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PROTECTIVE LIFE INSURANCE COMPANY

Company Details for:

PROTECTIVE LIFE INSURANCE COMPANY

Address

P O BOX 2606
BIRMINGHAM AL, 35202

Phone

2058683790
Market Share
Link to Supplemental Data Page
Accident & Health
YearLine Market
Share		 Num of
Insureds		 Direct
Prem
Written		 Direct
Prem
Earned		 Div.
Paid		 Direct
Losses
Paid		 Direct
Losses
Incurr		 Loss
Ratio
2012 Total Accident & Health 0.00% 438 $140,219 $179,847 $0 $111,660 $90,86550.52%
2012 Total Individual Accident & Health 0.01% 437 $139,858 $179,486 $0 $109,212 $89,54349.89%
2012 Individual Specified Disease 0.16% 142 $114,919 $115,650 $0 $77,765 $76,76666.38%
2012 Individual Disability Income 0.01% 14 $15,482 $15,582 $0 $5,936 $5,86037.61%
2012 Individual Limited Benefit 0.00% 5 $133 $133 $0 $0 $00.00%
2012 Individual Short Term Credit Disability 0.60% 276 $9,324 $48,121 $0 $25,511 $6,91714.37%
2012 Total Group Accident & Health 0.00% 1 $361 $361 $0 $2,448 $1,322366.20%
2012 Group Disability Income 0.00% 1 $361 $361 $0 $2,448 $1,322366.20%
2011 Total Accident & Health 0.00% 582 $166,520 $228,012 $0 $158,561 $167,21673.34%
2011 Total Individual Accident & Health 0.01% 582 $166,520 $228,012 $0 $156,113 $166,34672.95%
2011 Individual Specified Disease 0.18% 159 $124,296 $127,887 $0 $110,412 $102,38780.06%
2011 Individual Disability Income 0.02% 17 $16,617 $17,097 $0 $15,008 $11,49267.22%
2011 Individual Limited Benefit 0.00% 6 $1,429 $1,470 $0 $315 $31521.43%
2011 Individual Short Term Credit Disability 1.87% 400 $24,178 $81,558 $0 $30,378 $52,15263.94%
2011 Total Group Accident & Health 0.00% 0 $0 $0 $0 $2,448 $870N/A
2011 Group Disability Income 0.00% 0 $0 $0 $0 $2,448 $870N/A
2010 Total Accident & Health 0.00% 796 $237,921 $269,117 $0 $226,356 $177,145N/A
2010 Total Individual Accident & Health 0.01% 795 $236,354 $267,550 $0 $222,302 $176,208N/A
2010 Individual Specified Disease 0.20% 171 $131,436 $134,105 $0 $165,362 $158,900N/A
2010 Individual Disability Income 0.02% 19 $15,760 $16,079 $0 $6,646 $6,387N/A
2010 Individual Limited Benefit 0.01% 6 $2,736 $2,791 $0 $2,209 $2,123N/A
2010 Individual Short Term Credit Disability 6.70% 599 $86,422 $114,575 $0 $48,085 $8,798N/A
2010 Total Group Accident & Health 0.00% 1 $1,567 $1,567 $0 $4,054 $937N/A
2010 Group Disability Income 0.00% 1 $1,567 $1,567 $0 $4,054 $937N/A
Life
YearLine Market
Share		 Num of
Insureds		 Direct
Prem &
Annuities		 Divs
Paid		 Direct
Claims &
Benefits Pd.		 Life
Ins
in Force		 Benefits
Ratio
2012 Total Life 7.76% 71,747 $861,579,991 $25,023 $336,251,031 $8,638,641N/A
2012 Total Individual Life 12.14% 68,912 $860,827,187 $25,023 $230,123,939 $8,585,993N/A
2012 Individual Whole Life 1.59% 9,032 $12,738,294 $25,023 $124,409,281 $2,698,401N/A
2012 Individual Term Life 4.06% 15,520 $18,644,478 $0 $11,370,350 $3,949,529N/A
2012 Individual Universal Life 1.35% 7,960 $7,855,475 $0 $76,717,023 $1,664,054N/A
2012 Individual Credit Life 6.57% 807 $81,148 $0 $68,065 $9,581N/A
2012 Individual Variable Life 0.83% 1,118 $1,248,280 $0 $12,190,770 $264,428N/A
2012 Individual Ordinary Annuities 54.45% 1,268 $815,841,757 $0 $5,250,574 $0N/A
2012 Individual Variable Annuities 0.00% 32,989 $0 $0 $0 $0N/A
2012 Individual Modified Guaranteed Annuities 24.54% 29 $2,438,754 $0 $117,876 $0N/A
2012 Individual Equity Indexed Annuities 0.00% 43 $0 $0 $0 $0N/A
2012 Individual Deposit-Type Funds 1.74% 146 $1,979,001 $0 $0 $0N/A
2012 Total Group Life 0.02% 2,835 $752,804 $0 $106,127,092 $52,648N/A
2012 Group Whole Life 0.00% 22 $1,950 $0 $105,457,711 $172N/A
2012 Group Term Life 0.07% 1,375 $301,854 $0 $663,378 $52,476N/A
2012 Group Ordinary Annuities 0.00% 1 $0 $0 $0 $0N/A
2012 Group Modified Guaranteed Annuities 52.17% 1,437 $449,000 $0 $6,003 $0N/A
2011 Total Life 9.04% 62,575 $916,480,328 $24,757 $250,281,445 $8,258,399N/A
2011 Total Individual Life 12.44% 60,596 $907,046,834 $24,757 $171,257,465 $8,252,911N/A
2011 Individual Whole Life 1.06% 8,006 $8,373,702 $24,757 $62,128,768 $2,396,359N/A
2011 Individual Term Life 3.34% 15,218 $15,265,864 $0 $90,105,129 $4,368,737N/A
2011 Individual Universal Life 2.07% 7,372 $11,769,130 $0 $6,053,037 $1,272,200N/A
2011 Individual Credit Life 9.74% 1,082 $123,760 $0 $86,157 $12,500N/A
2011 Individual Variable Life 1.11% 760 $1,841,280 $0 $7,571,467 $203,115N/A
2011 Individual Ordinary Annuities 19.16% 1,163 $228,612,030 $0 $5,153,812 $0N/A
2011 Individual Variable Annuities 19.70% 26,778 $636,632,088 $0 $110,349 $0N/A
2011 Individual Modified Guaranteed Annuities 17.87% 11 $2,162,281 $0 $48,746 $0N/A
2011 Individual Equity Indexed Annuities 0.03% 47 $180,848 $0 $0 $0N/A
2011 Individual Deposit-Type Funds 1.41% 159 $2,085,851 $0 $0 $0N/A
2011 Total Group Life 0.33% 1,979 $9,433,494 $0 $79,023,980 $5,488N/A
2011 Group Whole Life 0.00% 20 $1,574 $0 $78,741,279 $3,539N/A
2011 Group Term Life 0.00% 10 $867 $0 $276,682 $1,949N/A
2011 Group Ordinary Annuities 0.00% 1 $0 $0 $0 $0N/A
2011 Group Modified Guaranteed Annuities 85.92% 1,948 $9,431,053 $0 $6,019 $0N/A
2010 Total Life 7.91% 56,438 $729,475,151 $25,425 $167,685,792 $8,481,419N/A
2010 Total Individual Life 10.91% 54,459 $715,274,145 $25,425 $119,879,157 $8,480,072N/A
2010 Individual Whole Life 1.06% 9,251 $8,030,672 $25,425 $39,890,783 $2,626,253N/A
2010 Individual Term Life 3.28% 16,452 $14,411,421 $0 $66,327,737 $4,712,934N/A
2010 Individual Universal Life 1.90% 6,476 $10,770,432 $0 $5,578,962 $935,977N/A
2010 Individual Credit Life 11.64% 1,426 $157,597 $0 $115,846 $16,857N/A
2010 Individual Variable Life 0.94% 726 $1,673,607 $0 $4,669,890 $188,051N/A
2010 Individual Ordinary Annuities 9.91% 1,049 $129,849,653 $0 $3,062,377 $0N/A
2010 Individual Variable Annuities 21.85% 18,760 $543,599,280 $0 $128,466 $0N/A
2010 Individual Modified Guaranteed Annuities 36.54% 36 $4,456,232 $0 $105,096 $0N/A
2010 Individual Equity Indexed Annuities 0.03% 46 $187,975 $0 $0 $0N/A
2010 Individual Deposit-Type Funds 2.08% 237 $2,137,276 $0 $0 $0N/A
2010 Total Group Life 0.53% 1,979 $14,201,006 $0 $47,806,635 $1,347N/A
2010 Group Whole Life 0.00% 20 $1,745 $0 $47,568,882 $869N/A
2010 Group Term Life 0.00% 10 $961 $0 $231,750 $478N/A
2010 Group Ordinary Annuities 0.00% 1 $0 $0 $0 $0N/A
2010 Group Modified Guaranteed Annuities 83.07% 1,948 $14,198,300 $0 $6,003 $0N/A
Enforcements
The department action has not taken enforcement action against this company in the past three years.
Link to Enforcements Page
Complaint Index
Link to Complaint Index Page
YearLineMarket
Share		 Number of
Complaints		Complaint
Index
2011 Health 0.00% 1 1052
2011 Life and annuities 8.82% 11 11
2010 Health 0.00% 1 792
2010 Life and annuities 7.33% 14 15
Company Changes
Effective Date: 07/01/2002
Comments: Inter-State Assurance Co. merged with and into Proptective Life Insurance Company.
Effective Date: 01/01/2004
Comments: First Variable Life Insurance Co. merged with and into Protective Life Insurance Co.
Effective Date: 01/01/2007
Comments: Chase Life & Annuity Company merged with and into Protective Life Insurance Company.
Effective Date: 01/01/2007
Comments: Chase Life & Annuity Company merged with and into Protective Life Insurance Company.
Effective Date: 07/01/2012
Comments: Effective 7/1/2012 United Investors Life Insurance Company merged with and into Protective Life Insurance Company.
Market Conduct
Date: 02/10/2006
Pdf Links
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Financial Exams
This company does not have any financial exams.