Company search
Company Details for:
UNIVERSAL GUARANTY LIFE INSURANCE COMPANY
Address
PO BOX 5147SPRINGFIELD IL, 62705
Phone
217-241-6300Market Share
Link to Supplemental Data Page
Accident & Health
| Year | Line | Market Share |
Num of Insureds |
Direct Prem Written |
Direct Prem Earned |
Div. Paid |
Direct Losses Paid |
Direct Losses Incurr |
Loss Ratio |
|---|---|---|---|---|---|---|---|---|---|
| 2012 | Total Accident & Health | 0.00% | 7 | $482 | $482 | $0 | $18,225 | $0 | 0.00% |
| 2012 | Total Individual Accident & Health | 0.00% | 7 | $482 | $482 | $0 | $18,225 | $0 | 0.00% |
| 2012 | Individual Limited Benefit | 0.00% | 7 | $482 | $482 | $0 | $18,225 | $0 | 0.00% |
| 2011 | Total Accident & Health | 0.00% | 8 | $1,823 | $1,823 | $0 | $13,819 | $0 | 0.00% |
| 2011 | Total Individual Accident & Health | 0.00% | 8 | $1,823 | $1,823 | $0 | $13,819 | $0 | 0.00% |
| 2011 | Individual Limited Benefit | 0.01% | 8 | $1,823 | $1,823 | $0 | $13,819 | $0 | 0.00% |
| 2010 | Total Accident & Health | 0.00% | 8 | $1,783 | $1,783 | $0 | $8,496 | $0 | 0.00% |
| 2010 | Total Individual Accident & Health | 0.00% | 8 | $1,783 | $1,783 | $0 | $8,496 | $0 | 0.00% |
| 2010 | Individual Limited Benefit | 0.01% | 8 | $1,783 | $1,783 | $0 | $8,496 | $0 | 0.00% |
Life
| Year | Line | Market Share |
Num of Insureds |
Direct Prem & Annuities |
Divs Paid |
Direct Claims & Benefits Pd. |
Life Ins in Force |
Benefits Ratio |
|---|---|---|---|---|---|---|---|---|
| 2012 | Total Life | 0.00% | 5,178 | $365,051 | $15,623 | $1,073,154 | $48,402 | 298.25% |
| 2012 | Total Individual Life | 0.01% | 5,178 | $365,051 | $15,623 | $1,073,154 | $48,402 | 298.25% |
| 2012 | Individual Whole Life | 0.03% | 3,749 | $228,289 | $15,576 | $701,843 | $31,219 | 314.26% |
| 2012 | Individual Term Life | 0.00% | 441 | $6,981 | $47 | $21,463 | $629 | 308.12% |
| 2012 | Individual Universal Life | 0.02% | 938 | $113,795 | $0 | $349,848 | $16,554 | 307.44% |
| 2012 | Individual Ordinary Annuities | 0.00% | 47 | $15,043 | $0 | $0 | $0 | 0.00% |
| 2012 | Individual Variable Annuities | 0.00% | 3 | $943 | $0 | $0 | $0 | 0.00% |
| 2011 | Total Life | 0.00% | 2,725 | $347,129 | $12,312 | $755,067 | $47,387 | 221.06% |
| 2011 | Total Individual Life | 0.00% | 2,725 | $347,129 | $12,312 | $755,067 | $47,387 | 221.06% |
| 2011 | Individual Whole Life | 0.03% | 1,687 | $207,502 | $12,312 | $475,692 | $29,854 | 235.18% |
| 2011 | Individual Universal Life | 0.02% | 990 | $121,867 | $0 | $279,375 | $17,533 | 229.25% |
| 2011 | Individual Ordinary Annuities | 0.00% | 48 | $17,760 | $0 | $0 | $0 | 0.00% |
| 2010 | Total Life | 0.00% | 2,895 | $375,095 | $12,349 | $764,798 | $49,892 | 207.19% |
| 2010 | Total Individual Life | 0.01% | 2,895 | $374,915 | $12,349 | $764,798 | $49,892 | 207.29% |
| 2010 | Individual Whole Life | 0.03% | 1,794 | $223,399 | $12,349 | $471,723 | $31,432 | 216.68% |
| 2010 | Individual Universal Life | 0.02% | 1,053 | $131,203 | $0 | $277,043 | $18,460 | 211.16% |
| 2010 | Individual Ordinary Annuities | 0.00% | 48 | $20,313 | $0 | $16,032 | $0 | 78.92% |
| 2010 | Total Group Life | 0.00% | 0 | $180 | $0 | $0 | $0 | 0.00% |
| 2010 | Group Whole Life | 0.00% | 0 | $180 | $0 | $0 | $0 | 0.00% |
Enforcements
The department action has not taken enforcement action against this company in the past three years.
Link to Enforcements Page
Link to Enforcements Page
Complaint Index
Link to Complaint Index Page
| Year | Line | Market Share |
Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2011 | Health | 0.00% | 0 | 0 |
| 2011 | Life and annuities | 0.00% | 0 | 0 |
| 2010 | Health | 0.00% | 0 | 0 |
| 2010 | Life and annuities | 0.01% | 0 | 0 |
Company Changes
- Effective Date: 07/01/2003
- Comments: Abraham Lincoln Insurance Company merged with and into Universal Guaranty Life Insurance Company.
- Effective Date: 07/01/2003
- Comments: Appalachian Life Insurance Company merged with and into Universal Guaranty Life Insurance Company.
- Effective Date: 01/01/2012
- Comments: Efective 1/1/2012 American Capitol Insurance Company merged with and into Universal Guaranty Life Insurance Company.
Market Conduct
This company does not have any market conduct exams or investigations.
Financial Exams
This company does not have any financial exams.