Rate Increase Filings
Federal law requires licensed health insurance companies to send documentation to the U.S. Department of Health and Human Services if they plan to increase rates for small group or individual health plans by 10 percent or more. Neither the federal government nor the Missouri Department of Insurance has the legal authority to stop a rate increase. But federal law requires the Department of Health and Human Services to determine and publicly announce whether the proposed increase is reasonable or unreasonable. You can find this determination in the “Status” column below, or by following the link in the “HHS Review” column.
Below is a list of Missouri-licensed health insurers that have filed rate increases of 10 percent or more for Missouri policyholders. If you are insured by one of the companies listed below, ask your health plan how you will be affected. Your rate change may be larger or smaller than the overall increase listed below.
| Company Name | Tracking Number | Type of Insurance | Percent Change | No. of MO Members | Status | Effective Date | HHS Link |
|---|---|---|---|---|---|---|---|
| Coventry Health Care Of Kansas Inc | 095489-000001 | Small Group | 10.90% | 120 | Withdrawn - Prior To Determination | 01/01/2012 | Link |
| Coventry Health And Life Insurance Company | 081973-000001 | Small Group | 10.90% | 11,171 | Not Unreasonable | 01/01/2012 | Link |
| United Security Life And Health Insurance Company | 081108-000003 | Not Found | 10.00% | 461 | Pre-attestation Deleted | 01/01/2012 | Link |
| United Security Life And Health Insurance Company | 081108-000008 | Individual | 26.40% | 461 | Deleted By Cms | 01/01/2012 | Link |
| United Security Life And Health Insurance Company | 081108-000009 | Not Found | 10.60% | 248 | Deleted By Cms | 01/01/2012 | Link |
| United Security Life And Health Insurance Company | 081108-000007 | Not Found | 26.40% | 461 | Pre-attestation Deleted | 01/01/2012 | Link |
| United Security Life And Health Insurance Company | 081108-000006 | Not Found | 26.40% | 461 | Pre-attestation Deleted | 01/01/2012 | Link |
| United Security Life And Health Insurance Company | 081108-000005 | Not Found | 26.40% | 461 | Deleted By Cms | 01/01/2012 | Link |
| United Security Life And Health Insurance Company | 081108-000004 | Not Found | 10.60% | 248 | Deleted By Cms | 01/01/2012 | Link |
| United Security Life And Health Insurance Company | 081108-000001 | Not Found | 10.00% | 461 | Pre-attestation Deleted | 01/01/2012 | Link |
| United Security Life And Health Insurance Company | 081108-000002 | Not Found | 10.00% | 461 | Pre-attestation Deleted | 01/01/2012 | Link |
| Trustmark Life Insurance Company | 062863-000002 | Not Found | 8.30% | 2,445 | Deleted By Cms | 09/01/2011 | Link |
| Trustmark Life Insurance Company | 062863-000001 | Not Found | 13.80% | 53,786 | Deleted By Cms | 09/01/2011 | Link |
| Time Insurance Company | 069477-000002 | Not Found | 22.00% | 890 | Unreasonable - Final Justification Submitted | 04/01/2012 | Link |
| Time Insurance Company | 069477-000001 | Individual | 15.00% | 17,509 | Unreasonable - Final Justification Submitted | 04/01/2012 | Link |
| John Alden Life Insurance Company | 065080-000002 | Small Group | 22.00% | 4,616 | Unreasonable - Final Justification Submitted | 04/01/2012 | Link |
| John Alden Life Insurance Company | 065080-000001 | Individual | 15.00% | 1,921 | Unreasonable - Final Justification Submitted | 04/01/2012 | Link |
| United Security Life And Health Insurance Company | 081108-000010 | Individual Ppo | 10.60% | 248 | Not Unreasonable | 01/01/2012 | Link |
| United Security Life And Health Insurance Company | 081108-000011 | Individual | 26.40% | 461 | Unreasonable - Final Justification Submitted (modified) | 01/01/2012 | Link |
| Celtic Insurance Company | 080799-000002 | Not Found | 17.53% | 2,013 | Not Unreasonable | 07/01/2012 | Link |
| Celtic Insurance Company | 080799-000001 | Individual | 10.00% | 2,013 | Pre-attestation Deleted | 07/01/2012 | Link |
| Aetna Life Insurance Company | 060054-000002 | Individual-ppo | 15.80% | 1,374 | Not Unreasonable | 10/01/2012 | Link |
| Aetna Life Insurance Company | 060054-000001 | Individual-association | 15.80% | 1,374 | Pre-attestation Deleted | 10/01/2012 | Link |
| Golden Rule Insurance Company | 062286-218320002 | H16i | 17.00% | 8,799 | Supplemental Materials Received | 04/15/2013 | Link |
| Golden Rule Insurance Company | 062286-218320001 | H16i | 17.00% | 8,799 | Pre-attestation Deleted | 04/15/2013 | Link |
| United Security Life And Health Insurance Company | 081108-309740013 | H16i | 25.00% | 1,224 | Supplemental Materials Received | 01/01/2013 | Link |
| United Security Life And Health Insurance Company | 081108-309740012 | H16i | 15.00% | 412 | Supplemental Materials Received | 01/01/2013 | Link |