Company Details
Company Name:
UNUM LIFE INSURANCE COMPANY OF AMERICALicense Status:
ActiveNAIC Number:
62235Company Address:
1 Fountain Square Chattanooga, TN 37402-1330
Phone Number:
4232941011Mailing Address:
1 Fountain Square Chattanooga, TN 37402-1330
Description:
Life and Health (Ch 376 & 377, RSMo)License Number:
A418086Date Admitted:
1971-09-07Market Share
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Dividends Paid | Direct Losses Paid | Direct Losses Incurred | In Force | Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | Total Accident & Health | 0.32% | $54,143,898 | $54,731,314 | $0 | $40,095,964 | $37,303,575 | $0 | 93.04% |
| 2025 | Total Individual Accident & Health | 0.02% | $1,869,925 | $2,191,170 | $0 | $7,618,215 | $7,112,756 | $0 | 93.37% |
| 2025 | Individual Long Term Care | 0.85% | $1,568,248 | $1,862,042 | $0 | $6,536,307 | $6,609,731 | $0 | 101.12% |
| 2025 | Individual Disability Income | 0.25% | $301,677 | $329,128 | $0 | $1,081,908 | $503,025 | $0 | 46.49% |
| 2025 | Total Group Accident & Health | 0.61% | $52,273,973 | $52,540,144 | $0 | $32,477,749 | $30,190,819 | $0 | 92.96% |
| 2025 | Group Long Term Care | 25.8% | $10,076,491 | $10,326,258 | $0 | $5,362,893 | $7,136,795 | $0 | 133.08% |
| 2025 | Group Specified Disease | 1.07% | $651,619 | $624,843 | $0 | $201,100 | $188,889 | $0 | 93.93% |
| 2025 | Group Accident Only | 2.1% | $3,436,338 | $3,415,646 | $0 | $747,143 | $695,384 | $0 | 93.07% |
| 2025 | Group Disability Income | 8.03% | $37,734,204 | $37,852,168 | $0 | $25,696,126 | $21,934,722 | $0 | 85.36% |
| 2025 | Group Limited Benefit | 0.06% | $204,630 | $190,090 | $0 | $97,195 | $89,342 | $0 | 91.92% |
| 2025 | Group Stop Loss | 0.01% | $170,691 | $131,139 | $0 | $373,292 | $145,687 | $0 | 39.03% |
| 2025 | Total Life & Annuities | 0.18% | $30,528,681 | $0 | $128,090 | $19,145,289 | $0 | $11,736,954 | 0% |
| 2025 | Total Individual Life | 0% | $136,421 | $0 | $128,090 | $685,876 | $0 | $7,067 | 0% |
| 2025 | Individual Whole Life | 0.01% | $134,023 | $0 | $128,090 | $685,876 | $0 | $6,029 | 0% |
| 2025 | Individual Universal Life | 0% | $2,398 | $0 | $0 | $0 | $0 | $1,038 | 0% |
| 2025 | Total Individual Annuities | 0% | $0 | $0 | $0 | $5,706 | $0 | $34 | 0% |
| 2025 | Individual Fixed Annuities | 0% | $0 | $0 | $0 | $5,706 | $0 | $34 | 0% |
| 2025 | Total Individual Life & Annuities | 0% | $136,421 | $0 | $128,090 | $691,582 | $0 | $7,101 | 0% |
| 2025 | Total Group Life | 2% | $30,392,260 | $0 | $0 | $18,382,205 | $0 | $11,729,324 | 0% |
| 2025 | Group Term Life | 4.48% | $30,250,181 | $0 | $0 | $18,255,914 | $0 | $11,723,693 | 0% |
| 2025 | Group Universal Life | 0.36% | $142,079 | $0 | $0 | $126,291 | $0 | $5,631 | 0% |
| 2025 | Group Deposit-Type Contract Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2025 | Total Group Annuities | 0% | $0 | $0 | $0 | $71,502 | $0 | $529 | 0% |
| 2025 | Group Fixed Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $72 | 0% |
| 2025 | Group Life Contingencies | 0% | $0 | $0 | $0 | $71,502 | $0 | $457 | 0% |
| 2025 | Total Group Life & Annuities | 0.95% | $30,392,260 | $0 | $0 | $18,453,707 | $0 | $11,729,853 | 0% |
| 2024 | Total Accident & Health | 0.36% | $57,956,497 | $58,142,519 | $0 | $45,476,636 | $41,986,749 | $0 | 92.33% |
| 2024 | Total Individual Accident & Health | 0.03% | $2,034,473 | $2,355,893 | $0 | $7,397,477 | $8,520,650 | $0 | 115.18% |
| 2024 | Individual Long Term Care | 0.86% | $1,663,695 | $1,960,970 | $0 | $6,344,077 | $8,061,071 | $0 | 127.06% |
| 2024 | Individual Disability Income | 0.3% | $370,778 | $394,923 | $0 | $1,053,400 | $459,579 | $0 | 43.63% |
| 2024 | Total Group Accident & Health | 0.61% | $55,922,024 | $55,786,626 | $0 | $38,079,159 | $33,466,099 | $0 | 87.89% |
| 2024 | Group Long Term Care | 34.18% | $10,658,073 | $10,789,691 | $0 | $4,604,350 | $6,769,668 | $0 | 147.03% |
| 2024 | Group Specified Disease | 1.91% | $985,066 | $927,880 | $0 | $235,404 | $201,371 | $0 | 85.54% |
| 2024 | Group Accident Only | 2.73% | $3,873,718 | $3,795,042 | $0 | $533,260 | $514,078 | $0 | 96.4% |
| 2024 | Group Disability Income | 8.04% | $38,776,383 | $38,584,666 | $0 | $31,043,102 | $24,650,160 | $0 | 79.41% |
| 2024 | Group Limited Benefit | 0.11% | $335,112 | $305,851 | $0 | $110,581 | $95,714 | $0 | 86.56% |
| 2024 | Group Stop Loss | 0.12% | $1,293,672 | $1,383,496 | $0 | $1,552,462 | $1,235,108 | $0 | 79.56% |
| 2024 | Total Life & Annuities | 0.2% | $31,739,160 | $0 | $126,593 | $16,976,682 | $0 | $11,768,871 | 0% |
| 2024 | Total Individual Life | 0% | $160,247 | $0 | $126,593 | $1,141,105 | $0 | $7,468 | 0% |
| 2024 | Individual Whole Life | 0.02% | $157,849 | $0 | $126,593 | $841,851 | $0 | $6,392 | 0% |
| 2024 | Individual Universal Life | 0% | $2,398 | $0 | $0 | $299,254 | $0 | $1,076 | 0% |
| 2024 | Total Individual Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $40 | 0% |
| 2024 | Individual Fixed Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $40 | 0% |
| 2024 | Total Individual Life & Annuities | 0% | $160,247 | $0 | $126,593 | $1,141,105 | $0 | $7,508 | 0% |
| 2024 | Total Group Life | 2.12% | $31,578,913 | $0 | $0 | $15,762,823 | $0 | $11,760,867 | 0% |
| 2024 | Group Term Life | 4.96% | $31,427,442 | $0 | $0 | $15,625,814 | $0 | $11,754,036 | 0% |
| 2024 | Group Universal Life | 0.48% | $151,471 | $0 | $0 | $137,009 | $0 | $6,831 | 0% |
| 2024 | Group Deposit-Type Contract Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2024 | Total Group Annuities | 0% | $0 | $0 | $0 | $72,754 | $0 | $496 | 0% |
| 2024 | Group Fixed Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $73 | 0% |
| 2024 | Group Life Contingencies | 0% | $0 | $0 | $0 | $72,754 | $0 | $423 | 0% |
| 2024 | Total Group Life & Annuities | 0.97% | $31,578,913 | $0 | $0 | $15,835,577 | $0 | $11,761,363 | 0% |
| 2023 | Total Accident & Health | 0.43% | $63,512,519 | $64,393,345 | $0 | $45,205,202 | $35,086,390 | $0 | 77.62% |
| 2023 | Total Individual Accident & Health | 0.04% | $2,229,862 | $2,587,268 | $0 | $8,504,676 | $8,687,465 | $0 | 102.15% |
| 2023 | Individual Long Term Care | 0.92% | $1,815,713 | $2,118,743 | $0 | $7,140,427 | $7,968,378 | $0 | 111.6% |
| 2023 | Individual Disability Income | 0.37% | $414,149 | $468,525 | $0 | $1,364,249 | $719,087 | $0 | 52.71% |
| 2023 | Total Group Accident & Health | 0.64% | $61,282,657 | $61,806,077 | $0 | $36,700,526 | $26,398,925 | $0 | 71.93% |
| 2023 | Group Long Term Care | 26.8% | $10,240,046 | $10,447,547 | $0 | $4,122,530 | $5,089,143 | $0 | 123.45% |
| 2023 | Group Specified Disease | 2.41% | $1,217,814 | $1,159,281 | $0 | $318,285 | $285,254 | $0 | 89.62% |
| 2023 | Group Accident Only | 3.3% | $4,465,432 | $4,410,645 | $0 | $710,240 | $596,292 | $0 | 83.96% |
| 2023 | Group Disability Income | 10.42% | $41,848,776 | $42,183,921 | $0 | $30,011,191 | $18,692,868 | $0 | 62.29% |
| 2023 | Group Limited Benefit | 0.15% | $470,742 | $441,409 | $0 | $154,374 | $130,468 | $0 | 84.51% |
| 2023 | Group Stop Loss | 0.31% | $3,039,847 | $3,163,274 | $0 | $1,383,906 | $1,604,900 | $0 | 115.97% |
| 2023 | Total Life | 0.28% | $38,601,316 | $0 | $137,683 | $16,177,647 | $0 | $15,366,503 | 0% |
| 2023 | Total Individual Life | 0% | $175,984 | $0 | $137,683 | $1,165,962 | $0 | $8,691 | 0% |
| 2023 | Individual Whole Life | 0.02% | $173,286 | $0 | $137,683 | $869,936 | $0 | $3,537 | 0% |
| 2023 | Individual Term Life | 0% | $0 | $0 | $0 | $0 | $0 | $3,461 | 0% |
| 2023 | Individual Universal Life | 0% | $2,698 | $0 | $0 | $0 | $0 | $1,693 | 0% |
| 2023 | Individual Ordinary Annuities | 0% | $0 | $0 | $0 | $296,026 | $0 | $0 | 0% |
| 2023 | Total Group Life | 1.09% | $38,425,332 | $0 | $0 | $15,011,685 | $0 | $15,357,812 | 0% |
| 2023 | Group Term Life | 6.46% | $38,256,864 | $0 | $0 | $14,689,976 | $0 | $15,348,401 | 0% |
| 2023 | Group Universal Life | 0.37% | $168,468 | $0 | $0 | $249,206 | $0 | $9,411 | 0% |
| 2023 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $72,503 | $0 | $0 | 0% |
| 2023 | Group Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Accident & Health | 0.48% | $62,746,846 | $63,350,845 | $0 | $53,909,180 | $50,938,091 | $0 | 94.49% |
| 2022 | Total Individual Accident & Health | 0.05% | $2,486,218 | $2,834,695 | $0 | $8,913,837 | $9,985,198 | $0 | 112.02% |
| 2022 | Individual Long Term Care | 1% | $1,999,885 | $2,303,723 | $0 | $7,366,919 | $9,165,682 | $0 | 124.42% |
| 2022 | Individual Disability Income | 0.44% | $486,333 | $530,972 | $0 | $1,546,918 | $819,516 | $0 | 52.98% |
| 2022 | Total Group Accident & Health | 0.72% | $60,260,628 | $60,516,150 | $0 | $44,995,343 | $40,952,893 | $0 | 91.02% |
| 2022 | Group Long Term Care | 28.11% | $10,121,862 | $10,266,570 | $0 | $3,415,275 | $4,761,587 | $0 | 139.42% |
| 2022 | Group Specified Disease | 3.39% | $1,637,061 | $1,563,675 | $0 | $517,927 | $476,677 | $0 | 92.04% |
| 2022 | Group Accident Only | 3.31% | $4,383,176 | $4,306,735 | $0 | $2,143,533 | $2,320,888 | $0 | 108.27% |
| 2022 | Group Disability Income | 11% | $41,509,167 | $41,789,630 | $0 | $36,461,990 | $30,653,348 | $0 | 84.07% |
| 2022 | Group Limited Benefit | 0.26% | $759,383 | $734,880 | $0 | $161,286 | $162,779 | $0 | 100.93% |
| 2022 | Group Stop Loss | 0.21% | $1,849,979 | $1,854,660 | $0 | $2,295,332 | $2,577,614 | $0 | 112.3% |
| 2022 | Total Life | 0.21% | $29,829,386 | $0 | $141,084 | $20,978,800 | $0 | $12,342,951 | 0% |
| 2022 | Total Individual Life | 0% | $165,921 | $0 | $141,084 | $1,723,171 | $0 | $9,352 | 0% |
| 2022 | Individual Whole Life | 0.02% | $162,473 | $0 | $141,084 | $1,311,939 | $0 | $3,774 | 0% |
| 2022 | Individual Term Life | 0% | $0 | $0 | $0 | $0 | $0 | $3,916 | 0% |
| 2022 | Individual Universal Life | 0% | $3,448 | $0 | $0 | $411,232 | $0 | $1,662 | 0% |
| 2022 | Individual Ordinary Annuities | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2022 | Total Group Life | 0.66% | $29,663,465 | $0 | $0 | $19,255,629 | $0 | $12,333,599 | 0% |
| 2022 | Group Term Life | 5.36% | $29,500,830 | $0 | $0 | $19,125,322 | $0 | $12,324,504 | 0% |
| 2022 | Group Universal Life | 0.14% | $162,364 | $0 | $0 | $52,273 | $0 | $9,095 | 0% |
| 2022 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $78,034 | $0 | $0 | 0% |
| 2022 | Group Deposit-Type Funds | 0% | $271 | $0 | $0 | $0 | $0 | $0 | 0% |
| 2021 | Total Accident & Health | 0.52% | $62,517,793 | $62,646,399 | $0 | $56,931,770 | $59,701,873 | $0 | 104.87% |
| 2021 | Total Individual Accident & Health | 0.06% | $2,719,720 | $3,052,208 | $0 | $8,977,140 | $9,551,715 | $0 | 106.4% |
| 2021 | Individual Long Term Care | 1.03% | $2,143,549 | $2,434,614 | $0 | $6,669,861 | $8,337,118 | $0 | 125% |
| 2021 | Individual Disability Income | 0.51% | $576,171 | $617,594 | $0 | $2,307,279 | $1,214,597 | $0 | 52.64% |
| 2021 | Total Group Accident & Health | 0.79% | $59,798,073 | $59,594,191 | $0 | $47,954,630 | $50,150,158 | $0 | 104.58% |
| 2021 | Group Long Term Care | 25.82% | $10,046,027 | $10,186,559 | $0 | $3,695,633 | $5,207,170 | $0 | 140.9% |
| 2021 | Group Specified Disease | 4.54% | $2,016,764 | $1,966,965 | $0 | $692,590 | $641,712 | $0 | 92.65% |
| 2021 | Group Accident Only | 4.35% | $5,240,317 | $5,187,854 | $0 | $2,399,269 | $2,301,969 | $0 | 95.94% |
| 2021 | Group Disability Income | 11.47% | $40,782,690 | $40,528,490 | $0 | $39,813,189 | $40,506,546 | $0 | 101.74% |
| 2021 | Group Limited Benefit | 0.35% | $984,413 | $979,916 | $0 | $395,509 | $380,372 | $0 | 96.17% |
| 2021 | Group Stop Loss | 0.09% | $727,862 | $744,407 | $0 | $958,440 | $1,112,389 | $0 | 116.06% |
| 2021 | Total Life | 0.24% | $29,904,007 | $0 | $139,430 | $25,467,345 | $0 | $11,803,609 | 0% |
| 2021 | Total Individual Life | 0% | $180,107 | $0 | $139,430 | $183,269 | $0 | $11,065 | 0% |
| 2021 | Individual Whole Life | 0.02% | $175,326 | $0 | $139,430 | $160,073 | $0 | $4,392 | 0% |
| 2021 | Individual Term Life | 0% | $0 | $0 | $0 | $0 | $0 | $4,002 | 0% |
| 2021 | Individual Universal Life | 0% | $4,781 | $0 | $0 | $22,985 | $0 | $2,671 | 0% |
| 2021 | Individual Ordinary Annuities | 0% | $0 | $0 | $0 | $211 | $0 | $0 | 0% |
| 2021 | Total Group Life | 0.68% | $29,723,900 | $0 | $0 | $25,284,076 | $0 | $11,792,544 | 0% |
| 2021 | Group Term Life | 4.88% | $29,560,070 | $0 | $0 | $24,469,431 | $0 | $11,783,319 | 0% |
| 2021 | Group Universal Life | 0.45% | $163,830 | $0 | $0 | $724,597 | $0 | $9,225 | 0% |
| 2021 | Group Ordinary Annuities | 0% | $0 | $0 | $0 | $90,048 | $0 | $0 | 0% |
| 2021 | Group Deposit-Type Funds | 0% | $0 | $0 | $0 | $0 | $0 | $0 | 0% |
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2025 | Health | 0% | 8 | 0 |
| 2025 | Life and Annuities | 0% | 1 | 0 |
| 2025 | Long-Term Care Insurance | 0% | 5 | 0 |
| 2024 | Health | 0% | 8 | 0 |
| 2024 | Life and Annuities | 0.26% | 2 | 114 |
| 2024 | Long-Term Care Insurance | 0% | 5 | 0 |
| 2023 | Health | 0.58% | 7 | 56 |
| 2023 | Life and Annuities | 0.28% | 2 | 97 |
| 2023 | Long-Term Care Insurance | 5.01% | 4 | 49 |
| 2022 | Health | 0.77% | 8 | 47 |
| 2022 | Life and Annuities | 0.29% | 1 | 47 |
| 2022 | Long-Term Care Insurance | 4.96% | 3 | 40 |
| 2021 | Health | 0.81% | 6 | 30 |
| 2021 | Life and Annuities | 0.32% | 1 | 40 |
| 2021 | Long-Term Care Insurance | 4.98% | 2 | 24 |
Company Changes
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Market Regulation Actions
This company does not have any market regulation actions.
Financial Exams
This company does not have any financial exams.