANCE COMPANYLicense Status:
ActiveNAIC Number:
11121Company Address:
7201 W 129 ST #300 OVERLAND PARK, KS 66213
Phone Number:
9138717284Mailing Address:
7201 W 129 ST #300 OVERLAND PARK, KS 66213
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A418556Date Admitted:
2002-05-28Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.01% | $1,488,988 | $1,499,940 | $0 | $1,262,207 | $1,247,574 | $0 | 98.84% |
| 2025 | Total Individual Accident & Health | 0% | $254,007 | $264,959 | $0 | $188,647 | $174,567 | $0 | 92.54% |
| 2025 | Individual Medicare Supplement | 0.04% | $234,388 | $244,810 | $0 | $173,309 | $163,995 | $0 | 94.63% |
| 2025 | Individual Specified Disease | 0.02% | $16,764 | $17,294 | $0 | $8,838 | $5,490 | $0 | 62.12% |
| 2025 | Individual Accident Only | 0% | $1,384 | $1,387 | $0 | $0 | $-57 | $0 | 0% |
| 2025 | Individual Disability Income | 0% | $212 | $227 | $0 | $6,500 | $5,132 | $0 | 78.95% |
| 2025 | Individual Limited Benefit | 0% | $1,259 | $1,241 | $0 | $0 | $7 | $0 | 0% |
| 2025 | Total Group Accident & Health | 0.01% | $1,234,981 | $1,234,981 | $0 | $1,073,560 | $1,073,007 | $0 | 99.95% |
| 2025 | Group Specified Disease | 0% | $0 | $0 | $0 | $0 | $-272 | $0 | 0% |
| 2025 | Group Limited Benefit | 0.37% | $1,234,981 | $1,234,981 | $0 | $1,073,560 | $1,073,279 | $0 | 99.97% |
| 2025 | Total Life & Annuities | 0% | $339,570 | $0 | $416 | $716,045 | $0 | $21,980,188 | 0% |
| 2025 | Total Individual Life | 0% | $197,527 | $0 | $416 | $490,361 | $0 | $17,947,262 | 0% |
| 2025 | Individual Industrial Life | 0% | $0 | $0 | $0 | $0 | $0 | $2,700 | 0% |
| 2025 | Individual Whole Life | 0.01% | $66,561 | $0 | $416 | $249,097 | $0 | $7,965,879 | 0% |
| 2025 | Individual Term Life | 0.02% | $125,021 | $0 | $0 | $241,264 | $0 | $9,787,953 | 0% |
| 2025 | Individual Universal Life | 0% | $5,945 | $0 | $0 | $0 | $0 | $190,730 | 0% |
| 2025 | Total Individual Annuities | 0% | $234 | $0 | $0 | $5,736 | $0 | $0 | 0% |
| 2025 | Individual Fixed Annuities | 0% | $234 | $0 | $0 | $5,736 | $0 | $0 | 0% |
| 2025 | Total Individual Life & Annuities | 0% | $197,761 | $0 | $416 | $496,097 | $0 | $17,947,262 | 0% |
| 2025 | Total Group Life | 0.01% | $141,809 | $0 | $0 | $219,948 | $0 | $4,032,926 | 0% |
| 2025 | Group Whole Life | 0.24% | $141,809 | $0 | $0 | $219,948 | $0 | $4,032,926 | 0% |
| 2025 | Total Group Life & Annuities | 0% | $141,809 | $0 | $0 | $219,948 | $0 | $4,032,926 | 0% |
| 2024 | Total Accident & Health | 0.01% | $1,543,128 | $1,537,054 | $0 | $1,311,694 | $1,313,181 | $0 | 100.11% |
| 2024 | Total Individual Accident & Health | 0.01% | $376,099 | $369,934 | $0 | $297,950 | $299,388 | $0 | 100.48% |
| 2024 | Individual Medicare Supplement | 0.06% | $352,631 | $345,834 | $0 | $285,284 | $284,085 | $0 | 99.58% |
| 2024 | Individual Specified Disease | 0.02% | $20,456 | $20,973 | $0 | $7,166 | $9,644 | $0 | 134.58% |
| 2024 | Individual Accident Only | 0% | $1,463 | $1,545 | $0 | $0 | $47 | $0 | 0% |
| 2024 | Individual Disability Income | 0% | $382 | $401 | $0 | $5,500 | $5,522 | $0 | 100.4% |
| 2024 | Individual Limited Benefit | 0% | $1,167 | $1,181 | $0 | $0 | $90 | $0 | 0% |
| 2024 | Total Group Accident & Health | 0.01% | $1,167,029 | $1,167,120 | $0 | $1,013,744 | $1,013,793 | $0 | 100% |
| 2024 | Group Disability Income | 0% | $58 | $93 | $0 | $0 | $-32 | $0 | 0% |
| 2024 | Group Limited Benefit | 0.37% | $1,166,971 | $1,167,027 | $0 | $1,013,744 | $1,013,825 | $0 | 100.01% |
| 2024 | Total Life & Annuities | 0% | $427,566 | $0 | $928 | $585,652 | $0 | $24,033,041 | 0% |
| 2024 | Total Individual Life | 0% | $217,366 | $0 | $928 | $377,338 | $0 | $19,978,945 | 0% |
| 2024 | Individual Industrial Life | 0% | $0 | $0 | $0 | $0 | $0 | $2,700 | 0% |
| 2024 | Individual Whole Life | 0.01% | $75,646 | $0 | $824 | $187,144 | $0 | $8,482,653 | 0% |
| 2024 | Individual Term Life | 0.02% | $136,778 | $0 | $0 | $183,000 | $0 | $11,302,862 | 0% |
| 2024 | Individual Universal Life | 0% | $4,942 | $0 | $104 | $7,194 | $0 | $190,730 | 0% |
| 2024 | Total Individual Annuities | 0% | $484 | $0 | $0 | $45,482 | $0 | $0 | 0% |
| 2024 | Individual Fixed Annuities | 0% | $484 | $0 | $0 | $45,482 | $0 | $0 | 0% |
| 2024 | Total Individual Life & Annuities | 0% | $217,850 | $0 | $928 | $422,820 | $0 | $19,978,945 | 0% |
| 2024 | Total Group Life | 0.01% | $209,716 | $0 | $0 | $162,832 | $0 | $4,054,096 | 0% |
| 2024 | Group Whole Life | 0.32% | $209,716 | $0 | $0 | $162,832 | $0 | $4,054,096 | 0% |
| 2024 | Total Group Life & Annuities | 0.01% | $209,716 | $0 | $0 | $162,832 | $0 | $4,054,096 | 0% |
| 2023 | Total Accident & Health | 0.01% | $1,487,546 | $1,495,992 | $0 | $1,490,688 | $1,463,408 | $0 | 98.17% |
| 2023 | Total Individual Accident & Health | 0.01% | $563,717 | $572,142 | $0 | $688,456 | $661,199 | $0 | 96.04% |
| 2023 | Individual Medicare Supplement | 0.1% | $538,642 | $546,824 | $0 | $648,036 | $629,121 | $0 | 97.08% |
| 2023 | Individual Specified Disease | 0.02% | $21,756 | $21,932 | $0 | $1,920 | $-2,439 | $0 | -127.03% |
| 2023 | Individual Accident Only | 0% | $1,619 | $1,693 | $0 | $32,500 | $32,435 | $0 | 99.8% |
| 2023 | Individual Disability Income | 0% | $577 | $568 | $0 | $6,000 | $2,082 | $0 | 34.7% |
| 2023 | Individual Limited Benefit | 0% | $1,123 | $1,125 | $0 | $0 | $0 | $0 | 0% |
| 2023 | Total Group Accident & Health | 0.01% | $923,829 | $923,850 | $0 | $802,232 | $802,209 | $0 | 100% |
| 2023 | Group Limited Benefit | 0.3% | $923,829 | $923,850 | $0 | $802,232 | $802,209 | $0 | 100% |
| 2023 | Total Life | 0% | $432,413 | $0 | $1,125 | $612,829 | $0 | $26,504 | 0% |
| 2023 | Total Individual Life | 0% | $235,986 | $0 | $1,125 | $243,868 | $0 | $22,483 | 0% |
| 2023 | Individual Whole Life | 0.01% | $79,028 | $0 | $983 | $146,366 | $0 | $8,997 | 0% |
| 2023 | Individual Term Life | 0.03% | $151,826 | $0 | $0 | $84,622 | $0 | $13,245 | 0% |
| 2023 | Individual Universal Life | 0% | $5,132 | $0 | $142 | $12,880 | $0 | $241 | 0% |
| 2023 | Total Group Life | 0.01% | $196,427 | $0 | $0 | $368,961 | $0 | $4,021 | 0% |
| 2023 | Group Whole Life | 0.33% | $195,824 | $0 | $0 | $209,835 | $0 | $4,021 | 0% |
| 2023 | Group Ordinary Annuities | 0% | $603 | $0 | $0 | $159,126 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0.01% | $1,793,215 | $1,809,734 | $0 | $1,634,516 | $1,619,182 | $0 | 99.06% |
| 2022 | Total Individual Accident & Health | 0.02% | $956,759 | $973,182 | $0 | $913,102 | $897,854 | $0 | 98.33% |
| 2022 | Individual Medicare Supplement | 0.17% | $930,916 | $947,055 | $0 | $907,602 | $893,817 | $0 | 98.48% |
| 2022 | Individual Specified Disease | 0.02% | $22,439 | $22,587 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Accident Only | 0% | $1,681 | $1,781 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Individual Disability Income | 0% | $645 | $667 | $0 | $5,500 | $4,037 | $0 | 73.4% |
| 2022 | Individual Limited Benefit | 0% | $1,078 | $1,092 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Accident & Health | 0.01% | $836,456 | $836,552 | $0 | $721,414 | $721,328 | $0 | 99.99% |
| 2022 | Group Limited Benefit | 0.28% | $836,456 | $836,552 | $0 | $721,414 | $721,328 | $0 | 99.99% |
| 2022 | Total Life | 0% | $408,973 | $0 | $1,360 | $530,584 | $0 | $28,254 | 0% |
| 2022 | Total Individual Life | 0% | $243,506 | $0 | $1,360 | $257,712 | $0 | $24,395 | 0% |
| 2022 | Individual Whole Life | 0.01% | $83,924 | $0 | $1,360 | $209,764 | $0 | $9,412 | 0% |
| 2022 | Individual Term Life | 0.02% | $154,078 | $0 | $0 | $37,000 | $0 | $14,679 | 0% |
| 2022 | Individual Universal Life | 0% | $4,734 | $0 | $0 | $6,807 | $0 | $304 | 0% |
| 2022 | Individual Ordinary Annuities | 0% | $770 | $0 | $0 | $4,141 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0% | $165,467 | $0 | $0 | $272,872 | $0 | $3,859 | 0% |
| 2022 | Group Whole Life | 0.4% | $165,467 | $0 | $0 | $272,872 | $0 | $3,859 | 0% |
| 2021 | Total Accident & Health | 0.02% | $2,113,965 | $2,121,050 | $0 | $1,918,859 | $1,863,600 | $0 | 97.12% |
| 2021 | Total Individual Accident & Health | 0.03% | $1,234,802 | $1,241,940 | $0 | $1,167,267 | $1,111,874 | $0 | 95.25% |
| 2021 | Individual Medicare Supplement | 0.21% | $1,202,905 | $1,209,838 | $0 | $1,135,762 | $1,092,973 | $0 | 96.23% |
| 2021 | Individual Specified Disease | 0.03% | $27,697 | $27,808 | $0 | $25,005 | $26,578 | $0 | 106.29% |
| 2021 | Individual Accident Only | 0% | $2,113 | $2,191 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Individual Disability Income | 0% | $664 | $670 | $0 | $6,500 | $-7,677 | $0 | -118.11% |
| 2021 | Individual Limited Benefit | 0% | $1,423 | $1,433 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Group Accident & Health | 0.01% | $879,163 | $879,110 | $0 | $751,592 | $751,726 | $0 | 100.02% |
| 2021 | Group Limited Benefit | 0.31% | $879,163 | $879,110 | $0 | $751,592 | $751,726 | $0 | 100.02% |
| 2021 | Total Life | 0% | $529,603 | $0 | $1,624 | $777,729 | $0 | $31,923 | 0% |
| 2021 | Total Individual Life | 0% | $269,114 | $0 | $1,624 | $526,572 | $0 | $27,994 | 0% |
| 2021 | Individual Whole Life | 0.01% | $93,314 | $0 | $1,624 | $349,755 | $0 | $9,767 | 0% |
| 2021 | Individual Term Life | 0.03% | $169,464 | $0 | $0 | $129,701 | $0 | $17,863 | 0% |
| 2021 | Individual Universal Life | 0% | $5,621 | $0 | $0 | $42,975 | $0 | $364 | 0% |
| 2021 | Individual Ordinary Annuities | 0% | $715 | $0 | $0 | $4,141 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0.01% | $260,489 | $0 | $0 | $251,157 | $0 | $3,929 | 0% |
| 2021 | Group Whole Life | 0.57% | $260,489 | $0 | $0 | $251,157 | $0 | $3,929 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0.03% | 2 | 313 |
| 2025 | Life and Annuities | 0% | 1 | 0 |
| 2025 | Medicare Supplement Insurance | 0% | 1 | 0 |
| 2024 | Health | 0.03% | 2 | 361 |
| 2024 | Life and Annuities | 0% | 1 | 4140 |
| 2024 | Medicare Supplement Insurance | 0% | 1 | 0 |
| 2023 | Health | 0.02% | 1 | 254 |
| 2023 | Life and Annuities | 0% | 1 | 3098 |
| 2023 | Medicare Supplement Insurance | 0.11% | 0 | 0 |
| 2022 | Health | 0.02% | 0 | 0 |
| 2022 | Life and Annuities | 0% | 0 | 0 |
| 2022 | Medicare Supplement Insurance | 0.15% | 0 | 0 |
| 2021 | Health | 0.03% | 0 | 0 |
| 2021 | Life and Annuities | 0.01% | 0 | 0 |
| 2021 | Medicare Supplement Insurance | 0.18% | 0 | 0 |
Company Changes
Date:
2005-01-01Comments:
Cameron Life Insurance Company merged with and into Unified Life Insurance Company.Date:
2007-10-01Comments:
National Financial Insurance Company and American Insurance Company of Texas merged with and into Unified Life Insurance Company.Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.