Homeowners Policies

Have you ever had time to sit down and thoroughly read a homeowners insurance policy before buying one? Our department now gives you that chance. As an informational resource, our department is offering consumers who are shopping for homeowners insurance free, downloadable copies of homeowners' policies and mandatory endorsements offered by a number of homeowners insurance companies in Missouri. The policies and endorsements of the companies listed below make up a large percentage of the market share for homeowners insurance coverage in the state. Consumers are encouraged to use this information as one of the many tools when shopping for homeowners insurance.

These companies listed below are in the order of their market share in Missouri, using the latest data from the department's Market Share Report. The market share of the companies listed is in parentheses. Click on the (+) icon or the company's name to view information about the company and their policies and/or endorsements.

Important information - please read carefully