Company Details for:

ZURICH AMERICAN INSURANCE COMPANY

Address

1299 ZURICH WAY
SCHAUMBURG IL, 60196

Phone

847-605-6000

Market Share

Link to Supplemental Data Page
Accident & Health
YearLine Market
Share
Num of
Insureds
Direct
Prem
Written
Direct
Prem
Earned
Div.
Paid
Direct
Losses
Paid
Direct
Losses
Incurr
Loss
Ratio
2016 Total Accident & Health 0.06% 112,344 $5,573,302 $5,266,230 $0 $3,333,331 $2,763,44552.47%
2016 Total Group Accident & Health 0.09% 112,344 $5,573,302 $5,266,230 $0 $3,333,331 $2,763,44552.47%
2016 Group Accident Only 3.38% 107,566 $3,369,265 $3,062,193 $0 $1,973,446 $1,531,46350.01%
2016 Group Disability Income 0.00% 0 $0 $0 $0 $25,924 $-1,832N/A
2016 Group Stop Loss 0.62% 4,778 $2,204,037 $2,204,037 $0 $1,333,961 $1,233,814N/A
2015 Total Accident & Health 0.07% 196,610 $6,482,640 $6,538,410 $0 $3,276,175 $2,922,705N/A
2015 Total Individual Accident & Health 0.00% 0 $0 $0 $0 $0 $-5N/A
2015 Individual Accident Only 0.00% 0 $0 $0 $0 $0 $-5N/A
2015 Total Group Accident & Health 0.10% 196,610 $6,482,640 $6,538,410 $0 $3,276,175 $2,922,710N/A
2015 Group Accident Only 2.63% 191,183 $2,881,276 $2,936,200 $0 $1,515,325 $908,825N/A
2015 Group Disability Income 0.00% 0 $0 $0 $0 $34,017 $15,429N/A
2015 Group Stop Loss 1.09% 5,427 $3,601,364 $3,602,210 $0 $1,726,833 $1,998,456N/A
2014 Total Accident & Health 0.07% 94,898 $6,114,476 $5,627,194 $0 $4,668,878 $2,299,708N/A
2014 Total Individual Accident & Health 0.00% 0 $0 $0 $0 $0 $-8N/A
2014 Individual Accident Only 0.00% 0 $0 $0 $0 $0 $-8N/A
2014 Total Group Accident & Health 0.10% 94,898 $6,114,476 $5,627,194 $0 $4,668,878 $2,299,716N/A
2014 Group Accident Only 2.65% 90,594 $2,911,071 $2,424,813 $0 $3,107,934 $769,465N/A
2014 Group Disability Income 0.00% 0 $0 $-178 $0 $34,017 $19,380N/A
2014 Group Stop Loss 1.14% 4,304 $3,203,405 $3,202,559 $0 $1,526,927 $1,510,871N/A
Property and Casualty
YearLine Market
Share
Direct
Premium
Written
Direct
Premium
Earned
Direct
Losses
Paid
Direct
Losses
Incurred
Loss
Ratio
2016 Total Property & Casualty 0.79% $82,232,353 $83,493,776 $39,404,220 $43,399,662N/A
2016 Total Fire & Allied Lines 1.90% $8,837,651 $9,273,578 $3,617,536 $4,340,581N/A
2016 Commercial Fire & Allied Lines 6.75% $8,837,651 $9,273,578 $3,617,536 $4,340,581N/A
2016 Commercial Multi-Peril 1.02% $7,542,194 $6,985,697 $3,094,896 $2,912,631N/A
2016 Ocean Marine 5.54% $1,921,295 $1,365,518 $1,062,345 $-300,345N/A
2016 Inland Marine (Incl Auto Cargo) 1.27% $4,762,017 $5,370,104 $2,490,269 $2,642,125N/A
2016 Total Medical Malpractice 0.00% $0 $0 $0 $-1,720N/A
2016 Medical Malpractice - Physicians & Surgeons 0.00% $0 $0 $0 $27N/A
2016 Medical Malpractice - Hospitals 0.00% $0 $0 $0 $-189N/A
2016 Medical Malpractice - Other 0.00% $0 $0 $0 $-1,558N/A
2016 Earthquake 1.36% $1,275,190 $1,343,030 $0 $1,122N/A
2016 Direct Workers Compensation 2.56% $23,870,119 $24,230,428 $13,152,725 $22,651,068N/A
2016 Other Liability - Bodily Injury & Property Damage 3.60% $19,038,633 $20,442,809 $30,142,780 $25,121,034N/A
2016 Excess Workers Compensation 1.86% $598,356 $721,124 $43,165 $-46,972N/A
2016 Products Liability 2.77% $980,234 $1,117,795 $-18,952,555 $-20,660,364N/A
2016 Total Private Passenger Automobile 0.00% $0 $0 $-5,327 $-5,327N/A
2016 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $-5,327 $-5,327N/A
2016 Total Commercial Automobile 2.02% $11,440,622 $10,554,299 $4,463,765 $6,591,919N/A
2016 Commercial Auto Liability Bodily Injury 2.82% $8,008,827 $7,502,557 $1,644,165 $2,727,830N/A
2016 Commercial Auto Liability Property Damage 0.00% $-5 $-5 $1,318,581 $1,672,221N/A
2016 Commercial Auto Medical Payments 6.60% $461,931 $436,896 $17,818 $17,818N/A
2016 Commercial Auto Uninsured Motorists 4.09% $777,544 $673,673 $0 $451,953N/A
2016 Commercial Auto Comprehensive 1.21% $855,580 $718,513 $416,354 $438,652N/A
2016 Commercial Auto Collision 1.34% $1,336,745 $1,222,665 $1,066,847 $1,283,445N/A
2016 Aircraft 0.00% $0 $0 $0 $-258N/A
2016 Fidelity 3.61% $869,366 $737,826 $78,385 $47,787N/A
2016 Surety 0.00% $100 $84 $0 $9N/A
2016 Burglary & Theft 5.13% $272,225 $236,626 $9,358 $10,133N/A
2016 Boiler & Machinery 2.98% $824,351 $1,114,858 $206,878 $96,239N/A
2015 Total Property & Casualty 0.82% $82,212,574 $78,402,378 $34,332,166 $31,329,533N/A
2015 Total Fire & Allied Lines 1.94% $9,327,580 $9,320,821 $2,946,087 $4,307,499N/A
2015 Commercial Fire & Allied Lines 6.72% $9,327,580 $9,320,821 $2,946,087 $4,307,499N/A
2015 Commercial Multi-Peril 0.95% $6,942,670 $6,614,042 $1,703,980 $2,333,268N/A
2015 Ocean Marine 4.34% $1,572,988 $1,639,854 $521,664 $1,545,923N/A
2015 Inland Marine (Incl Auto Cargo) 1.90% $6,107,916 $6,365,105 $2,235,982 $2,415,441N/A
2015 Total Medical Malpractice 0.00% $0 $0 $50,000 $106,223N/A
2015 Medical Malpractice - Physicians & Surgeons 0.00% $0 $0 $50,000 $106,659N/A
2015 Medical Malpractice - Hospitals 0.00% $0 $0 $0 $1,168N/A
2015 Medical Malpractice - Other 0.00% $0 $0 $0 $-1,604N/A
2015 Earthquake 1.43% $1,338,408 $1,198,060 $0 $1,405N/A
2015 Direct Workers Compensation 2.40% $22,210,725 $20,521,205 $12,152,081 $10,967,135N/A
2015 Other Liability - Bodily Injury & Property Damage 3.75% $19,331,527 $18,147,594 $8,296,804 $2,299,822N/A
2015 Excess Workers Compensation 5.09% $2,003,522 $1,829,849 $327,144 $1,036,284N/A
2015 Products Liability 1.51% $575,900 $489,492 $164,047 $-819,906N/A
2015 Total Private Passenger Automobile 0.00% $0 $0 $327 $327N/A
2015 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $327 $327N/A
2015 Total Commercial Automobile 1.93% $10,465,880 $9,825,709 $5,635,226 $6,805,050N/A
2015 Commercial Auto Liability Bodily Injury 2.83% $7,807,891 $7,290,732 $2,643,981 $3,869,619N/A
2015 Commercial Auto Liability Property Damage 0.00% $5 $5 $1,222,362 $1,137,650N/A
2015 Commercial Auto Medical Payments 2.58% $199,793 $208,900 $0 $-2,609N/A
2015 Commercial Auto Uninsured Motorists 4.11% $699,264 $676,453 $25,000 $35,501N/A
2015 Commercial Auto Comprehensive 0.95% $603,452 $570,660 $576,150 $551,821N/A
2015 Commercial Auto Collision 1.20% $1,155,475 $1,078,959 $1,167,733 $1,213,068N/A
2015 Fidelity 2.50% $590,904 $593,094 $12,026 $73,900N/A
2015 Burglary & Theft 4.43% $214,632 $181,905 $3,927 $10,854N/A
2015 Boiler & Machinery 6.11% $1,529,922 $1,675,648 $282,871 $246,308N/A
2014 Total Property & Casualty 0.70% $67,173,631 $65,103,127 $54,149,796 $60,625,726N/A
2014 Total Fire & Allied Lines 1.97% $8,999,701 $7,961,371 $1,358,295 $2,432,520N/A
2014 Commercial Fire & Allied Lines 5.68% $8,999,701 $7,961,371 $1,358,295 $2,432,520N/A
2014 Commercial Multi-Peril 0.85% $6,027,408 $6,133,511 $6,107,090 $2,209,036N/A
2014 Ocean Marine 6.14% $2,127,031 $2,069,583 $1,308,615 $1,301,035N/A
2014 Inland Marine (Incl Auto Cargo) 1.53% $4,626,164 $4,124,359 $2,759,445 $2,777,709N/A
2014 Total Medical Malpractice 0.00% $0 $-14 $-100,000 $-172,256N/A
2014 Medical Malpractice - Physicians & Surgeons 0.00% $0 $0 $650,000 $580,660N/A
2014 Medical Malpractice - Hospitals 0.00% $0 $0 $-750,000 $-753,798N/A
2014 Medical Malpractice - Other 0.00% $0 $-14 $0 $882N/A
2014 Earthquake 1.09% $1,062,516 $1,062,757 $0 $-1,448N/A
2014 Direct Workers Compensation 1.68% $15,043,077 $14,484,274 $11,945,109 $1,085,746N/A
2014 Other Liability - Bodily Injury & Property Damage 3.52% $17,616,015 $17,527,313 $21,334,058 $9,396,505N/A
2014 Excess Workers Compensation 3.23% $1,059,089 $1,097,877 $1,879,871 $1,409,528N/A
2014 Products Liability 1.95% $689,299 $541,441 $1,979,242 $34,211,916N/A
2014 Total Private Passenger Automobile 0.00% $0 $0 $-18,267 $-18,267N/A
2014 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $-18,000 $-18,000N/A
2014 Private Passenger Auto Collision 0.00% $0 $0 $-267 $-267N/A
2014 Total Commercial Automobile 1.46% $7,586,234 $7,870,872 $5,587,727 $5,743,557N/A
2014 Commercial Auto Liability Bodily Injury 1.99% $5,179,328 $5,528,439 $4,039,756 $4,029,012N/A
2014 Commercial Auto Liability Property Damage 0.01% $5,270 $29,574 $596,356 $634,374N/A
2014 Commercial Auto Medical Payments 5.18% $424,744 $418,864 $21,730 $18,680N/A
2014 Commercial Auto Uninsured Motorists 3.63% $689,234 $619,059 $36,000 $36,001N/A
2014 Commercial Auto Comprehensive 0.81% $506,436 $481,459 $92,326 $137,789N/A
2014 Commercial Auto Collision 0.88% $781,222 $793,477 $801,559 $887,701N/A
2014 Aircraft 0.00% $0 $0 $0 $-75N/A
2014 Fidelity 2.18% $518,106 $551,351 $-27,270 $46,592N/A
2014 Burglary & Theft 3.37% $155,088 $161,868 $645 $494N/A
2014 Boiler & Machinery 7.42% $1,663,903 $1,516,564 $35,236 $203,134N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.
Link to Enforcements Page

Complaint Index

Link to Complaint Index Page
YearLineMarket
Share
Number of
Complaints
Complaint
Index
2016 Health 0.09% 2 55
2015 Health 0.12% 3 64
2014 Health 0.17% 2 42

Company Changes

Effective Date: 12/31/2015
Comments: Effective 12/31/15 Maryland Casualty Company NAIC Co# 19356 merged with and into Zurich American Insurance Company.

Market Conduct

Date: 09/22/2016

Pdf Links

  Document

Date: 12/15/2016

Pdf Links

  Document

Financial Exams

This company does not have any financial exams.